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Ctac NV (NL:CTAC)
:CTAC
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Ctac NV (CTAC) AI Stock Analysis

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NL:CTAC

Ctac NV

(CTAC)

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Neutral 54 (OpenAI - 5.2)
Rating:54Neutral
Price Target:
€3.00
▼(-1.96% Downside)
Action:Reiterated
Date:08/04/26
The score is primarily weighed down by weakening profitability and a major drop in operating/free cash flow, despite strong revenue growth and a manageable leverage position. Technical indicators also point to subdued momentum. Valuation is moderately supportive due to a mid-range P/E and a ~3.78% dividend yield.
Positive Factors
Revenue Growth
Sustained 39% top-line growth in 2025 indicates successful sales execution and meaningful demand for Ctac's services. Over 2-6 months this scale supports higher recurring contract wins, deeper client relationships, and greater cross-sell opportunities into ERP, cloud and analytics, strengthening long-term revenue durability.
Negative Factors
Cash Generation Decline
A sharp fall in operating cash flow and a slight negative free cash flow signal weakened cash conversion and working-capital strain. This reduces the firm's ability to self-fund growth, pay dividends, or absorb project overruns, increasing reliance on external financing or stricter working-capital management over coming months.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth
Sustained 39% top-line growth in 2025 indicates successful sales execution and meaningful demand for Ctac's services. Over 2-6 months this scale supports higher recurring contract wins, deeper client relationships, and greater cross-sell opportunities into ERP, cloud and analytics, strengthening long-term revenue durability.
Read all positive factors

Ctac NV (CTAC) vs. iShares MSCI Netherlands ETF (EWN)

Ctac NV Business Overview & Revenue Model

Company Description
Ctac N.V. delivers comprehensive business and cloud integration services, primarily catering to clients in the Netherlands and Belgium. Their extensive service portfolio encompasses cloud computing, strategic program and change management, agile m...
How the Company Makes Money
Ctac makes money primarily by selling professional services and recurring operational services tied to enterprise IT environments. Key revenue streams typically include: (1) Consulting and project delivery: fees for advisory, design, implementatio...

Ctac NV Financial Statement Overview

Summary
Strong 2025 revenue growth (~39% YoY) is offset by materially weaker profitability (gross margin ~10% vs ~24% in 2024) and a sharp deterioration in cash conversion (operating cash flow ~€0.6M vs ~€10.3M; free cash flow slightly negative). Balance sheet leverage is moderate (debt-to-equity ~0.41) but earnings quality and margin volatility pressure the overall financial profile.
Income Statement
64
Positive
Balance Sheet
72
Positive
Cash Flow
38
Negative
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue121.14M125.71M124.33M127.23M117.67M106.42M
Gross Profit11.36M12.95M30.30M17.44M31.70M29.48M
EBITDA8.70M10.34M10.73M9.29M12.27M12.04M
Net Income2.20M3.60M3.91M951.00K4.73M4.46M
Balance Sheet
Total Assets64.23M69.76M71.96M71.31M75.58M74.01M
Cash, Cash Equivalents and Short-Term Investments710.00K4.59M9.18M8.31M7.44M10.40M
Total Debt7.37M8.01M8.78M10.56M12.16M13.84M
Total Liabilities32.87M36.85M41.09M42.79M44.65M46.85M
Stockholders Equity31.36M32.91M30.86M28.51M29.76M26.05M
Cash Flow
Free Cash Flow8.52M-211.00K7.00M8.86M5.33M8.70M
Operating Cash Flow9.11M629.00K10.28M10.69M6.14M9.54M
Investing Cash Flow-620.00K-1.32M-3.27M-1.82M-2.68M-4.33M
Financing Cash Flow-4.37M-4.30M-5.74M-8.00M-6.42M-5.36M

Ctac NV Technical Analysis

Technical Analysis Sentiment
Negative
Last Price3.06
Price Trends
50DMA
2.98
Negative
100DMA
2.92
Negative
200DMA
2.96
Negative
Market Momentum
MACD
-0.02
Positive
RSI
45.84
Neutral
STOCH
10.26
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For NL:CTAC, the sentiment is Negative. The current price of 3.06 is above the 20-day moving average (MA) of 2.95, above the 50-day MA of 2.98, and above the 200-day MA of 2.96, indicating a bearish trend. The MACD of -0.02 indicates Positive momentum. The RSI at 45.84 is Neutral, neither overbought nor oversold. The STOCH value of 10.26 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for NL:CTAC.

Ctac NV Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
78
Outperform
€623.35M22.4033.48%3.74%13.16%33.11%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
54
Neutral
€41.17M19.356.83%3.49%-3.26%-46.48%
52
Neutral
€233.17M-33.43-13.96%-5.42%83.35%
44
Neutral
€127.16M-10.000.08%-2.81%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
NL:CTAC
Ctac NV
2.91
-0.27
-8.63%
NL:NEDAP
Nedap N.V
95.40
11.52
13.73%
NL:CMCOM
CM.com N.V.
7.06
2.17
44.38%
NL:MTRK
MotorK PLC
2.49
-1.60
-39.12%
NL:AMUND
Almunda Professionals N.V.
1.12
0.13
13.25%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 04, 2026