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KFFB Stock Chart & Stats
$5.22
$0.04(0.73%)
At close: 4:00 PM EDT
$5.22
$0.04(0.73%)
Day’s Range― - ―
52-Week Range$2.97 - $5.66
Previous Close$5.35
Volume3.10K
Average Volume (3M)28.24K
Market Cap
$44.92M
Enterprise Value$73.19
Total Cash (Recent Filing)$2.29M
Total Debt (Recent Filing)$48.94M
Price to Earnings (P/E)23.2
Beta0.20
Next Earnings
Nov 06, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.17
Shares Outstanding8,086,715
10 Day Avg. Volume79,943
30 Day Avg. Volume28,242
Financial Highlights & Ratios
PEG Ratio-1.18
Price to Book (P/B)0.49
Price to Sales (P/S)1.20
P/FCF Ratio-100.29
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Deposit-funded Retail Banking ModelA traditional deposit-funded community bank model provides stable low-cost funding and recurring net interest income from mortgage and consumer lending. Fee-based services add diversification of revenue, supporting durable cash generation and resilience across interest-rate cycles.
TTM Profitability And Cash-flow ReboundTrailing-twelve-month results show a clear rebound to positive operating profit and improved margins, and operating cash flow has turned positive. This recovery improves the durability of internal funding, strengthens the ability to service loans, and supports reinvestment or dividends.
Improving Leverage And Managed Balance SheetReported reduction in leverage versus prior peaks signals stronger capital positioning and lower financial risk. A more-managed balance sheet increases capacity to absorb shocks, supports continued lending activity, and makes dividend sustainability and regulatory compliance more achievable.
Bears Say
Multi-year Earnings And Cash-flow VolatilityRecurrent swings including a material FY2024 loss and prior negative operating/free cash flow indicate weak earnings quality. This volatility undermines long-term planning, increases capital and liquidity stress risk, and makes reliable dividend or growth commitments less certain.
Modest Returns On EquityLow ROE limits the bank's ability to generate attractive shareholder returns from existing capital. Persistently modest profitability reduces retained earnings growth, constrains organic capital build, and makes future growth or loss-absorption more dependent on external capital.
Small Scale And Limited Market LiquidityVery small operational scale and low trading volume constrain revenue diversification and operating leverage. Limited scale raises per-unit costs, limits product and geographic expansion, and can make capital raises or M&A more difficult versus larger regional peers.
Kentucky First Federal Bancorp News
KFFB FAQ
What was Kentucky First Federal Bancorp’s price range in the past 12 months?
Kentucky First Federal Bancorp lowest stock price was $2.97 and its highest was $5.66 in the past 12 months.
What is Kentucky First Federal Bancorp’s market cap?
Kentucky First Federal Bancorp’s market cap is $44.92M.
When is Kentucky First Federal Bancorp’s upcoming earnings report date?
Kentucky First Federal Bancorp’s upcoming earnings report date is Nov 06, 2026 which is in 78 days.
How were Kentucky First Federal Bancorp’s earnings last quarter?
Kentucky First Federal Bancorp released its earnings results on Aug 07, 2026. The company reported $0.084 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Kentucky First Federal Bancorp overvalued?
According to Wall Street analysts Kentucky First Federal Bancorp’s price is currently Overvalued.
Does Kentucky First Federal Bancorp pay dividends?
Kentucky First Federal Bancorp pays a Quarterly dividend of $0.05 which represents an annual dividend yield of N/A. See more information on Kentucky First Federal Bancorp dividends here
What is Kentucky First Federal Bancorp’s EPS estimate?
Kentucky First Federal Bancorp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Kentucky First Federal Bancorp have?
Kentucky First Federal Bancorp has 8,086,715 shares outstanding.
What happened to Kentucky First Federal Bancorp’s price movement after its last earnings report?
Kentucky First Federal Bancorp reported an EPS of $0.084 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -1.246%.
Which hedge fund is a major shareholder of Kentucky First Federal Bancorp?
Currently, no hedge funds are holding shares in KFFB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Kentucky First Federal Bancorp
Kentucky First Federal Bancorp (KFFB) serves as the holding company for two financial institutions: First Federal Savings and Loan Association of Hazard, and Frankfort First Bancorp, Inc. Together, these subsidiaries deliver a variety of banking products and services to communities throughout Kentucky. Customers can access a suite of deposit products, including passbook savings, certificate accounts, checking accounts, and individual retirement accounts. KFFB's comprehensive loan offerings include residential mortgages for single to four-family homes, construction financing, and loans secured by multi-family properties. A substantial portion of its portfolio consists of non-residential loans, which are backed by commercial office buildings, churches, and other purpose-built properties. Furthermore, it provides commercial loans not tied to real estate, alongside an array of consumer credit options. These range from home equity lines of credit (HELOCs) and loans secured by savings deposits to automobile loans and unsecured personal financing. Beyond direct lending, KFFB also invests in mortgage-backed securities. The company operates through a network of seven branch locations. Established in 2005, its headquarters are located in Hazard, Kentucky. Kentucky First Federal Bancorp itself is a subsidiary of First Federal MHC.
Technical Analysis
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Ownership Overview
― Insiders
1.54% Mutual Funds
1.48% Other Institutional Investors
95.54% Public Companies and
Individual Investors