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Simmons 1st Nat’l ( (SFNC) ) has provided an announcement.
On April 16, 2026, Simmons First National Corporation reported first-quarter 2026 net income of $68.5 million, or $0.47 per diluted share, down from $78.1 million and $0.54 in the prior quarter but up sharply from $32.4 million and $0.26 a year earlier. The bank posted total revenue of $241.4 million, return on average assets of 1.13% and return on average common equity of 8.01%, with an efficiency ratio of 57.56% and stable capital ratios.
Operationally, the quarter was marked by broad-based loan growth of 10% annualized, a 3-basis-point expansion in net interest margin to 3.84% and a decline in deposit costs to 1.96%, supporting continued earnings momentum. Asset quality remained sound with a net charge-off ratio of 0.21% and an allowance for credit losses steady at 1.28% of loans, while management emphasized a strategy of disciplined growth, infrastructure efficiency and the potential for returns to consistently exceed long-range targets.
The most recent analyst rating on (SFNC) stock is a Hold with a $21.00 price target. To see the full list of analyst forecasts on Simmons 1st Nat’l stock, see the SFNC Stock Forecast page.
Spark’s Take on SFNC Stock
According to Spark, TipRanks’ AI Analyst, SFNC is a Neutral.
The score is anchored by weaker financial performance driven by the 2025 loss, partially offset by a supportive earnings-call outlook (NIM/NII guidance and repricing tailwinds). Technical indicators are largely neutral and valuation is helped by the ~4.17% dividend yield, though the negative P/E limits earnings-based valuation support.
To see Spark’s full report on SFNC stock, click here.
More about Simmons 1st Nat’l
Simmons First National Corporation, traded on Nasdaq as SFNC, operates as a regional banking company. It provides a broad range of commercial and consumer lending, deposit services and related financial products, with a focus on disciplined relationship pricing, diversified loan growth across geographies and industries, and maintaining solid capital and asset quality metrics.
Average Trading Volume: 1,288,138
Technical Sentiment Signal: Strong Buy
Current Market Cap: $2.98B
For a thorough assessment of SFNC stock, go to TipRanks’ Stock Analysis page.