Kentucky First Federal Bancorp (KFFB)
NASDAQ:KFFB
KFFB Stock Chart & Stats
$4.45
>-$0.01(-0.16%)
At close: 4:00 PM EST
$4.45
>-$0.01(-0.16%)
Day’s Range― - ―
52-Week Range$1.96 - $4.98
Previous CloseN/A
Volume1.00
Average Volume (3M)28.24K
Market Cap
$35.66M
Enterprise Value$85.03M
Total Cash (Recent Filing)$13.51M
Total Debt (Recent Filing)$51.45M
Price to Earnings (P/E)31.0
Beta0.13
Next Earnings
May 04, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.04
Shares Outstanding8,086,715
10 Day Avg. Volume79,943
30 Day Avg. Volume28,242
Financial Highlights & Ratios
PEG Ratio-1.18
Price to Book (P/B)0.49
Price to Sales (P/S)1.20
P/FCF Ratio-100.29
Enterprise Value/Market Cap2.38
Enterprise Value/Revenue4.14
Enterprise Value/Gross Profit8.45
Enterprise Value/Ebitda72.18
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Regulatory Relief: Exit Of OCC Written AgreementTermination of the OCC written agreement removes formal “troubled condition” status and linked minimum capital constraints, granting durable operating flexibility. This reduces regulatory drag, lowers compliance burden and enables management to redeploy capital toward lending and strategic initiatives over coming months.
Improved Leverage: Lower Debt-to-equityDebt-to-equity falling below ~0.9 materially reduces balance-sheet risk and increases resilience to shocks. Lower leverage supports sustainable loan growth capacity, eases capital strain, and provides more durable financial flexibility for funding and risk management over the next several quarters.
Top-line Recovery And Return To ProfitabilityA return to positive net income and strong recent revenue growth indicate improving core demand and franchise traction. Sustained top-line growth helps rebuild earnings power and, if maintained, can support margin recovery and internal capital generation across the medium term.
Bears Say
Weak Cash Generation And Negative Free Cash FlowNear‑zero operating cash flow and persistent negative free cash flow constrain the bank’s ability to fund growth, build capital buffers, or return capital to shareholders without external financing. This structural cash weakness reduces resilience and strategic optionality over the next 2–6 months.
Very Low Returns On EquityA TTM ROE near ~1% signals weak profitability relative to capital, making it difficult to attract capital or justify reinvestment. Persistently low ROE undermines capacity to generate shareholder value and constrains long‑term growth unless operating efficiency or margins improve.
Thin, Volatile Profitability And MarginsModest net margins (~4%) and historical profit volatility, including a 2024 loss, imply earnings are not yet consistently stable. This variability complicates planning, provisioning and capital allocation, raising execution risk for durable earnings improvement over the medium term.
Kentucky First Federal Bancorp News
KFFB FAQ
What was Kentucky First Federal Bancorp’s price range in the past 12 months?
Kentucky First Federal Bancorp lowest stock price was $1.96 and its highest was $4.98 in the past 12 months.
What is Kentucky First Federal Bancorp’s market cap?
Kentucky First Federal Bancorp’s market cap is $35.66M.
When is Kentucky First Federal Bancorp’s upcoming earnings report date?
Kentucky First Federal Bancorp’s upcoming earnings report date is May 04, 2026 which is in 20 days.
How were Kentucky First Federal Bancorp’s earnings last quarter?
Kentucky First Federal Bancorp released its earnings results on Feb 10, 2026. The company reported $0.038 earnings per share for the quarter, beating the consensus estimate of N/A by $0.038.
Is Kentucky First Federal Bancorp overvalued?
According to Wall Street analysts Kentucky First Federal Bancorp’s price is currently Overvalued.
Does Kentucky First Federal Bancorp pay dividends?
Kentucky First Federal Bancorp pays a Quarterly dividend of $0.1 which represents an annual dividend yield of N/A. See more information on Kentucky First Federal Bancorp dividends here
What is Kentucky First Federal Bancorp’s EPS estimate?
Kentucky First Federal Bancorp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Kentucky First Federal Bancorp have?
Kentucky First Federal Bancorp has 8,086,715 shares outstanding.
What happened to Kentucky First Federal Bancorp’s price movement after its last earnings report?
Kentucky First Federal Bancorp reported an EPS of $0.038 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -2.023%.
Which hedge fund is a major shareholder of Kentucky First Federal Bancorp?
Currently, no hedge funds are holding shares in KFFB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Kentucky First Federal Bancorp
Kentucky First Federal Bancorp operates as the holding company for First Federal Savings and Loan Association of Hazard, and Frankfort First Bancorp, Inc. that provide various banking products and services in Kentucky. The company accepts deposit products include passbook savings and certificate accounts, checking accounts, and individual retirement accounts. Its loan portfolio comprises one-to four-family residential mortgage loans; construction loans; mortgage loans secured by multi-family property; nonresidential loans that are secured by commercial office buildings, churches, and properties used for other purposes; commercial non-mortgage loans; and consumer loans, such as home equity lines of credit, loans secured by savings deposits, automobile loans, and unsecured or personal loans. The company also invests in mortgage-backed securities. It operates through seven banking offices. The company was incorporated in 2005 and is based in Hazard, Kentucky. Kentucky First Federal Bancorp is a subsidiary of First Federal MHC.
Technical Analysis
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Ownership Overview
0.71% Insiders
1.52% Mutual Funds
1.42% Other Institutional Investors
95.54% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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