Kentucky First Federal Bancorp (KFFB)
NASDAQ:KFFB
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KFFB Stock Chart & Stats
$4.45
>-$0.01(-0.16%)
At close: 4:00 PM EST
$4.45
>-$0.01(-0.16%)
Day’s Range― - ―
52-Week Range$2.23 - $4.98
Previous CloseN/A
Volume1.00
Average Volume (3M)28.24K
Market Cap
$36.88M
Enterprise Value$64.52M
Total Cash (Recent Filing)$21.30M
Total Debt (Recent Filing)$48.94M
Price to Earnings (P/E)15.0
Beta0.19
Next Earnings
Sep 17, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.17
Shares Outstanding8,086,715
10 Day Avg. Volume79,943
30 Day Avg. Volume28,242
Financial Highlights & Ratios
PEG Ratio-1.18
Price to Book (P/B)0.49
Price to Sales (P/S)1.20
P/FCF Ratio-100.29
Enterprise Value/Market Cap1.75
Enterprise Value/Revenue3.07
Enterprise Value/Gross Profit5.96
Enterprise Value/Ebitda34.91
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Regulatory ReliefTermination of the OCC enforcement agreement reduces regulatory constraints and related minimum capital stipulations. This structural change improves management flexibility for capital allocation, planning and lending activity over months, removing a persistent regulatory overhang on strategy and operations.
Revenue And Profitability ReboundTrailing-twelve-month revenue growth and restored positive margins indicate the core lending and deposit franchise can generate earnings after prior losses. A sustained rebound suggests the bank can convert business activity into recurring profit if credit trends and net interest spreads remain supportive.
Stable, Traditional Banking ModelA deposit-funded lending model produces predictable net interest income and recurring fee streams. For a community bank, stable core deposits and conservative mortgage/loan focus support durable earnings generation and lower funding volatility versus wholesale-funded models over the medium term.
Bears Say
Volatile Cash Flow HistoryHistoric swings in operating and free cash flow reduce predictability of internal funding and dividend or reinvestment capacity. Inconsistent cash conversion raises the chance that future shortfalls could force funding changes, constrain credit growth, or pressure capital during adverse cycles.
Modest Returns On EquityPersistently low ROE limits the bank's ability to organically build capital and deliver meaningful investor returns. With marginal profitability relative to balance sheet size, the franchise has limited cushion for credit losses and may need sustained margin expansion or expense reductions to materially improve capital generation.
Small Scale And Limited FootprintA small branch network and lean employee base constrain diversification, scale economies and product breadth. Limited scale raises per-unit costs for compliance and technology investment, increases sensitivity to local economic shocks, and may slow sustainable growth relative to larger peers.
Kentucky First Federal Bancorp News
KFFB FAQ
What was Kentucky First Federal Bancorp’s price range in the past 12 months?
Kentucky First Federal Bancorp lowest stock price was $2.23 and its highest was $4.98 in the past 12 months.
What is Kentucky First Federal Bancorp’s market cap?
Kentucky First Federal Bancorp’s market cap is $36.88M.
When is Kentucky First Federal Bancorp’s upcoming earnings report date?
Kentucky First Federal Bancorp’s upcoming earnings report date is Sep 17, 2026 which is in 114 days.
How were Kentucky First Federal Bancorp’s earnings last quarter?
Kentucky First Federal Bancorp released its earnings results on May 11, 2026. The company reported $0.072 earnings per share for the quarter, beating the consensus estimate of N/A by $0.072.
Is Kentucky First Federal Bancorp overvalued?
According to Wall Street analysts Kentucky First Federal Bancorp’s price is currently Overvalued.
Does Kentucky First Federal Bancorp pay dividends?
Kentucky First Federal Bancorp pays a Quarterly dividend of $0.1 which represents an annual dividend yield of N/A. See more information on Kentucky First Federal Bancorp dividends here
What is Kentucky First Federal Bancorp’s EPS estimate?
Kentucky First Federal Bancorp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Kentucky First Federal Bancorp have?
Kentucky First Federal Bancorp has 8,086,715 shares outstanding.
What happened to Kentucky First Federal Bancorp’s price movement after its last earnings report?
Kentucky First Federal Bancorp reported an EPS of $0.072 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 7.356%.
Which hedge fund is a major shareholder of Kentucky First Federal Bancorp?
Currently, no hedge funds are holding shares in KFFB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Kentucky First Federal Bancorp
Kentucky First Federal Bancorp operates as the holding company for First Federal Savings and Loan Association of Hazard, and Frankfort First Bancorp, Inc. that provide various banking products and services in Kentucky. The company accepts deposit products include passbook savings and certificate accounts, checking accounts, and individual retirement accounts. Its loan portfolio comprises one-to four-family residential mortgage loans; construction loans; mortgage loans secured by multi-family property; nonresidential loans that are secured by commercial office buildings, churches, and properties used for other purposes; commercial non-mortgage loans; and consumer loans, such as home equity lines of credit, loans secured by savings deposits, automobile loans, and unsecured or personal loans. The company also invests in mortgage-backed securities. It operates through seven banking offices. The company was incorporated in 2005 and is based in Hazard, Kentucky. Kentucky First Federal Bancorp is a subsidiary of First Federal MHC.
Technical Analysis
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Ownership Overview
0.71% Insiders
1.52% Mutual Funds
1.20% Other Institutional Investors
95.26% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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