Ctac NV (CTAC) AI Stock Analysis

• Market Cap: €47.40M
• Dividend Yield: 3.28%
• Average Volume (3M): 10.20K
• Price to Earnings (P/E): 11.6
• Beta (1Y): -0.10
• Revenue Growth: 0.81%
• EPS Growth: 351.71%
• Country: NL
• Employees: 340
• Sector: Technology
• Sector Strength: 88
• Industry: Information Technology Services
• EPS (TTM): 0.10
• Shares Outstanding: 14,149,023
• 10 Day Avg. Volume: 21,016
• 30 Day Avg. Volume: 10,196
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: €3.50
• Price Target Upside: 6.38% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1

• Rating: 67 Neutral
• Price Target: €3.50 ▲(6.38% Upside)

Ctac NV's overall stock score is driven by its strong financial performance, particularly in revenue growth and cash flow generation. The valuation is attractive with a reasonable P/E ratio and a solid dividend yield. Technical analysis indicates a neutral trend, suggesting a balanced risk-reward scenario.

Ctac NV Business Overview & Revenue Model

Company Description

Ctac N.V. provides business and cloud integration services primarily in the Netherlands and Belgium. The company offers cloud, programme and change management, agile consultancy, application management, license management, service desk and coordination management, implementation, and consultancy and advice services. It also provides various solutions for cloud infrastructure, SAP S/4HANA, workplace, cyber security, unified commerce, integration, data management, data and analytics, customer experience, and innovation. In addition, the company offers SAP data warehouse, security assessment, fiori, s/4 move and hana, ECC, business warehouse, analytics, and EVM; data sync manager, ometa, binder dam, winshuttle, winshuttle evolve, inriver pim, ETIM extension for inriver pim, mendix, and XV Retail; Fit4 Real Estate, omni customer loyalty, private cloud, pricing and promotion engine, and floating basket; and Microsoft azure public cloud, teams, route365 cooker session, sharepoint, and 365. It primarily serves retail, wholesale, manufacturing, real estate, and cross industries. The company was founded in 1992 and is headquartered in 's-Hertogenbosch, the Netherlands.

How the Company Makes Money

Ctac generates revenue through multiple streams, primarily from consulting and implementation services related to enterprise software solutions. The company charges fees for its consultancy services, which involve analyzing clients' needs and designing tailored IT solutions. Additionally, Ctac earns money through ongoing managed services and support agreements, where clients pay for continuous assistance and system maintenance. The company also derives revenue from software licensing and sales, particularly in its partnerships with major software vendors like SAP and Microsoft. Significant partnerships with these vendors enable Ctac to offer specialized solutions, enhancing its market position and driving further revenue growth.

Ctac NV Financial Statement Overview

Summary

Ctac NV presents a positive financial outlook with consistent revenue growth and strong cash flow generation, indicative of a stable operational framework. While profitability shows variance, the company’s leverage and equity metrics suggest prudent financial management with some reliance on debt, which should be monitored closely.

Income Statement

Ctac NV has shown consistent revenue growth over the years, with a notable increase from 2019 to 2020. The gross profit margin is healthy, indicating effective cost management. However, the net profit margin has fluctuated, showing some instability in profitability. EBIT and EBITDA margins are solid, reflecting efficient operations, but there is room for improvement in net income growth.

Balance Sheet

The company's debt-to-equity ratio has improved over time, suggesting better leverage management. The return on equity is decent, indicating satisfactory returns for shareholders. However, the equity ratio shows moderate reliance on debt, which could pose a risk in volatile market conditions.

Cash Flow

Ctac NV demonstrates strong free cash flow generation, with positive growth in free cash flow over the years. The operating cash flow to net income ratio indicates effective cash management. However, the free cash flow to net income ratio suggests potential volatility in cash flow relative to net income.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	124.33M	127.23M	117.67M	106.42M	87.31M
Gross Profit	30.30M	17.44M	31.70M	29.48M	26.09M
EBITDA	10.73M	9.29M	12.27M	12.04M	9.33M
Net Income	3.91M	951.00K	4.73M	4.46M	4.64M
Balance Sheet
Total Assets	71.96M	71.31M	75.58M	74.01M	64.52M
Cash, Cash Equivalents and Short-Term Investments	9.18M	8.31M	6.24M	9.40M	10.05M
Total Debt	8.78M	10.56M	12.16M	13.84M	14.57M
Total Liabilities	41.09M	42.79M	44.65M	46.85M	42.03M
Stockholders Equity	30.86M	28.51M	29.76M	26.05M	22.49M
Cash Flow
Free Cash Flow	7.00M	8.86M	5.33M	8.70M	14.23M
Operating Cash Flow	10.28M	10.69M	6.14M	9.54M	15.15M
Investing Cash Flow	-3.27M	-1.82M	-2.68M	-4.33M	-4.88M
Financing Cash Flow	-5.74M	-8.00M	-6.42M	-5.36M	-1.18M

Ctac NV Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 3.29
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For NL:CTAC, the sentiment is Negative. The current price of 3.29 is below the 20-day moving average (MA) of 3.31, below the 50-day MA of 3.31, and above the 200-day MA of 3.20, indicating a neutral trend. The MACD of >-0.01 indicates Positive momentum. The RSI at 46.89 is Neutral, neither overbought nor oversold. The STOCH value of 52.78 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for NL:CTAC.

Ctac NV Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
CTAC	67 Neutral	€47.40M	11.55	13.94%	3.28%	0.81%	351.71%
NEDAP	67 Neutral	€607.14M	29.01	22.13%	3.42%	4.11%	22.38%
MTRK	50 Neutral	€210.15M	-16.87	-46.10%	―	-7.94%	7.30%
CMCOM	44 Neutral	€139.84M	-10.78	-289.54%	―	0.36%	34.49%
Sector *	61 Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%