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SFNC Stock Chart & Stats
$21.52
-$0.10(-0.46%)
At close: 4:00 PM EST
$21.52
-$0.10(-0.46%)
Day’s Range― - ―
52-Week Range$17.00 - $23.40
Previous CloseN/A
Volume91.19K
Average Volume (3M)1.16M
Market Cap
$3.30B
Enterprise Value$3.58B
Total Cash (Recent Filing)$3.49B
Total Debt (Recent Filing)$771.16M
Price to Earnings (P/E)―
Beta0.84
Next Earnings
Jul 16, 2026EPS Estimate
0.52Next Dividend Ex-DateN/A
Dividend Yield4.41%
Share Statistics
EPS (TTM)-3.03
Shares Outstanding145,064,210
10 Day Avg. Volume1,242,064
30 Day Avg. Volume1,155,159
Financial Highlights & Ratios
PEG Ratio0.02
Price to Book (P/B)0.79
Price to Sales (P/S)4.30
P/FCF Ratio6.37
Enterprise Value/Market Cap1.09
Enterprise Value/Revenue6.29
Enterprise Value/Gross Profit79.58
Enterprise Value/Ebitda-8.39
Forecast
1Y Price Target
$23.00Price Target Upside6.88% Upside
Rating ConsensusHold
Number of Analyst Covering5
EPS Forecast (FY)2.06
Revenue Forecast (FY)$1.01B
Bulls Say, Bears Say
Bulls Say
Cash GenerationSustained, strong operating and free cash flow provides durable internal funding for lending, dividend continuity and strategic investment. High cash conversion cushions the franchise against earnings volatility, enabling capital allocation without immediate reliance on external markets.
Manageable Leverage And Capital CushionLow leverage and a stable equity base give the bank structural balance-sheet flexibility. This supports lending capacity, regulatory buffer and the ability to absorb credit shocks or fund targeted growth without materially increasing financial risk over the medium term.
Improving NII And Organic Loan GrowthPersistent loan growth combined with declining deposit costs and explicit NII/NIM guidance indicate structural margin recovery. If sustained, these trends should rebuild core earnings power, support fee cross-sell opportunities and improve long-term return generation versus recent weakness.
Bears Say
Sharp Earnings DeteriorationA large, persistent earnings shortfall and negative margins represent a fundamental reset of profitability. This undermines organic capital generation and ROE, forcing reliance on cost cuts, higher loan yields or external capital if adverse trends persist, creating multi-quarter recovery risk.
Concentrated Credit MigrationMaterial nonaccrual additions, concentrated in a single relationship, highlight portfolio idiosyncrasy risk that can drive volatile provisions. Such concentrated losses can pressure reserves and earnings, and raise underwriting scrutiny that may constrain growth or require higher loss allowances.
Deposit Competition And Paydown PressureSustained deposit competition and elevated loan paydowns reduce funding stability and may force higher deposit pricing or slower loan growth. In a regional bank, this structurally limits NIM expansion and makes achieving targeted operating leverage harder without clear deposit-market win rates.
Simmons 1st Nat'l News
SFNC FAQ
What was Simmons First National’s price range in the past 12 months?
Simmons First National lowest stock price was $17.00 and its highest was $23.40 in the past 12 months.
What is Simmons First National’s market cap?
Simmons First National’s market cap is $3.30B.
When is Simmons First National’s upcoming earnings report date?
Simmons First National’s upcoming earnings report date is Jul 16, 2026 which is in 5 days.
How were Simmons First National’s earnings last quarter?
Simmons First National released its earnings results on Apr 16, 2026. The company reported $0.47 earnings per share for the quarter, beating the consensus estimate of $0.469 by $0.001.
Is Simmons First National overvalued?
According to Wall Street analysts Simmons First National’s price is currently Undervalued.
Does Simmons First National pay dividends?
Simmons First National pays a Quarterly dividend of $0.215 which represents an annual dividend yield of 4.41%. See more information on Simmons First National dividends here
What is Simmons First National’s EPS estimate?
Simmons First National’s EPS estimate is 0.52.
How many shares outstanding does Simmons First National have?
Simmons First National has 145,064,210 shares outstanding.
What happened to Simmons First National’s price movement after its last earnings report?
Simmons First National reported an EPS of $0.47 in its last earnings report, beating expectations of $0.469. Following the earnings report the stock price went up 5.182%.
Which hedge fund is a major shareholder of Simmons First National?
Currently, no hedge funds are holding shares in SFNC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Simmons 1st Nat'l Stock Smart Score
Outperform
1
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5
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10
Analyst Consensus
Hold
Average Price Target:
$23.00 (6.88% Upside)
$23.00 (6.88% Upside)
Blogger Sentiment
Bullish
SFNC Sentiment 100%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Increased
By 216.3K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
-5.41%
12-Months-Change
Fundamentals
Return on Equity
-10.51%
Trailing 12-Months
Asset Growth
-8.22%
Trailing 12-Months
Company Description
Simmons First National
Simmons First National Corporation serves as the parent organization for Simmons Bank, delivering a broad spectrum of banking and financial solutions to both individual and business clients. Its offerings include various deposit accounts such as checking, savings, and time deposits. The bank also provides a diverse array of lending options, including consumer, real estate, and commercial loans, alongside specialized financing for agriculture, equipment, and small businesses via SBA initiatives. Beyond core banking, it furnishes trust and fiduciary services, credit cards, investment management, insurance products, and securities and investment services. Customers can also access modern conveniences like ATM services, online and mobile banking platforms, overdraft facilities, and safe deposit boxes. Established in 1903 and headquartered in Pine Bluff, Arkansas, the company operated a network of 199 branches across Arkansas, Missouri, Tennessee, Texas, Oklahoma, and Kansas as of January 27, 2022.
SFNC Company Deck
SFNC Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong organic loan growth (10% annualized this quarter), improving margin dynamics (linked-quarter NIM +3 bps and deposit-cost improvement of ~48 bps YoY), successful talent hires (wealth team bringing ~$350M AUM) and continued expense discipline driving positive operating leverage. Offsetting items were isolated credit migrations (≈$30M nonaccruals, ~$18M from one relationship), continued elevated paydowns, and heightened deposit competition in certain markets. Management reiterated constructive 2026 guidance for NII (9%–11%) and operating leverage (5%+), expressed confidence in credit and capital positions, and signaled measured capital deployment. Overall, positive operational momentum and margin tailwinds materially outweigh the isolated credit and competitive headwinds.View all SFNC earnings summariesSFNC Stock 12 Month Forecast
Average Price Target
$23.00
▲(6.88% Upside)
Technical Analysis
Ownership Overview
1.28% Insiders
22.02% Mutual Funds
0.11% Other Institutional Investors
46.59% Public Companies and
Individual Investors