PSQ Holdings (PSQH)
NYSE:PSQH
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PSQ Holdings
(NYSE:PSQH)
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Rating:45Neutral
Price Target:
$0.59
▼(-19.86% Downside)
Action:Reiterated
Date:05/09/26
The score is held back primarily by heavy losses and ongoing cash burn despite improving revenue scale and acceptable gross margins. Technicals are mixed with neutral momentum but longer-term downtrend signals. Corporate events add some support from restructuring progress and fintech focus, but NYSE noncompliance remains a notable risk, and valuation support is limited due to negative earnings and no dividend.
Positive Factors
Focused fintech pivot
The company is concentrating resources on payments, lending and AI underwriting by winding down noncore units. A clear, narrower strategy improves capital allocation, simplifies operations and increases the likelihood of sustainable margins and repeatable unit economics over months.
Negative Factors
Persistent cash burn
The core business remains cash consuming with recurring negative operating and free cash flow. Continued burn forces dependence on external capital or debt, raising dilution or leverage risk, and constrains the company's ability to invest organically during a multi-month horizon.
Read all positive and negative factors
Positive Factors
Negative Factors
Focused fintech pivot
The company is concentrating resources on payments, lending and AI underwriting by winding down noncore units. A clear, narrower strategy improves capital allocation, simplifies operations and increases the likelihood of sustainable margins and repeatable unit economics over months.
Read all positive factors
PSQ Holdings (PSQH) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$31.18M
Dividend YieldN/A
Average Volume (3M)1.09M
Price to Earnings (P/E)―
Beta (1Y)2.17
Revenue Growth1.87%
EPS Growth46.96%
CountryUS
Employees85
SectorTechnology
Sector Strength88
IndustrySoftware - Application
Share Statistics
EPS (TTM)-0.81
Shares Outstanding48,726,402
10 Day Avg. Volume2,672,713
30 Day Avg. Volume1,089,776
Financial Highlights & Ratios
PEG Ratio0.03
Price to Book (P/B)3.56
Price to Sales (P/S)2.63
P/FCF Ratio-1.80
Enterprise Value/Market Cap0.87
Enterprise Value/Revenue1.01
Enterprise Value/Gross Profit1.69
Enterprise Value/Ebitda-1.24
Forecast
1Y Price Target
$4.00Price Target Upside447.95% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)-0.62
Revenue Forecast (FY)$32.19M
PSQ Holdings Business Overview & Revenue Model
Company Description
PSQ Holdings, Inc. operates an app and website that connects Americans to businesses that share values online and in local communities. The platform has over 70,000 businesses from different industries and 1.6 million consumer members. The company...
How the Company Makes Money
null...
PSQ Holdings Earnings Call Summary
Earnings Call Date:Nov 06, 2025
(Q3-2025)
| % Change Since: |
Next Earnings Date:Aug 19, 2026
Earnings Call Sentiment Positive
The earnings call was mostly positive, with significant achievements in revenue growth and fintech expansion. While there were some challenges, such as a decrease in gross margin, the company showed strong financial management and strategic planning for future growth.Positive Updates
Revenue Guidance Exceeded
The company beat its previously issued revenue guidance by 10% for Q3 2025 and reaffirmed guidance for Q4 2025 and full-year 2026.
Negative Updates
Decline in Gross Margin
Fintech non-GAAP gross margin for Q3 was 68%, down from 97% in Q3 of last year due to revenue mix and growth in lower-margin payment processing revenues.
Read all updates
Q3-2025 Updates
Positive
Negative
Revenue Guidance Exceeded
The company beat its previously issued revenue guidance by 10% for Q3 2025 and reaffirmed guidance for Q4 2025 and full-year 2026.
