Greater Than AB (GREAT) AI Stock Analysis

• Market Cap: kr339.12M
• Dividend Yield: N/A
• Average Volume (3M): 29.32K
• Price to Earnings (P/E): ―
• Beta (1Y): 1.17
• Revenue Growth: -50.26%
• EPS Growth: -94.64%
• Country: SE
• Employees: 26
• Sector: Consumer Defensive
• Sector Strength: 42
• Industry: Software - Application
• EPS (TTM): -0.82
• Shares Outstanding: 13,674,171
• 10 Day Avg. Volume: 9,836
• 30 Day Avg. Volume: 29,320
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: kr25.00
• Price Target Upside: 0.81% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 44 Neutral
• Price Target: kr25.00 ▲(0.81% Upside)

Greater Than AB's overall stock score is primarily impacted by its poor financial performance, characterized by declining revenues and persistent losses. Technical analysis shows mixed signals, with some short-term bullish momentum but overall volatility. Valuation metrics are unfavorable due to negative earnings and lack of dividends. The absence of earnings call data and corporate events limits additional insights.

Greater Than AB Business Overview & Revenue Model

Company Description

Greater Than AB provides artificial intelligence to price risk per vehicle in real-time for auto insurance carriers and car manufacturers in Sweden. The company's flagship platform is Enerfy Global, a platform with approximately 480 white label solutions, including AI pricing, digital insurance, gamification, and driver influencing apps. Its Enerfy platform allows to analyze data to understand a driver's risk or energy profile in real time. The company was founded in 2004 and is headquartered in Stockholm, Sweden.

How the Company Makes Money

Greater Than AB generates revenue primarily through licensing its AI-driven platforms and solutions to insurance companies and fleet operators. These organizations pay for access to the Enerfy platform, which allows them to utilize real-time driving data analytics for risk assessment and premium pricing. Additionally, the company may earn from partnerships with automotive and telematics firms, as well as through consulting services related to the implementation and optimization of its technology in client operations.

Greater Than AB Financial Statement Overview

Summary

Greater Than AB is facing significant financial challenges across all verticals. Despite a low leverage ratio, the company struggles with profitability and cash flow generation, which are critical for long-term sustainability. The declining revenue and persistent net losses highlight the need for strategic improvements to stabilize and enhance financial performance.

Income Statement

Greater Than AB's income statement shows significant challenges. The company's TTM (Trailing-Twelve-Months) gross profit margin is low at 24.19%, and they are experiencing a negative net profit margin of -53.87%. Revenue decreased significantly from the previous year, resulting in a negative revenue growth rate of -23.76%. The EBIT and EBITDA margins are also negative, indicating operational inefficiencies and high fixed costs relative to revenue.

Balance Sheet

The balance sheet reflects a moderate financial position with a debt-to-equity ratio of 0.037, illustrating limited leverage. However, the return on equity is negative, at -41.76%, due to substantial net losses. The equity ratio stands at 50.96%, suggesting a balanced asset financing structure. Despite a strong cash position, the company has seen a decline in equity over recent periods.

Cash Flow

Cash flow analysis reveals concerning trends. The free cash flow growth rate is negative, and the company is burning cash rapidly. The operating cash flow to net income ratio is 1.88, which indicates cash flow issues in aligning operations with profitability. Free cash flow to net income ratio is negative, reflecting ongoing challenges in generating positive cash flow from operations.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	20.39M	40.59M	28.27M	13.26M	16.70M	11.62M
Gross Profit	3.58M	20.84M	-1.30M	-29.81M	-9.36M	-5.21M
EBITDA	-15.70M	5.60M	-25.04M	-53.68M	-27.24M	-18.95M
Net Income	-27.25M	-1.30M	-32.22M	-54.18M	-30.28M	-24.79M
Balance Sheet
Total Assets	66.62M	93.76M	51.16M	84.43M	146.81M	49.77M
Cash, Cash Equivalents and Short-Term Investments	10.09M	36.63M	18.17M	50.25M	114.70M	17.59M
Total Debt	1.37M	1.64M	1.71M	656.00K	2.15M	6.96M
Total Liabilities	37.69M	40.14M	16.52M	18.18M	23.50M	29.78M
Stockholders Equity	28.93M	53.62M	34.63M	66.24M	123.31M	19.98M
Cash Flow
Free Cash Flow	-39.87M	-24.21M	-31.08M	-62.88M	-30.92M	-18.90M
Operating Cash Flow	-32.80M	-17.16M	-26.02M	-59.94M	-26.76M	-11.44M
Investing Cash Flow	-6.62M	-7.05M	-5.06M	-2.94M	-4.16M	-7.46M
Financing Cash Flow	42.69M	42.67M	-1.00M	-1.57M	128.03M	19.50M

Greater Than AB Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 24.80
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SE:GREAT, the sentiment is Negative. The current price of 24.8 is below the 20-day moving average (MA) of 27.46, above the 50-day MA of 22.69, and below the 200-day MA of 25.98, indicating a neutral trend. The MACD of -0.06 indicates Positive momentum. The RSI at 45.91 is Neutral, neither overbought nor oversold. The STOCH value of 36.36 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for SE:GREAT.

Greater Than AB Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
SFL	68 Neutral	kr112.47M	-71.06	―	―	6.60%	-194.97%
GREAT	44 Neutral	kr339.12M	―	―	―	-50.26%	-94.64%
Sector *	62 Neutral	$20.33B	14.63	-3.31%	3.23%	1.93%	-12.26%