CM.com N.V. (CMCOM) AI Stock Analysis

• Market Cap: €162.34M
• Dividend Yield: N/A
• Average Volume (3M): 75.07K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.93
• Revenue Growth: 0.36%
• EPS Growth: 34.49%
• Country: NL
• Employees: 587
• Sector: Technology
• Sector Strength: 90
• Industry: Software - Application
• EPS (TTM): 0.03
• Shares Outstanding: 32,147,076
• 10 Day Avg. Volume: 152,215
• 30 Day Avg. Volume: 75,074
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: €6.70
• Price Target Upside: 34.54% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 44 Neutral
• Price Target: €6.00 ▲(20.48%Upside)

CM.com's overall stock score is primarily influenced by its financial performance and technical indicators. Despite revenue growth and improved cash flow, the company's ongoing unprofitability and weak balance sheet are major concerns. The technical analysis suggests bearish momentum, and poor valuation metrics further weigh down the score.

CM.com N.V. Business Overview & Revenue Model

Company Description

CM.com N.V. is a Dutch company operating in the technology and telecommunications sectors, specializing in cloud software for messaging, voice, payments, and digital identification. The company offers a comprehensive suite of products and services that enable businesses to engage with their customers through mobile and digital channels. Its core offerings include messaging solutions, voice services, payment platforms, and digital identity verification, catering to a diverse range of industries including finance, retail, and hospitality.

How the Company Makes Money

CM.com N.V. generates revenue through a diversified business model that capitalizes on its cloud-based services. The company earns money primarily through its messaging services, which include SMS, RCS, and WhatsApp Business API, facilitating communication between businesses and their customers. Additionally, CM.com's voice solutions offer inbound and outbound telephony services, generating income from call minutes and related services. The payment solutions segment provides payment processing and mobile payment options, earning transaction fees from businesses using these services. Furthermore, CM.com enhances its revenue streams through digital identity services, which are becoming increasingly vital for secure customer interactions. Strategic partnerships with major technology providers and mobile operators further bolster its market presence and revenue opportunities.

CM.com N.V. Financial Statement Overview

Summary

CM.com is experiencing revenue growth and improved cash flow, but remains unprofitable with high leverage and low equity. The company shows potential in cost management but must address its weak balance sheet and consistent losses for long-term stability.

Income Statement

CM.com shows steady revenue growth with a 3% increase from 2023 to 2024. However, the company remains unprofitable with consistent net losses and negative EBIT and EBITDA margins. The gross profit margin improved significantly from 11% in 2023 to 30% in 2024, indicating better cost management.

Balance Sheet

The company's balance sheet is weak, with a very high debt-to-equity ratio due to low stockholders' equity, which decreased significantly from 2023 to 2024. The equity ratio is also very low at 3%, highlighting financial instability. However, the company has managed to maintain a cash position, although it has decreased over the years.

Cash Flow

CM.com has improved its cash flow with positive free cash flow in 2024, a significant turnaround from negative free cash flow in 2023. The operating cash flow to net income ratio is positive, indicating cash generation from operations despite net losses. However, cash flow from financing activities is negative, suggesting reliance on external financing is declining.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	274.25M	266.23M	283.23M	237.05M	141.62M
Gross Profit	83.11M	29.32M	53.88M	47.07M	2.33M
EBITDA	17.46M	-3.17M	-22.38M	-4.27M	-1.58M
Net Income	-19.81M	-28.72M	-44.74M	-17.49M	-13.00M
Balance Sheet
Total Assets	229.79M	240.12M	290.52M	283.62M	163.60M
Cash, Cash Equivalents and Short-Term Investments	38.40M	48.60M	82.74M	122.06M	52.50M
Total Debt	113.91M	114.50M	124.96M	108.91M	7.60M
Total Liabilities	222.95M	213.83M	242.91M	191.96M	62.29M
Stockholders Equity	6.84M	20.55M	47.62M	91.66M	101.31M
Cash Flow
Free Cash Flow	16.15M	-22.88M	-23.30M	-10.84M	-32.30M
Operating Cash Flow	18.35M	-3.58M	-4.42M	2.56M	-23.28M
Investing Cash Flow	-20.76M	-19.08M	-25.17M	-26.03M	-21.47M
Financing Cash Flow	-7.54M	-10.38M	-11.17M	92.02M	84.50M

CM.com N.V. Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 4.98
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Positive
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For NL:CMCOM, the sentiment is Negative. The current price of 4.98 is below the 20-day moving average (MA) of 6.10, below the 50-day MA of 6.67, and below the 200-day MA of 6.41, indicating a bearish trend. The MACD of -0.50 indicates Positive momentum. The RSI at 16.99 is Positive, neither overbought nor oversold. The STOCH value of 1.15 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for NL:CMCOM.

CM.com N.V. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
CTAC	69 Neutral	€46.69M	11.38	13.94%	3.33%	0.81%	351.71%
ADYEN	68 Neutral	$45.64B	48.71	25.46%	―	17.05%	32.05%
TOM2	67 Neutral	$609.09M	―	-23.52%	―	-1.63%	-18.80%
Sector *	62 Neutral	$34.80B	6.83	-10.78%	2.06%	6.36%	-8.52%
MTRK	55 Neutral	€202.29M	―		―	-7.94%	7.30%
CMCOM	44 Neutral	€162.34M	―	-57.80%	―	0.36%	34.49%