Pineapple Financial (PAPL)
XASE:PAPL
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PAPL Stock Chart & Stats
$1.60
-$0.03(-5.75%)
At close: 4:00 PM EST
$1.60
-$0.03(-5.75%)
Day’s Range― - ―
52-Week Range$0.20 - $9.53
Previous CloseN/A
Volume119.03K
Average Volume (3M)176.40K
Market Cap
$16.23M
Enterprise Value$2.52M
Total Cash (Recent Filing)$17.90M
Total Debt (Recent Filing)$19.62M
Price to Earnings (P/E)―
Beta-0.98
Next EarningsN/A
EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)N/A
Shares Outstanding26,088,652
10 Day Avg. Volume70,466
30 Day Avg. Volume176,398
Financial Highlights & Ratios
PEG Ratio>-0.01
Price to Book (P/B)2.95
Price to Sales (P/S)0.90
P/FCF Ratio-1.42
Enterprise Value/Market Cap0.16
Enterprise Value/Revenue0.26
Enterprise Value/Gross Profit2.18
Enterprise Value/Ebitda-0.11
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Business Model & PlatformAn asset-light, commission-and-fee business model tied to a network of mortgage agents and an in-house technology platform supports scalable revenue streams. Over months this structure can enable operating leverage as agent volumes recover and platform fees grow, making growth less capital intensive.
Low Leverage / Stronger Capital BaseVery low debt provides durable financial flexibility: less interest burden, greater ability to fund operations or strategic investments during a turnaround, and reduced refinancing risk. This buffer supports survival while management works to restore profitability.
Governance And Management ContinuityFormal multi-year executive contracts and clearer board arrangements reduce leadership turnover risk and improve planning horizon. Stronger governance continuity supports execution of medium-term operational fixes and gives stakeholders clearer oversight of management's turnaround plan.
Bears Say
Sharp Revenue ContractionA 54% TTM revenue decline reflects materially lower mortgage origination volumes or lost market share. Sustained top-line weakness reduces operating leverage, limits the ability to cover fixed costs, and makes it harder to restore margins without a durable recovery in volumes.
Deep Negative ProfitabilityExtremely negative margins indicate the business is not covering operating costs and may include one-time or structural write-downs. Persistent losses erode returns on equity and impede reinvestment, complicating any sustainable path to profitability absent material operating changes.
Negative Operating And Free Cash FlowConsistent cash burn requires external financing or equity raises to sustain operations. Even with low debt, continued negative operating and free cash flow constrains investment in technology or agent support, increases funding risk, and can force dilutive or disruptive measures over the medium term.
Pineapple Financial News
PAPL FAQ
What was Pineapple Financial’s price range in the past 12 months?
Pineapple Financial lowest stock price was $0.20 and its highest was $9.53 in the past 12 months.
What is Pineapple Financial’s market cap?
Pineapple Financial’s market cap is $16.23M.
When is Pineapple Financial’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Pineapple Financial’s earnings last quarter?
Currently, no data Available
Is Pineapple Financial overvalued?
According to Wall Street analysts Pineapple Financial’s price is currently Overvalued.
Does Pineapple Financial pay dividends?
Pineapple Financial does not currently pay dividends.
What is Pineapple Financial’s EPS estimate?
Pineapple Financial’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Pineapple Financial have?
Pineapple Financial has 26,088,652 shares outstanding.
What happened to Pineapple Financial’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Pineapple Financial?
Currently, no hedge funds are holding shares in PAPL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Pineapple Financial
Pineapple Financial Inc. operates as a mortgage technology and brokerage company in Canada. The company offers mortgage brokerage services and technology solutions to Canadian mortgage agents, brokers, sub-brokers, brokerages, and consumers through data-driven systems together with cloud based tools. The company also operates MyPineapple technology platform, which allows users to conduct their brokerage services. In addition, it offers back office support services, such as digital and automated onboarding and set up, loan packaging and processing, digital document collection and client portal, loan maintenance, payroll, lender communication, reporting requirements for regulators and business management, cloud services, expense collections, document preparation, compliance, training, administration, and marketing. Further, the company provides pre-underwriting support services, including credit review, data validation, fraud analysis and compliance, appraisal ordering and review, and data analytics. Additionally, it offers various insurance products, such as life, accident and disability, critical illness, and credit insurance. Pineapple Financial Inc. was formerly known as 2487269 Ontario Ltd and changed its name to Pineapple Financial Inc. in June 2021. The company was founded in 2016 and is based in North York, Canada.
Technical Analysis
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