Safello Group AB (SE:SFL)
:SFL
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Safello Group AB
(SFL)
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Rating:42Neutral
Price Target:
kr3.00
▼(-28.57% Downside)
Action:ReiteratedDate:05/08/26
The score is primarily weighed down by weak and volatile fundamentals—especially negative and unstable operating/free cash flow and a return to losses in 2025—despite a low-debt balance sheet and improved revenue growth. Technicals also remain soft with the price below major moving averages and a negative MACD, while valuation is constrained by losses and the absence of a dividend yield.
Positive Factors
Fee-based business model
A fee-and-spread revenue model tied to crypto on/off ramps is durable: it scales with customer volumes, benefits from higher long-term crypto adoption, and creates recurring transaction revenue independent of asset ownership, supporting steady top-line potential if volume and retention improve.
Negative Factors
Weak cash generation
Negative operating and free cash flow indicate recurring cash burn and fragile earnings quality. Over the medium term this pressures liquidity, may force fundraising or cost cuts, and constrains reinvestment in products, compliance, or payments infrastructure critical for fintech growth.
Read all positive and negative factors
Positive Factors
Negative Factors
Fee-based business model
A fee-and-spread revenue model tied to crypto on/off ramps is durable: it scales with customer volumes, benefits from higher long-term crypto adoption, and creates recurring transaction revenue independent of asset ownership, supporting steady top-line potential if volume and retention improve.
Read all positive factors
Safello Group AB (SFL) vs. iShares MSCI Sweden ETF (EWD)
Market Cap
kr67.07M
Dividend YieldN/A
Average Volume (3M)22.02K
Price to Earnings (P/E)―
Beta (1Y)0.52
Revenue Growth5.45%
EPS Growth-276.08%
CountrySE
Employees25
SectorTechnology
Sector Strength88
IndustrySoftware - Application
Share Statistics
EPS (TTM)-0.08
Shares Outstanding20,449,600
10 Day Avg. Volume29,094
30 Day Avg. Volume22,024
Financial Highlights & Ratios
PEG Ratio0.02
Price to Book (P/B)3.19
Price to Sales (P/S)0.11
P/FCF Ratio-4.32
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)kr686.00M
Safello Group AB Business Overview & Revenue Model
Company Description
Safello Group AB (publ) engages in the cryptocurrency brokerage business. It operates brokerage platform enables individuals and companies to buy, store, and sell cryptocurrencies, including Bitcoin, Ethereum, Chainlink, Polkadot, and Polygon in S...
How the Company Makes Money
Safello primarily makes money from fees and spreads charged on cryptocurrency transactions executed on its platform. When customers buy or sell crypto, Safello earns revenue through (i) transaction fees charged per trade and/or (ii) the bid–ask sp...
Safello Group AB Financial Statement Overview
Summary
Income Statement
38
Negative
Balance Sheet
62
Positive
Cash Flow
25
Negative
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 716.24M | 813.95M | 766.95M | 561.11M | 634.90M | 757.90M |
| Gross Profit | 40.93M | 29.50M | 34.12M | 22.62M | -3.15M | 36.90M |
| EBITDA | 2.72M | -7.94M | 10.85M | -2.02M | -12.36M | -11.29M |
| Net Income | -1.58M | -15.85M | 9.00M | -447.00K | -21.50M | -14.79M |
Balance Sheet | ||||||
| Total Assets | 42.77M | 36.28M | 51.79M | 41.06M | 41.51M | 62.86M |
| Cash, Cash Equivalents and Short-Term Investments | 18.51M | 17.35M | 24.92M | 17.33M | 21.38M | 34.60M |
| Total Debt | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 19.00K |
| Total Liabilities | 7.59M | 9.19M | 8.85M | 6.68M | 7.13M | 6.98M |
| Stockholders Equity | 35.19M | 27.09M | 42.94M | 34.38M | 34.38M | 55.88M |
Cash Flow | ||||||
| Free Cash Flow | 741.00K | -19.95M | 1.76M | -4.50M | -13.33M | -21.66M |
| Operating Cash Flow | 741.00K | -5.32M | 1.90M | -4.39M | -12.16M | -11.12M |
| Investing Cash Flow | -221.00K | -2.28M | 5.46M | -113.00K | -1.10M | -12.47M |
| Financing Cash Flow | 0.00 | 0.00 | 239.00K | 447.00K | 0.00 | 41.18M |
Safello Group AB Technical Analysis
Negative
4.20
Price Trends
3.58
Positive
3.92
Negative
4.93
Negative
Market Momentum
0.02
Positive
48.29
Neutral
67.21
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SE:SFL, the sentiment is Negative. The current price of 4.2 is above the 20-day moving average (MA) of 3.85, above the 50-day MA of 3.58, and below the 200-day MA of 4.93, indicating a neutral trend. The MACD of 0.02 indicates Positive momentum. The RSI at 48.29 is Neutral, neither overbought nor oversold. The STOCH value of 67.21 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for SE:SFL.
Safello Group AB Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
58 Neutral | kr154.01M | 71.03 | ― | ― | -0.37% | -11.84% | |
48 Neutral | kr255.21M | -2.81 | -128.85% | ― | ― | 19.64% | |
42 Neutral | kr67.07M | -3.10 | -5.80% | ― | 5.45% | -276.08% | |
42 Neutral | kr192.52M | -4.50 | ― | ― | -81.87% | -180.83% | |
42 Neutral | kr23.59M | -22.88 | ― | ― | -28.58% | -1329.84% | |
42 Neutral | kr38.56M | ― | ― | ― | -7.31% | 2.48% |
* Technology Sector Average
SE:SFL
Safello Group AB
3.28
-3.02
-47.94%
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Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.