PSQ Holdings (PSQH) AI Stock Analysis

• Market Cap: $82.64M
• Dividend Yield: N/A
• Average Volume (3M): 1.18M
• Price to Earnings (P/E): ―
• Beta (1Y): 1.84
• Revenue Growth: 35.79%
• EPS Growth: 14.85%
• Country: US
• Employees: 85
• Sector: Technology
• Sector Strength: 88
• Industry: Software - Application
• EPS (TTM): -0.26
• Shares Outstanding: 42,698,530
• 10 Day Avg. Volume: 674,506
• 30 Day Avg. Volume: 1,176,983
• PEG Ratio: 0.10
• Price to Book (P/B): 5.41
• Price to Sales (P/S): 6.27
• P/FCF Ratio: -4.26
• Enterprise Value/Market Cap: 1.28
• Enterprise Value/Revenue: 4.16
• Enterprise Value/Gross Profit: 7.04
• Enterprise Value/Ebitda: -2.77
• 1Y Price Target: $4.00
• Price Target Upside: 122.22% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 2
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 45 Neutral
• Price Target: $1.50 ▼(-16.67% Downside)

PSQ Holdings' overall stock score is primarily impacted by its weak financial performance, characterized by declining revenues and high leverage. While the earnings call provided some positive insights into revenue growth and strategic plans, the technical analysis and valuation remain concerning. The stock's bearish technical indicators and negative P/E ratio further weigh down the score.

Positive Factors

Revenue Growth

The consistent revenue growth indicates strong market demand and effective business strategies, enhancing the company's long-term market position.

Operating Expense Reduction

Significant cost reductions improve profitability and cash flow, enabling reinvestment in growth initiatives and enhancing financial sustainability.

AI-Driven Credit Portfolio Improvement

Leveraging AI for credit portfolio management enhances risk assessment and operational efficiency, supporting long-term financial health.

Negative Factors

Decline in Gross Margin

A declining gross margin indicates potential pricing pressures or cost inefficiencies, which could impact long-term profitability.

Cash Flow Challenges

Decreasing operating cash flow limits financial flexibility, potentially hindering investment in growth and strategic initiatives.

Delayed Merchant Onboarding

Delays in merchant onboarding can postpone revenue realization, affecting short-term growth and potentially straining customer relationships.

PSQ Holdings Business Overview & Revenue Model

Company Description

PSQ Holdings (PSQH) is a diversified holding company focused on the healthcare sector, primarily specializing in innovative solutions for patient management and healthcare technology. The company operates through multiple subsidiaries that provide a range of services, including telehealth solutions, software development for healthcare providers, and consulting services aimed at improving operational efficiency in medical facilities. With a commitment to enhancing patient care and streamlining healthcare operations, PSQH leverages cutting-edge technology and industry expertise to support healthcare providers and patients alike.

How the Company Makes Money

PSQ Holdings generates revenue through several key streams. Primarily, the company earns income from its telehealth services, which include subscription fees paid by healthcare providers for access to its platform. Additionally, PSQH derives revenue from software licensing and maintenance agreements with medical facilities that utilize its proprietary healthcare management software. Consulting services provided to healthcare organizations also contribute to the company's earnings, as they charge fees for strategic advice and operational improvements. Furthermore, PSQH may engage in partnerships with healthcare institutions and technology firms, allowing for shared revenue opportunities and increased market reach, thus enhancing overall profitability.

PSQ Holdings Financial Statement Overview

Summary

PSQ Holdings is facing significant financial challenges, including declining revenues, high leverage, and negative cash flows. These factors indicate potential financial instability and highlight the need for strategic improvements to enhance financial health.

Income Statement

PSQ Holdings has shown a declining revenue trend with a negative revenue growth rate of -7.74% in the TTM period. The company is struggling with profitability, as evidenced by negative net profit margins and EBIT margins. Despite a decent gross profit margin of 58.85% in the TTM, the overall income statement reflects significant challenges in achieving profitability.

Balance Sheet

The balance sheet shows a high debt-to-equity ratio of 1.48 in the TTM, indicating significant leverage. The return on equity is negative, reflecting losses. However, the equity ratio is relatively stable, suggesting some level of asset backing. Overall, the balance sheet indicates financial risk due to high leverage and negative returns.

