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NORION Stock Chart & Stats
kr55.80
kr0.80(1.43%)
At close: 4:00 PM EDT
kr55.80
kr0.80(1.43%)
Day’s Range― - ―
52-Week Rangekr46.70 - kr73.60
Previous CloseN/A
Volume91.83K
Average Volume (3M)166.24K
Market Cap
kr11.12B
Enterprise Valuekr14.28B
Total Cash (Recent Filing)kr0.00
Total Debt (Recent Filing)kr2.90B
Price to Earnings (P/E)9.7
Beta0.60
Next Earnings
Oct 22, 2026EPS Estimate
1.92Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)6.02
Shares Outstanding189,782,530
10 Day Avg. Volume158,870
30 Day Avg. Volume166,237
Financial Highlights & Ratios
PEG Ratio0.57
Price to Book (P/B)1.46
Price to Sales (P/S)2.53
P/FCF Ratio11.16
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)6.98
Revenue Forecast (FY)kr3.95B
Bulls Say, Bears Say
Bulls Say
High Margins And ProfitabilitySustained TTM net margin (~22%) and operating margin (~29%) reflect durable pricing power and an efficient cost base in credit management. High margins provide a structural cushion against credit losses, support reinvestment in operations and technology, and underpin long-term return generation if cash conversion normalizes.
Conservative Leverage And Equity BuildLow leverage and meaningful equity growth materially reduce refinancing and solvency risk, enabling the firm to absorb cyclical losses and fund strategic initiatives. A stronger balance sheet supports acquisitions, investments in digital capabilities, and preserves optionality over multiple economic cycles.
Recurring, Diversified Fee-based Business ModelA full-lifecycle credit management model with fee-based services creates client stickiness and recurring revenue. Diversified service lines (collection, receivables operations, purchased debt) spread operational risk across use cases and make revenue less dependent on any single product or client, supporting durable cash flows.
Bears Say
Negative And Volatile Cash GenerationRecent sharp reversal to negative operating and free cash flow after a strong prior year indicates inconsistent cash conversion. Volatile cash generation limits organic funding for growth, increases reliance on external financing, and raises questions about the quality and sustainability of reported profits over the medium term.
Declining Revenue TrendA multi-period revenue decline suggests weakening client demand or loss of volumes, which erodes operating leverage in a business where scale matters. Continued top-line contraction reduces headroom to absorb fixed costs, constrains reinvestment capacity, and threatens long-term earnings growth unless reversed.
Margin Compression From Prior PeaksAlthough margins remain healthy today, compression from earlier peaks points to competitive pressure or adverse mix shifts. If this trend persists, the firm's pricing power and profitability could be gradually eroded, reducing the durable advantage of its current high-margin profile and lowering resilience to shocks.
NORION FAQ
What was Collector AB’s price range in the past 12 months?
Collector AB lowest stock price was kr46.70 and its highest was kr73.60 in the past 12 months.
What is Collector AB’s market cap?
Collector AB’s market cap is kr11.12B.
When is Collector AB’s upcoming earnings report date?
Collector AB’s upcoming earnings report date is Oct 22, 2026 which is in 79 days.
How were Collector AB’s earnings last quarter?
Collector AB released its earnings results on Jul 14, 2026. The company reported kr1.2 earnings per share for the quarter, missing the consensus estimate of kr1.588 by -kr0.388.
Is Collector AB overvalued?
According to Wall Street analysts Collector AB’s price is currently Overvalued.
Does Collector AB pay dividends?
Collector AB does not currently pay dividends.
What is Collector AB’s EPS estimate?
Collector AB’s EPS estimate is 1.92.
How many shares outstanding does Collector AB have?
Collector AB has 189,782,530 shares outstanding.
What happened to Collector AB’s price movement after its last earnings report?
Collector AB reported an EPS of kr1.2 in its last earnings report, missing expectations of kr1.588. Following the earnings report the stock price went down -13.928%.
Which hedge fund is a major shareholder of Collector AB?
Currently, no hedge funds are holding shares in SE:NORION
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Collector AB
Headquartered in Gothenburg, Sweden, Norion Bank AB, established in 1999 and formerly known as Collector Bank AB until its rebranding in September 2023, delivers comprehensive financial solutions. The bank primarily serves small and medium-sized enterprises (SMEs) alongside individual customers across Sweden, Finland, Norway, and beyond. Its business activities are organized into distinct Corporate, Real Estate, Consumer, and Payments divisions. The institution's diverse product portfolio encompasses various forms of credit, including personal, corporate, real estate, and unsecured loans, in addition to credit card facilities and factoring services. Norion Bank also provides payment processing and checkout systems for both e-commerce and brick-and-mortar retail, along with invoicing and installment payment services for private individuals.