SHF Holdings ( (SHFS) ) has released a notification of late filing.
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SHF Holdings, Inc. has filed a Form 12b-25, flagging a delay in its Form 10-K (Yearly Report) for the year ended December 31, 2025. The company’s fiscal 2025 Annual Report on Form 10-K (Yearly Report) is therefore not being filed on its original deadline.
Management explains the delay stems from a significant transaction completed in 2026 that, under accounting rules, must be recognized in the 2025 financial statements. SHF Holdings says it needs extra time to finalize the accounting and ensure proper presentation of this deal in its Form 10-K (Yearly Report).
The company states it expects to file its 2025 Form 10-K (Yearly Report) within the 15-calendar-day extension window allowed under Rule 12b-25. Investors should note that SHF has also fallen behind on its 2024 Form 10-K (Yearly Report) and its Form 10-Q (Quarter Report) for the quarter ended March 31, 2025.
SHF Holdings does not anticipate any significant change in operating results compared with the prior year based on information currently available. However, management warns that forward-looking statements about timing and results are subject to risks, including potential revisions once closing procedures and the transaction accounting are fully completed.
The company signals ongoing efforts to complete its financial close and catch up on SEC reporting obligations. The notification is signed on March 31, 2026, by Terrance Mendez, who serves as both Chief Executive Officer and Chief Financial Officer, underscoring executive responsibility for the delayed filing.
The most recent analyst rating on (SHFS) stock is a Hold with a $0.96 price target. To see the full list of analyst forecasts on SHF Holdings stock, see the SHFS Stock Forecast page.
Spark’s Take on SHFS Stock
According to Spark, TipRanks’ AI Analyst, SHFS is a Neutral.
The score is driven down primarily by weak financial performance (declining revenue, negative profitability, and negative operating cash flow). Technicals also lean bearish with price below key moving averages and a negative MACD. Positive corporate actions (debt reduction, Nasdaq compliance, and new financing capacity) provide some support but are secondary to the current operating and cash-flow challenges.
To see Spark’s full report on SHFS stock, click here.
More about SHF Holdings
Average Trading Volume: 131,505
Technical Sentiment Signal: Sell
Current Market Cap: $2.56M
See more data about SHFS stock on TipRanks’ Stock Analysis page.