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Canadian Imperial Bank Of Commerce (TSE:CM)
TSX:CM
RESEARCH TOOLSreports
Earnings Data
Report Date
Aug 28, 2025TBA Not Confirmed
Period Ending
2025 (Q3)Consensus EPS Forecast
1.97Last Year’s EPS
1.93Same Quarter Last Year
Moderate Buy
Based on 11 Analysts Ratings
Earnings Call Summary
Earnings Call Date:May 29, 2025
|% Change Since: 0.27%
|Next Earnings Date:Aug 28, 2025
Earnings Call Sentiment|Positive
CIBC reported strong financial results with significant growth in earnings and revenue, improved operating leverage, and a robust capital position. Advancements in AI and recognition for customer focus were highlighted. However, increased provisions for credit losses and challenges related to mortgage growth and trade uncertainties presented potential concerns.Company Guidance
During the CIBC Q2 Quarterly Results Conference Call, the bank provided guidance on several key metrics. CIBC reported adjusted net income of $2 billion and earnings per share of $2.05, reflecting a 17% increase from the previous year. The bank achieved a return on equity of 13.9%, up 50 basis points year-over-year, and maintained a healthy CET1 ratio of 13.4%. CIBC also highlighted robust pre-provision pretax earnings growth of 19% and a 14% increase in revenues, driven by strong trading activity, volume growth, and higher fee income. The bank repurchased 6 million common shares during the quarter, contributing to its capital management strategy. Despite an 18% increase in total provisions for credit losses, CIBC's impaired provisions remained within previous guidance. The bank emphasized its strategic priorities, including expanding its wealth franchise, enhancing digital banking capabilities, and leveraging AI to improve operational efficiency.Strong Financial Performance
CIBC reported a net income of $2 billion and earnings per share of $2.05, both up 17% from the prior year. Pre-provision pretax earnings increased by 19%, and revenues were up 14% driven by strong trading activity and higher fee income.
Improved Operating Leverage
CIBC achieved 430 basis points of operating leverage, demonstrating effective expense management relative to revenues.
Robust Capital Position
The bank maintained a healthy CET1 ratio of 13.4% and returned $1.4 billion in capital to shareholders, including $500 million in share repurchases.
Recognition for Customer Focus
CIBC received Forrester's customer-obsessed Enterprise Award for North America, highlighting its dedication to placing clients at the center of its operations.
Growth in U.S. Capital Markets
U.S. region Capital Markets revenue increased by 37% from the prior year, showcasing successful expansion and connectivity across the bank.
Advancements in AI Integration
CIBC's AI platform saved an estimated 200,000 hours during a successful pilot, and the bank was the first major Canadian bank to sign the Government of Canada's voluntary code of conduct for generative artificial intelligence.
TSE:CM Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
TSE:CM Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 29, 2025 | C$93.99 | C$93.71 | -0.30% |
Feb 27, 2025 | C$85.75 | C$85.41 | -0.40% |
Dec 05, 2024 | C$87.58 | C$91.46 | +4.43% |
Aug 29, 2024 | C$71.10 | C$75.02 | +5.51% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Canadian Imperial Bank Of Commerce (TSE:CM) report earnings?
Canadian Imperial Bank Of Commerce (TSE:CM) is schdueled to report earning on Aug 28, 2025, TBA Not Confirmed.
What is Canadian Imperial Bank Of Commerce (TSE:CM) earnings time?
Canadian Imperial Bank Of Commerce (TSE:CM) earnings time is at Aug 28, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is TSE:CM EPS forecast?
TSE:CM EPS forecast for the fiscal quarter 2025 (Q3) is 1.97.
