The earnings call highlighted significant financial improvements, particularly in the Insurance Services segment, and an optimistic future outlook with increased revenue and EBITDA guidance. Despite challenges in the housing market affecting certain segments, the overall sentiment remains positive due to strong financial performance and strategic advancements.

Company Guidance

During the Porch Group's Second Quarter 2025 Conference Call, key guidance metrics were highlighted, showcasing strong financial performance and increased forecasts. Revenue for Q2 2025 was reported at $107 million, with a gross profit of $89 million, reflecting an 83% gross margin. The company achieved an adjusted EBITDA of $15.6 million, a significant improvement of $50 million compared to the previous year, resulting in a 15% margin. This growth was largely driven by the Insurance Services segment, which generated revenue of $67.4 million from $121 million in reciprocal written premium, yielding an 86% gross margin and a 29% segment adjusted EBITDA margin. The company also announced a raised 2025 revenue guidance of $405 million to $425 million, with gross profit guidance increased to $328 million to $342 million, and updated adjusted EBITDA guidance to a range of $65 million to $70 million. The strategic focus remains on insurance services, expanding agency partnerships, and leveraging home factors data for business growth, while maintaining an asset-light, high-margin business model poised for sustainable long-term growth.

Strong Financial Performance

Porch Group reported Q2 revenue of $107 million, with a gross profit of $89 million, representing a 431% increase over the prior year. The adjusted EBITDA was $16 million, a $50 million improvement versus the prior year.

Increase in Guidance

The company raised its 2025 revenue guidance to $405 million-$425 million, gross profit guidance to $328 million-$342 million, and adjusted EBITDA midpoint to $67.5 million.

Exceptional Growth in Insurance Services

Insurance Services revenue was $67.4 million with a gross margin of 86%, and a 16% premium to adjusted EBITDA conversion rate. The reciprocal ended the quarter with $299 million of surplus, a $102 million increase from the previous quarter.

Operational and Strategic Achievements

The company expanded its agency distribution channel, growing the sales team from 2 to 26 employees and establishing new partnerships with agencies like Goosehead, Romely, Evertree, and MastDrive.

Porch Group (PRCH) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

PRCH Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 11, 2025	2025 (Q3)	-0.03 / -	0.12	―	―	―
Aug 05, 2025	2025 (Q2)	-0.09 / 0.03	-0.65	104.62% (+0.68)
May 06, 2025	2025 (Q1)	-0.11 / 0.08	-0.14	157.14% (+0.22)
Feb 25, 2025	2024 (Q4)	0.06 / 0.30	-0.03	1116.67% (+0.33)
Nov 07, 2024	2024 (Q3)	-0.31 / 0.12	-0.06	300.00% (+0.18)
Aug 06, 2024	2024 (Q2)	-0.53 / -0.65	-0.91	28.57% (+0.26)
May 08, 2024	2024 (Q1)	-0.34 / -0.14	-0.41	65.85% (+0.27)
Mar 07, 2024	2023 (Q4)	-0.21 / -0.03	-0.36	91.67% (+0.33)
Nov 07, 2023	2023 (Q3)	-0.26 / -0.06	-0.88	93.18% (+0.82)
Aug 08, 2023	2023 (Q2)	-0.48 / -0.91	-0.27	-237.04% (-0.64)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

PRCH Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 05, 2025	$13.16	$16.04	+21.88%
May 06, 2025	$6.34	$10.65	+67.98%
Feb 25, 2025	$3.79	$6.60	+74.14%
Nov 07, 2024	$2.33	$3.62	+55.36%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Porch Group, Inc. (PRCH) report earnings?

Porch Group, Inc. (PRCH) is schdueled to report earning on Nov 11, 2025, After Close (Confirmed).

What is Porch Group, Inc. (PRCH) earnings time?

Porch Group, Inc. (PRCH) earnings time is at Nov 11, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is PRCH EPS forecast?

PRCH EPS forecast for the fiscal quarter 2025 (Q3) is -0.03.

Become an Expert with TipRanks Premium

What am I Missing?

Make informed decisions based on Top Analysts' activity

Know what industry insiders are buying

Get actionable alerts from top Wall Street Analysts

Find out before anyone else which stock is going to shoot up

Get powerful stock screeners & detailed portfolio analysis

Subscribe Now See Plans & Pricing