Kentucky First Federal Bancorp (KFFB)
NASDAQ:KFFB
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KFFB Stock Chart & Stats
$4.45
>-$0.01(-0.16%)
At close: 4:00 PM EST
$4.45
>-$0.01(-0.16%)
Day’s Range― - ―
52-Week Range$1.96 - $4.98
Previous CloseN/A
Volume1.00
Average Volume (3M)28.24K
Market Cap
$35.82M
Enterprise Value$84.95M
Total Cash (Recent Filing)$13.51M
Total Debt (Recent Filing)$51.45M
Price to Earnings (P/E)31.0
Beta0.18
Next Earnings
Sep 17, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.10
Shares Outstanding8,086,715
10 Day Avg. Volume79,943
30 Day Avg. Volume28,242
Financial Highlights & Ratios
PEG Ratio-1.18
Price to Book (P/B)0.49
Price to Sales (P/S)1.20
P/FCF Ratio-100.29
Enterprise Value/Market Cap2.37
Enterprise Value/Revenue4.13
Enterprise Value/Gross Profit8.44
Enterprise Value/Ebitda72.11
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Regulatory ExitThe OCC termination removes formal enforcement constraints and the 'troubled condition' label, permanently easing agreement-linked capital minimums. This durable change increases management's flexibility to deploy capital, expand lending, and reduce compliance-driven limitations on strategy and growth.
Improving LeverageLeverage falling to under ~0.9 materially reduces financial risk and increases resilience to loan losses. Lower leverage improves funding flexibility and gives the bank structural capacity to grow assets or absorb shocks without immediate capital raises, supporting medium-term stability.
Top-line RecoveryA return to profitability backed by recent revenue growth indicates the core banking franchise (deposits, mortgage lending) is reaccelerating. If revenue trends persist, operating leverage can improve margins and rebuild retained earnings, strengthening long-term earnings power.
Bears Say
Weak Cash GenerationNear-zero operating cash flow and negative free cash flow indicate earnings are not translating into durable cash, limiting capacity for loan growth, branch investment, or shareholder returns. Persistently weak cash conversion constrains strategic flexibility and capital build-up.
Low, Volatile ProfitabilityVery low ROE and historical earnings volatility signal inefficient use of capital and unpredictable earnings power. This reduces the bank's ability to organically strengthen capital, attract investor confidence, and sustainably fund growth without dilutive or expensive external capital.
Limited ScaleA small branch footprint and limited staff constrain economies of scale, diversify revenue, and bargaining power on funding costs. Structural scale limits ability to spread fixed costs, making margin improvement and competitive positioning more difficult over the medium term.
Kentucky First Federal Bancorp News
KFFB FAQ
What was Kentucky First Federal Bancorp’s price range in the past 12 months?
Kentucky First Federal Bancorp lowest stock price was $1.96 and its highest was $4.98 in the past 12 months.
What is Kentucky First Federal Bancorp’s market cap?
Kentucky First Federal Bancorp’s market cap is $35.82M.
When is Kentucky First Federal Bancorp’s upcoming earnings report date?
Kentucky First Federal Bancorp’s upcoming earnings report date is Sep 17, 2026 which is in 135 days.
How were Kentucky First Federal Bancorp’s earnings last quarter?
Currently, no data Available
Is Kentucky First Federal Bancorp overvalued?
According to Wall Street analysts Kentucky First Federal Bancorp’s price is currently Overvalued.
Does Kentucky First Federal Bancorp pay dividends?
Kentucky First Federal Bancorp pays a Quarterly dividend of $0.1 which represents an annual dividend yield of N/A. See more information on Kentucky First Federal Bancorp dividends here
What is Kentucky First Federal Bancorp’s EPS estimate?
Kentucky First Federal Bancorp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Kentucky First Federal Bancorp have?
Kentucky First Federal Bancorp has 8,086,715 shares outstanding.
What happened to Kentucky First Federal Bancorp’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Kentucky First Federal Bancorp?
Currently, no hedge funds are holding shares in KFFB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Kentucky First Federal Bancorp
Kentucky First Federal Bancorp operates as the holding company for First Federal Savings and Loan Association of Hazard, and Frankfort First Bancorp, Inc. that provide various banking products and services in Kentucky. The company accepts deposit products include passbook savings and certificate accounts, checking accounts, and individual retirement accounts. Its loan portfolio comprises one-to four-family residential mortgage loans; construction loans; mortgage loans secured by multi-family property; nonresidential loans that are secured by commercial office buildings, churches, and properties used for other purposes; commercial non-mortgage loans; and consumer loans, such as home equity lines of credit, loans secured by savings deposits, automobile loans, and unsecured or personal loans. The company also invests in mortgage-backed securities. It operates through seven banking offices. The company was incorporated in 2005 and is based in Hazard, Kentucky. Kentucky First Federal Bancorp is a subsidiary of First Federal MHC.
Technical Analysis
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Ownership Overview
0.71% Insiders
1.52% Mutual Funds
1.19% Other Institutional Investors
95.77% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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