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SHF Holdings (SHFS)
NASDAQ:SHFS
US Market
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SHF Holdings (SHFS) Price & Analysis

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SHFS Stock Chart & Stats

$1.03
$0.02(6.30%)
At close: 4:00 PM EST
$1.03
$0.02(6.30%)

Bulls Say, Bears Say

Bulls Say
Compliance-first Cannabis Banking NicheOperating a compliance-first payments and banking platform for state-legal cannabis creates a durable niche. Regulatory complexity and high compliance costs make switching hard for partner FIs, supporting recurring program fees and long-term client stickiness as the regulated cannabis ecosystem matures.
Expansion Into Diversified Lending ProductsBroadening into many lending products addresses persistent capital access gaps in cannabis and diversifies revenue beyond payments. If executed, lending can generate higher-margin, recurring interest and fee income, deepen customer relationships and increase platform transaction flow over the medium term.
Modest Leverage (low Debt-to-equity)A low debt-to-equity ratio provides structural financial flexibility: it reduces interest burden and bankruptcy risk, giving management runway to invest in product expansion or absorb shocks without immediately needing dilutive financing, a durable buffer against cyclical stress.
Bears Say
Persistent Negative Operating And Free Cash FlowOngoing negative OCF and FCF indicate the business cannot self-fund growth or cover operating needs, increasing reliance on external capital. Over months this erodes runway, forces capital raises or cost cuts, and limits ability to scale lending and payments offerings sustainably.
Multi-year Losses And Declining RevenueNegative margins and falling top-line threaten unit-economics and the path to profitability. Persistent losses reduce reinvestment capacity, make underwriting lending riskier on the platform, and raise questions about sustainable margin conversion from gross profitability to operating income.
Legal Ruling And Related Financing Uncertainty (Abaca Dispute)A pending damages determination creates a contingent liability that could require cash outlays or settlements. The court explicitly flagged limited funding capacity, implying potential dilution, diverted capital, or constrained execution of strategic initiatives if settlement or payment obligations materialize.

SHF Holdings News

SHFS FAQ

What was SHF Holdings’s price range in the past 12 months?
SHF Holdings lowest stock price was $0.22 and its highest was $9.19 in the past 12 months.
    What is SHF Holdings’s market cap?
    SHF Holdings’s market cap is $1.58M.
      When is SHF Holdings’s upcoming earnings report date?
      SHF Holdings’s upcoming earnings report date is Aug 18, 2026 which is in 50 days.
        How were SHF Holdings’s earnings last quarter?
        SHF Holdings released its earnings results on May 18, 2026. The company reported -$0.43 earnings per share for the quarter, missing the consensus estimate of N/A by -$0.43.
          Is SHF Holdings overvalued?
          According to Wall Street analysts SHF Holdings’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does SHF Holdings pay dividends?
            SHF Holdings does not currently pay dividends.
            What is SHF Holdings’s EPS estimate?
            SHF Holdings’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does SHF Holdings have?
            SHF Holdings has 6,455,796 shares outstanding.
              What happened to SHF Holdings’s price movement after its last earnings report?
              SHF Holdings reported an EPS of -$0.43 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 3.456%.
                Which hedge fund is a major shareholder of SHF Holdings?
                Currently, no hedge funds are holding shares in SHFS
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Company Description

                  SHF Holdings

                  SHF Holdings, Inc., operating through its subsidiaries, specializes in facilitating access to a comprehensive array of banking, lending, and other crucial financial services for institutions that cater to the cannabis industry. Utilizing its exclusive technological platform, the company delivers a diverse set of functionalities. These include corporate checking and savings accounts, treasury management solutions, various savings and investment options, commercial credit facilities, dedicated courier services, convenient remote deposit features, automated clearing house (ACH) payment processing (both initiation and receipt), and secure wire transfers. Ultimately, these offerings provide cannabis-related businesses with vital financial infrastructure and enhanced insights, empowering them to manage their operations more effectively and leverage essential resources via the financial institutions partnered with SHF Holdings. The company was established in 2015 and is headquartered in Arvada, Colorado.

                  SHF Holdings (SHFS) Earnings & Revenues

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                  Ownership Overview

                  2.79%0.47%7.81%88.81%
                  7.81% Other Institutional Investors
                  88.81% Public Companies and
                  Individual Investors

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