Creades AB (CRED.A) AI Stock Analysis

• Market Cap: kr10.26B
• Dividend Yield: 2.09%
• Average Volume (3M): 101.70K
• Price to Earnings (P/E): 7.9
• Beta (1Y): 1.21
• Revenue Growth: 4.72%
• EPS Growth: -38.28%
• Country: SE
• Employees: 9
• Sector: Services
• Sector Strength: N/A
• Industry: Asset Management
• EPS (TTM): 1.70
• Shares Outstanding: 93,103,640
• 10 Day Avg. Volume: 119,742
• 30 Day Avg. Volume: 101,699
• PEG Ratio: 0.07
• Price to Book (P/B): 0.96
• Price to Sales (P/S): 18.04
• P/FCF Ratio: 51.55
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 0

• Rating: 74 Outperform
• Price Target: kr86.00 ▲(13.76% Upside)

Creades AB's strong financial performance and attractive valuation are the primary drivers of its score. The technical analysis suggests a neutral market sentiment, which slightly tempers the overall score. The absence of earnings call data and corporate events means these factors do not influence the score.

Creades AB Business Overview & Revenue Model

Company Description

Creades AB (CRED.A) is a Swedish investment company that focuses on acquiring and developing businesses within the consumer goods, services, and technology sectors. The company invests in companies with strong potential for growth and profitability, providing them with both capital and strategic support to enhance their operational efficiency and market reach. Creades aims to create long-term value for its shareholders by identifying and nurturing businesses that can achieve sustainable growth.

How the Company Makes Money

Creades AB generates revenue primarily through its investments in portfolio companies. The company makes money by realizing capital gains from the sale of its investments, which can occur through various exit strategies such as public offerings, mergers, or acquisitions. In addition, Creades can earn management fees and performance-based fees from its investments, depending on the agreements in place with portfolio companies. The company also benefits from dividends or profit-sharing arrangements from its investments, contributing to its overall earnings. Strategic partnerships and collaborations with other investment firms and industry experts enhance its investment capabilities and market insights, thereby potentially increasing its revenue streams.

Creades AB Financial Statement Overview

Summary

Creades AB presents a robust financial standing with strong profitability and minimal leverage. The impressive recovery in revenue and profit margins, alongside a solid balance sheet with high equity ratios, reflect financial health. However, the historical volatility in revenue calls for cautious optimism. The cash flow stability complements the overall positive outlook, though attention to free cash flow trends is advisable.

Income Statement

Creades AB shows a strong recovery in its revenue and profit margins. The TTM revenue grew significantly by 21.08% from the previous year, and the net profit margin is robust at 91.06% for the TTM period. The company has maintained excellent EBIT and EBITDA margins at 90.57% and 60.69%, respectively. However, the negative revenue and profit in 2022 indicate volatility and potential risks.

Balance Sheet

The balance sheet of Creades AB displays financial stability with no debt and a high equity ratio of 99.01% in the TTM period. The return on equity is impressive at 13.72%, indicating effective use of equity to generate profit. The company’s assets are predominantly equity-financed, reflecting a low-risk financial structure.

Cash Flow

The cash flow statement reveals a stable operating cash flow to net income ratio of 0.12 for the TTM period, indicating moderate conversion efficiency. Although free cash flow decreased by 10.53% in the TTM period, the company maintains a healthy cash position with free cash flow to net income ratio of 0.12, suggesting sustainable cash generation.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	1.32B	543.00M	538.00M	-4.19B	4.47B	4.01B
Gross Profit	1.32B	1.26B	509.00M	-4.19B	4.47B	4.01B
EBITDA	1.24B	1.18B	524.00M	-3.96B	4.22B	3.66B
Net Income	1.25B	1.20B	558.00M	-3.95B	4.19B	3.65B
Balance Sheet
Total Assets	10.95B	10.31B	9.32B	9.05B	13.52B	8.34B
Cash, Cash Equivalents and Short-Term Investments	720.00M	717.00M	299.00M	613.00M	467.00M	640.00M
Total Debt	9.00M	10.00M	2.00M	3.00M	6.00M	7.00M
Total Liabilities	232.00M	153.00M	147.00M	245.00M	575.00M	389.00M
Stockholders Equity	10.72B	10.16B	9.18B	8.81B	12.95B	7.95B
Cash Flow
Free Cash Flow	129.00M	190.00M	205.00M	25.00M	89.00M	16.00M
Operating Cash Flow	129.00M	190.00M	205.00M	25.00M	89.00M	16.00M
Investing Cash Flow	561.00M	438.00M	-329.00M	311.00M	-1.07B	424.00M
Financing Cash Flow	-216.00M	-210.00M	-190.00M	-190.00M	805.00M	-262.00M

Creades AB Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 75.60
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SE:CRED.A, the sentiment is Negative. The current price of 75.6 is below the 20-day moving average (MA) of 77.91, below the 50-day MA of 77.02, and below the 200-day MA of 76.75, indicating a bearish trend. The MACD of -0.11 indicates Positive momentum. The RSI at 42.10 is Neutral, neither overbought nor oversold. The STOCH value of 13.93 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for SE:CRED.A.

Creades AB Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
ORES	―	kr5.26B	13.30	―	5.91%	-0.22%	-58.80%
CRED.A	―	kr10.26B	7.91	12.47%	2.09%	4.72%	-38.28%
RATO.B	―	kr12.73B	15.47	6.59%	3.50%	-22.65%	-14.05%
MCAP	―	€8.35B	41.68	15.16%	―	11.30%	-14.49%
SVOL.B	―	€5.67B	645.24	0.16%	3.05%	-96.46%	-99.03%
BURE	―	€20.38B	―	-13.33%	0.99%	22.27%	-145.59%
Sector *	―	$13.29B	17.42	10.03%	0.93%	7.13%	-12.93%