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PRCH Stock Chart & Stats
$11.84
$0.21(1.81%)
At close: 4:00 PM EDT
$11.84
$0.21(1.81%)
Day’s Range― - ―
52-Week Range$6.36 - $19.44
Previous CloseN/A
Volume1.17M
Average Volume (3M)2.01M
Market Cap
$1.79B
Enterprise Value$2.19K
Total Cash (Recent Filing)$218.46M
Total Debt (Recent Filing)$405.28M
Price to Earnings (P/E)―
Beta2.47
Next Earnings
Nov 10, 2026Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.12
Shares Outstanding113,519,840
10 Day Avg. Volume1,514,380
30 Day Avg. Volume2,012,217
Financial Highlights & Ratios
PEG Ratio3.12
Price to Book (P/B)-38.45
Price to Sales (P/S)1.96
P/FCF Ratio18.18
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$19.63Price Target Upside65.75% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering5
EPS Forecast (FY)>-0.01
Revenue Forecast (FY)$510.22M
Bulls Say, Bears Say
Bulls Say
Cash GenerationPorch's strong trailing twelve-month operating cash flow and free cash flow reflect durable internal funding for operations and reinvestment. Reliable cash generation improves flexibility to fund insurance capital, invest in AI/data, pay interest, and deleverage over multiple quarters despite episodic variability.
High Margins / Unit EconomicsSustained high gross and positive operating margins indicate strong unit economics across software, data and insurance services. These margins provide a structural cushion, enabling profitable scaling, reinvestment in distribution and tech, and resilience to moderate revenue cyclicality over a 2-6 month horizon.
Insurance Platform Scale & CapitalA growing reciprocal surplus and inaugural reinsurance (cat bond) materially increase statutory capacity, enabling meaningful premium scale. Combined with accelerating policy writes and high incremental EBITDA conversion from premium, this creates a durable insurance growth engine with embedded capital support.
Bears Say
High LeveragePorch's elevated debt alongside a thin equity base compresses its capital cushion and magnifies downside risk from shocks. High leverage raises interest burden, limits balance-sheet flexibility for acquisitions or buybacks, and can restrain the pace of insurance premium growth if capital requirements tighten.
Inconsistent Net ProfitabilityWhile operating margins are positive, TTM net losses show earnings are still volatile after non-operating items, interest and timing effects. This inconsistency could impede durable free-cashflow conversion, slow deleveraging plans, and make sustained shareholder returns and reinvestment dependent on execution.
Housing-market & Pricing ExposureMaterial exposure to housing-market cycles and competitor pricing pressure can cap growth in software, data and consumer channels. Lower per-customer premium and conversion volatility reduce revenue leverage and may erode long-term margin expansion if market softness persists or competition intensifies.
Porch Group News
PRCH FAQ
What was Porch Group, Inc.’s price range in the past 12 months?
Porch Group, Inc. lowest stock price was $6.36 and its highest was $19.43 in the past 12 months.
What is Porch Group, Inc.’s market cap?
Porch Group, Inc.’s market cap is $1.79B.
When is Porch Group, Inc.’s upcoming earnings report date?
Porch Group, Inc.’s upcoming earnings report date is Nov 10, 2026 which is in 88 days.
How were Porch Group, Inc.’s earnings last quarter?
Porch Group, Inc. released its earnings results on Jul 29, 2026. The company reported $0.05 earnings per share for the quarter, beating the consensus estimate of -$0.03 by $0.08.
Is Porch Group, Inc. overvalued?
According to Wall Street analysts Porch Group, Inc.’s price is currently Undervalued.
Does Porch Group, Inc. pay dividends?
Porch Group, Inc. does not currently pay dividends.
What is Porch Group, Inc.’s EPS estimate?
Porch Group, Inc.’s EPS estimate is 0.
How many shares outstanding does Porch Group, Inc. have?
Porch Group, Inc. has 113,519,840 shares outstanding.
What happened to Porch Group, Inc.’s price movement after its last earnings report?
Porch Group, Inc. reported an EPS of $0.05 in its last earnings report, beating expectations of -$0.03. Following the earnings report the stock price went up 16.019%.
Which hedge fund is a major shareholder of Porch Group, Inc.?
Currently, no hedge funds are holding shares in PRCH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Porch Group Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$19.63 (65.75% Upside)
$19.63 (65.75% Upside)
Blogger Sentiment
Bullish
PRCH Sentiment 80%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 1.9M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Negative
Last 7 Days <0.1%
Last 30 Days ▼ 1.9%
Last 30 Days ▼ 1.9%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-5.29%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
6.26%
Trailing 12-Months
Company Description
Porch Group, Inc.
Porch Group, Inc. functions as a technology company, delivering a comprehensive software platform across both the United States and Canada. Its business model is structured around two core segments: Vertical Software and Insurance. The Vertical Software division furnishes specialized software solutions and a range of services tailored for companies in the home services industry. It also facilitates early connections and resources for both prospective and current homeowners. This segment's clientele spans various entities, including home service professionals (such as inspectors), consumers (homebuyers and existing homeowners), and diverse service providers covering moving, insurance, home warranty, security, and telecommunication services. Noteworthy brands within this segment include Floify, HireAHelper, ISN, iRoofing, Palm-Tech, Porch.com, Rynoh, and V12. Conversely, the Insurance segment specializes in providing property-related insurance policies. This is achieved through its proprietary risk-bearing insurance carrier, an independent agency network, and its own home warranty underwriting entity. Key brands associated with this segment are American Home Protect, Elite Insurance Group, and Homeowners of America. Beyond these primary segments, Porch Group also offers a spectrum of additional insurance products, encompassing property and casualty, residential, automotive, flood, and umbrella coverage, in addition to various services for contractors. The company was established in 2011 and maintains its corporate headquarters in Seattle, Washington.
PRCH Company Deck
PRCH Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveys largely positive momentum: strong, high‑margin growth coming from Insurance Services with accelerating policies written, raised full‑year guidance, a healthier reciprocal statutory surplus and inaugural reinsurance (cat bond). Offsetting items are concentrated and generally manageable in the near term — a softer homeowners pricing environment that briefly pressured conversion, non‑recurring benefits supporting some margin improvement, a Q2 storm, and subdued performance in housing‑tied Software & Data and Consumer Services. Management emphasized durable economics, AI/data advantages, and path to continued scaling and profitability.View all PRCH earnings summariesPRCH Stock 12 Month Forecast
Average Price Target
$19.63
▲(65.75% Upside)
Technical Analysis
Ownership Overview
22.91% Insiders
13.23% Mutual Funds
3.24% Other Institutional Investors
48.94% Public Companies and
Individual Investors