National Bank of Canada (NTIOF)
OTHER OTC:NTIOF
NTIOF Stock Chart & Stats
$147.92
-$0.73(-0.79%)
At close: 4:00 PM EST
$147.92
-$0.73(-0.79%)
Day’s Range― - ―
52-Week Range$97.13 - $154.57
Previous CloseN/A
Volume336.00
Average Volume (3M)51.14K
Market Cap
$56.47B
Enterprise Value$133.32B
Total Cash (Recent Filing)$43.43B
Total Debt (Recent Filing)$98.78B
Price to Earnings (P/E)16.9
Beta0.57
Next Earnings
Aug 26, 2026EPS Estimate
2.28Next Dividend Ex-DateN/A
Dividend Yield2.59%
Share Statistics
EPS (TTM)11.43
Shares Outstanding387,257,930
10 Day Avg. Volume38,358
30 Day Avg. Volume51,137
Financial Highlights & Ratios
PEG Ratio-2.65
Price to Book (P/B)1.76
Price to Sales (P/S)1.93
P/FCF Ratio14.35
Enterprise Value/Market Cap2.36
Enterprise Value/Revenue4.88
Enterprise Value/Gross Profit9.52
Enterprise Value/Ebitda20.93
Forecast
1Y Price Target
$149.09Price Target Upside0.79% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering10
EPS Forecast (FY)9.3
Revenue Forecast (FY)$11.21B
Bulls Say, Bears Say
Bulls Say
Synergy ExecutionConsistent execution on CWB integration—$176M of cost/funding synergies realized and on track for $270M by end‑FY2026—indicates durable cost base reductions and integration momentum. This lowers structural operating expenses, supports margin expansion and lasting ROE gains over the medium term.
Capital And CET1 StrengthA CET1 ratio at ~13.7% with positive capital generation (~41 bps) provides a durable buffer for regulatory resilience and strategic actions. It enables continued buybacks and organic growth while keeping a path to management's CET1 target, supporting stable capital deployment decisions over coming quarters.
Diversified Revenue DriversBroad-based revenue growth across retail, wealth and capital markets—21% YoY total revenues, AUA near $900B, and resilient capital markets PTPP—reduces reliance on a single cycle. This diversification supports recurring fee income and helps sustain margins and cash generation through market swings.
Bears Say
Elevated LeverageDebt-to-equity around 2.9x, while improved from ~4.4x, still denotes meaningful leverage typical of banks but raises sensitivity to funding costs and credit stress. Elevated leverage can constrain capital flexibility and amplify earnings volatility if credit conditions or interest costs deteriorate over the next several quarters.
Cash-flow VolatilityWhile recent TTM operating and free cash flow are positive, historical swings (including negative cash flow in 2022 and wide FCF variability) reduce predictability of cash available for buybacks, dividends and investment. This volatility complicates medium-term capital planning and payout reliability.
RWA Volatility & Regulatory RiskFRTB-related market RWA swings (≈10% QoQ in the quarter) introduce persistent capital volatility and regulatory uncertainty. Such measurement-driven RWA moves can unpredictably raise capital needs, pressure ROE and force conservative capital actions, impacting strategic returns over the medium term.
National Bank of Canada News
NTIOF FAQ
What was National Bank of Canada’s price range in the past 12 months?
National Bank of Canada lowest stock price was $97.13 and its highest was $154.57 in the past 12 months.
What is National Bank of Canada’s market cap?
National Bank of Canada’s market cap is $56.47B.
When is National Bank of Canada’s upcoming earnings report date?
National Bank of Canada’s upcoming earnings report date is Aug 26, 2026 which is in 86 days.
How were National Bank of Canada’s earnings last quarter?
National Bank of Canada released its earnings results on May 27, 2026. The company reported $2.331 earnings per share for the quarter, beating the consensus estimate of $2.256 by $0.075.
Is National Bank of Canada overvalued?
According to Wall Street analysts National Bank of Canada’s price is currently Undervalued.
Does National Bank of Canada pay dividends?
National Bank of Canada pays a Quarterly dividend of $0.898 which represents an annual dividend yield of 2.59%. See more information on National Bank of Canada dividends here
What is National Bank of Canada’s EPS estimate?
National Bank of Canada’s EPS estimate is 2.28.
How many shares outstanding does National Bank of Canada have?
National Bank of Canada has 387,257,930 shares outstanding.
What happened to National Bank of Canada’s price movement after its last earnings report?
National Bank of Canada reported an EPS of $2.331 in its last earnings report, beating expectations of $2.256. Following the earnings report the stock price went down -4.61%.
Which hedge fund is a major shareholder of National Bank of Canada?
Currently, no hedge funds are holding shares in NTIOF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
National Bank of Canada Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$149.09 (0.79% Upside)
$149.09 (0.79% Upside)
Blogger Sentiment
Bullish
NTIOF Sentiment 67%
Sector Average ―
Sector Average ―
Insider Transactions
Bought Shares
Worth $806.7K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
16.93%
12-Months-Change
Fundamentals
Return on Equity
13.77%
Trailing 12-Months
Asset Growth
16.92%
Trailing 12-Months
Company Description
National Bank of Canada
National Bank of Canada provides various financial products and services to retail, commercial, corporate, and institutional clients in Canada and internationally. It operates through four segments: Personal and Commercial, Wealth Management, Financial Markets, and U.S. Specialty Finance and International. The Personal and Commercial segment offers personal banking services, including transaction solutions, mortgage loans and home equity lines of credit, consumer loans, payment solutions, and savings and investment solutions; various insurance products; and commercial banking services comprise credit, and deposit and investment solutions, as well as international trade, foreign exchange transactions, payroll, cash management, insurance, electronic transactions, and complimentary services. The Wealth Management segment comprises investment solutions, trust services, banking services, lending services, and other wealth management solutions. The Financial Markets segment offers corporate banking, advisory, and capital markets services; and project financing, debt, and equity underwriting; advisory services in the areas of mergers and acquisitions, and financing. The U.S. Specialty Finance and International segment provides specialty finance products; financial products and services to individuals and businesses in Cambodia; and investment solutions, guaranteed investment certificates, mutual funds, notes, structured products, and monetization. It provides its services through a network of 384 branches and 927 banking machines. National Bank of Canada was founded in 1859 and is based in Montreal, Canada.
NTIOF Company Deck
NTIOF Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call showcased strong operational execution and financial results: double-digit revenue and PTPP growth, EPS up 11%, robust ROE (16.6%) and solid CET1, accelerated realization of cost/funding synergies (exceeding year-1 target) and active capital returns (upsized NCIB). Wealth, Capital Markets and Credigy reported notable growth, and credit metrics remained within guidance with sizable allowances. Offsetting risks include macroeconomic and geopolitical headwinds, elevated expenses (notably variable compensation), RWA volatility from FRTB, some deposit attrition tied to the CWB acquisition, and pockets of provisioning linked to specific files. Management presented clear plans for continued buybacks, integration synergies, and a pathway to 17%+ ROE in 2027 while maintaining cautious credit assumptions. Overall, positives outweigh the headwinds given execution on synergies, strong top-line growth and disciplined capital management.View all NTIOF earnings summariesNTIOF Stock 12 Month Forecast
Average Price Target
$149.09
▲(0.79% Upside)
Technical Analysis
Bank Of Montreal
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Bank Of Nova Scotia
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Canadian Bank of Commerce
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Royal Bank Of Canada
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Toronto Dominion Bank
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Ownership Overview
0.08% Insiders
6.55% Mutual Funds
0.24% Other Institutional Investors
79.54% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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