CM.com N.V. (CMCOM) AI Stock Analysis

• Market Cap: €138.39M
• Dividend Yield: N/A
• Average Volume (3M): 48.10K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.92
• Revenue Growth: 0.36%
• EPS Growth: 34.49%
• Country: NL
• Employees: 587
• Sector: Technology
• Sector Strength: 88
• Industry: Software - Application
• EPS (TTM): 0.03
• Shares Outstanding: 32,147,076
• 10 Day Avg. Volume: 35,859
• 30 Day Avg. Volume: 48,104
• PEG Ratio: 0.27
• Price to Book (P/B): 24.21
• Price to Sales (P/S): 0.60
• P/FCF Ratio: 10.26
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: €3.60
• Price Target Upside: -23.08% Downside
• Rating Consensus: Moderate Sell
• Number of Analyst Covering: 1
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 52 Neutral
• Price Target: €5.00 ▲(6.84% Upside)

CM.com's overall score is primarily driven by its financial performance, which shows some positive trends in revenue growth and cash flow but is offset by ongoing profitability challenges and a weak balance sheet. Technical analysis suggests potential overbought conditions, while valuation metrics highlight concerns due to negative earnings and lack of dividends.

CM.com N.V. Business Overview & Revenue Model

Company Description

CM.com N.V. provides conversational commerce services worldwide. It operates through Communications Platform as a Service (CPaaS), Payments, Platform, and Other segments. The CPaaS segment offers omnichannel messaging and voice services. The Payments segment provides payment solutions. The Platform segment offers ticketing, data, email, digital signing, identification, and verification services. The company is also involved in the provision of payments processing and access services. CM.com N.V. was founded in 1999 and is headquartered in Breda, the Netherlands.

How the Company Makes Money

CM.com generates revenue through multiple streams primarily focused on its communication and payment services. Key revenue streams include transaction fees from payment processing, subscription fees for its cloud communication services, and charges for SMS and voice services. The company also offers a Software as a Service (SaaS) model, providing businesses with scalable solutions that cater to their communication needs. Significant partnerships with other technology providers and integrations with various platforms enhance its service offerings and attract more customers, contributing to its earnings. Additionally, the growing demand for digital communication solutions across various sectors further supports CM.com's revenue growth.

CM.com N.V. Financial Statement Overview

Summary

CM.com is in a transitional phase with improvements in revenue growth and cash flow generation. However, profitability remains a concern with persistent losses, and the balance sheet is under pressure with high leverage and low equity.

Income Statement

CM.com shows steady revenue growth with a 3% increase from 2023 to 2024. However, the company remains unprofitable with consistent net losses and negative EBIT and EBITDA margins. The gross profit margin improved significantly from 11% in 2023 to 30% in 2024, indicating better cost management.

Balance Sheet

The company's balance sheet is weak, with a very high debt-to-equity ratio due to low stockholders' equity, which decreased significantly from 2023 to 2024. The equity ratio is also very low at 3%, highlighting financial instability. However, the company has managed to maintain a cash position, although it has decreased over the years.

Cash Flow

CM.com has improved its cash flow with positive free cash flow in 2024, a significant turnaround from negative free cash flow in 2023. The operating cash flow to net income ratio is positive, indicating cash generation from operations despite net losses. However, cash flow from financing activities is negative, suggesting reliance on external financing is declining.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	264.22M	274.25M	266.23M	283.23M	237.05M	141.62M
Gross Profit	105.12M	83.11M	29.32M	53.88M	47.07M	2.33M
EBITDA	-1.81M	7.95M	-3.08M	-22.53M	-4.27M	-1.58M
Net Income	-11.68M	-19.81M	-28.72M	-44.74M	-17.49M	-13.00M
Balance Sheet
Total Assets	212.03M	229.79M	240.12M	290.52M	283.62M	163.60M
Cash, Cash Equivalents and Short-Term Investments	36.05M	38.40M	48.60M	82.74M	122.06M	52.50M
Total Debt	83.18M	113.91M	114.50M	119.02M	102.70M	7.60M
Total Liabilities	185.12M	222.95M	213.83M	242.91M	191.96M	62.29M
Stockholders Equity	26.91M	6.84M	20.55M	47.62M	91.66M	101.31M
Cash Flow
Free Cash Flow	24.75M	16.15M	-22.88M	-23.30M	-10.84M	-32.30M
Operating Cash Flow	25.91M	18.35M	-3.58M	-4.42M	2.56M	-23.28M
Investing Cash Flow	-19.22M	-20.76M	-19.08M	-25.17M	-26.03M	-21.47M
Financing Cash Flow	-4.31M	-7.54M	-10.38M	-11.17M	92.02M	80.19M

CM.com N.V. Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 4.68
• 50DMA: Positive
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For NL:CMCOM, the sentiment is Neutral. The current price of 4.68 is above the 20-day moving average (MA) of 4.48, above the 50-day MA of 4.49, and below the 200-day MA of 5.89, indicating a neutral trend. The MACD of 0.17 indicates Negative momentum. The RSI at 51.96 is Neutral, neither overbought nor oversold. The STOCH value of 69.09 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for NL:CMCOM.

CM.com N.V. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
NEDAP	76 Outperform	€660.33M	31.56	29.06%	3.33%	4.11%	22.38%
ADYEN	66 Neutral	$44.50B	44.37	23.25%	―	18.73%	19.55%
Sector *	61 Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%
CMCOM	52 Neutral	€138.39M	-10.66	-57.80%	―	0.36%	34.49%
TOM2	51 Neutral	€618.05M	―	-12.26%	―	-1.70%	24.14%
MTRK	47 Neutral	€208.33M	-16.72	―	―	-7.94%	7.30%