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Pinnacle Bancshares Inc (PCLB)
OTHER OTC:PCLB
US Market
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Pinnacle Bancshares (PCLB) Stock Statistics & Valuation Metrics

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Total Valuation

Pinnacle Bancshares has a market cap or net worth of $37.66M. The enterprise value is $39.51M.
Market Cap$37.66M
Enterprise Value$39.51M

Share Statistics

Pinnacle Bancshares has 973,505 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding973,505
Owned by Insiders
Owned by Institutions

Financial Efficiency

Pinnacle Bancshares’s return on equity (ROE) is 0.18 and return on invested capital (ROIC) is 1.54%.
Return on Equity (ROE)0.18
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)1.54%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee186.86K
Profits Per Employee43.64K
Employee Count96
Asset Turnover0.05
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Pinnacle Bancshares is 7.0. Pinnacle Bancshares’s PEG ratio is 1.75.
PE Ratio7.0
PS Ratio1.64
PB Ratio1.30
Price to Fair Value1.30
Price to FCF7.03
Price to Operating Cash Flow8.15
PEG Ratio1.75

Income Statement

In the last 12 months, Pinnacle Bancshares had revenue of 17.94M and earned 4.19M in profits. Earnings per share was 4.66.
Revenue17.94M
Gross Profit13.66M
Operating Income5.23M
Pretax Income5.23M
Net Income4.19M
EBITDA5.71M
Earnings Per Share (EPS)4.66

Cash Flow

In the last 12 months, operating cash flow was 4.26M and capital expenditures -84.54K, giving a free cash flow of 4.18M billion.
Operating Cash Flow4.26M
Free Cash Flow4.18M
Free Cash Flow per Share4.29

Dividends & Yields

Pinnacle Bancshares pays an annual dividend of $0.27, resulting in a dividend yield of 3.32%
Dividend Per Share$0.27
Dividend Yield3.32%
Payout Ratio23.69%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.09
52-Week Price Change30.76%
50-Day Moving Average37.57
200-Day Moving Average33.30
Relative Strength Index (RSI)48.88
Average Volume (3m)73.00

Important Dates

Pinnacle Bancshares upcoming earnings date is Feb 3, 2026, After Close (Confirmed).
Last Earnings DateOct 27, 2025
Next Earnings DateFeb 3, 2026
Ex-Dividend Date

Financial Position

Pinnacle Bancshares as a current ratio of 0.05, with Debt / Equity ratio of 33.24%
Current Ratio0.05
Quick Ratio0.05
Debt to Market Cap0.25
Net Debt to EBITDA0.83
Interest Coverage Ratio1.22

Taxes

In the past 12 months, Pinnacle Bancshares has paid 1.04M in taxes.
Income Tax1.04M
Effective Tax Rate0.20

Enterprise Valuation

Pinnacle Bancshares EV to EBITDA ratio is 5.98, with an EV/FCF ratio of 8.17.
EV to Sales1.90
EV to EBITDA5.98
EV to Free Cash Flow8.17
EV to Operating Cash Flow8.01

Balance Sheet

Pinnacle Bancshares has $2.76M in cash and marketable securities with $7.53M in debt, giving a net cash position of -$4.76M billion.
Cash & Marketable Securities$2.76M
Total Debt$7.53M
Net Cash-$4.76M
Net Cash Per Share-$4.89
Tangible Book Value Per Share$24.84

Margins

Gross margin is 76.14%, with operating margin of 29.17%, and net profit margin of 23.35%.
Gross Margin76.14%
Operating Margin29.17%
Pretax Margin29.17%
Net Profit Margin23.35%
EBITDA Margin31.85%
EBIT Margin29.17%

Analyst Forecast

The average price target for Pinnacle Bancshares is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast3.31%
EPS Growth Forecast3.40%

Scores

Smart Score5
AI Score