The overall sentiment of the call is cautiously optimistic. Despite challenges in the real estate market and a decline in quarterly net income, CNFinance has demonstrated solid annual growth in loan facilitation and net income, along with decreased interest expenses and improved asset quality. The company's strategic partnerships and technology investments have contributed to its resilience.

Company Guidance -

Q2 2025

During the CNFinance Q4 2023 earnings call, the company provided guidance indicating strong year-end results despite challenges in China's macroeconomic and real estate environment. CNFinance facilitated RMB 17.3 billion in loans, marking an 18% year-over-year increase, while net income rose by 21% to RMB 165 million. The company achieved a notable 23% reduction in provisions for credit losses and a decrease in interest expenses by 8% compared to 2022. Additionally, the delinquency ratio improved significantly, dropping from 19.2% at the end of 2022 to 15.6% by the end of 2023. CNFinance's strategy moving forward includes diversifying product offerings, prioritizing asset quality, and enhancing compliance measures, with a target of originating RMB 20 billion in loans for 2024.

Loan Facilitation Growth

CNFinance facilitated loans of RMB 17.3 billion in 2023, representing a year-on-year growth of 18%.

Decrease in Interest Expenses

Interest expenses were 8% lower compared to 2022, contributing to improved financial performance.

Strong Net Income Growth

Net income for 2023 reached RMB 165 million, a year-on-year increase of 21%.

Commercial Bank Partnership Success

Loans originated under the commercial bank partnership totaled RMB 5 billion, with net revenue of RMB 88 million.

Improved Asset Quality

The delinquency ratio dropped from 19.2% in 2022 to 15.6% in 2023.

CNFinance Holdings (CNF) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

CNF Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Sep 02, 2025	2025 (Q2)	- / -	―	―	―	―
May 22, 2025	2025 (Q1)	- / -	―	―	―	―
Apr 30, 2025	2024 (Q4)	<0.01 / -	―	―	―	―
Nov 28, 2024	2024 (Q3)	<0.01 / -	0.04	―	―	―
Aug 27, 2024	2024 (Q2)	<0.01 / 0.10	0.004	2233.33% (+0.09)	―
May 23, 2024	2024 (Q1)	<0.01 / <0.01	0.004	66.67% (<+0.01)	―	―
Mar 28, 2024	2023 (Q4)	<0.01 / <0.01	0.056	-97.50% (-0.05)	―
Nov 29, 2023	2023 (Q3)	<0.01 / <0.01	0.004	33.33% (<+0.01)	―
Aug 29, 2023	2023 (Q2)	<0.01 / <0.01	0.001	200.00% (<+0.01)	―	―
May 26, 2023	2023 (Q1)	<0.01 / <0.01	0.004	0.00% (0.00)	―	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

CNF Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
May 22, 2025	$0.57	$0.54	-5.26%
Apr 30, 2025	$0.64	$0.76	+18.75%
Aug 27, 2024	$1.03	$1.20	+16.50%
May 23, 2024	$1.52	$1.50	-1.32%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does CNFinance Holdings Ltd (CNF) report earnings?

CNFinance Holdings Ltd (CNF) is schdueled to report earning on Sep 02, 2025, After Close (Confirmed).

What is CNFinance Holdings Ltd (CNF) earnings time?

CNFinance Holdings Ltd (CNF) earnings time is at Sep 02, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

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What is CNF EPS forecast?

Currently, no data Available

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