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TomTom (NL:TOM2)
:TOM2
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TomTom (TOM2) AI Stock Analysis

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NL:TOM2

TomTom

(TOM2)

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Neutral 54 (OpenAI - 5.2)
Rating:54Neutral
Price Target:
€3.50
▼(-0.85% Downside)
Action:Reiterated
Date:07/16/26
The score is held back primarily by weak technicals (broadly below moving averages, negative MACD, very low RSI) and demanding valuation (P/E ~115). These are partly offset by improving financial performance (return to profitability, strong gross margin, improved cash flow vs 2024) and an earnings call that reaffirmed guidance while showing cost and margin progress, though near-term revenue declines and expected negative 2026 free cash flow remain key risks.
Positive Factors
Very high gross margins
Sustained ~90% gross margins indicate a software- and data-heavy mix with low incremental costs. That margin profile supports durable operating leverage, allows reinvestment in R&D and product development, and cushions profitability against modest revenue swings in the medium term.
Negative Factors
Ongoing revenue declines
Revenues have trended lower since 2023 and multiple segments declined in Q2, indicating structural demand pressure. Persistent top-line contraction undermines operating leverage, makes margin gains harder to sustain, and delays the transition from a fragile recovery to stable growth.
Read all positive and negative factors
Positive Factors
Negative Factors
Very high gross margins
Sustained ~90% gross margins indicate a software- and data-heavy mix with low incremental costs. That margin profile supports durable operating leverage, allows reinvestment in R&D and product development, and cushions profitability against modest revenue swings in the medium term.
Read all positive factors

TomTom (TOM2) vs. iShares MSCI Netherlands ETF (EWN)

TomTom Business Overview & Revenue Model

Company Description
TomTom N.V., a Dutch company established in Amsterdam in 1991, is a global provider of navigation and location-based products and services. The company operates through two primary divisions: Location Technology and Consumer. Its offerings include...
How the Company Makes Money
TomTom primarily makes money by selling and licensing location technology (maps, traffic, routing/navigation software, and related services) to business customers, with the largest historical end-market being automotive. Key revenue streams inclu...

TomTom Earnings Call Summary

Earnings Call Date:Jul 15, 2026
(Q2-2026)
|
% Change Since: |
Next Earnings Date:Oct 15, 2026
Earnings Call Sentiment Neutral
The call showed a mixed picture: clear operational and profitability improvements (higher gross margin, positive operating result, OPEX reduction, strong net cash and a completed buyback) and strategic progress in automated driving and AI‑consumable data. These positives are offset by near‑term revenue declines (group down 8%, Consumer down 24%), negative free cash flow for the year, and anticipated H2 margin compression. Management reiterated full‑year guidance and expects a return to revenue growth in 2027 (excluding Consumer), but near‑term top‑line and cash generation remain headwinds.
Positive Updates
Group Revenue and Segment Context
Group revenue for Q2 2026 was EUR 135 million, down 8% year‑on‑year from EUR 146 million, but management stated this decline was in line with expectations and on track for the full year guidance.
Negative Updates
Overall Revenue Decline
Group revenue declined 8% YoY to EUR 135 million, with all major segments showing decreases, indicating near‑term top‑line pressure.
Read all updates
Q2-2026 Updates
Negative
Group Revenue and Segment Context
Group revenue for Q2 2026 was EUR 135 million, down 8% year‑on‑year from EUR 146 million, but management stated this decline was in line with expectations and on track for the full year guidance.
Read all positive updates
Company Guidance
TomTom reiterated 2026 guidance for group revenue of EUR 495–555 million and location-technology revenue of EUR 435–485 million, targeting an operating margin of around 3% for the full year (management noted H1 margin was 6% but that level won’t be repeated in H2); they expect free cash flow to remain negative for 2026 (Q2 FCF was an outflow of EUR 8m versus a EUR 40m inflow in Q2 2025) but to gradually slow the outflow, finished Q2 with net cash of EUR 234m and completed a EUR 15m share buyback, reported Q2 group revenue EUR 135m (location technology EUR 119m, Automotive EUR 81m, Enterprise EUR 38m, Consumer EUR 15m), gross margin of 90% (up from 88% a year ago), and reiterated a path to total revenue growth (excluding Consumer) in 2027 with further strengthening of growth and operating margins.

TomTom Financial Statement Overview

Summary
Financials are improving but still mixed: TTM shows a return to profitability with very strong gross margin (~89–90%) and improved operating/free cash flow versus 2024. Offsetting this are continued revenue declines, thin net profitability, and historically volatile cash generation, suggesting the recovery is not yet durable.
Income Statement
54
Neutral
Balance Sheet
72
Positive
Cash Flow
60
Neutral
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue531.81M554.69M574.38M584.76M536.34M506.93M
Gross Profit477.14M490.56M487.51M495.77M449.72M407.11M
EBITDA82.40M20.88M25.87M31.56M-36.94M-11.47M
Net Income35.09M-6.40M-17.29M-21.01M-102.73M-94.65M
Balance Sheet
Total Assets704.42M716.19M724.42M795.89M807.50M890.74M
Cash, Cash Equivalents and Short-Term Investments234.17M262.80M263.65M315.19M303.73M355.82M
Total Debt42.22M40.35M43.52M46.71M37.73M33.34M
Total Liabilities550.47M576.57M585.57M614.30M607.90M608.02M
Stockholders Equity153.94M139.62M138.85M181.59M199.61M282.72M
Cash Flow
Free Cash Flow25.86M43.59M-4.22M20.84M-41.57M23.51M
Operating Cash Flow29.43M46.91M1.35M32.70M-31.41M36.78M
Investing Cash Flow-6.33M-8.61M14.35M-53.55M-30.77M-19.98M
Financing Cash Flow-23.97M-10.27M-47.89M-23.46M-10.32M-43.66M

TomTom Technical Analysis

Technical Analysis Sentiment
Negative
Last Price3.53
Price Trends
50DMA
4.58
Negative
100DMA
4.59
Negative
200DMA
5.05
Negative
Market Momentum
MACD
-0.24
Negative
RSI
40.54
Neutral
STOCH
76.37
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For NL:TOM2, the sentiment is Negative. The current price of 3.53 is below the 20-day moving average (MA) of 4.04, below the 50-day MA of 4.58, and below the 200-day MA of 5.05, indicating a bearish trend. The MACD of -0.24 indicates Negative momentum. The RSI at 40.54 is Neutral, neither overbought nor oversold. The STOCH value of 76.37 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for NL:TOM2.

TomTom Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
74
Outperform
€1.70B17.9611.04%3.14%2.83%-8.11%
73
Outperform
€623.35M22.4033.48%3.74%13.16%33.11%
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
54
Neutral
€478.57M13.6224.60%-6.62%
54
Neutral
€41.17M19.356.83%3.49%-3.26%-46.48%
52
Neutral
€233.17M-33.43-13.96%-5.42%83.35%
44
Neutral
€127.16M-10.000.08%-2.81%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
NL:TOM2
TomTom
3.90
-1.22
-23.75%
NL:CTAC
Ctac NV
2.91
-0.27
-8.38%
NL:NEDAP
Nedap N.V
95.60
14.59
18.01%
NL:TWEKA
TKH Group N.V.
44.26
9.53
27.46%
NL:CMCOM
CM.com N.V.
7.21
2.27
45.95%
NL:MTRK
MotorK PLC
2.50
-1.73
-40.90%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 16, 2026