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Richmond Mutual Bancorporation Inc (RMBI)
NASDAQ:RMBI
US Market
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Richmond Mutual Bancorporation (RMBI) Stock Statistics & Valuation Metrics

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Total Valuation

Richmond Mutual Bancorporation has a market cap or net worth of $262.23M. The enterprise value is $380.10.
Market Cap$262.23M
Enterprise Value$380.10

Share Statistics

Richmond Mutual Bancorporation has 16,755,617 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding16,755,617
Owned by Insiders2.89%
Owned by Institutions1.26%

Financial Efficiency

Richmond Mutual Bancorporation’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is 2.93%.
Return on Equity (ROE)0.08
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)2.93%
Return on Capital Employed (ROCE)0.03
Revenue Per Employee504.97K
Profits Per Employee64.32K
Employee Count180
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Richmond Mutual Bancorporation is 12.6. Richmond Mutual Bancorporation’s PEG ratio is 0.40.
PE Ratio12.6
PS Ratio1.49
PB Ratio0.93
Price to Fair Value0.93
Price to FCF9.28
Price to Operating Cash Flow12.93
PEG Ratio0.40

Income Statement

In the last 12 months, Richmond Mutual Bancorporation had revenue of 90.89M and earned 11.58M in profits. Earnings per share was 1.20.
Revenue90.89M
Gross Profit47.04M
Operating Income14.06M
Pretax Income13.65M
Net Income11.58M
EBITDA14.88M
Earnings Per Share (EPS)1.20

Cash Flow

In the last 12 months, operating cash flow was 11.73M and capital expenditures -983.00K, giving a free cash flow of 10.74M billion.
Operating Cash Flow11.73M
Free Cash Flow10.74M
Free Cash Flow per Share0.64

Dividends & Yields

Richmond Mutual Bancorporation pays an annual dividend of $0.15, resulting in a dividend yield of 3.83%
Dividend Per Share$0.15
Dividend Yield3.83%
Payout Ratio60.42%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.47
52-Week Price Change19.30%
50-Day Moving Average15.04
200-Day Moving Average14.03
Relative Strength Index (RSI)57.59
Average Volume (3m)17.52K

Important Dates

Richmond Mutual Bancorporation upcoming earnings date is Oct 15, 2026, After Close (Confirmed).
Last Earnings DateJul 27, 2026
Next Earnings DateOct 15, 2026
Ex-Dividend Date

Financial Position

Richmond Mutual Bancorporation as a current ratio of 0.26, with Debt / Equity ratio of 164.56%
Current Ratio0.26
Quick Ratio0.26
Debt to Market Cap1.86
Net Debt to EBITDA14.57
Interest Coverage Ratio0.33

Taxes

In the past 12 months, Richmond Mutual Bancorporation has paid 2.08M in taxes.
Income Tax2.08M
Effective Tax Rate0.15

Enterprise Valuation

Richmond Mutual Bancorporation EV to EBITDA ratio is 23.68, with an EV/FCF ratio of 24.12.
EV to Sales3.88
EV to EBITDA23.68
EV to Free Cash Flow24.12
EV to Operating Cash Flow22.06

Balance Sheet

Richmond Mutual Bancorporation has $25.21M in cash and marketable securities with $244.00M in debt, giving a net cash position of -$218.79M billion.
Cash & Marketable Securities$25.21M
Total Debt$244.00M
Net Cash-$218.79M
Net Cash Per Share-$13.06
Tangible Book Value Per Share$14.90

Margins

Gross margin is 51.31%, with operating margin of 15.47%, and net profit margin of 12.74%.
Gross Margin51.31%
Operating Margin15.47%
Pretax Margin15.02%
Net Profit Margin12.74%
EBITDA Margin16.37%
EBIT Margin15.47%

Analyst Forecast

The average price target for Richmond Mutual Bancorporation is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast5.15%
EPS Growth Forecast28.98%

Scores

Smart Score4
AI Score