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SHF Holdings (SHFS)
NASDAQ:SHFS
US Market
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SHF Holdings (SHFS) Price & Analysis

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SHFS Stock Chart & Stats

$1.03
$0.02(6.30%)
At close: 4:00 PM EST
$1.03
$0.02(6.30%)

Bulls Say, Bears Say

Bulls Say
Niche Compliance-first Business ModelSHF’s focus on compliance-first banking and payments for state-legal cannabis businesses targets a structurally underserved market with high regulatory complexity. This specialization creates durable customer stickiness with partner FIs and recurring program fee opportunities tied to ongoing compliance needs.
Product Suite Expansion (lending)Adding commercial real estate, working capital, equipment, and receivables financing diversifies revenue beyond payments and compliance fees, deepens customer relationships, and addresses persistent capital access gaps in cannabis. These offerings can create recurring interest/fee income and higher client lifetime value.
Modest Leverage On Balance SheetLow reported debt-to-equity (~0.10) provides financial flexibility and reduces near-term solvency risk, allowing the firm to operate through cash-flow variability and pursue strategic initiatives without heavy interest burdens compared with highly levered peers.
Bears Say
Persistent Negative Cash FlowSustained negative operating and free cash flow (~-$3.36M TTM) limits the company’s ability to self-fund growth or absorb shocks. Over months, continued cash burn increases reliance on external financing, raising dilution risk and constraining investment in product scale or margin improvement.
Ongoing Losses And Weak MarginsMulti-year losses, a -29% net margin and declining revenue signal the business has not yet converted gross profitability into sustainable operating earnings. Prolonged unprofitability pressures cash reserves and limits options for reinvestment or debt capacity over the next several quarters.
Legal And Contractual Uncertainty (Abaca)A court ruling finding a breach tied to the Abaca acquisition creates potential cash damages and unsettled liabilities. That uncertainty, combined with constrained funding sources noted by the court, can materially strain liquidity and management focus over the coming months and complicate strategic execution.

SHF Holdings News

SHFS FAQ

What was SHF Holdings’s price range in the past 12 months?
SHF Holdings lowest stock price was $0.38 and its highest was $9.19 in the past 12 months.
    What is SHF Holdings’s market cap?
    SHF Holdings’s market cap is $2.49M.
      When is SHF Holdings’s upcoming earnings report date?
      SHF Holdings’s upcoming earnings report date is Aug 18, 2026 which is in 71 days.
        How were SHF Holdings’s earnings last quarter?
        SHF Holdings released its earnings results on May 18, 2026. The company reported -$0.43 earnings per share for the quarter, missing the consensus estimate of N/A by -$0.43.
          Is SHF Holdings overvalued?
          According to Wall Street analysts SHF Holdings’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does SHF Holdings pay dividends?
            SHF Holdings does not currently pay dividends.
            What is SHF Holdings’s EPS estimate?
            SHF Holdings’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does SHF Holdings have?
            SHF Holdings has 6,455,796 shares outstanding.
              What happened to SHF Holdings’s price movement after its last earnings report?
              SHF Holdings reported an EPS of -$0.43 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 3.456%.
                Which hedge fund is a major shareholder of SHF Holdings?
                Currently, no hedge funds are holding shares in SHFS
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Company Description

                  SHF Holdings

                  SHF Holdings, Inc., through its subsidiaries, provides access to banking, lending, and other financial services to financial institutions serving the cannabis industry. The company, through its proprietary platform, offers access to business checking and savings accounts, cash management accounts, savings and investment options, commercial lending, courier services, remote deposit services, automated clearing house payments and origination, and wire payments. Its services allow cannabis related businesses to obtain services from financial institutions that allow them to run their business with enhanced financial insight into their business and access to resources. The company was founded in 2015 and is based in Arvada, Colorado.

                  SHF Holdings (SHFS) Earnings & Revenues

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                  Ownership Overview

                  2.79%0.47%7.81%88.81%
                  7.81% Other Institutional Investors
                  88.81% Public Companies and
                  Individual Investors

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