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RMBI Stock Chart & Stats
$15.56
-$0.16(-1.03%)
At close: 4:00 PM EDT
$15.56
-$0.16(-1.03%)
Day’s Range― - ―
52-Week Range$12.77 - $16.59
Previous Close$15.4
Volume47.55K
Average Volume (3M)17.52K
Market Cap
$270.66M
Enterprise Value$389.49
Total Cash (Recent Filing)$285.37M
Total Debt (Recent Filing)$244.00M
Price to Earnings (P/E)12.9
Beta0.48
Next Earnings
Oct 15, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.76%
Share Statistics
EPS (TTM)1.24
Shares Outstanding16,759,047
10 Day Avg. Volume23,004
30 Day Avg. Volume17,515
Financial Highlights & Ratios
PEG Ratio0.40
Price to Book (P/B)0.93
Price to Sales (P/S)1.49
P/FCF Ratio9.28
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue And EPS GrowthPositive revenue and EPS growth indicate improving operating performance and continued earnings expansion. If sustained, this can strengthen internal capital generation and support the combined bank’s ability to invest in markets, customers and technology.
Cash ConversionConsistent positive operating and free cash flow through 2022–2025 suggests earnings are generally converting into cash. That supports dividends, balance-sheet investment and merger integration, although reported cash-flow volatility limits confidence in the trend.
Expanded Regional FranchiseThe completed all-stock merger expands the banking footprint, combines complementary community-banking markets and adds leadership resources. A larger franchise may improve operating scale and diversification over time, provided integration is executed effectively.
Bears Say
Elevated LeverageAlthough leverage has improved from 2023–2024 levels, it remains a material balance-sheet constraint. Higher leverage can reduce flexibility and amplify pressure on capital, earnings and funding capacity if credit losses or funding costs increase.
Cash-Flow VolatilityThe uneven cash-flow history makes underlying cash generation harder to assess than reported profitability alone. Negative 2021 flows and unusually large TTM figures may reflect lumpiness or classification effects, reducing forecasting confidence.
Merger Integration RiskIntegrating branches, systems, governance and leadership across the two banks could create execution complexity and additional costs. Change-in-control arrangements and expanded management responsibilities may delay realization of expected merger efficiencies.
Richmond Mutual Bancorporation News
RMBI FAQ
What was Richmond Mutual Bancorporation Inc’s price range in the past 12 months?
Richmond Mutual Bancorporation Inc lowest stock price was $12.77 and its highest was $16.59 in the past 12 months.
What is Richmond Mutual Bancorporation Inc’s market cap?
Richmond Mutual Bancorporation Inc’s market cap is $270.66M.
When is Richmond Mutual Bancorporation Inc’s upcoming earnings report date?
Richmond Mutual Bancorporation Inc’s upcoming earnings report date is Oct 15, 2026 which is in 50 days.
How were Richmond Mutual Bancorporation Inc’s earnings last quarter?
Richmond Mutual Bancorporation Inc released its earnings results on Jul 27, 2026. The company reported $0.225 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Richmond Mutual Bancorporation Inc overvalued?
According to Wall Street analysts Richmond Mutual Bancorporation Inc’s price is currently Overvalued.
Does Richmond Mutual Bancorporation Inc pay dividends?
Richmond Mutual Bancorporation Inc pays a Quarterly dividend of $0.15 which represents an annual dividend yield of 3.76%. See more information on Richmond Mutual Bancorporation Inc dividends here
What is Richmond Mutual Bancorporation Inc’s EPS estimate?
Richmond Mutual Bancorporation Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Richmond Mutual Bancorporation Inc have?
Richmond Mutual Bancorporation Inc has 16,759,047 shares outstanding.
What happened to Richmond Mutual Bancorporation Inc’s price movement after its last earnings report?
Richmond Mutual Bancorporation Inc reported an EPS of $0.225 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 0.455%.
Which hedge fund is a major shareholder of Richmond Mutual Bancorporation Inc?
Currently, no hedge funds are holding shares in RMBI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Richmond Mutual Bancorporation Stock Smart Score
Neutral
1
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5
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10
Hedge Fund Trend
Decreased
By 59.6K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $61.3K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-1.24%
12-Months-Change
Fundamentals
Return on Equity
3.76%
Trailing 12-Months
Asset Growth
2.94%
Trailing 12-Months
Company Description
Richmond Mutual Bancorporation Inc
Richmond Mutual Bancorporation, Inc. serves as the parent organization for First Bank Richmond, offering a diverse array of banking and financial services. The company facilitates various deposit accounts, including savings, money market, NOW, demand deposit, and certificates of deposit. Its lending portfolio encompasses numerous loan types, such as multi-family and commercial real estate, commercial and industrial, construction and development, residential real estate, and consumer loans. Additionally, it engages in lease financing and provides fee-based financial services, including trust and estate administration, investment management, retirement plan administration, and private banking. Established in 1887 and headquartered in Richmond, Indiana, the firm operates through 12 full-service and one limited-service banking offices, with eight located across Indiana and five in Ohio. A loan production office in Columbus, Ohio, further extends its reach.
Technical Analysis
Ownership Overview
3.29% Insiders
4.82% Mutual Funds
1.93% Other Institutional Investors
85.16% Public Companies and
Individual Investors