Read all positive updates
Company Guidance
During the PublicSquare Third Quarter 2025 Earnings Conference Call, the company provided several key metrics and guidance. PublicSquare reported a 37% year-over-year increase in net revenue from continuing operations, reaching $4.4 million for the quarter ended September 30, 2025. Fintech revenue saw a significant 66% year-to-date increase, driven by a 50% quarter-over-quarter rise in payments revenue and a 22% increase in credit revenue. The company also achieved a 33% reduction in net loss and a 13% decrease in operating expenses compared to the prior year period. Looking ahead, PublicSquare reaffirmed its fourth quarter 2025 revenue guidance of approximately $6 million and full-year 2026 revenue guidance of at least $32 million. They plan to expand their fintech platform with new services, including private label credit cards and crypto payment capabilities, while continuing to focus on operating efficiency and growth in their payments and credit offerings.PSQ Holdings Financial Statement Overview
Summary
Income Statement
18
Very Negative
Balance Sheet
44
Neutral
Cash Flow
20
Very Negative
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 26.98M | 18.20M | 23.20M | 5.69M | 475.18K | 8.84K |
| Gross Profit | 16.08M | 12.62M | 14.07M | 1.89M | -240.93K | -116.13K |
| EBITDA | -21.95M | -14.77M | -52.12M | -50.71M | -6.20M | -2.17M |
| Net Income | -38.62M | -24.90M | -57.69M | -53.33M | -6.98M | -2.29M |
Balance Sheet | ||||||
| Total Assets | 54.35M | 59.68M | 74.89M | 25.25M | 4.22M | 1.02M |
| Cash, Cash Equivalents and Short-Term Investments | 10.06M | 14.64M | 36.32M | 16.45M | 2.33M | 399.40K |
| Total Debt | 8.01M | 6.85M | 32.51M | 327.37K | 299.04K | 0.00 |
| Total Liabilities | 46.03M | 46.24M | 48.04M | 14.81M | 814.25K | 155.81K |
| Stockholders Equity | 8.33M | 13.44M | 26.85M | 10.43M | 3.40M | 860.50K |
Cash Flow | ||||||
| Free Cash Flow | -7.94M | -26.63M | -34.13M | -29.26M | -7.59M | -973.48K |
| Operating Cash Flow | -17.64M | -19.94M | -34.13M | -25.76M | -6.03M | -973.48K |
| Investing Cash Flow | -10.04M | -10.49M | -3.02M | -3.32M | -1.55M | -172.50M |
| Financing Cash Flow | 11.24M | 9.96M | 57.29M | 43.20M | 9.52M | 174.31M |
PSQ Holdings Technical Analysis
Neutral
0.73
Price Trends
0.64
Positive
0.89
Negative
1.44
Negative
Market Momentum
>-0.01
Negative
64.06
Neutral
93.36
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For PSQH, the sentiment is Neutral. The current price of 0.73 is above the 20-day moving average (MA) of 0.57, above the 50-day MA of 0.64, and below the 200-day MA of 1.44, indicating a neutral trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 64.06 is Neutral, neither overbought nor oversold. The STOCH value of 93.36 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for PSQH.
PSQ Holdings Risk Analysis
PSQ Holdings disclosed 87 risk factors in its most recent earnings report. PSQ Holdings reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
PSQ Holdings Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
63 Neutral | $83.84M | 55.60 | 6.77% | ― | 15.26% | ― | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
56 Neutral | $46.51M | 182.90 | 15.69% | ― | -1.78% | -18.81% | |
52 Neutral | $118.21M | -0.04 | -30.01% | ― | 571.11% | -99.00% | |
48 Neutral | $27.03M | -0.87 | 137.78% | ― | -19.19% | 67.48% | |
45 Neutral | $31.18M | -1.11 | -261.36% | ― | 1.87% | 46.96% | |
43 Neutral | $26.20M | -1.01 | 104.09% | ― | ― | ― |
* Technology Sector Average
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PSQ Holdings Corporate Events
Business Operations and StrategyFinancial Disclosures
PSQ Holdings Advances Fintech Focus Amid Restructuring Progress
Positive
May 7, 2026
PSQ Holdings reported that in the quarter ended March 31, 2026, net revenue from continuing operations surged 167% year over year to $8.2 million while operating expenses fell 18%, driving a 34% improvement in operating loss and a 36% reduction in...
Executive/Board Changes
PSQ Holdings Announces CFO Departure and Severance Agreement
Neutral
May 4, 2026
PSQ Holdings, Inc. disclosed that Chief Financial Officer James Rinn, who had notified the company of his resignation on April 1, 2026, officially departed effective April 30, 2026. In connection with his exit, the company and Rinn entered into a ...
Business Operations and StrategyExecutive/Board Changes
PSQ Holdings Revamps Finance Leadership and Governance Structure
Positive
Apr 7, 2026
On April 1, 2026, PSQ Holdings announced that Chief Financial Officer James Rinn tendered his resignation effective April 30, 2026, while remaining on the board, and confirmed that his departure did not stem from any dispute over company operation...
Business Operations and StrategyFinancial Disclosures
PSQ Holdings Restructures Operations After Strong 2025 Revenue Growth
Positive
Mar 17, 2026
PSQ Holdings, Inc., listed on the NYSE as PSQH, is a payments and financial infrastructure company that builds and operates compliant financial rails in highly regulated environments. Its platforms serve industries underserved by traditional finan...
Business Operations and StrategyDelistings and Listing ChangesFinancial DisclosuresRegulatory Filings and Compliance
PSQ Holdings Faces NYSE Noncompliance Amid Growth Pivot
Negative
Feb 17, 2026
PSQ Holdings, Inc., a payments and financial infrastructure provider focused on regulated and underserved sectors, reported sharp revenue growth alongside narrowing losses in 2025, while continuing to pivot away from non-core operations. The compa...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.