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SFNC Stock Chart & Stats
$23.18
$0.02(0.09%)
At close: 4:00 PM EDT
$23.18
$0.02(0.09%)
Day’s Range― - ―
52-Week Range$17.00 - $24.32
Previous CloseN/A
Volume80.75K
Average Volume (3M)1.16M
Market Cap
$3.33B
Enterprise Value$4.25K
Total Cash (Recent Filing)$3.45B
Total Debt (Recent Filing)$1.30B
Price to Earnings (P/E)―
Beta0.84
Next Earnings
Oct 27, 2026EPS Estimate
0.53Next Dividend Ex-DateN/A
Dividend Yield3.72%
Share Statistics
EPS (TTM)-3.00
Shares Outstanding144,513,800
10 Day Avg. Volume1,242,064
30 Day Avg. Volume1,155,159
Financial Highlights & Ratios
PEG Ratio0.02
Price to Book (P/B)0.74
Price to Sales (P/S)4.05
P/FCF Ratio6.00
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda>-0.01
Forecast
1Y Price Target
$24.40Price Target Upside5.26% Upside
Rating ConsensusHold
Number of Analyst Covering5
EPS Forecast (FY)2.05
Revenue Forecast (FY)$1.01B
Bulls Say, Bears Say
Bulls Say
Strong Capital And LiquidityA sizable equity base, stable assets, and ample CET1 capital provide resilience through credit or funding stress. This supports continued lending, technology investment, and shareholder returns while preserving regulatory flexibility.
Positive Cash GenerationStrong operating and free cash flow gives Simmons internal funding capacity despite reported accounting losses. Sustained cash production can support balance-sheet growth, efficiency investments, capital needs, and buybacks over the medium term.
Improving NII And Operating LeverageThe combination of loan expansion, expected net interest income growth, and controlled expenses could rebuild pre-provision earnings. Fixed-rate loan repricing and efficiency initiatives provide identifiable drivers for improved operating performance.
Bears Say
Persistent Profitability DeteriorationThe sharp reversal from profitability in 2022-2024 to substantial losses weakens earnings quality and capital generation. Until results normalize, future growth and cash generation may not translate reliably into shareholder returns.
Deposit Cost And Funding PressureFierce competition can raise funding costs and compress the spread between loan yields and deposit rates. Greater use of FHLB borrowings and brokered deposits also makes funding mix optimization a continuing strategic constraint.
Rising Nonperforming AssetsThe construction-related non-accrual highlights concentration and credit-cycle risk within the loan book. Additional deterioration could increase provisions, reduce earnings, and consume capital even though current charge-offs remain below guidance.
Simmons 1st Nat'l News
SFNC FAQ
What was Simmons First National’s price range in the past 12 months?
Simmons First National lowest stock price was $17.00 and its highest was $24.32 in the past 12 months.
What is Simmons First National’s market cap?
Simmons First National’s market cap is $3.33B.
When is Simmons First National’s upcoming earnings report date?
Simmons First National’s upcoming earnings report date is Oct 27, 2026 which is in 65 days.
How were Simmons First National’s earnings last quarter?
Simmons First National released its earnings results on Jul 16, 2026. The company reported $0.5 earnings per share for the quarter, missing the consensus estimate of $0.523 by -$0.023.
Is Simmons First National overvalued?
According to Wall Street analysts Simmons First National’s price is currently Undervalued.
Does Simmons First National pay dividends?
Simmons First National pays a Quarterly dividend of $0.215 which represents an annual dividend yield of 3.72%. See more information on Simmons First National dividends here
What is Simmons First National’s EPS estimate?
Simmons First National’s EPS estimate is 0.53.
How many shares outstanding does Simmons First National have?
Simmons First National has 144,513,800 shares outstanding.
What happened to Simmons First National’s price movement after its last earnings report?
Simmons First National reported an EPS of $0.5 in its last earnings report, missing expectations of $0.523. Following the earnings report the stock price went down -1.29%.
Which hedge fund is a major shareholder of Simmons First National?
Currently, no hedge funds are holding shares in SFNC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Simmons 1st Nat'l Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
$24.40 (5.26% Upside)
$24.40 (5.26% Upside)
Blogger Sentiment
Bullish
SFNC Sentiment 67%
Sector Average 55%
Sector Average 55%
Hedge Fund Trend
Decreased
By 327.1K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
-5.41%
12-Months-Change
Fundamentals
Return on Equity
3.72%
Trailing 12-Months
Asset Growth
-7.55%
Trailing 12-Months
Company Description
Simmons First National
Simmons First National Corporation serves as the parent organization for Simmons Bank, delivering a broad spectrum of banking and financial solutions to both individual and business clients. Its offerings include various deposit accounts such as checking, savings, and time deposits. The bank also provides a diverse array of lending options, including consumer, real estate, and commercial loans, alongside specialized financing for agriculture, equipment, and small businesses via SBA initiatives. Beyond core banking, it furnishes trust and fiduciary services, credit cards, investment management, insurance products, and securities and investment services. Customers can also access modern conveniences like ATM services, online and mobile banking platforms, overdraft facilities, and safe deposit boxes. Established in 1903 and headquartered in Pine Bluff, Arkansas, the company operated a network of 199 branches across Arkansas, Missouri, Tennessee, Texas, Oklahoma, and Kansas as of January 27, 2022.
SFNC Company Deck
SFNC Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
Overall the call conveyed a constructive and improving operating picture: management highlighted tangible wins in deposit mix (notably non-interest-bearing and checking growth), strong loan production and a healthy pipeline, self-funding of investments through continued efficiency gains, and the expectation to beat expense and PPNR guidance. Headwinds were acknowledged — notably fierce deposit competition, potential upward pressure on deposit costs (especially if rates rise), a concentrated NPL migration including one construction loan with an 11% specific reserve, and competitive loan pricing — but management emphasized disciplined underwriting and confidence in credit metrics and capital. On balance, the positive execution items and reaffirmed guidance outweighed the risks discussed.View all SFNC earnings summariesSFNC Stock 12 Month Forecast
Average Price Target
$24.40
▲(5.26% Upside)
Technical Analysis
Ownership Overview
0.81% Insiders
22.10% Mutual Funds
10.84% Other Institutional Investors
36.34% Public Companies and
Individual Investors