Pinnacle Bancshares Inc (PCLB)

OTHER OTC:PCLB

PCLB

Pinnacle Bancshares

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Pinnacle Bancshares (PCLB) Price & Analysis

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PCLB Stock Chart & Stats

$32.45

$0.00(0.00%)

At close: Jan 02 4:00 PM EST

$32.45

$0.00(0.00%)

Day’s Range― - ―

52-Week Range$31.01 - $43.95

Previous CloseN/A

Volume2.00

Average Volume (3M)73.00

Market Cap

$38.21M

Enterprise Value$39.01M

Total Cash (Recent Filing)$3.19M

Total Debt (Recent Filing)$8.06M

Price to Earnings (P/E)7.8

Beta0.10

Next Earnings

Jul 29, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield3.32%

Share Statistics

EPS (TTM)4.73

Shares Outstanding973,505

10 Day Avg. Volume50

30 Day Avg. Volume73

Financial Highlights & Ratios

PEG Ratio1.75

Price to Book (P/B)1.30

Price to Sales (P/S)1.64

P/FCF Ratio7.03

Enterprise Value/Market Cap1.02

Enterprise Value/Revenue2.15

Enterprise Value/Gross Profit2.83

Enterprise Value/Ebitda7.09

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Steady Revenue GrowthMulti-year top-line expansion indicates consistent franchise demand and successful loan/deposit growth initiatives. Persistent revenue momentum supports sustainable earnings capacity and provides operating leverage that can translate into durable profit recovery even if margins ebb.

Strong Return On EquityHigh ROE reflects effective deployment of equity into profitable lending and fee businesses, signaling competitive underwriting and pricing. Sustained ROE in the high teens/low 20s implies the bank generates attractive long-term shareholder returns from its core operations.

Improved Leverage And Balance-sheet ControlLower debt-to-equity and tighter leverage reduce funding and solvency risk, increasing resilience to credit or rate shocks. Improved capital structure enhances strategic flexibility for lending, dividend policy, or opportunistic investments over the coming months.

Bears Say

Margin CompressionEroding margins signal pressure on net interest spread or higher operating costs, which reduces earnings leverage from revenue growth. If structural, margin compression can limit the firm's ability to convert rising revenue into proportional net income and constrain long-term profitability.

Historical Balance-sheet VolatilityMeaningful swings in leverage and equity create uncertainty around capital stability and risk management consistency. Persistent volatility complicates planning for credit policy, dividends, or capital raises and can undermine stakeholder confidence in steady long-term performance.

Weakening Free Cash Flow TrendInconsistent and recently negative FCF growth reduces internal funding for loan growth, reserves, or capital returns. Limited cash-flow cushion increases reliance on external financing and constrains ability to sustain investments or dividends during adverse cycles.

PCLB FAQ

What was Pinnacle Bancshares Inc’s price range in the past 12 months?

Pinnacle Bancshares Inc lowest stock price was $31.01 and its highest was $43.95 in the past 12 months.

What is Pinnacle Bancshares Inc’s market cap?

Pinnacle Bancshares Inc’s market cap is $38.21M.

When is Pinnacle Bancshares Inc’s upcoming earnings report date?

Pinnacle Bancshares Inc’s upcoming earnings report date is Jul 29, 2026 which is in 75 days.

How were Pinnacle Bancshares Inc’s earnings last quarter?

Pinnacle Bancshares Inc released its earnings results on Apr 29, 2026. The company reported $1.2 earnings per share for the quarter, beating the consensus estimate of N/A by $1.2.

Is Pinnacle Bancshares Inc overvalued?

According to Wall Street analysts Pinnacle Bancshares Inc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Pinnacle Bancshares Inc pay dividends?

Pinnacle Bancshares Inc pays a Quarterly dividend of $0.27 which represents an annual dividend yield of 3.32%. See more information on Pinnacle Bancshares Inc dividends here

What is Pinnacle Bancshares Inc’s EPS estimate?

Pinnacle Bancshares Inc’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Pinnacle Bancshares Inc have?

Pinnacle Bancshares Inc has 973,505 shares outstanding.

What happened to Pinnacle Bancshares Inc’s price movement after its last earnings report?

Pinnacle Bancshares Inc reported an EPS of $1.2 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.

Which hedge fund is a major shareholder of Pinnacle Bancshares Inc?

Currently, no hedge funds are holding shares in PCLB

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Pinnacle Bancshares Inc

Pinnacle Bancshares (PCLB) is a financial institution that operates primarily in the banking sector, providing a range of banking services to individuals, businesses, and communities. The company offers traditional banking products such as savings and checking accounts, loans, mortgages, and investment services. With a focus on community banking, Pinnacle Bancshares aims to serve its local markets by fostering relationships and understanding the financial needs of its clients.