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PLDT, Inc. (PHI)
NYSE:PHI
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PLDT (PHI) AI Stock Analysis

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PHI

PLDT

(NYSE:PHI)

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Neutral 69 (OpenAI - 5.2)
Rating:69Neutral
Price Target:
$21.00
▲(6.65% Upside)
Action:Reiterated
Date:08/18/26
The score is led by solid financial performance (strong margins and improving free cash flow) and compelling valuation (low P/E and high dividend yield). Offsetting these positives are balance-sheet leverage and a mixed technical setup that lacks clear bullish trend strength; the latest earnings call was supportive but still highlighted deleveraging and execution risks.
Positive Factors
Resilient EBITDA and margins
Sustained EBITDA growth and a stable margin indicate durable operating resilience. This provides PLDT with recurring cash earnings to fund network investment, debt reduction and shareholder distributions despite competitive telecom pricing.
Negative Factors
Elevated leverage limits flexibility
Leverage remains a material structural constraint for a capital-intensive telecom operator. Debt reduction depends partly on asset monetization, so elevated obligations may limit investment flexibility and increase sensitivity to financing costs.
Read all positive and negative factors
Positive Factors
Negative Factors
Resilient EBITDA and margins
Sustained EBITDA growth and a stable margin indicate durable operating resilience. This provides PLDT with recurring cash earnings to fund network investment, debt reduction and shareholder distributions despite competitive telecom pricing.
Read all positive factors

PLDT (PHI) vs. SPDR S&P 500 ETF (SPY)

PLDT Business Overview & Revenue Model

Company Description
PLDT Inc., a major provider of telecommunications and digital services across the Philippines, is headquartered in Makati City. The company organizes its extensive operations into three main divisions: Wireless, Fixed Line, and Other services. Und...
How the Company Makes Money
PLDT primarily makes money by selling telecommunications and connectivity services on recurring subscription and usage-based plans across consumer and enterprise markets. Key revenue streams include: (1) Mobile services (via Smart Communications):...

PLDT Earnings Call Summary

Earnings Call Date:Jul 30, 2026
(Q2-2026)
|
% Change Since: |
Next Earnings Date:Oct 29, 2026
Earnings Call Sentiment Positive
The call presents a generally constructive picture: revenue and EBITDA are stable with a clear shift toward higher-margin data, enterprise and digital services. Enterprise, data center (VITRO) and Maya show strong growth trajectories and strategic positioning. Management demonstrated discipline on costs and capital, reducing CapEx intensity and maintaining margins while continuing to invest selectively. Near-term headwinds include a H1 revenue lag in Home from installation disruptions, higher depreciation/IFRS16 effects weighing on core income, some operating cost pressures and ongoing deleveraging needs. Overall, positives (sustained EBITDA growth, enterprise and Maya momentum, network awards, dividend policy and improved CapEx efficiency) outweigh the lowlights, though execution on asset monetization, margin protection and leverage reduction will be key to sustain momentum.
Positive Updates
Stable Top-Line and Service Revenue Growth
Consolidated gross service revenues grew 2% to PHP 108.7B; service revenues net of interconnection increased 1% to PHP 97.8B. Excluding legacy services, revenues grew 2% to PHP 89.2B, which now represent 91% of total revenue.
Negative Updates
Home Revenue Lag from Installation Constraints
Home revenues declined 1% (fiber -1% to PHP 29.4B) due to Q1 installation constraints and OSS migration; revenue recovery expected to lag installations by ~3–4 months, causing H1 growth to be muted.
Read all updates
Q2-2026 Updates
Negative
Stable Top-Line and Service Revenue Growth
Consolidated gross service revenues grew 2% to PHP 108.7B; service revenues net of interconnection increased 1% to PHP 97.8B. Excluding legacy services, revenues grew 2% to PHP 89.2B, which now represent 91% of total revenue.
Read all positive updates
Company Guidance
PLDT reiterated full‑year CapEx guidance in the mid‑PHP 50 billion range (H1 CapEx PHP 20.7B vs PHP 27.4B prior year; H1 CapEx intensity 19% down from 26%), with a priority on lowering CapEx intensity over time while sustaining positive free cash flow and funding key areas (new cell sites, regional fiber core, AI, submarine cables, IT modernization); net debt stood at PHP 287.3B with net debt/EBITDA at 2.57x and a stated objective to move toward ~2.0x (and to ~2.4x assuming a potential Q4 VITRO REIT that could release ~PHP 12–13B PPA proceeds to pay down debt); average pre‑tax interest cost improved to 5.05% (from 5.43%), USD debt is ~14% of total, average debt maturity >6 years and only ~3% of debt matures in 2026; management reiterated asset‑monetization plans (tower sale target ~PHP 2B) and dividend policy (interim cash dividend PHP 46/share, trailing 12‑month yield ~8%, payout aligned to ~60% of core income), while retaining investment‑grade ratings (S&P BBB, Moody’s Baa2).

