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SHF Holdings
(NASDAQ:SHFS)
SHF Holdings (SHFS) vs. SPDR S&P 500 ETF (SPY)
SHF Holdings Business Overview & Revenue Model
SHF Holdings Earnings Call Summary
SHF Holdings Financial Statement Overview
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 9.46M | 18.41M | 20.28M | -32.00M | 7.01M | 8.04M |
| Gross Profit | 9.07M | 19.27M | 18.89M | -33.21M | 7.00M | 8.02M |
| EBITDA | 522.65B | -3.75M | -17.74M | -44.19M | 3.29M | 5.12M |
| Net Income | -52.73M | -48.32M | -17.28M | -35.13M | 3.29M | 5.12M |
Balance Sheet | ||||||
| Total Assets | 13.66M | 13.22M | 67.86M | 99.34M | 7.52M | 4.57M |
| Cash, Cash Equivalents and Short-Term Investments | 861.72K | 2.34M | 4.89M | 8.39M | 5.50M | 3.00M |
| Total Debt | 753.43K | 11.88M | 15.02M | 1.03M | 0.00 | 0.00 |
| Total Liabilities | 6.67M | 25.51M | 33.51M | 94.34M | 181.50K | 220.95K |
| Stockholders Equity | 7.00M | -12.29M | 34.36M | 5.11M | 7.34M | 4.35M |
Cash Flow | ||||||
| Free Cash Flow | -1.25T | 430.48K | -1.04M | 1.68M | 2.94M | 4.95M |
| Operating Cash Flow | -1.27T | 430.48K | -832.14K | 1.70M | 2.95M | 4.95M |
| Investing Cash Flow | 2.91T | 12.39K | -2.18M | -2.90M | 1.04M | 5.83K |
| Financing Cash Flow | -7.10T | -3.01M | -488.83K | 4.09M | -1.49M | -3.57M |
SHF Holdings Technical Analysis
SHF Holdings Risk Analysis
SHF Holdings Peers Comparison
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
54 Neutral | $35.76M | -2.78 | -11.14% | 3.88% | 1.63% | -508.72% | |
52 Neutral | $32.23M | 178.70 | 1.11% | ― | 15.71% | ― | |
46 Neutral | $13.60M | 521.11 | 0.13% | ― | 5.76% | -72.73% | |
37 Underperform | $6.88M | -0.12 | -515.18% | ― | -42.15% | -1001.66% |
SHF Holdings Corporate Events
On November 12, 2025, SHF Holdings announced that CEO Terry Mendez will present at the Trickle Research Microcap Conference on November 13, 2025. This marks Safe Harbor’s second investor event since Mendez’s appointment in February 2025. The presentation will highlight the company’s strategic direction, recent achievements, and growth strategy, including resolving liquidity issues, increasing deposit balances, and restructuring the management team. Mendez will also discuss potential impacts of regulatory changes on the cannabis financial services landscape.
The most recent analyst rating on (SHFS) stock is a Sell with a $2.00 price target. To see the full list of analyst forecasts on SHF Holdings stock, see the SHFS Stock Forecast page.
On November 6, 2025, SHF Holdings‘ stockholders approved several proposals at a special meeting, including an amendment to increase authorized shares and a reverse stock split, enhancing the company’s capital structure. Additionally, Safe Harbor Financial announced it regained Nasdaq compliance and raised $6.8 million in new capital, eliminating $18.8 million in debt, and secured a $150 million equity line of credit to support its strategic growth in the cannabis banking and lending markets.
The most recent analyst rating on (SHFS) stock is a Sell with a $2.00 price target. To see the full list of analyst forecasts on SHF Holdings stock, see the SHFS Stock Forecast page.
On April 7, 2025, SHF Holdings received a notice from Nasdaq indicating non-compliance with listing requirements due to insufficient stockholders’ equity. The company has since taken actions to regain compliance, believing its equity now exceeds the $2.5 million threshold required by Nasdaq. SHF Holdings issued Series B Preferred Stock and Warrants, exempt from registration under the Securities Act, to bolster its financial standing. The company awaits Nasdaq’s confirmation of compliance and has filed a Certificate of Designation for the Series B Preferred Stock, which is convertible into Class A Common Stock.
The most recent analyst rating on (SHFS) stock is a Hold with a $7.00 price target. To see the full list of analyst forecasts on SHF Holdings stock, see the SHFS Stock Forecast page.
On September 24, 2025, SHF Holdings, Inc. made several key appointments and changes within its leadership team. Douglas Beck was appointed as the Principal Accounting Officer while continuing his role as Senior Vice President of Finance, Controller. Michael Regan was named Chief Investment & Strategy Officer, and Jeffrey Kay was appointed Chief Marketing Officer. Additionally, the board of directors decided to reduce its size from seven to five members. These changes are expected to streamline operations and strengthen the company’s strategic focus.
The most recent analyst rating on (SHFS) stock is a Hold with a $7.00 price target. To see the full list of analyst forecasts on SHF Holdings stock, see the SHFS Stock Forecast page.
SHF Holdings announced that the September Note was offered and sold to an investor under the exemption from registration provided by Section 4(a)(2) of the Securities Act and Regulation D. This transaction reflects the company’s strategic financial maneuvers to leverage regulatory exemptions, potentially impacting its capital structure and investor relations.
The most recent analyst rating on (SHFS) stock is a Hold with a $3.50 price target. To see the full list of analyst forecasts on SHF Holdings stock, see the SHFS Stock Forecast page.
SHF Holdings announced that it has offered and sold Notes to investors, utilizing the exemption from registration provided by Section 4(a)(2) of the Securities Act and Regulation D. This move could potentially impact the company’s financial strategy and investor relations by leveraging regulatory exemptions to facilitate capital raising.
The most recent analyst rating on (SHFS) stock is a Sell with a $2.50 price target. To see the full list of analyst forecasts on SHF Holdings stock, see the SHFS Stock Forecast page.