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Kentucky First Federal Bancorp (KFFB)
NASDAQ:KFFB
KFFB Stock Chart & Stats
$4.45
>-$0.01(-0.16%)
At close: 4:00 PM EST
$4.45
>-$0.01(-0.16%)
Day’s Range― - ―
52-Week Range$1.96 - $4.98
Previous CloseN/A
Volume1.00
Average Volume (3M)28.24K
Market Cap
$37.12M
Enterprise Value$34.79M
Total Cash (Recent Filing)$13.51M
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)44.7
Beta0.06
Next Earnings
May 04, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.04
Shares Outstanding8,086,715
10 Day Avg. Volume79,943
30 Day Avg. Volume28,242
Financial Highlights & Ratios
PEG Ratio-1.18
Price to Book (P/B)0.49
Price to Sales (P/S)1.20
P/FCF Ratio-100.29
Enterprise Value/Market Cap0.94
Enterprise Value/Revenue1.69
Enterprise Value/Gross Profit3.46
Enterprise Value/Ebitda29.53
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Regulatory ClearanceTermination of the OCC written agreement removes formal supervisory constraints and related individual minimum capital requirements. This materially improves the bank’s operational flexibility, reduces regulatory overhang and allows management to redeploy capital and pursue strategic lending and deposit initiatives over the next 2–6 months and beyond.
Improved LeverageLeverage falling to sub‑0.9 lowers financial risk and eases pressure on capital ratios. A stronger capital structure supports continued lending capacity and buffers losses, giving the bank more runway to grow assets, absorb credit volatility and respond to regulatory expectations without immediate capital-raising needs.
Return To Profitability & Revenue GrowthA return to net profitability alongside meaningful revenue growth indicates core demand for loans and services is recovering. If management sustains revenue expansion while controlling expenses, the bank can progressively rebuild retained earnings and improve capital generation, strengthening long‑term earnings power.
Bears Say
Weak Cash GenerationOperating cash flow near zero and negative free cash flow indicate reported earnings are not translating into durable cash generation. This constrains capacity to self‑fund loan growth, technology investment or future dividends, and increases reliance on deposits or external funding to support strategic initiatives.
Thin, Volatile ProfitabilityModest margins and historical earnings volatility limit the bank’s ability to consistently build capital and deliver steady ROE. Profitability is sensitive to net interest margin swings and credit losses; sustaining positive trends will require persistent margin improvement and tight credit and expense controls.
Limited Scale & Geographic ConcentrationA small branch footprint and limited headcount constrain diversification of revenue, higher unit operating costs, and bargaining power. Geographic and customer concentration raise vulnerability to local economic downturns and limit the bank’s ability to spread fixed costs across a larger franchise, slowing sustainable growth.
Kentucky First Federal Bancorp News
KFFB FAQ
What was Kentucky First Federal Bancorp’s price range in the past 12 months?
Kentucky First Federal Bancorp lowest stock price was $1.96 and its highest was $4.98 in the past 12 months.
What is Kentucky First Federal Bancorp’s market cap?
Kentucky First Federal Bancorp’s market cap is $37.12M.
When is Kentucky First Federal Bancorp’s upcoming earnings report date?
Kentucky First Federal Bancorp’s upcoming earnings report date is May 04, 2026 which is in 62 days.
How were Kentucky First Federal Bancorp’s earnings last quarter?
Kentucky First Federal Bancorp released its earnings results on Feb 10, 2026. The company reported $0.038 earnings per share for the quarter, beating the consensus estimate of N/A by $0.038.
Is Kentucky First Federal Bancorp overvalued?
According to Wall Street analysts Kentucky First Federal Bancorp’s price is currently Overvalued.
Does Kentucky First Federal Bancorp pay dividends?
Kentucky First Federal Bancorp pays a Quarterly dividend of $0.1 which represents an annual dividend yield of N/A. See more information on Kentucky First Federal Bancorp dividends here
What is Kentucky First Federal Bancorp’s EPS estimate?
Kentucky First Federal Bancorp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Kentucky First Federal Bancorp have?
Kentucky First Federal Bancorp has 8,086,715 shares outstanding.
What happened to Kentucky First Federal Bancorp’s price movement after its last earnings report?
Kentucky First Federal Bancorp reported an EPS of $0.038 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -2.023%.
Which hedge fund is a major shareholder of Kentucky First Federal Bancorp?
Currently, no hedge funds are holding shares in KFFB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Kentucky First Federal Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
19.26%
12-Months-Change
Fundamentals
Return on Equity
1.11%
Trailing 12-Months
Asset Growth
-0.43%
Trailing 12-Months
Company Description
Kentucky First Federal Bancorp
Kentucky First Federal Bancorp operates as the holding company for First Federal Savings and Loan Association of Hazard, and Frankfort First Bancorp, Inc. that provide various banking products and services in Kentucky. The company accepts deposit products include passbook savings and certificate accounts, checking accounts, and individual retirement accounts. Its loan portfolio comprises one-to four-family residential mortgage loans; construction loans; mortgage loans secured by multi-family property; nonresidential loans that are secured by commercial office buildings, churches, and properties used for other purposes; commercial non-mortgage loans; and consumer loans, such as home equity lines of credit, loans secured by savings deposits, automobile loans, and unsecured or personal loans. The company also invests in mortgage-backed securities. It operates through seven banking offices. The company was incorporated in 2005 and is based in Hazard, Kentucky. Kentucky First Federal Bancorp is a subsidiary of First Federal MHC.
Technical Analysis
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Ownership Overview
0.71% Insiders
1.52% Mutual Funds
1.14% Other Institutional Investors
95.82% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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