Richmond Mutual Bancorporation Inc (RMBI)
NASDAQ:RMBI
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RMBI Stock Chart & Stats
$13.96
-$0.32(-2.41%)
At close: 4:00 PM EST
$13.96
-$0.32(-2.41%)
Day’s Range― - ―
52-Week Range$12.77 - $15.89
Previous CloseN/A
Volume20.22K
Average Volume (3M)17.52K
Market Cap
$166.13M
Enterprise Value$131.54M
Total Cash (Recent Filing)$287.12M
Total Debt (Recent Filing)$252.00M
Price to Earnings (P/E)11.8
Beta0.57
Next Earnings
Jul 23, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield4.29%
Share Statistics
EPS (TTM)0.28
Shares Outstanding10,501,260
10 Day Avg. Volume23,004
30 Day Avg. Volume17,515
Financial Highlights & Ratios
PEG Ratio0.40
Price to Book (P/B)0.93
Price to Sales (P/S)1.49
P/FCF Ratio<0.01
Enterprise Value/Market Cap0.79
Enterprise Value/Revenue1.45
Enterprise Value/Gross Profit2.80
Enterprise Value/Ebitda8.84
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue Growth & ProfitabilityConsistent top-line acceleration and a healthy net margin indicate durable demand for core banking, lending, and mortgage services. Sustained revenue momentum improves earnings stability, funds reinvestment, and supports dividend capacity over the medium term.
Improved Leverage / Balance-sheet StabilityMaterial reduction in leverage reduces solvency and funding risk, increasing financial flexibility. A more stable balance sheet strengthens the bank's capacity to extend credit, absorb shocks, and allocate capital for growth or shareholder returns over coming quarters.
Diversified Community Banking Model & Fee IncomeA multi‑product community bank model with branch and digital channels and fee/mortgage streams diversifies revenue and stabilizes deposits. Local franchise and partnerships help sustain deposit stickiness and fee income across economic cycles.
Bears Say
Declining Return On EquityFalling ROE signals weaker capital efficiency and could limit long‑term shareholder returns absent margin or asset‑mix improvement. Lower profitability on equity constrains capacity to grow organically without diluting returns through higher leverage or acquisitions.
Volatile Cash Flow ConversionInconsistent operating and free cash flow undermines predictability of internal funding for lending, capital expenditures, and dividends. A non‑recurring spike in 2025 reduces confidence in cash generation sustainability, complicating medium‑term planning.
Merger Execution & Integration RiskPlanned merger can deliver scale, but integration cost, cultural fit, regulatory approval, and execution risk may impair near‑term operating metrics and capital. For a smaller regional bank, failed synergies or delays would materially affect medium‑term fundamentals.
Richmond Mutual Bancorporation News
RMBI FAQ
What was Richmond Mutual Bancorporation Inc’s price range in the past 12 months?
Richmond Mutual Bancorporation Inc lowest stock price was $12.77 and its highest was $15.89 in the past 12 months.
What is Richmond Mutual Bancorporation Inc’s market cap?
Richmond Mutual Bancorporation Inc’s market cap is $166.13M.
When is Richmond Mutual Bancorporation Inc’s upcoming earnings report date?
Richmond Mutual Bancorporation Inc’s upcoming earnings report date is Jul 23, 2026 which is in 82 days.
How were Richmond Mutual Bancorporation Inc’s earnings last quarter?
Richmond Mutual Bancorporation Inc released its earnings results on Apr 23, 2026. The company reported $0.28 earnings per share for the quarter, beating the consensus estimate of N/A by $0.28.
Is Richmond Mutual Bancorporation Inc overvalued?
According to Wall Street analysts Richmond Mutual Bancorporation Inc’s price is currently Overvalued.
Does Richmond Mutual Bancorporation Inc pay dividends?
Richmond Mutual Bancorporation Inc pays a Quarterly dividend of $0.15 which represents an annual dividend yield of 4.29%. See more information on Richmond Mutual Bancorporation Inc dividends here
What is Richmond Mutual Bancorporation Inc’s EPS estimate?
Richmond Mutual Bancorporation Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Richmond Mutual Bancorporation Inc have?
Richmond Mutual Bancorporation Inc has 10,501,260 shares outstanding.
What happened to Richmond Mutual Bancorporation Inc’s price movement after its last earnings report?
Richmond Mutual Bancorporation Inc reported an EPS of $0.28 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.471%.
Which hedge fund is a major shareholder of Richmond Mutual Bancorporation Inc?
Currently, no hedge funds are holding shares in RMBI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Richmond Mutual Bancorporation Stock Smart Score
Neutral
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Hedge Fund Trend
Decreased
By 35.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $12.0K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Negative
20 days / 200 days
Momentum
-1.24%
12-Months-Change
Fundamentals
Return on Equity
8.43%
Trailing 12-Months
Asset Growth
1.39%
Trailing 12-Months
Company Description
Richmond Mutual Bancorporation Inc
Richmond Mutual Bancorporation, Inc. operates as a holding company for First Bank Richmond that provides various banking services. The company accepts various deposits, including savings deposit accounts, money market accounts NOW and demand accounts, and certificates of deposit. It also offers a range of lending products, such as multi-family and commercial real estate loans, commercial and industrial loans, construction and development loans, residential real estate loans, and consumer loans. In addition, the company engages in the lease financing business; and provision of fee-based financial services comprising trust and estate administration, investment management, retirement plan administration, and private banking services. It operates through 12 full service and one limited-service banking offices with seven full-service and one limited-service offices located in Indiana; five offices situated in Ohio; one full-service banking office and four other branch offices are located in Richmond, Indiana; two other offices in Cambridge City, Centerville, Richmond, and Shelbyville, Indiana; two offices in Sidney and Ohio; two offices in Piqua and one office in Troy, Ohio; and a loan production office in Columbus, Ohio. Richmond Mutual Bancorporation, Inc. was founded in 1887 and is headquartered in Richmond, Indiana.
Technical Analysis
Ownership Overview
2.53% Insiders
7.68% Mutual Funds
0.92% Other Institutional Investors
81.86% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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