Creades AB (CRED.A) AI Stock Analysis

• Market Cap: kr10.88B
• Dividend Yield: 1.97%
• Average Volume (3M): 88.01K
• Price to Earnings (P/E): 8.7
• Beta (1Y): 1.09
• Revenue Growth: -6.84%
• EPS Growth: 14.17%
• Country: SE
• Employees: 9
• Sector: Services
• Sector Strength: N/A
• Industry: Asset Management
• EPS (TTM): 4.43
• Shares Outstanding: 93,103,640
• 10 Day Avg. Volume: 115,938
• 30 Day Avg. Volume: 88,009
• PEG Ratio: 0.07
• Price to Book (P/B): 0.96
• Price to Sales (P/S): 18.04
• P/FCF Ratio: 51.55
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: kr90.00
• Price Target Upside: 12.99% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 0

• Rating: 74 Outperform
• Price Target: kr90.00 ▲(12.99% Upside)

Creades AB's strong valuation and solid financial performance are the primary drivers of its score. The low P/E ratio and healthy dividend yield suggest undervaluation, while profitability metrics are robust despite revenue decline concerns. Technical indicators show mixed momentum, which slightly tempers the overall score.

Creades AB Business Overview & Revenue Model

Company Description

Creades AB is a private equity and venture capital investment firm specializing in seed/startup, early, mid & late venture, emerging growth, middle market, growth capital and buyout investments. The firm typically invests in small and medium-sized public and private companies. It focuses on Swedish companies. The firm seeks to invest between SEK100 ($15.51 million) and SEK300 million ($46.53 million). The firm prefers to take a majority stake and seat on the board of directors of its portfolio companies. The firm uses personal and balance sheet capital for making investments. Creades AB was founded in 2011 and is based in Stockholm, Sweden.

How the Company Makes Money

Creades AB generates revenue primarily through its investments in portfolio companies. The company makes money by realizing capital gains from the sale of its investments, which can occur through various exit strategies such as public offerings, mergers, or acquisitions. In addition, Creades can earn management fees and performance-based fees from its investments, depending on the agreements in place with portfolio companies. The company also benefits from dividends or profit-sharing arrangements from its investments, contributing to its overall earnings. Strategic partnerships and collaborations with other investment firms and industry experts enhance its investment capabilities and market insights, thereby potentially increasing its revenue streams.

Creades AB Financial Statement Overview

Summary

Creades AB presents a robust financial standing with strong profitability and minimal leverage. The impressive recovery in revenue and profit margins, alongside a solid balance sheet with high equity ratios, reflect financial health. However, the historical volatility in revenue calls for cautious optimism. The cash flow stability complements the overall positive outlook, though attention to free cash flow trends is advisable.

Income Statement

Creades AB shows a strong recovery in its revenue and profit margins. The TTM revenue grew significantly by 21.08% from the previous year, and the net profit margin is robust at 91.06% for the TTM period. The company has maintained excellent EBIT and EBITDA margins at 90.57% and 60.69%, respectively. However, the negative revenue and profit in 2022 indicate volatility and potential risks.

Balance Sheet

The balance sheet of Creades AB displays financial stability with no debt and a high equity ratio of 99.01% in the TTM period. The return on equity is impressive at 13.72%, indicating effective use of equity to generate profit. The company’s assets are predominantly equity-financed, reflecting a low-risk financial structure.

Cash Flow

The cash flow statement reveals a stable operating cash flow to net income ratio of 0.12 for the TTM period, indicating moderate conversion efficiency. Although free cash flow decreased by 10.53% in the TTM period, the company maintains a healthy cash position with free cash flow to net income ratio of 0.12, suggesting sustainable cash generation.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	1.32B	543.00M	538.00M	-4.19B	4.47B	4.01B
Gross Profit	1.32B	1.26B	509.00M	-4.19B	4.47B	4.01B
EBITDA	1.24B	1.18B	524.00M	-3.96B	4.22B	3.66B
Net Income	1.25B	1.20B	558.00M	-3.95B	4.19B	3.65B
Balance Sheet
Total Assets	10.95B	10.31B	9.32B	9.05B	13.52B	8.34B
Cash, Cash Equivalents and Short-Term Investments	720.00M	717.00M	299.00M	613.00M	467.00M	640.00M
Total Debt	9.00M	10.00M	2.00M	3.00M	6.00M	7.00M
Total Liabilities	232.00M	153.00M	147.00M	245.00M	575.00M	389.00M
Stockholders Equity	10.72B	10.16B	9.18B	8.81B	12.95B	7.95B
Cash Flow
Free Cash Flow	129.00M	190.00M	205.00M	25.00M	89.00M	16.00M
Operating Cash Flow	129.00M	190.00M	205.00M	25.00M	89.00M	16.00M
Investing Cash Flow	561.00M	438.00M	-329.00M	311.00M	-1.07B	424.00M
Financing Cash Flow	-216.00M	-210.00M	-190.00M	-190.00M	805.00M	-262.00M

Creades AB Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 79.65
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SE:CRED.A, the sentiment is Positive. The current price of 79.65 is above the 20-day moving average (MA) of 76.60, above the 50-day MA of 77.56, and above the 200-day MA of 76.43, indicating a bullish trend. The MACD of 0.40 indicates Negative momentum. The RSI at 65.49 is Neutral, neither overbought nor oversold. The STOCH value of 98.03 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for SE:CRED.A.

Creades AB Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
ORES	77 Outperform	kr5.35B	7.60	―	5.98%	-0.22%	-58.80%
CRED.A	74 Outperform	kr10.88B	8.71	12.24%	1.97%	-6.84%	14.17%
MCAP	69 Neutral	€8.92B	43.48	15.85%	―	9.32%	-7.55%
SVOL.B	64 Neutral	€5.75B	654.17	0.16%	3.12%	-96.46%	-99.03%
BURE	63 Neutral	€21.09B	179.99	-13.33%	0.97%	22.27%	-145.59%
RATO.B	62 Neutral	kr12.78B	44.48	2.64%	3.41%	-13.86%	-77.94%
Sector *	55 Neutral	$13.29B	17.42	10.03%	0.93%	7.13%	-12.93%