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National Bank of Canada (NTIOF)
:NTIOF
RESEARCH TOOLSreports
Earnings Data
Report Date
Aug 27, 2025TBA Not Confirmed
Period Ending
2025 (Q3)Consensus EPS Forecast
1.93Last Year’s EPS
1.96Same Quarter Last Year
Based on 9 Analysts Ratings
Earnings Call Summary
Earnings Call Date:May 28, 2025
|% Change Since: 5.23%
|Next Earnings Date:Aug 27, 2025
Earnings Call Sentiment|Positive
The earnings call highlighted strong financial performance with notable growth in earnings, successful integration of CWB, and robust financial market activities. However, macroeconomic uncertainties and increased credit provisions pose challenges. Overall, the highlights outweigh the lowlights, indicating a positive sentiment.Company Guidance
During National Bank of Canada's second-quarter results conference call for fiscal year 2025, several key metrics and guidance were discussed. The bank reported a 12% year-over-year increase in earnings per share, reaching $2.85, and a return on equity of 15.6%. Organic growth was highlighted across business segments, with financial markets generating net income exceeding $500 million, supported by strong client activity and market volatility. The bank's CET1 ratio stood at 13.4%, and they announced a $0.04 increase in quarterly dividends. The integration of Canadian Western Bank (CWB) was progressing well, contributing $298 million to revenues and $155 million to expenses. P&C Banking saw net income of $316 million, with commercial book growth of 14% and personal mortgages up 4% year-over-year. Wealth Management experienced a 15% increase in net income, while Credigy and ABA Bank also reported strong performances. The bank anticipates mid-single-digit EPS growth for the year, maintaining an adjusted ROE of approximately 15%, and expects positive operating leverage in 2025. Additionally, they are on track to deliver $270 million in cost and funding synergies by the end of fiscal 2027, with $135 million expected by Q1 2026.Earnings and Return on Equity Growth
The company reported an earnings per share of $2.85, up 12% year-over-year, and a return on equity of 15.6%.
Successful CWB Acquisition
The integration of CWB is progressing well, with cost and funding synergies ahead of schedule, contributing $298 million to revenues and $155 million to expenses.
Strong Financial Markets Performance
Financial markets generated net income of more than $500 million this quarter, benefitting from volatility and high trading volumes.
Wealth Management Growth
Wealth Management grew net income by 15% year-over-year, with strong organic growth and double-digit fee-based revenue growth.
Robust Capital Position
The CET1 ratio ended the quarter at 13.4%, allowing support for business growth, and a quarterly dividend was raised by $0.04.
Loan and Deposit Growth
Total loans reached $286 billion, up 22% year-over-year, and deposits grew 23% compared to last year.
NTIOF Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
NTIOF Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 28, 2025 | $93.46 | $97.04 | +3.83% |
Feb 26, 2025 | $88.10 | $83.21 | -5.55% |
Dec 04, 2024 | $98.25 | $94.61 | -3.70% |
Aug 28, 2024 | $86.82 | $90.96 | +4.77% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does National Bank of Canada (NTIOF) report earnings?
National Bank of Canada (NTIOF) is schdueled to report earning on Aug 27, 2025, TBA Not Confirmed.
What is National Bank of Canada (NTIOF) earnings time?
National Bank of Canada (NTIOF) earnings time is at Aug 27, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is NTIOF EPS forecast?
NTIOF EPS forecast for the fiscal quarter 2025 (Q3) is 1.93.
