tiprankstipranks
Trending News
More News >
Qliro AB (SE:QLIRO)
:QLIRO

Qliro AB (QLIRO) AI Stock Analysis

Compare
0 Followers

Top Page

SE

Qliro AB

(Frankfurt:QLIRO)

58Neutral
Qliro AB shows solid financial improvements and stability, particularly in cash flow and reduced leverage. However, its lack of operational profitability and negative valuation metrics pose significant risks. Technical indicators suggest a bearish trend with some potential for short-term recovery. These mixed factors result in an overall moderate stock score.

Qliro AB (QLIRO) vs. S&P 500 (SPY)

Qliro AB Business Overview & Revenue Model

Company DescriptionQliro AB is a Sweden-based fintech company that specializes in providing digital financial services. The company operates primarily in the e-commerce sector, offering payment solutions, personal loans, and savings accounts. Its core product offerings include a comprehensive checkout solution for online merchants, enabling seamless and secure transactions for consumers and retailers alike.
How the Company Makes MoneyQliro AB generates revenue through multiple streams, primarily from transaction fees associated with its payment solutions and interest income from its financial products. The company charges merchants a fee for every transaction processed through its checkout system, which is a significant contributor to its earnings. Additionally, Qliro earns interest income from personal loans and savings accounts offered to consumers. Strategic partnerships with e-commerce platforms and financial institutions also play a crucial role in expanding its customer base and driving revenue growth.

Qliro AB Financial Statement Overview

Summary
Income Statement
Balance Sheet
Cash Flow
Breakdown
Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income StatementTotal Revenue
450.70M499.10M488.40M437.10M411.80M
Gross Profit
374.80M263.50M312.30M263.70M247.70M
EBIT
-24.40M8.20M-114.20M-47.40M-65.20M
EBITDA
137.40M81.70M-9.30M45.80M20.60M
Net Income Common Stockholders
4.10M4.10M-93.60M-40.00M-67.00M
Balance SheetCash, Cash Equivalents and Short-Term Investments
651.10M566.10M97.90M354.00M290.10M
Total Assets
3.45B3.69B4.20B3.47B3.20B
Total Debt
0.00131.00M3.46B572.30M358.70M
Net Debt
0.003.08B3.47B587.20M373.60M
Total Liabilities
2.90B3.21B3.73B2.93B2.61B
Stockholders Equity
559.20M480.20M470.50M548.00M588.00M
Cash FlowFree Cash Flow
304.60M-55.10M831.60M-89.20M-204.50M
Operating Cash Flow
436.30M-312.00M923.30M1.10M-130.00M
Investing Cash Flow
-131.70M-96.70M-91.60M-90.20M-74.50M
Financing Cash Flow
-3.20M-387.10M11.60M-8.20M119.30M

Qliro AB Technical Analysis

Technical Analysis Sentiment
Negative
Last Price19.80
Price Trends
50DMA
20.93
Negative
100DMA
22.01
Negative
200DMA
23.88
Negative
Market Momentum
MACD
-0.34
Negative
RSI
44.34
Neutral
STOCH
50.56
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SE:QLIRO, the sentiment is Negative. The current price of 19.8 is below the 20-day moving average (MA) of 20.44, below the 50-day MA of 20.93, and below the 200-day MA of 23.88, indicating a bearish trend. The MACD of -0.34 indicates Negative momentum. The RSI at 44.34 is Neutral, neither overbought nor oversold. The STOCH value of 50.56 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for SE:QLIRO.

Qliro AB Peers Comparison

Overall Rating
UnderperformOutperform
Sector (64)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
64
Neutral
$12.82B9.877.67%17000.34%12.39%-5.85%
58
Neutral
€421.63M-7.20%-3.13%-844.33%
56
Neutral
kr4.46B-23.48%-9.54%-905.07%
52
Neutral
€27.51M76.152.15%214.33%
46
Neutral
kr98.53M-24.41%-15.41%-85.25%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
SE:QLIRO
Qliro AB
19.80
-3.00
-13.16%
SE:INTRUM
Intrum Justitia AB
36.81
10.00
37.30%
SE:BTCX
Goobit Group AB
0.10
-0.07
-42.11%
SE:YIELD
SaveLend Group AB
1.71
-0.51
-22.97%
Glossary
OutperformA stock rated as "Outperform" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests that the stock is likely to deliver higher returns compared to the average returns of other stocks in the same sector or market index. Investors might consider this stock a good buying opportunity.
NeutralA stock rated as "Neutral" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly attractive nor unattractive for investment. Investors may consider holding onto the stock, as it is not expected to either significantly outperform or underperform the market.
UnderperformA stock rated as "Underperform" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests that the stock may deliver lower returns compared to the average returns of other stocks in the same sector or market index. Investors might consider selling the stock or avoiding it as an investment.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.