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Fiscalnote Holdings Inc (NOTE)
OTHER OTC:NOTE
US Market
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FiscalNote Holdings (NOTE) AI Stock Analysis

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NOTE

FiscalNote Holdings

(OTC:NOTE)

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Neutral 41 (OpenAI - 5.2)
Rating:41Neutral
Price Target:
$0.08
▼(-36.67% Downside)
Action:Reiterated
Date:08/11/26
The score is weighed down primarily by stressed financial performance (sharp TTM revenue decline, deeply negative gross profit, persistent losses, and extremely high leverage) and a clear technical downtrend (price below key moving averages with negative MACD). Valuation offers limited support due to negative earnings and no dividend yield, while corporate events add additional risk given repeated short-term forbearance actions following NYSE delisting.
Positive Factors
Recurring SaaS subscription model
A subscription-based SaaS and data model creates durable, recurring revenue with opportunities for retention, upsell, and multi-year contracts. Over 2-6 months this supports predictable cash inflows and customer relationship value even if near-term revenues fluctuate.
Negative Factors
Sharp revenue decline & margin collapse
A near-halving of revenue and a swing to deeply negative gross profit signal severe demand loss or pricing/mix deterioration. Such scale and margin erosion undermine unit economics, limit ability to cover fixed costs, and reduce runway for product and go-to-market investments.
Read all positive and negative factors
Positive Factors
Negative Factors
Recurring SaaS subscription model
A subscription-based SaaS and data model creates durable, recurring revenue with opportunities for retention, upsell, and multi-year contracts. Over 2-6 months this supports predictable cash inflows and customer relationship value even if near-term revenues fluctuate.
Read all positive factors

FiscalNote Holdings (NOTE) vs. SPDR S&P 500 ETF (SPY)

FiscalNote Holdings Business Overview & Revenue Model

Company Description
FiscalNote Holdings Inc. operates as a premier technology and data firm, specializing in the global provision of vital legal data and actionable insights. They achieve this by integrating advanced artificial intelligence, machine learning, and oth...
How the Company Makes Money
FiscalNote primarily makes money by selling subscription-based access to its software platforms and data-driven intelligence products. The company’s core revenue model is SaaS and data subscriptions, where customers pay recurring fees (typically u...

FiscalNote Holdings Earnings Call Summary

Earnings Call Date:Aug 10, 2026
(Q2-2026)
|
% Change Since: |
Next Earnings Date:Nov 17, 2026
Earnings Call Sentiment Negative
The call mixed operational progress (improving net revenue retention, margin expansion, cost reductions, and a strategic API customer win) with material financial and capital challenges (double-digit revenue and ARR declines, a $19.1M goodwill impairment driving a GAAP loss, sharply lower non-subscription revenue, reduced full-year guidance, and delisting/capital-structure uncertainty). While management is emphasizing stabilization and a path to return to growth, the magnitude of declines and balance-sheet/listing issues weigh heavily on the near-term outlook.
Positive Updates
Revenue Within Guidance
Q2 revenue of $19.6 million came in within guidance ($19.5M–$20.5M), demonstrating execution against near-term expectations despite a challenging environment.
Negative Updates
Significant Year-over-Year Revenue and ARR Declines
Revenue declined ~16% year-over-year (∆ –$3.7M). ARR decreased to $74.9M, down $11.0M (≈13%) on an as-reported basis and down $9.8M (≈12%) on a pro forma basis versus the prior year.
Read all updates
Q2-2026 Updates
Negative
Revenue Within Guidance
Q2 revenue of $19.6 million came in within guidance ($19.5M–$20.5M), demonstrating execution against near-term expectations despite a challenging environment.
Read all positive updates
Company Guidance
FiscalNote lowered and narrowed its 2026 outlook, now forecasting full‑year revenue of $75–78 million (down from prior $80–83M) and adjusted EBITDA of $9–11 million (down from prior $14–16M); for Q3 it expects revenue of $19–20M and adjusted EBITDA of approximately $3.5M, with first‑half restructuring benefits weighted to the second half. Those assumptions reflect Q2 results of $19.6M revenue (within Q2 guidance of $19.5–20.5M) and $2.3M adjusted EBITDA (≈$200k below Q2 guidance) with an adjusted EBITDA margin of 11.9%; ARR was $74.9M (down ~$11M, ~13% YoY pro forma), quarterly NRR improved to 98% (from 89% in Q1 and 96% YoY), subscription revenue was $18.8M (≈96% of total, down 12% YoY) and non‑subscription revenue was $0.8M (down 59% YoY). Management also highlighted cost actions (net ~27 FTE reduction to ~343 employees), a $19.1M goodwill impairment (GAAP Q2 net loss $27.8M; ex‑impairment ~$8.7M), and ongoing capital‑structure work including delisting discussions, lender forbearance and an external adviser.

