Want to see CNF full AI Analyst Report?
CNF Stock Chart & Stats
$5.25
$0.05(5.34%)
At close: 4:00 PM EST
$5.25
$0.05(5.34%)
Day’s Range― - ―
52-Week Range$2.36 - $8.80
Previous CloseN/A
Volume16.17K
Average Volume (3M)62.66K
Market Cap
$19.00M
Enterprise Value$2.72B
Total Cash (Recent Filing)$922.27M
Total Debt (Recent Filing)$5.31B
Price to Earnings (P/E)―
Beta1.06
Next Earnings
Sep 01, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-146.40
Shares Outstanding6,858,216
10 Day Avg. Volume34,987
30 Day Avg. Volume62,661
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)<0.01
Price to Sales (P/S)0.02
P/FCF Ratio0.18
Enterprise Value/Market Cap143.32
Enterprise Value/Revenue7.56
Enterprise Value/Gross Profit7.56
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.7
Revenue Forecast (FY)$907.67M
Bulls Say, Bears Say
Bulls Say
Distribution And Origination NetworkCNFinance’s platform plus extensive service/partner locations provides a durable customer acquisition and servicing advantage in lower‑tier markets. Local channels support origination scale, lower acquisition costs and more effective post‑loan management, strengthening long‑term loan flow and retention.
Historical Cash GenerationFrom 2021–2024 CNFinance converted earnings into cash reliably, with FCF near one‑to‑one and very large free cash flow in 2023–24. That historical cash conversion demonstrates underlying operational cash strength and the ability to fund originations or shore up liquidity in normal cycles.
Diversified Funding & Regulatory DisclosureThe firm’s trust‑and‑bank partnership origination model spreads funding and credit decision roles across institutional partners, reducing sole‑provider funding risk. Timely 20‑F filing maintains U.S. disclosure and access to international capital, supporting longer‑term financing flexibility.
Bears Say
Profitability DeteriorationA material swing to a large loss in 2025 erodes earnings durability and retained capital. Persistent operating losses reduce internal funding for originations, increase the need for external capital, and weaken resilience to macro credit cycles, raising long‑term solvency risk if not reversed.
Weakened Cash Flow In 2025A sharp downshift in operating cash flow and FCF undermines the company’s prior self‑funding ability. Lower cash generation constrains origination capacity, increases reliance on volatile external funding, and exacerbates refinancing and liquidity pressures over the medium term.
Control Concentration After Share IssuanceKylin’s new super‑voting control is a structural governance change that concentrates decision power. That can limit minority influence, raise related‑party risk, and affect strategic choices or future capital raises, potentially reducing transparency and shareholder protections over time.
CNFinance Holdings News
CNF FAQ
What was CNFinance Holdings Ltd’s price range in the past 12 months?
CNFinance Holdings Ltd lowest stock price was $2.35 and its highest was $8.80 in the past 12 months.
What is CNFinance Holdings Ltd’s market cap?
CNFinance Holdings Ltd’s market cap is $19.00M.
When is CNFinance Holdings Ltd’s upcoming earnings report date?
CNFinance Holdings Ltd’s upcoming earnings report date is Sep 01, 2026 which is in 61 days.
How were CNFinance Holdings Ltd’s earnings last quarter?
CNFinance Holdings Ltd released its earnings results on Mar 24, 2026. The company reported -$8.801 earnings per share for the quarter, missing the consensus estimate of $0 by -$8.801.
Is CNFinance Holdings Ltd overvalued?
According to Wall Street analysts CNFinance Holdings Ltd’s price is currently Overvalued.
Does CNFinance Holdings Ltd pay dividends?
CNFinance Holdings Ltd does not currently pay dividends.
What is CNFinance Holdings Ltd’s EPS estimate?
CNFinance Holdings Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does CNFinance Holdings Ltd have?
CNFinance Holdings Ltd has 6,858,216 shares outstanding.
What happened to CNFinance Holdings Ltd’s price movement after its last earnings report?
CNFinance Holdings Ltd reported an EPS of -$8.801 in its last earnings report, missing expectations of $0. Following the earnings report the stock price went down -9.137%.
Which hedge fund is a major shareholder of CNFinance Holdings Ltd?
Currently, no hedge funds are holding shares in CNF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
CNFinance Holdings Ltd
CNFinance Holdings Limited is a financial services provider based in the People's Republic of China, specializing in home equity financing. The company also offers microcredit solutions specifically designed for owners of micro and small enterprises, and functions as a loan origination agent for other financial entities. Additionally, it provides bridge financing, which consists of unsecured, short-term loans intended to help clients repay existing debts secured by real property. Established in 1999 and headquartered in Guangzhou, CNFinance maintains a significant operational presence, with a network of 63 branches and sub-branches spread across approximately 50 cities in China. This network includes 14 locations within the Pearl River Delta region, 7 in the Yangtze River Delta region, and an additional 42 facilities in other parts of the country.
Technical Analysis
Greystone Housing Impact Investors
―
Security National Financial
―
Income Opportunity Realty Investors
―
Velocity Financial
―
Pineapple Financial
―
Ownership Overview
―
Insiders
0.71% Mutual Funds
10.20% Other Institutional Investors
89.09% Public Companies and
Individual Investors
Options Prices
Currently, No data available
---