Tessin Nordic Holding AB (TESSIN) AI Stock Analysis

• Market Cap: kr30.15M
• Dividend Yield: N/A
• Average Volume (3M): 632.88K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.83
• Revenue Growth: -38.13%
• EPS Growth: -75.67%
• Country: SE
• Employees: 14
• Sector: Real Estate
• Sector Strength: 53
• Industry: Real Estate - Services
• EPS (TTM): -0.02
• Shares Outstanding: 456,776,280
• 10 Day Avg. Volume: 343,657
• 30 Day Avg. Volume: 632,877
• PEG Ratio: -0.02
• Price to Book (P/B): -1.80
• Price to Sales (P/S): 2.13
• P/FCF Ratio: -4.09
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Moderate Sell
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 39 Underperform
• Price Target: kr0.06 ▼(-15.71% Downside)

The overall stock score is heavily influenced by the company's poor financial performance, which is the most significant factor. Technical analysis and valuation also contribute to a negative outlook, with no earnings call or corporate events data to offset these concerns.

Positive Factors

Innovative Business Model

Tessin's digital platform for real estate investments offers transparency and efficiency, positioning it well in the growing fintech sector.

Revenue Streams

Diverse revenue streams, including fees and partnerships, enhance financial resilience and growth potential in the real estate fintech market.

Strategic Partnerships

Strategic partnerships expand Tessin's network, attracting more projects and investors, which can drive long-term growth and market presence.

Negative Factors

Declining Revenue

Significant revenue decline indicates challenges in maintaining market share and competitiveness, impacting long-term financial health.

Negative Margins

Deeply negative margins reflect operational inefficiencies and substantial losses, necessitating strategic restructuring for sustainability.

High Financial Risk

Negative equity and high leverage indicate financial instability, limiting Tessin's ability to invest in growth and manage economic downturns.

Tessin Nordic Holding AB Business Overview & Revenue Model

Company Description

Tessin Nordic Holding AB (TESSIN) is a prominent player in the Nordic financial technology sector, primarily focused on providing innovative solutions for real estate investments. The company operates a digital platform that connects investors with various real estate projects, enabling crowdfunding opportunities while offering transparency and efficiency in transactions. Tessin's core services encompass facilitating investments in residential and commercial properties, as well as providing essential tools for project developers to secure funding.

How the Company Makes Money

Tessin generates revenue through several key streams. Primarily, the company earns money by charging fees on the funds raised through its platform, which may include a percentage of the total investment amount or fixed fees for each project listed. Additionally, Tessin may charge project developers for listing their real estate opportunities, providing them access to a broad network of potential investors. Another revenue source could be associated with ongoing management fees for maintaining investor relations and managing investments until project completion. Strategic partnerships with real estate developers, financial institutions, and marketing platforms also play a significant role in enhancing Tessin's visibility and revenue potential, as they help attract more projects and investors to the platform.

Tessin Nordic Holding AB Financial Statement Overview

Summary

Tessin Nordic Holding AB is facing significant financial challenges. The income statement shows declining revenues and substantial losses, with deeply negative margins. The balance sheet indicates high financial risk with negative equity and leverage issues. Cash flow analysis reveals severe liquidity problems, with negative operating and free cash flows.

Income Statement

The income statement reveals significant challenges with profitability and growth. The company has experienced declining revenue, with a negative revenue growth rate of -10.1% in the TTM period. Margins are deeply negative, with a net profit margin of -284.0% and an EBIT margin of -145.9%, indicating substantial losses. These factors suggest severe operational inefficiencies and a need for strategic restructuring.

Balance Sheet

The balance sheet shows a precarious financial position. The company has negative stockholders' equity, leading to a negative debt-to-equity ratio of -1.52 in the TTM period, which indicates high financial risk. Return on equity is positive due to negative equity, but this is misleading as it reflects losses rather than profitability. The equity ratio is also negative, highlighting a lack of financial stability.

Cash Flow

Cash flow analysis indicates severe liquidity issues. Operating cash flow and free cash flow are both negative, with a free cash flow to net income ratio of 102.6% in the TTM period, suggesting cash outflows are closely tied to net losses. Although there is a positive free cash flow growth rate, it is from a negative base, indicating ongoing cash burn.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	15.99M	24.52M	40.57M	50.68M	44.22M	39.81M
Gross Profit	7.74M	24.35M	42.36M	52.67M	46.18M	41.21M
EBITDA	-22.87M	-7.72M	-6.54M	-30.65M	-18.84M	-4.63M
Net Income	-62.56M	-41.15M	-14.53M	-46.91M	-82.67M	-13.73M
Balance Sheet
Total Assets	236.94M	295.07M	256.96M	259.10M	268.84M	50.69M
Cash, Cash Equivalents and Short-Term Investments	22.40M	34.13M	37.21M	20.93M	68.95M	12.89M
Total Debt	84.50M	134.09M	211.18M	175.11M	176.84M	22.87M
Total Liabilities	272.91M	297.44M	241.30M	229.91M	211.43M	32.55M
Stockholders Equity	-39.11M	-29.06M	-6.19M	8.98M	37.41M	18.14M
Cash Flow
Free Cash Flow	-31.15M	-12.78M	-15.48M	-21.46M	-76.45M	-14.31M
Operating Cash Flow	-29.04M	-9.31M	-14.53M	-17.91M	-72.65M	-10.94M
Investing Cash Flow	20.44M	-29.58M	19.93M	-41.70M	-81.67M	-16.46M
Financing Cash Flow	15.22M	35.81M	10.88M	11.58M	210.38M	11.63M

Tessin Nordic Holding AB Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 0.07
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SE:TESSIN, the sentiment is Positive. The current price of 0.07 is above the 20-day moving average (MA) of 0.06, above the 50-day MA of 0.07, and above the 200-day MA of 0.07, indicating a bullish trend. The MACD of <0.01 indicates Negative momentum. The RSI at 64.87 is Neutral, neither overbought nor oversold. The STOCH value of 80.95 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for SE:TESSIN.

Tessin Nordic Holding AB Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
SOLNA	71 Outperform	kr462.48M	10.61	―	5.69%	4.30%	―
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
BONAS	65 Neutral	kr228.48M	16.82	―	―	1.12%	―
LINKAB	56 Neutral	kr213.15M	41.79	―	5.48%	-12.37%	-53.91%
TESSIN	39 Underperform	kr30.15M	-0.48	―	―	-38.13%	-75.67%
FASTAT	39 Underperform	€59.24M	-0.22	-109.30%	―	-37.20%	69.96%