FiscalNote Holdings Financial Statement Overview

Summary
Financials are severely stressed: TTM revenue declined ~49%, gross profit turned deeply negative, and the company is loss-making. The balance sheet is a major risk with extremely high debt-to-equity (~466x). While TTM operating cash flow is positive, free cash flow remains meaningfully negative, limiting financial flexibility.
Income Statement
18
Very Negative
Balance Sheet
5
Very Negative
Cash Flow
22
Negative
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue84.24M95.41M120.27M132.65M113.77M82.91M
Gross Profit56.64M65.10M76.10M74.53M65.87M46.48M
EBITDA-23.56M-9.14M53.51M-56.58M-104.99M-36.13M
Net Income-119.17M-65.25M9.52M-115.46M-218.26M-109.42M
Balance Sheet
Total Assets182.25B255.14M326.20M370.56M433.16M378.49M
Cash, Cash Equivalents and Short-Term Investments19.95B26.31M34.61M23.59M60.39M32.17M
Total Debt127.76B151.08M172.95M251.64M197.87M333.27M
Total Liabilities181.97B193.19M228.37M327.10M288.47M411.33M
Stockholders Equity274.00K61.95M97.83M43.46M144.69M-32.83M
Cash Flow
Free Cash Flow-2.44B-18.65M-14.18M-43.43M-83.99M-42.62M
Operating Cash Flow886.40M-11.44M-5.30M-35.49M-72.63M-37.05M
Investing Cash Flow-214.66K39.71M89.17M-20.32M-10.24M-49.20M
Financing Cash Flow-7.88M-32.83M-71.43M12.08M111.53M74.31M

FiscalNote Holdings Technical Analysis

Technical Analysis Sentiment
Negative
Last Price0.12
Price Trends
50DMA
0.12
Negative
100DMA
0.17
Negative
200DMA
0.94
Negative
Market Momentum
MACD
-0.01
Positive
RSI
35.82
Neutral
STOCH
12.77
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For NOTE, the sentiment is Negative. The current price of 0.12 is above the 20-day moving average (MA) of 0.11, below the 50-day MA of 0.12, and below the 200-day MA of 0.94, indicating a bearish trend. The MACD of -0.01 indicates Positive momentum. The RSI at 35.82 is Neutral, neither overbought nor oversold. The STOCH value of 12.77 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for NOTE.

FiscalNote Holdings Risk Analysis

FiscalNote Holdings disclosed 57 risk factors in its most recent earnings report. FiscalNote Holdings reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

FiscalNote Holdings Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
74
Outperform
$5.36B13.9127.22%1.24%-2.90%24.61%
70
Outperform
$249.81M20.4612.32%4.66%4.18%50.80%
62
Neutral
$5.15B-14.14-47.17%8.86%22.04%
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
54
Neutral
$1.23B-3.63-7.00%-3.50%16.13%
50
Neutral
$236.39M-0.96-30.45%-10.31%-2595.28%
41
Neutral
$2.27M-0.01-160.90%-23.20%-73.44%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
NOTE
FiscalNote Holdings
0.07
-6.14
-98.89%
III
Information Services Group
4.94
0.24
4.99%
SAIC
Science Applications
124.34
8.71
7.54%
CNDT
Conduent
1.46
-1.14
-43.85%
CLVT
Clarivate
1.89
-2.48
-56.75%
NIQ
NIQ Global Intelligence PLC
17.25
-0.22
-1.26%

FiscalNote Holdings Corporate Events

Business Operations and StrategyDelistings and Listing ChangesPrivate Placements and FinancingRegulatory Filings and Compliance
FiscalNote Gains Temporary Forbearance After NYSE Delisting
Negative
Jul 24, 2026
On July 22, 2026, FiscalNote Holdings, Inc. amended its existing forbearance agreements with subordinated creditors GPO FN Noteholder, LLC and YA II PN, Ltd. to address defaults triggered by the delisting of its Class A common stock from the New Y...
Executive/Board Changes
FiscalNote appoints new CEO amid leadership transition
Neutral
Jun 26, 2026
On June 22, 2026, FiscalNote Holdings, Inc.’s board and President Chief Executive Officer Josh Resnik agreed that he would depart the company, effective June 26, 2026, with board member Key Compton appointed as President Chief Executive Of...
Business Operations and StrategyDelistings and Listing ChangesPrivate Placements and Financing
FiscalNote Secures Short-Term Forbearance After NYSE Delisting
Negative
Jun 24, 2026
On June 24, 2026, FiscalNote Holdings, Inc. amended its forbearance agreements with subordinated creditors GPO FN Noteholder, LLC and YA II PN, Ltd., who hold subordinated convertible debt tied to the company. The creditors agreed to waive default...
Business Operations and StrategyPrivate Placements and Financing
FiscalNote Gains Liquidity With Noteholder Payment Waiver
Neutral
Jun 16, 2026
On June 16, 2026, FiscalNote Holdings, Inc. entered into a letter agreement with GPO FN Noteholder, LLC under which GPO agreed to waive the company’s obligation to make a $2.0 million quarterly principal amortization payment otherwise due on...
Executive/Board ChangesShareholder Meetings
FiscalNote Shareholders Back Board, Pay and Auditor Oversight
Positive
May 29, 2026
FiscalNote Holdings, Inc. held its annual meeting of stockholders on May 27, 2026, where shareholders elected Class I director nominees Key Compton and Timothy Hwang to new three-year terms on the board. Investors also approved, on an advisory bas...
Business Operations and StrategyDelistings and Listing ChangesPrivate Placements and FinancingRegulatory Filings and Compliance
FiscalNote Gains Temporary Waiver on Subordinated Debt Defaults
Negative
May 18, 2026
On May 18, 2026, FiscalNote Holdings amended its existing forbearance agreements with subordinated creditors GPO FN Noteholder, LLC and YA II PN, Ltd, who hold subordinated convertible debt. The amendments relate to defaults triggered by the delis...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 11, 2026