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CNF Stock Chart & Stats
$2.39
$0.08(3.46%)
At close: 4:00 PM EDT
$2.39
$0.08(3.46%)
Day’s Range― - ―
52-Week Range$2.04 - $6.49
Previous CloseN/A
Volume2.13K
Average Volume (3M)62.66K
Market Cap
$16.66M
Enterprise Value$596.19
Total Cash (Recent Filing)$820.25M
Total Debt (Recent Filing)$3.45B
Price to Earnings (P/E)―
Beta0.94
Next Earnings
Sep 01, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-1350.80
Shares Outstanding6,858,216
10 Day Avg. Volume34,987
30 Day Avg. Volume62,661
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)<0.01
Price to Sales (P/S)0.02
P/FCF Ratio0.18
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue>-0.01
Enterprise Value/Gross Profit>-0.01
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.7
Revenue Forecast (FY)$907.67M
Bulls Say, Bears Say
Bulls Say
Historical Cash GenerationConsistent FCF from 2021–2024 indicates the core consumer-lending operations historically converted earnings into cash reliably. That durable cash-generation track record supports servicing costs, debt repayment and reinvestment capacity when origination volumes normalize, enhancing financial resilience.
Improving Leverage Into 2024A meaningful decline in debt-to-equity demonstrates prior progress reducing leverage, which structurally improves financial flexibility and lowers default and refinancing risk. Sustained lower leverage gives management more room to withstand credit cycles and invest in business stability.
Historically Healthy Gross Profit And Prior ProfitabilityPrior multi-year profitability and healthy gross margins suggest the underlying business model (fees, servicing and interest spread) can be economically attractive. This structural margin profile supports recovery potential once origination mix and credit trends normalize.
Bears Say
Sharp 2025 Earnings And Cash DeteriorationA sudden shift to a large loss and sharply reduced operating cash flow in 2025 is a durable red flag: it erodes buffers, strains working capital and may force capital actions (asset sales, equity raises or higher-cost funding). This undermines earnings stability and strategic optionality.
Absolute Debt Remains Large And Rose In 2025Persistently large debt, increasing in 2025 alongside falling equity, heightens leverage and refinancing risk. In a lending business that depends on funding access, higher absolute debt amplifies interest burden and reduces capacity to absorb credit losses or invest in growth.
Revenue Volatility And Weak VisibilityMaterial revenue swings reduce predictability of origination fees and servicing income, complicating credit provisioning and expense planning. For a consumer lender, persistent top-line volatility signals exposure to cyclical demand and credit-cycle shifts, making medium-term forecasting unreliable.
CNFinance Holdings News
CNF FAQ
What was CNFinance Holdings Ltd’s price range in the past 12 months?
CNFinance Holdings Ltd lowest stock price was $2.04 and its highest was $6.49 in the past 12 months.
What is CNFinance Holdings Ltd’s market cap?
CNFinance Holdings Ltd’s market cap is $16.66M.
When is CNFinance Holdings Ltd’s upcoming earnings report date?
CNFinance Holdings Ltd’s upcoming earnings report date is Sep 01, 2026 which is in 17 days.
How were CNFinance Holdings Ltd’s earnings last quarter?
CNFinance Holdings Ltd released its earnings results on Mar 24, 2026. The company reported -$8.801 earnings per share for the quarter, missing the consensus estimate of $0 by -$8.801.
Is CNFinance Holdings Ltd overvalued?
According to Wall Street analysts CNFinance Holdings Ltd’s price is currently Overvalued.
Does CNFinance Holdings Ltd pay dividends?
CNFinance Holdings Ltd does not currently pay dividends.
What is CNFinance Holdings Ltd’s EPS estimate?
CNFinance Holdings Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does CNFinance Holdings Ltd have?
CNFinance Holdings Ltd has 6,858,216 shares outstanding.
What happened to CNFinance Holdings Ltd’s price movement after its last earnings report?
CNFinance Holdings Ltd reported an EPS of -$8.801 in its last earnings report, missing expectations of $0. Following the earnings report the stock price went down -9.137%.
Which hedge fund is a major shareholder of CNFinance Holdings Ltd?
Currently, no hedge funds are holding shares in CNF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
CNFinance Holdings Ltd
CNFinance Holdings Limited is a financial services provider based in the People's Republic of China, specializing in home equity financing. The company also offers microcredit solutions specifically designed for owners of micro and small enterprises, and functions as a loan origination agent for other financial entities. Additionally, it provides bridge financing, which consists of unsecured, short-term loans intended to help clients repay existing debts secured by real property. Established in 1999 and headquartered in Guangzhou, CNFinance maintains a significant operational presence, with a network of 63 branches and sub-branches spread across approximately 50 cities in China. This network includes 14 locations within the Pearl River Delta region, 7 in the Yangtze River Delta region, and an additional 42 facilities in other parts of the country.
Technical Analysis
Greystone Housing Impact Investors
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Security National Financial
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Income Opportunity Realty Investors
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Velocity Financial
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Pineapple Financial
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Ownership Overview
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Insiders
0.71% Mutual Funds
10.87% Other Institutional Investors
88.42% Public Companies and
Individual Investors