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Nu Holdings (NU)
NYSE:NU
US Market

Nu Holdings (NU) Ratios

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Nu Holdings Ratios

NU's free cash flow for Q4 2024 was $0.46. For the 2024 fiscal year, NU's free cash flow was decreased by $ and operating cash flow was $0.26. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
7.16 0.00 46.06 27.63 90.68
Quick Ratio
7.16 0.00 46.06 27.63 90.68
Cash Ratio
7.16 0.00 46.06 27.63 90.68
Solvency Ratio
0.05 0.03 -0.01 >-0.01 -0.02
Operating Cash Flow Ratio
1.87 0.00 8.34 -29.87 37.80
Short-Term Operating Cash Flow Coverage
0.00 11.15 0.00 0.00 0.00
Net Current Asset Value
$ -33.10B$ -31.02B$ -20.85B$ -12.71B$ -7.37B
Leverage Ratios
Debt-to-Assets Ratio
0.03 0.03 0.02 <0.01 0.04
Debt-to-Equity Ratio
0.23 0.18 0.11 0.03 0.88
Debt-to-Capital Ratio
0.18 0.15 0.10 0.03 0.47
Long-Term Debt-to-Capital Ratio
0.18 0.14 0.00 0.00 0.46
Financial Leverage Ratio
6.53 6.77 6.12 4.47 23.18
Debt Service Coverage Ratio
0.72 0.51 -0.21 -0.40 -0.76
Interest Coverage Ratio
0.99 0.76 -0.20 -0.46 -0.90
Debt to Market Cap
0.03 0.03 0.00 0.00 <0.01
Interest Debt Per Share
0.95 0.68 0.45 0.11 0.13
Net Debt to EBITDA
-2.60 -7.61 13.22 16.82 10.55
Profitability Margins
Gross Profit Margin
45.61%43.48%100.00%100.00%100.00%
EBIT Margin
24.27%19.17%-10.40%-14.86%-53.67%
EBITDA Margin
24.94%19.95%-9.20%-13.34%-51.61%
Operating Profit Margin
24.27%19.17%-10.40%-14.86%-53.67%
Pretax Profit Margin
24.27%19.17%-10.40%-14.86%-53.67%
Net Profit Margin
17.12%12.84%-12.27%-14.41%-47.65%
Continuous Operations Profit Margin
17.12%12.84%-12.27%-14.44%-47.65%
Net Income Per EBT
70.55%66.96%118.02%96.96%88.77%
EBT Per EBIT
100.00%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
3.95%2.38%-1.22%-0.83%-1.69%
Return on Equity (ROE)
25.79%16.09%-7.45%-3.72%-39.14%
Return on Capital Employed (ROCE)
5.75%3.55%-1.04%-0.86%-1.91%
Return on Invested Capital (ROIC)
4.55%2.37%-1.22%-0.84%-1.69%
Return on Tangible Assets
4.01%2.42%-1.24%-0.85%-1.69%
Earnings Yield
3.97%2.61%-1.92%-0.38%-0.36%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 0.00 0.00
Payables Turnover
0.00 0.47 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
249.16 115.11 63.95 55.77 17.55
Asset Turnover
0.23 0.19 0.10 0.06 0.04
Working Capital Turnover Ratio
1.67 1.60 0.89 0.46 0.20
Cash Conversion Cycle
0.00 -784.62 0.00 0.00 0.00
Days of Sales Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 784.62 0.00 0.00 0.00
Operating Cycle
0.00 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
0.50 0.27 0.16 -0.63 0.21
Free Cash Flow Per Share
0.50 0.23 0.14 -0.64 0.21
CapEx Per Share
<0.01 <0.01 0.02 <0.01 <0.01
Free Cash Flow to Operating Cash Flow
1.00 0.86 0.85 1.01 0.99
Dividend Paid and CapEx Coverage Ratio
442.79 62.55 6.61 -102.61 122.36
Capital Expenditure Coverage Ratio
442.79 62.55 6.61 -102.61 122.36
Operating Cash Flow Coverage Ratio
1.39 1.08 1.35 -21.55 2.54
Operating Cash Flow to Sales Ratio
0.21 0.16 0.25 -2.55 2.71
Free Cash Flow Yield
4.82%2.76%3.37%-6.83%2.04%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
25.17 38.31 -52.21 -262.08 -277.61
Price-to-Sales (P/S) Ratio
4.31 4.92 6.41 37.76 132.27
Price-to-Book (P/B) Ratio
6.49 6.16 3.89 9.74 108.67
Price-to-Free Cash Flow (P/FCF) Ratio
20.74 36.24 29.68 -14.64 49.12
Price-to-Operating Cash Flow Ratio
20.69 31.18 25.19 -14.79 48.72
Price-to-Earnings Growth (PEG) Ratio
0.28 -0.10 -0.44 69.64 3.00
Price-to-Fair Value
6.49 6.16 3.89 9.74 108.67
Enterprise Value Multiple
14.69 17.03 -56.42 -266.13 -245.75
EV to EBITDA
14.69 17.03 -56.42 -266.13 -245.75
EV to Sales
3.66 3.40 5.19 35.51 126.83
EV to Free Cash Flow
17.63 25.04 24.05 -13.77 47.10
EV to Operating Cash Flow
17.59 21.54 20.41 -13.91 46.72
Tangible Book Value Per Share
1.44 1.21 0.92 0.86 0.09
Shareholders’ Equity Per Share
1.60 1.35 1.05 0.96 0.10
Tax and Other Ratios
Effective Tax Rate
0.29 0.33 -0.18 0.03 0.11
Revenue Per Share
2.40 1.69 0.64 0.25 0.08
Net Income Per Share
0.41 0.22 -0.08 -0.04 -0.04
Tax Burden
0.71 0.67 1.18 0.97 0.89
Interest Burden
1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.11 0.13 0.43 0.51 0.68
Stock-Based Compensation to Revenue
0.02 0.03 0.09 0.14 0.10
Income Quality
1.22 1.23 -2.07 17.69 -5.70
Currency in USD
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