Earnings GrowthCM reported solid Q4 results with EPS beating estimates as Capital Markets strength offset higher-than-expected PCLs.
Net Interest MarginNIM growth has been a highlight for CM, with expanding deposit margins, mortgage discipline, and a mix shift towards cards appearing sustainable for at least F26.
Return On EquityThe bank will continue to benefit from its competitive discipline, cost control, and product mix, which should work in tandem with growing fee revenues to drive ROE expansion and earnings growth.