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SFNC Stock Chart & Stats
$23.18
$0.02(0.09%)
At close: 4:00 PM EDT
$23.18
$0.02(0.09%)
Day’s Range― - ―
52-Week Range$17.00 - $23.91
Previous CloseN/A
Volume80.75K
Average Volume (3M)1.16M
Market Cap
$3.40B
Enterprise Value$4.21K
Total Cash (Recent Filing)$3.49B
Total Debt (Recent Filing)$771.16M
Price to Earnings (P/E)―
Beta0.89
Next Earnings
Oct 27, 2026EPS Estimate
0.53Next Dividend Ex-DateN/A
Dividend Yield3.62%
Share Statistics
EPS (TTM)-3.03
Shares Outstanding145,064,210
10 Day Avg. Volume1,242,064
30 Day Avg. Volume1,155,159
Financial Highlights & Ratios
PEG Ratio0.02
Price to Book (P/B)0.79
Price to Sales (P/S)4.30
P/FCF Ratio6.37
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda>-0.01
Forecast
1Y Price Target
$24.40Price Target Upside5.26% Upside
Rating ConsensusHold
Number of Analyst Covering5
EPS Forecast (FY)2.05
Revenue Forecast (FY)$1.01B
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationSustained TTM operating cash flow and robust free cash flow provide an enduring source of internal funding for loan growth, provisions, investments and buybacks. This cash resilience cushions earnings volatility and supports strategic optionality even when GAAP profits are pressured.
Manageable Leverage And Capital CushionA low debt-to-equity ratio and stable equity base, together with meaningful CET1 excess, create durable capital flexibility. This allows the bank to absorb credit stress, fund organic loan growth, and continue buybacks or dividend support without immediate need for dilutive capital.
Improving Core Operations And DisciplineRecurring improvements in deposit mix, solid loan production and targeted expense reductions imply sustainable PPNR gains. Self-funding of investments through efficiency (branch rationalization, process improvement) supports durable operating leverage and a structurally stronger earnings base over the medium term.
Bears Say
Severe Recent Profitability DeteriorationA sharp drop to deeply negative net margins signals an earnings reset that undermines internal capital generation and return metrics. Unless revenue and margin trends reverse, the bank may need persistent cost cuts, capital actions or strategic shifts to restore durable profitability and ROE.
Asset-quality Concentration And Specific NPLA concentrated construction relationship becoming non-accrual with a sizable specific reserve highlights vulnerability to localized credit stress. Such migrations can lead to higher provisions, incremental NPAs and uncertainty over recoveries, pressuring earnings and capital if further concentrations emerge.
Fierce Deposit Competition And Funding Cost PressureSustained competitive pressure on deposits and elevated deposit betas erode NIMs and make funding more expensive. Reliance on wholesale funding levers during deposit optimization increases funding mix risk and can structurally compress net interest income and returns absent durable deposit repricing or liability diversification.
Simmons 1st Nat'l News
SFNC FAQ
What was Simmons First National’s price range in the past 12 months?
Simmons First National lowest stock price was $17.00 and its highest was $23.91 in the past 12 months.
What is Simmons First National’s market cap?
Simmons First National’s market cap is $3.40B.
When is Simmons First National’s upcoming earnings report date?
Simmons First National’s upcoming earnings report date is Oct 27, 2026 which is in 87 days.
How were Simmons First National’s earnings last quarter?
Simmons First National released its earnings results on Jul 16, 2026. The company reported $0.5 earnings per share for the quarter, missing the consensus estimate of $0.523 by -$0.023.
Is Simmons First National overvalued?
According to Wall Street analysts Simmons First National’s price is currently Undervalued.
Does Simmons First National pay dividends?
Simmons First National pays a Quarterly dividend of $0.215 which represents an annual dividend yield of 3.62%. See more information on Simmons First National dividends here
What is Simmons First National’s EPS estimate?
Simmons First National’s EPS estimate is 0.53.
How many shares outstanding does Simmons First National have?
Simmons First National has 145,064,210 shares outstanding.
What happened to Simmons First National’s price movement after its last earnings report?
Simmons First National reported an EPS of $0.5 in its last earnings report, missing expectations of $0.523. Following the earnings report the stock price went down -1.29%.
Which hedge fund is a major shareholder of Simmons First National?
Currently, no hedge funds are holding shares in SFNC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Simmons 1st Nat'l Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$24.40 (5.26% Upside)
$24.40 (5.26% Upside)
Blogger Sentiment
Bullish
SFNC Sentiment 67%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 216.3K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
-5.41%
12-Months-Change
Fundamentals
Return on Equity
3.62%
Trailing 12-Months
Asset Growth
-7.55%
Trailing 12-Months
Company Description
Simmons First National
Simmons First National Corporation serves as the parent organization for Simmons Bank, delivering a broad spectrum of banking and financial solutions to both individual and business clients. Its offerings include various deposit accounts such as checking, savings, and time deposits. The bank also provides a diverse array of lending options, including consumer, real estate, and commercial loans, alongside specialized financing for agriculture, equipment, and small businesses via SBA initiatives. Beyond core banking, it furnishes trust and fiduciary services, credit cards, investment management, insurance products, and securities and investment services. Customers can also access modern conveniences like ATM services, online and mobile banking platforms, overdraft facilities, and safe deposit boxes. Established in 1903 and headquartered in Pine Bluff, Arkansas, the company operated a network of 199 branches across Arkansas, Missouri, Tennessee, Texas, Oklahoma, and Kansas as of January 27, 2022.
SFNC Company Deck
SFNC Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
Overall the call conveyed a constructive and improving operating picture: management highlighted tangible wins in deposit mix (notably non-interest-bearing and checking growth), strong loan production and a healthy pipeline, self-funding of investments through continued efficiency gains, and the expectation to beat expense and PPNR guidance. Headwinds were acknowledged — notably fierce deposit competition, potential upward pressure on deposit costs (especially if rates rise), a concentrated NPL migration including one construction loan with an 11% specific reserve, and competitive loan pricing — but management emphasized disciplined underwriting and confidence in credit metrics and capital. On balance, the positive execution items and reaffirmed guidance outweighed the risks discussed.View all SFNC earnings summariesSFNC Stock 12 Month Forecast
Average Price Target
$24.40
▲(5.26% Upside)
Technical Analysis
Ownership Overview
0.80% Insiders
22.02% Mutual Funds
2.17% Other Institutional Investors
45.17% Public Companies and
Individual Investors