Avanza Bank Holding AB (SE:AZA)
:AZA
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AZA Stock Chart & Stats
kr393.00
-kr7.30(-2.22%)
At close: 4:00 PM EST
kr393.00
-kr7.30(-2.22%)
Day’s Range― - ―
52-Week Rangekr307.80 - kr409.20
Previous CloseN/A
Volume66.32K
Average Volume (3M)234.02K
Market Cap
kr55.57B
Enterprise Valuekr52.45B
Total Cash (Recent Filing)kr3.86B
Total Debt (Recent Filing)kr1.65B
Price to Earnings (P/E)20.8
Beta0.86
Next Earnings
Jul 14, 2026EPS Estimate
4.37Next Dividend Ex-DateN/A
Dividend Yield3.34%
Share Statistics
EPS (TTM)16.78
Shares Outstanding157,815,700
10 Day Avg. Volume248,982
30 Day Avg. Volume234,016
Financial Highlights & Ratios
PEG Ratio1.36
Price to Book (P/B)7.01
Price to Sales (P/S)9.69
P/FCF Ratio1.76
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
kr407.33Price Target Upside3.65% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)18.21
Revenue Forecast (FY)kr5.00B
Bulls Say, Bears Say
Bulls Say
High ProfitabilitySustained very high net margins (~46% TTM) signal durable operating leverage from a low-cost, digital model. High margins support strong internal cash generation, enable reinvestment in the platform, and create a buffer versus cyclical revenue swings over months.
Exceptional ROEROE near 37% indicates efficient capital deployment and high returns on shareholder funds. When paired with conservative leverage, this supports sustainable dividend capacity and the ability to fund growth initiatives without excessive capital raises over the medium term.
Scalable Digital Brokerage ModelA pure digital retail brokerage and banking model delivers low marginal costs per customer and recurring fee + interest income streams. This scalability supports margin durability, rapid customer acquisition economics, and advantageous unit economics versus legacy branch-based banks.
Bears Say
Revenue/cash VolatilityBusiness revenue and cash flow show material sensitivity to market activity, producing cyclical swings (drop in 2022, rebound 2023). That volatility hampers predictable earnings, complicates capital planning, and increases the risk that short-term market weak spots depress profits for multiple quarters.
Step-up In Total DebtA recent material increase in total debt lowers the firm's leverage cushion despite overall low leverage. Higher debt can raise interest expense, restrict flexibility for opportunistic investments or buybacks, and increase refinancing or covenant risk if market conditions deteriorate.
Inconsistent Operating Cash FlowWhile FCF rose ~23% TTM and tracks net income, operating cash flow figures are inconsistent and include anomalous low coverage in TTM. This uneven cash conversion raises questions about sustainability of distributions and investment funding during weaker trading periods.
Avanza Bank Holding AB News
AZA FAQ
What was Avanza Bank Holding AB’s price range in the past 12 months?
Avanza Bank Holding AB lowest stock price was kr307.80 and its highest was kr409.20 in the past 12 months.
What is Avanza Bank Holding AB’s market cap?
Avanza Bank Holding AB’s market cap is kr55.57B.
When is Avanza Bank Holding AB’s upcoming earnings report date?
Avanza Bank Holding AB’s upcoming earnings report date is Jul 14, 2026 which is in 32 days.
How were Avanza Bank Holding AB’s earnings last quarter?
Avanza Bank Holding AB released its earnings results on Apr 21, 2026. The company reported kr4.7 earnings per share for the quarter, beating the consensus estimate of kr4.632 by kr0.068.
Is Avanza Bank Holding AB overvalued?
According to Wall Street analysts Avanza Bank Holding AB’s price is currently Undervalued.
Does Avanza Bank Holding AB pay dividends?
Avanza Bank Holding AB pays a Annually dividend of kr12.75 which represents an annual dividend yield of 3.34%. See more information on Avanza Bank Holding AB dividends here
What is Avanza Bank Holding AB’s EPS estimate?
Avanza Bank Holding AB’s EPS estimate is 4.37.
How many shares outstanding does Avanza Bank Holding AB have?
Avanza Bank Holding AB has 157,815,700 shares outstanding.
What happened to Avanza Bank Holding AB’s price movement after its last earnings report?
Avanza Bank Holding AB reported an EPS of kr4.7 in its last earnings report, beating expectations of kr4.632. Following the earnings report the stock price went down -3.258%.
Which hedge fund is a major shareholder of Avanza Bank Holding AB?
Currently, no hedge funds are holding shares in SE:AZA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Avanza Bank Holding AB
Avanza Bank Holding AB (publ), a Swedish company, specializes in providing online securities trading services. Its extensive product range encompasses various savings accounts, including share and fund accounts, investment savings, external deposits, and pension insurance savings. The company also offers endowment insurance for both adults and children, alongside individual and occupational pension plans. Clients can actively trade equities, funds, and other financial instruments through its platform. Additionally, Avanza provides a suite of lending solutions, such as traditional and green mortgages, private banking mortgages, and margin loans. To assist customers, it offers decision support tools and publishes financial news and independent advice via its Placera website and the weekly Börsveckan magazine. Avanza caters to a wide array of clients, from individual retail investors to professional investors and corporate customers, including entrepreneurs and asset managers. The company was established in 1999 and is headquartered in Stockholm, Sweden.
AZA Stock 12 Month Forecast
Average Price Target
kr407.33
▲(3.65% Upside)
Technical Analysis
Options Prices
Currently, No data available
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