PLDT (PHI) AI Stock Analysis

• Market Cap: $4.78B
• Dividend Yield: 7.43%
• Average Volume (3M): 113.46K
• Price to Earnings (P/E): 9.5
• Beta (1Y): 0.30
• Revenue Growth: 0.59%
• EPS Growth: 8.86%
• Country: US
• Employees: 14,904
• Sector: Communication Services
• Sector Strength: 97
• Industry: Telecommunications Services
• EPS (TTM): 0.54
• Shares Outstanding: 216,055,770
• 10 Day Avg. Volume: 94,025
• 30 Day Avg. Volume: 113,462
• PEG Ratio: 0.40
• Price to Book (P/B): 2.42
• Price to Sales (P/S): 1.29
• P/FCF Ratio: 20.74
• Enterprise Value/Market Cap: 2.10
• Enterprise Value/Revenue: 0.05
• Enterprise Value/Gross Profit: 0.06
• Enterprise Value/Ebitda: 0.12
• 1Y Price Target: $31.10
• Price Target Upside: 38.90% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1
• EPS Forecast (FY): 2.76
• Revenue Forecast (FY): $3.79B

• Rating: 77 Outperform
• Price Target: $25.00 ▲(11.66% Upside)

PLDT's overall stock score is driven by strong financial performance and attractive valuation. The company's robust revenue growth and profitability are key strengths, although high leverage poses a risk. Technical analysis indicates bullish momentum, but overbought conditions warrant caution. The earnings call provided positive insights into revenue growth and cost control, despite some challenges in core income and increased costs.

Positive Factors

Revenue Growth

Steady revenue growth indicates strong market demand and effective service offerings, supporting long-term business stability.

Digital and Fiber Expansion

Growth in fiber and ICT services reflects successful expansion in high-demand areas, enhancing competitive positioning.

Positive Free Cash Flow

Achieving positive free cash flow earlier than expected demonstrates strong financial management and operational efficiency.

Negative Factors

High Leverage

High leverage can limit financial flexibility and increase risk, necessitating careful debt management to ensure long-term stability.

Decline in Telco Core Income

A decline in core income indicates challenges in maintaining profitability amidst rising costs, impacting financial health.

Increased Depreciation and Interest Costs

Rising depreciation and interest costs can pressure margins and reduce net income, affecting long-term profitability.

PLDT Business Overview & Revenue Model

Company Description

PLDT Inc. provides telecommunications and digital services in the Philippines. It operates through three segments: Wireless, Fixed Line, and Others. The company offers cellular mobile, Internet broadband distribution, operations support, software development, and satellite information and messaging services; and sells Wi-Fi access equipment. It also provides fixed line telecommunications services; business infrastructure and solutions; intelligent data processing and implementation, and data analytics insight generation services; and information and communications infrastructure for Internet-based services, e-commerce, customer relationship management, and information technology (IT) related services. In addition, the company offers managed IT outsourcing, Internet-based purchasing, IT consulting and professional, bills printing and other related value-added, and air transportation services; distributes Filipino channels and content services; and provides full-services customer rewards and loyalty programs. Further, it engages in the sale of mobile handsets, broadband data routers, tablets, and accessories, as well as provides domestic leased lines and alternative messaging solutions, such as over-the-top services, social media, and messenger application. As of December 31, 2021, it had 71,221,952 mobile broadband subscribers; 3,619,372 fixed line subscribers; and 2.8 million broadband subscribers. The company was formerly known as Philippine Long Distance Telephone Company and changed its name to PLDT Inc. in July 2016. PLDT Inc. was incorporated in 1928 and is headquartered in Makati City, the Philippines.

How the Company Makes Money

PLDT generates revenue primarily through its telecommunications services, which include mobile and fixed-line voice, broadband internet, and enterprise data solutions. Key revenue streams include mobile subscriptions, which account for a significant portion of its income, alongside broadband internet services that cater to the increasing demand for high-speed connectivity. Additionally, PLDT earns from enterprise services, providing customized solutions for businesses, including cloud services and data center operations. The company also has partnerships with various technology providers and content creators, enhancing its service offerings and driving additional revenue through bundled services. PLDT's strategic focus on expanding its fiber network and investing in digital innovations further supports its growth and revenue generation.

PLDT Financial Statement Overview

Summary

PLDT shows strong revenue growth and profitability with high margins. However, high leverage and declining free cash flow growth present potential risks. The company needs to manage its debt levels and improve cash flow to sustain financial health.

Income Statement

PLDT's income statement shows strong profitability with a high gross profit margin of 86.78% and a solid net profit margin of 14.46% for TTM. Revenue growth is robust at 43.1% TTM, indicating strong market demand. However, there is a slight decline in EBIT and EBITDA margins compared to the previous year, which may suggest rising operational costs.