Cash Flow

The cash flow statement reveals negative operating and free cash flows, with a declining free cash flow growth rate of -25.09% in the TTM. The operating cash flow to net income ratio is negative, indicating cash flow issues. The free cash flow to net income ratio is close to 1, suggesting that cash flow is closely tied to net income, but both are negative.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	25.45M	23.20M	5.69M	475.18K	8.84K
Gross Profit	15.03M	14.07M	1.89M	-240.93K	-116.13K
EBITDA	-38.13M	-52.12M	-50.71M	-6.20M	-2.17M
Net Income	-45.53M	-57.69M	-53.33M	-6.98M	3.73M
Balance Sheet
Total Assets	58.83M	74.89M	25.25M	4.22M	1.02M
Cash, Cash Equivalents and Short-Term Investments	10.60M	36.32M	16.45M	2.33M	399.40K
Total Debt	5.31M	32.51M	327.37K	299.04K	0.00
Total Liabilities	43.94M	48.04M	14.81M	814.25K	155.81K
Stockholders Equity	14.89M	26.85M	10.43M	3.40M	860.50K
Cash Flow
Free Cash Flow	-25.23M	-34.13M	-29.26M	-7.59M	-973.48K
Operating Cash Flow	-24.37M	-34.13M	-25.76M	-6.03M	-973.48K
Investing Cash Flow	-7.98M	-3.02M	-3.32M	-1.55M	-172.50M
Financing Cash Flow	40.89M	57.29M	43.20M	9.52M	174.31M

PSQ Holdings Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 1.80
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For PSQH, the sentiment is Negative. The current price of 1.8 is below the 20-day moving average (MA) of 2.06, below the 50-day MA of 2.03, and below the 200-day MA of 2.29, indicating a bearish trend. The MACD of -0.06 indicates Positive momentum. The RSI at 40.94 is Neutral, neither overbought nor oversold. The STOCH value of 11.17 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for PSQH.

PSQ Holdings Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
WFCF	72 Outperform	$64.32M	32.23	20.82%	―	-0.45%	-1.40%
Sector *	61 Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%
IDN	51 Neutral	$87.56M	-92.98	-5.20%	―	7.13%	-99.15%
PSQH	45 Neutral	$82.64M	―	-451.95%	―	35.79%	14.85%
NXTT	44 Neutral	$48.12M	0.03	93.25%	―	259.01%	-61.05%
LPSN	38 Underperform	$58.13M	-0.19	―	―	-24.89%	-72.84%

PSQ Holdings Corporate Events

PublicSquare Reports Strong Q3 2025 Financial Results

PSQ Holdings, Inc., known as PublicSquare, is a financial technology company focused on providing values-driven financial solutions, primarily in the fintech sector. The company is committed to offering ‘cancel-proof’ alternatives in the current economy.

PSQ Holdings Enters Negotiations to Acquire Tandym Assets

On November 6, 2025, PSQ Holdings announced its negotiations to acquire intellectual property assets from Tandym, Inc., involving a proposed consideration of $5.75 million in Class A Common Stock and up to $1.0 million in cash. The company also reported strong financial results for the third quarter of 2025, with a 37% increase in net revenue compared to the previous year, and significant growth in its fintech, credit, and payments segments. Operating expenses decreased by 13%, and the company improved its net loss by 33% year-to-date. PublicSquare reaffirmed its revenue guidance for the fourth quarter of 2025 and full year 2026, highlighting its focus on expanding its fintech platform and monetizing non-core segments to support product innovation and growth.

The most recent analyst rating on (PSQH) stock is a Buy with a $3.50 price target. To see the full list of analyst forecasts on PSQ Holdings stock, see the PSQH Stock Forecast page.

PublicSquare’s Earnings Call: Growth Amid Challenges

PublicSquare’s recent earnings call painted a picture of robust revenue growth and successful cost management, despite facing some operational challenges. The company demonstrated a strategic focus on fintech and AI-driven enhancements, fostering an optimistic outlook for its future performance.

PSQ Holdings Closes CFPB Investigation on Credova

On August 19, 2025, PSQ Holdings, Inc. announced the closure of a politically motivated investigation by the Consumer Financial Protection Bureau (CFPB) into its subsidiary, Credova Financial LLC. The investigation, which began in February 2021, was deemed biased and aimed at suppressing Credova’s activities related to the Second Amendment. The closure is seen as a victory for PublicSquare, affirming its commitment to liberty and the constitutional rights of its stakeholders.

The most recent analyst rating on (PSQH) stock is a Hold with a $2.00 price target. To see the full list of analyst forecasts on PSQ Holdings stock, see the PSQH Stock Forecast page.

PublicSquare Reports Q2 2025 Results and Strategic Shift

PSQ Holdings, Inc., operating under the name PublicSquare, is a company that integrates marketplace and payments ecosystems, focusing on financial technology, marketplace, and brand segments. The company recently reported its second quarter 2025 financial results and announced a strategic repositioning to enhance its fintech growth.

PublicSquare Reports Q2 Revenue Growth and Fintech Focus

On August 12, 2025, PublicSquare reported its financial results for the second quarter of 2025, highlighting an 18% increase in net revenue compared to the previous year and a strategic repositioning to boost its fintech segment. The company plans to focus on fintech growth by offering bundled financial solutions, monetize its non-core segments, and implement cryptocurrency and decentralized finance solutions. These initiatives aim to drive scalable growth, improve capital efficiency, and enhance shareholder value, with anticipated proceeds from monetization efforts supporting further fintech innovation.

The most recent analyst rating on (PSQH) stock is a Buy with a $3.50 price target. To see the full list of analyst forecasts on PSQ Holdings stock, see the PSQH Stock Forecast page.