tiprankstipranks
Richmond Mutual Bancorporation Inc (RMBI)
NASDAQ:RMBI
US Market
Want to see RMBI full AI Analyst Report?

Richmond Mutual Bancorporation (RMBI) Stock Statistics & Valuation Metrics

30 Followers

Total Valuation

Richmond Mutual Bancorporation has a market cap or net worth of $162.66M. The enterprise value is $131.54M.
Market Cap$162.66M
Enterprise Value$131.54M

Share Statistics

Richmond Mutual Bancorporation has 10,501,260 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding10,501,260
Owned by Insiders2.53%
Owned by Institutions0.92%

Financial Efficiency

Richmond Mutual Bancorporation’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is 2.93%.
Return on Equity (ROE)0.08
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)2.93%
Return on Capital Employed (ROCE)0.03
Revenue Per Employee531.55K
Profits Per Employee67.70M
Employee Count171
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Richmond Mutual Bancorporation is 11.8. Richmond Mutual Bancorporation’s PEG ratio is 0.40.
PE Ratio11.8
PS Ratio1.49
PB Ratio0.93
Price to Fair Value0.93
Price to FCF<0.01
Price to Operating Cash Flow9.39
PEG Ratio0.40

Income Statement

In the last 12 months, Richmond Mutual Bancorporation had revenue of 90.89M and earned 11.58M in profits. Earnings per share was 1.20.
Revenue90.89M
Gross Profit47.04M
Operating Income14.06M
Pretax Income13.65M
Net Income11.58M
EBITDA14.88M
Earnings Per Share (EPS)1.20

Cash Flow

In the last 12 months, operating cash flow was 15.97M and capital expenditures -1.36M, giving a free cash flow of 14.61M billion.
Operating Cash Flow15.97M
Free Cash Flow14.61M
Free Cash Flow per Share1.39

Dividends & Yields

Richmond Mutual Bancorporation pays an annual dividend of $0.15, resulting in a dividend yield of 4.29%
Dividend Per Share$0.15
Dividend Yield4.29%
Payout Ratio56.39%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.57
52-Week Price Change13.35%
50-Day Moving Average13.78
200-Day Moving Average13.72
Relative Strength Index (RSI)66.36
Average Volume (3m)17.52K

Important Dates

Richmond Mutual Bancorporation upcoming earnings date is Jul 23, 2026, After Close (Confirmed).
Last Earnings DateApr 23, 2026
Next Earnings DateJul 23, 2026
Ex-Dividend Date

Financial Position

Richmond Mutual Bancorporation as a current ratio of 0.26, with Debt / Equity ratio of 0.00%
Current Ratio0.26
Quick Ratio0.26
Debt to Market Cap1.86
Net Debt to EBITDA14.57
Interest Coverage Ratio0.33

Taxes

In the past 12 months, Richmond Mutual Bancorporation has paid 2.08M in taxes.
Income Tax2.08M
Effective Tax Rate0.15

Enterprise Valuation

Richmond Mutual Bancorporation EV to EBITDA ratio is 23.68, with an EV/FCF ratio of 0.02.
EV to Sales3.88
EV to EBITDA23.68
EV to Free Cash Flow0.02
EV to Operating Cash Flow0.02

Balance Sheet

Richmond Mutual Bancorporation has $287.12M in cash and marketable securities with $252.00M in debt, giving a net cash position of $35.12M billion.
Cash & Marketable Securities$287.12M
Total Debt$252.00M
Net Cash$35.12M
Net Cash Per Share$3.34
Tangible Book Value Per Share$14.90

Margins

Gross margin is 53.05%, with operating margin of 15.47%, and net profit margin of 12.74%.
Gross Margin53.05%
Operating Margin15.47%
Pretax Margin15.02%
Net Profit Margin12.74%
EBITDA Margin16.37%
EBIT Margin15.47%

Analyst Forecast

The average price target for Richmond Mutual Bancorporation is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast5.45%
EPS Growth Forecast43.44%

Scores

Smart Score4
AI Score