Balance Sheet

The balance sheet reflects a high debt-to-equity ratio of 2.92, indicating significant leverage, which could pose financial risk. However, the return on equity is strong at 27.67%, suggesting efficient use of equity to generate profits. The equity ratio is moderate, indicating a balanced asset structure.

Cash Flow

Cash flow analysis reveals a decline in free cash flow growth by -32.52% TTM, which is concerning. The operating cash flow to net income ratio is moderate at 0.44, indicating reasonable cash generation relative to net income. The free cash flow to net income ratio is 0.22, suggesting limited cash available after capital expenditures.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	219.17B	216.83B	210.95B	204.36B	192.19B	181.00B
Gross Profit	166.13B	158.25B	155.17B	154.75B	150.16B	144.07B
EBITDA	84.48B	85.66B	89.78B	93.44B	90.85B	88.78B
Net Income	29.31B	32.31B	26.61B	10.48B	26.37B	24.28B
Balance Sheet
Total Assets	629.56B	623.27B	609.52B	624.16B	626.33B	575.85B
Cash, Cash Equivalents and Short-Term Investments	10.38B	11.00B	17.09B	25.80B	33.42B	48.57B
Total Debt	358.29B	335.62B	302.34B	292.01B	274.24B	242.79B
Total Liabilities	508.06B	506.54B	499.13B	510.20B	498.86B	456.18B
Stockholders Equity	120.33B	115.42B	105.22B	108.73B	123.22B	115.41B
Cash Flow
Free Cash Flow	17.68B	13.45B	7.33B	-19.35B	-12.01B	6.98B
Operating Cash Flow	89.38B	81.73B	85.77B	76.20B	91.97B	85.08B
Investing Cash Flow	-68.08B	-65.70B	-55.12B	-33.01B	-103.64B	-68.67B
Financing Cash Flow	-22.36B	-22.33B	-39.42B	-42.30B	-4.90B	463.00M

PLDT Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 22.39
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For PHI, the sentiment is Positive. The current price of 22.39 is above the 20-day moving average (MA) of 20.73, above the 50-day MA of 19.72, and above the 200-day MA of 21.33, indicating a bullish trend. The MACD of 0.84 indicates Negative momentum. The RSI at 78.31 is Negative, neither overbought nor oversold. The STOCH value of 91.05 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for PHI.

PLDT Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
PHI	77 Outperform	$4.78B	9.47	25.22%	7.43%	0.59%	8.86%
VIV	77 Outperform	$21.23B	19.82	8.36%	4.97%	-3.16%	4.70%
TLK	75 Outperform	$22.14B	16.57	15.54%	5.75%	-5.21%	-7.45%
TKC	74 Outperform	$5.00B	11.43	7.60%	5.75%	19.02%	9.26%
Sector *	60 Neutral	$48.67B	4.58	-11.27%	4.14%	2.83%	-41.78%
VOD	58 Neutral	$29.63B	―	-7.08%	3.94%	19.67%	-278.51%
TEF	45 Neutral	$24.46B	―	-0.70%	8.04%	-5.49%	-75.51%

PLDT Corporate Events

PLDT Announces Q3 2025 Financial Results and Declares Cash Dividend

On November 11, 2025, PLDT Inc. announced its unaudited consolidated financial results for the nine months ending September 30, 2025, and declared a cash dividend of P12,285,000 on its Series IV Cumulative Non-Convertible Redeemable Preferred Stock. The dividend, payable on December 15, 2025, will be funded from the company’s unrestricted retained earnings as of June 30, 2025, highlighting PLDT’s stable financial position and commitment to shareholder returns.

PLDT Announces Officer Retirement with No Expected Operational Impact

On October 1, 2025, PLDT Inc. announced the voluntary retirement of Ms. Bernadette C. Salinas, who served as a First Vice President. This change in leadership is not anticipated to significantly impact the company’s operations, financial position, or results, indicating stability in its ongoing business activities.

PLDT Inc. Announces Board Changes with New Director Appointment

On September 16, 2025, PLDT Inc. announced the resignation of Mr. Kazuyuki Kozu from its Board of Directors, effective September 15, 2025. The Board expressed gratitude for Mr. Kozu’s contributions and assured stakeholders that his departure would not significantly impact the company’s operations or financial status. Subsequently, Mr. Hidetada Hayashi was elected as a new director, following a thorough screening process by the Governance, Nomination and Sustainability Committee.

PLDT Announces Leadership Change and Strategic Investment Update

On September 1, 2025, PLDT Inc. announced the separation of Ms. Jeanine R. Rubin, a First Vice President, as part of its Manpower Reduction Program. This change is not anticipated to have any significant impact on the company’s operations or financial performance. Additionally, PLDT updated its subscription of additional common shares in Kayana Solutions Inc., indicating ongoing strategic investments.