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PRCH Stock Chart & Stats
$8.20
-$0.33(-6.51%)
At close: 4:00 PM EST
$8.20
-$0.33(-6.51%)
Day’s Range― - ―
52-Week Range$6.36 - $19.44
Previous CloseN/A
Volume569.68K
Average Volume (3M)1.95M
Market Cap
$1.44B
Enterprise Value$1.13K
Total Cash (Recent Filing)$184.99M
Total Debt (Recent Filing)$399.05M
Price to Earnings (P/E)―
Beta2.47
Next Earnings
Jul 29, 2026EPS Estimate
-0.03Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.15
Shares Outstanding109,403,270
10 Day Avg. Volume1,378,092
30 Day Avg. Volume1,949,480
Financial Highlights & Ratios
PEG Ratio3.12
Price to Book (P/B)-38.45
Price to Sales (P/S)1.96
P/FCF Ratio18.18
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$16.65Price Target Upside103.05% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering6
EPS Forecast (FY)-0.04
Revenue Forecast (FY)$501.76M
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationSustained positive operating and free cash flow (TTM) gives Porch durable internal funding for underwriting reserves, technology investment and working-capital needs. Reliable cash generation reduces reliance on external financing and supports growth or debt paydown over the next several months.
High‑margin Insurance ServicesThe Insurance Services engine delivers materially higher margins and rapid premium growth, providing a durable earnings lever. High underwriting profitability and scalable adj. EBITDA margins mean incremental premium can convert efficiently to cash and profit, supporting sustainable margin expansion.
Proprietary Data And AI AdvantagesA broad proprietary data asset plus AI that improves engineering and operations creates structural differentiation. These capabilities enhance lead generation, pricing, and customer workflows, producing network effects and defensibility that should aid growth and cost efficiency over months.
Bears Say
High Leverage And Thin EquityElevated debt versus a thin/negative equity base materially limits financial flexibility and raises refinancing and covenant risks. Capital structure fragility can constrain investment, increase cost of capital, and amplify downside in a tougher underwriting or macro environment over the medium term.
Inconsistent ProfitabilityEarnings volatility—profitability one year then a modest loss in TTM—reduces predictability of cash available for reinvestment or deleveraging. This instability complicates long‑range planning, budgeting, and investor confidence, and raises execution risk during growth scaling.
Housing‑sensitive Software & Data RevenueSoftware and data revenues are exposed to housing-cycle volume and per-transaction pricing, limiting revenue resilience when home transactions slow. This cyclical dependency constrains diversification and could cap SaaS-style recurring growth until housing activity normalizes.
Porch Group News
PRCH FAQ
What was Porch Group, Inc.’s price range in the past 12 months?
Porch Group, Inc. lowest stock price was $6.36 and its highest was $19.43 in the past 12 months.
What is Porch Group, Inc.’s market cap?
Porch Group, Inc.’s market cap is $1.44B.
When is Porch Group, Inc.’s upcoming earnings report date?
Porch Group, Inc.’s upcoming earnings report date is Jul 29, 2026 which is in 5 days.
How were Porch Group, Inc.’s earnings last quarter?
Porch Group, Inc. released its earnings results on Apr 28, 2026. The company reported -$0.04 earnings per share for the quarter, beating the consensus estimate of -$0.074 by $0.034.
Is Porch Group, Inc. overvalued?
According to Wall Street analysts Porch Group, Inc.’s price is currently Undervalued.
Does Porch Group, Inc. pay dividends?
Porch Group, Inc. does not currently pay dividends.
What is Porch Group, Inc.’s EPS estimate?
Porch Group, Inc.’s EPS estimate is -0.03.
How many shares outstanding does Porch Group, Inc. have?
Porch Group, Inc. has 109,403,270 shares outstanding.
What happened to Porch Group, Inc.’s price movement after its last earnings report?
Porch Group, Inc. reported an EPS of -$0.04 in its last earnings report, beating expectations of -$0.074. Following the earnings report the stock price went up 17.928%.
Which hedge fund is a major shareholder of Porch Group, Inc.?
Currently, no hedge funds are holding shares in PRCH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Porch Group Stock Smart Score
Neutral
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10
Analyst Consensus
Strong Buy
Average Price Target:
$16.65 (103.05% Upside)
$16.65 (103.05% Upside)
Blogger Sentiment
Bullish
PRCH Sentiment 70%
Sector Average 60%
Sector Average 60%
Hedge Fund Trend
Decreased
By 1.9M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.5%
Last 30 Days ▼ 4.4%
Last 30 Days ▼ 4.4%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-8.89%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
0.54%
Trailing 12-Months
Company Description
Porch Group, Inc.
Porch Group, Inc. functions as a technology company, delivering a comprehensive software platform across both the United States and Canada. Its business model is structured around two core segments: Vertical Software and Insurance. The Vertical Software division furnishes specialized software solutions and a range of services tailored for companies in the home services industry. It also facilitates early connections and resources for both prospective and current homeowners. This segment's clientele spans various entities, including home service professionals (such as inspectors), consumers (homebuyers and existing homeowners), and diverse service providers covering moving, insurance, home warranty, security, and telecommunication services. Noteworthy brands within this segment include Floify, HireAHelper, ISN, iRoofing, Palm-Tech, Porch.com, Rynoh, and V12. Conversely, the Insurance segment specializes in providing property-related insurance policies. This is achieved through its proprietary risk-bearing insurance carrier, an independent agency network, and its own home warranty underwriting entity. Key brands associated with this segment are American Home Protect, Elite Insurance Group, and Homeowners of America. Beyond these primary segments, Porch Group also offers a spectrum of additional insurance products, encompassing property and casualty, residential, automotive, flood, and umbrella coverage, in addition to various services for contractors. The company was established in 2011 and maintains its corporate headquarters in Seattle, Washington.
PRCH Stock 12 Month Forecast
Average Price Target
$16.65
▲(103.05% Upside)
Technical Analysis
Ownership Overview
23.80% Insiders
13.73% Mutual Funds
1.02% Other Institutional Investors
49.14% Public Companies and
Individual Investors