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Echo Investment S.A. (PL:ECH)
:ECH

Echo Investment S.A. (ECH) AI Stock Analysis

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PL:ECH

Echo Investment S.A.

(ECH)

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Rating:44Neutral
Price Target:
zł5.50
▼(-1.43% Downside)
Action:N/ADate:09/14/25
The overall score of 44 for Echo Investment S.A. is primarily driven by weak financial performance, with significant revenue declines, net losses, high debt, and negative cash flows posing major risks. Valuation concerns due to negative earnings further weigh on the score, while limited technical data provides a neutral impact.
Positive Factors
Operational Efficiency
A strong EBIT margin indicates Echo Investment's ability to manage operational costs effectively, which can support profitability improvements over time.
Negative Factors
Revenue Decline
A substantial revenue decline impacts the company's ability to generate cash flow and invest in future growth, posing long-term challenges.
Read all positive and negative factors
Positive Factors
Negative Factors
Operational Efficiency
A strong EBIT margin indicates Echo Investment's ability to manage operational costs effectively, which can support profitability improvements over time.
Read all positive factors

Echo Investment S.A. (ECH) vs. SPDR S&P 500 ETF (SPY)

Echo Investment S.A. Business Overview & Revenue Model

Company Description
Echo Investment S.A. is a leading real estate development company in Poland, specializing in the construction and management of residential, commercial, and mixed-use properties. The company focuses on urban development projects, providing innovat...
How the Company Makes Money
Echo Investment generates revenue through several key streams, primarily focusing on the sale and leasing of developed properties. The company earns income from residential sales, where completed apartments and housing units are sold to individual...

Echo Investment S.A. Financial Statement Overview

Summary
Echo Investment S.A. shows significant financial challenges with a sharp revenue decline of -37.8%, net losses, high leverage (Debt-to-Equity Ratio of 1.94), and negative cash flows (Free Cash Flow of -186.4M). While some profitability margins like Gross Profit Margin (33.7%) are decent, overall financial stability is weak.
Income Statement
35
Negative
Balance Sheet
40
Negative
Cash Flow
25
Negative
BreakdownDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue2.01B1.08B1.57B1.40B1.53B
Gross Profit1.25B365.24M487.46M502.19M400.08M
EBITDA64.11M330.90M383.26M308.79M198.64M
Net Income-63.56M-14.18M67.43M127.15M188.92M
Balance Sheet
Total Assets6.58B6.77B5.96B6.09B6.43B
Cash, Cash Equivalents and Short-Term Investments377.45M366.20M813.84M942.00M683.88M
Total Debt3.08B3.25B2.88B2.65B3.12B
Total Liabilities4.92B4.76B3.93B4.28B4.57B
Stockholders Equity1.32B1.68B1.69B1.64B1.68B
Cash Flow
Free Cash Flow264.63M-186.41M-282.82M164.00K112.59M
Operating Cash Flow271.39M-163.91M-274.78M9.18M119.17M
Investing Cash Flow303.78M-363.05M-106.95M584.84M604.01M
Financing Cash Flow-563.92M79.33M253.57M-240.70M-461.60M

Echo Investment S.A. Technical Analysis

Technical Analysis Sentiment
Positive
Last Price5.58
Price Trends
50DMA
5.32
Negative
100DMA
5.13
Positive
200DMA
4.95
Positive
Market Momentum
MACD
-0.01
Negative
RSI
50.48
Neutral
STOCH
73.02
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For PL:ECH, the sentiment is Positive. The current price of 5.58 is above the 20-day moving average (MA) of 5.25, above the 50-day MA of 5.32, and above the 200-day MA of 4.95, indicating a neutral trend. The MACD of -0.01 indicates Negative momentum. The RSI at 50.48 is Neutral, neither overbought nor oversold. The STOCH value of 73.02 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for PL:ECH.

Echo Investment S.A. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (65)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
65
Neutral
$2.17B12.193.79%4.94%3.15%1.96%
65
Neutral
zł6.01B5.8837.36%5.46%16.90%24.21%
65
Neutral
zł4.19B6.9728.43%6.94%2.65%15.35%
55
Neutral
zł1.46B-4.89-1.67%6.96%3.31%-63.79%
44
Neutral
zł2.18B6.19-10.12%17.09%-34.22%-410.61%
* Real Estate Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
PL:ECH
Echo Investment S.A.
5.28
1.37
34.87%
PL:GTC
Globe Trade Centre SA
2.55
-1.21
-32.18%
PL:DOM
Dom Development S.A.
233.00
34.44
17.35%
PL:ARH
Archicom SA
47.10
8.78
22.92%
PL:1AT
ATAL SA (Poland)
57.00
0.34
0.60%
PL:DVL
Develia S.A.
9.05
3.42
60.63%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Sep 14, 2025