PLDT Financial Statement Overview

Summary
Strong profitability profile (high gross margins and solid EBIT margins) and improving free-cash-flow momentum, including a notable TTM uptick in growth. The main offset is elevated leverage (high debt-to-equity), and cash conversion is weaker with TTM free cash flow less than half of net income.
Income Statement
78
Positive
Balance Sheet
52
Neutral
Cash Flow
67
Positive
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue222.54B223.30B216.83B210.95B204.36B192.19B
Gross Profit144.16B133.04B158.25B155.17B154.75B150.16B
EBITDA99.77B101.20B85.66B89.78B93.44B90.85B
Net Income28.57B30.69B32.31B26.61B10.48B26.37B
Balance Sheet
Total Assets639.79B634.51B623.27B609.52B624.16B626.33B
Cash, Cash Equivalents and Short-Term Investments12.71B12.23B11.00B17.09B25.80B33.42B
Total Debt361.87B359.04B335.62B302.34B292.01B274.24B
Total Liabilities504.35B506.49B506.54B499.13B510.20B498.86B
Stockholders Equity134.13B126.83B115.42B105.22B108.73B123.22B
Cash Flow
Free Cash Flow42.10B23.85B13.45B7.33B-19.35B-12.01B
Operating Cash Flow94.36B85.35B81.73B85.77B76.20B91.97B
Investing Cash Flow-51.48B-60.27B-65.70B-55.12B-33.01B-103.64B
Financing Cash Flow-42.17B-23.20B-22.33B-39.42B-42.30B-4.90B

PLDT Technical Analysis

Technical Analysis Sentiment
Negative
Last Price19.69
Price Trends
50DMA
18.83
Positive
100DMA
19.35
Negative
200DMA
20.45
Negative
Market Momentum
MACD
<0.01
Positive
RSI
48.35
Neutral
STOCH
22.89
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For PHI, the sentiment is Negative. The current price of 19.69 is above the 20-day moving average (MA) of 19.59, above the 50-day MA of 18.83, and below the 200-day MA of 20.45, indicating a neutral trend. The MACD of <0.01 indicates Positive momentum. The RSI at 48.35 is Neutral, neither overbought nor oversold. The STOCH value of 22.89 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for PHI.

PLDT Risk Analysis

PLDT disclosed 30 risk factors in its most recent earnings report. PLDT reported the most risks in the "Macro & Political" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

PLDT Peers Comparison

Overall Rating
UnderperformOutperform
Sector (60)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
76
Outperform
$18.44B14.219.70%5.69%16.10%24.13%
71
Outperform
$14.54B15.0713.16%8.52%-3.37%-27.49%
69
Neutral
$4.16B9.0124.22%8.17%-1.72%-18.30%
69
Neutral
$4.72B11.417.05%4.01%16.11%2.43%
63
Neutral
$37.64B-69.92-0.79%3.59%16.69%87.12%
60
Neutral
$48.67B4.58-11.27%4.14%2.83%-41.78%
* Communication Services Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
PHI
PLDT
19.24
-2.59
-11.85%
TLK
PT Telekomunikasi Indonesia Tbk
14.70
-4.03
-21.52%
VIV
Telefonica Brasil
11.23
-0.71
-5.91%
TKC
Turkcell Iletisim
5.40
-0.54
-9.06%
VOD
Vodafone
16.01
4.54
39.55%

PLDT Corporate Events

PLDT Clarifies 2025 Audit Opinion and Reports Officer Separation
Aug 14, 2026
On August 14, 2026, PLDT filed a Form 6-K with the U.S. SEC and corresponding disclosures with the Philippine Stock Exchange and Securities and Exchange Commission. The filings addressed an expected amendment to its Form 20-F for the year ended De...
PLDT Taps Mid‑Year Earnings to Fund Multi‑Class Dividends and Officer Promotions
Aug 13, 2026
On August 13, 2026, PLDT reported to regulators that it had released its unaudited consolidated financial results for the six months ended June 30, 2026, and used these interim earnings as the basis for several sizable dividend declarations. The c...
PLDT Flags 2025 Material Weakness, Plans Amendment to Form 20-F
Aug 13, 2026
On August 13, 2026, PLDT Inc. announced that control deficiencies tied to the accounting for certain structured hedge arrangements constituted a material weakness in its internal control over financial reporting as of December 31, 2025. The compan...
PLDT Subsidiary VITRO REIT Files for PSE Main Board Listing
Jun 23, 2026
On June 22, 2026, PLDT Inc. disclosed that VITRO Inc., a wholly owned subsidiary of ePLDT, has filed an application to list on the Main Board of the Philippine Stock Exchange in connection with its proposed initial public offering. VITRO is in the...
PLDT Files Registration for Proposed VITRO Data Center REIT IPO
Jun 22, 2026
On June 20, 2026, PLDT Inc. reported to regulators that VITRO Inc., a wholly owned subsidiary of its ICT arm ePLDT, has submitted a registration statement for a proposed initial public offering of a VITRO real estate investment trust (REIT) in the...
PLDT Details Results of June 9, 2026 Stockholders and Board Meetings
Jun 10, 2026
On June 9, 2026, PLDT held its Annual Meeting of Stockholders and the subsequent Organizational Meeting of its Board of Directors, formalizing key corporate actions and appointments. The company later filed a current report and supporting disclosu...
PLDT Declares Cash Dividend on Voting Preferred Shares for July 2026 Payout
Jun 9, 2026
On June 9, 2026, PLDT&#8217;s board of directors approved a cash dividend totaling P2,437,500 on all outstanding Voting Preferred shares for the quarter ending July 15, 2026, with payment set for July 15 to holders of record as of June 23. The div...
PLDT Moves to Full Ownership of Radius With Deal for Paragon’s 65.1% Stake
Jun 5, 2026
On June 4, 2026, PLDT executed a Share Purchase Agreement with Paragon Vertical Corporation and Radius Telecoms covering the proposed acquisition of Paragon&#8217;s 65.1% equity stake in Radius. The stake comprises over 4.64 million common shares ...
PLDT Files Disclosure on Launch of Combined 2025 Annual and Sustainability Report
May 22, 2026
On May 21, 2026, PLDT Inc. disclosed to the Philippine Stock Exchange and the Securities and Exchange Commission that it had issued a press release titled &#8220;Going Beyond the Signal: PLDT releases combined 2025 Annual and Sustainability Report...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 18, 2026