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TF Bank AB (SE:TFBANK)
:TFBANK
TFBANK Stock Chart & Stats
kr170.78
-kr4.00(-1.07%)
At close: 4:00 PM EST
kr170.78
-kr4.00(-1.07%)
Day’s Range― - ―
52-Week Rangekr100.00 - kr190.00
Previous CloseN/A
Volume1.16K
Average Volume (3M)88.78K
Market Cap
kr10.18B
Enterprise Valuekr10.55B
Total Cash (Recent Filing)kr17.58M
Total Debt (Recent Filing)kr394.84M
Price to Earnings (P/E)8.4
Beta0.31
Next Earnings
Apr 14, 2026EPS Estimate
2.84Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.83
Shares Outstanding64,650,000
10 Day Avg. Volume104,991
30 Day Avg. Volume88,783
Financial Highlights & Ratios
PEG Ratio2.57
Price to Book (P/B)3.48
Price to Sales (P/S)2.85
P/FCF Ratio13.91
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)12.62
Revenue Forecast (FY)kr3.56B
Bulls Say, Bears Say
Bulls Say
Revenue GrowthSustained top-line expansion (18.1% YoY in 2025) indicates durable demand for TF Bank's consumer lending and merchant financing channels. Persistent revenue growth supports scaled credit origination, better fixed-cost absorption and the ability to invest in digital distribution and partner integrations over the medium term.
Conservative Balance SheetMarked deleveraging and a low debt-to-equity ratio signal strong balance sheet flexibility, helping the bank absorb credit shocks, support regulatory capital needs and fund growth organically. This conservative leverage profile reduces refinancing risk and enhances resilience over the coming quarters.
Cash Generation QualityFree cash flow near parity with net income in 2025 indicates high earnings quality and real cash conversion from operations. Reliable cash generation supports reinvestment in origination, deposit funding and shareholder returns, and underpins longer-term financial flexibility despite prior volatility.
Bears Say
Margin CompressionDeclining net and EBIT margins over several years suggest pressure on pricing, funding costs or increased credit costs. Margin erosion reduces room to absorb loan losses and limits capacity to fund growth or invest in technology, making earnings more sensitive to adverse margin trends over the medium term.
Volatile Cash FlowsLarge year-to-year swings in operating and free cash flow create uncertainty for capital allocation and funding plans. Volatility complicates forecasting, may force reactive balance sheet moves in stress periods, and raises the operational risk of mismatches between loan origination and deposit funding over multiple quarters.
Concentration In Consumer Unsecured LoansHeavy reliance on unsecured consumer lending concentrates credit risk and exposes earnings to cyclical deterioration in borrower credit quality. Without detailed partner diversification metrics, loan portfolio concentration and sensitivity to macro credit cycles are structural risks that can materially impair profitability.
TF Bank AB News
TFBANK FAQ
What was TF Bank AB’s price range in the past 12 months?
TF Bank AB lowest stock price was kr100.00 and its highest was kr190.00 in the past 12 months.
What is TF Bank AB’s market cap?
TF Bank AB’s market cap is kr10.18B.
When is TF Bank AB’s upcoming earnings report date?
TF Bank AB’s upcoming earnings report date is Apr 14, 2026 which is in 45 days.
How were TF Bank AB’s earnings last quarter?
TF Bank AB released its earnings results on Jan 20, 2026. The company reported kr2.83 earnings per share for the quarter, beating the consensus estimate of kr2.71 by kr0.12.
Is TF Bank AB overvalued?
According to Wall Street analysts TF Bank AB’s price is currently Overvalued.
Does TF Bank AB pay dividends?
TF Bank AB pays a Notavailable dividend of kr1.667 which represents an annual dividend yield of N/A. See more information on TF Bank AB dividends here
What is TF Bank AB’s EPS estimate?
TF Bank AB’s EPS estimate is 2.84.
How many shares outstanding does TF Bank AB have?
TF Bank AB has 64,650,000 shares outstanding.
What happened to TF Bank AB’s price movement after its last earnings report?
TF Bank AB reported an EPS of kr2.83 in its last earnings report, beating expectations of kr2.71. Following the earnings report the stock price went up 4.028%.
Which hedge fund is a major shareholder of TF Bank AB?
Currently, no hedge funds are holding shares in SE:TFBANK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
TF Bank AB
TF Bank AB (publ) provides consumer banking services and e-commerce solutions through a proprietary IT platform. The company operates in three segments: Consumer Lending, E-commerce Solutions, and Credit Cards. It provides savings accounts; unsecured consumer loans; and digital payment solutions, as well as credit cards. The company serves private individuals in Sweden, Finland, Norway, Denmark, Estonia, Latvia, Lithuania, Poland, Germany, and Austria. TF Bank AB (publ) was founded in 1987 and is headquartered in Borås, Sweden.
Technical Analysis
Options Prices
Currently, No data available
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