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PT Bank Mandiri (Persero) Tbk (PPERY)
OTHER OTC:PPERY
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PT Bank Mandiri (Persero) Tbk (PPERY) Price & Analysis

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PPERY Stock Chart & Stats

$9.21
$0.04(0.38%)
At close: 4:00 PM EDT
$9.21
$0.04(0.38%)

Bulls Say, Bears Say

Bulls Say
High Profitability And ROESustained high net margin (~29.7% TTM) and ROE (~20%) indicate structural profitability that generates internal capital. This supports lending growth, digital investment and dividend capacity, improving resilience and funding flexibility across economic cycles.
Diversified Banking FranchiseA broad product mix (corporate, SME, retail, trade, treasury) and scale in distribution and digital channels creates diversified revenue sources (NII, fees, treasury). Diversification reduces reliance on any single market and supports durable deposit gathering and fee growth.
Healthy Capitalization & ReturnsSizable equity and strong returns provide a meaningful buffer to absorb credit losses and support regulatory requirements. Healthy capitalization enhances capacity to expand lending, invest in technology, and maintain dividend/distribution policies over the medium term.
Bears Say
Volatile Cash GenerationA ~-44% YoY decline in free cash flow and inconsistent operating cash conversion reduce predictable internal funding. Volatile cash generation constrains reliable dividend capacity, limits organic investment, and raises reliance on external funding in stress scenarios.
Rising LeverageHigher debt-to-equity (~0.91–0.95) increases sensitivity to credit and market cycles and reduces loss-absorption capacity. Elevated leverage tightens regulatory headroom and limits strategic flexibility, raising the chance of capital-raising or lending constraints under stress.
Uneven Revenue MomentumWhile TTM revenue growth is positive, the very modest 2025 annual growth (~0.5%) signals potential slowdown in top-line drivers. Slower revenue expansion can limit fee income and NII growth, making it harder to offset rising costs or provisioning over the medium term.

PT Bank Mandiri (Persero) Tbk News

PPERY FAQ

What was PT Bank Mandiri (Persero) Tbk’s price range in the past 12 months?
PT Bank Mandiri (Persero) Tbk lowest stock price was $8.16 and its highest was $12.78 in the past 12 months.
    What is PT Bank Mandiri (Persero) Tbk’s market cap?
    PT Bank Mandiri (Persero) Tbk’s market cap is $21.31B.
      When is PT Bank Mandiri (Persero) Tbk’s upcoming earnings report date?
      PT Bank Mandiri (Persero) Tbk’s upcoming earnings report date is Nov 03, 2026 which is in 98 days.
        How were PT Bank Mandiri (Persero) Tbk’s earnings last quarter?
        PT Bank Mandiri (Persero) Tbk released its earnings results on Jul 23, 2026. The company reported $0.365 earnings per share for the quarter, beating the consensus estimate of $0.317 by $0.048.
          Is PT Bank Mandiri (Persero) Tbk overvalued?
          According to Wall Street analysts PT Bank Mandiri (Persero) Tbk’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does PT Bank Mandiri (Persero) Tbk pay dividends?
            PT Bank Mandiri (Persero) Tbk pays a Semiannually dividend of $0.842 which represents an annual dividend yield of 9.13%. See more information on PT Bank Mandiri (Persero) Tbk dividends here
              What is PT Bank Mandiri (Persero) Tbk’s EPS estimate?
              PT Bank Mandiri (Persero) Tbk’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does PT Bank Mandiri (Persero) Tbk have?
              PT Bank Mandiri (Persero) Tbk has 2,333,333,300 shares outstanding.
                What happened to PT Bank Mandiri (Persero) Tbk’s price movement after its last earnings report?
                PT Bank Mandiri (Persero) Tbk reported an EPS of $0.365 in its last earnings report, beating expectations of $0.317. Following the earnings report the stock price went down -0.991%.
                  Which hedge fund is a major shareholder of PT Bank Mandiri (Persero) Tbk?
                  Currently, no hedge funds are holding shares in PPERY
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    PT Bank Mandiri (Persero) Tbk Stock Smart Score

                    3
                    Underperform
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Negative
                    20 days / 200 days
                    Momentum
                    -43.46%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    9.13%
                    Trailing 12-Months
                    Asset Growth
                    -4.74%
                    Trailing 12-Months

                    Company Description

                    PT Bank Mandiri (Persero) Tbk

                    PT Bank Mandiri (Persero) Tbk engages in providing general banking services. It operates through the following segments: Corporate Banking, Commercial Banking, Institutional Banking, Retail Banking, and Treasury and International Banking. It operates through the following geographical segments: Indonesia, Asia, Western Europe, and Cayman Islands. The Asia segment include Singapore, Malaysia, Hong Kong, Timor Leste, and Shanghai. The Western Europe segment refers to England. The company was founded in 1824 and is headquartered in Jakarta, Indonesia.

                    PT Bank Mandiri (Persero) Tbk (PPERY) Earnings & Revenues

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                    Ownership Overview

                    <0.01%<0.01%99.99%
                    Insiders
                    <0.01% Other Institutional Investors
                    99.99% Public Companies and
                    Individual Investors
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