Breakdown | ||||
Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
---|---|---|---|---|
Income Statement | Total Revenue | |||
134.62M | 124.12M | 74.84M | 59.65M | 53.47M | Gross Profit |
134.62M | 122.99M | 72.50M | 57.61M | 51.58M | EBIT |
132.42M | 119.00M | 47.22M | 27.96M | 19.56M | EBITDA |
0.00 | 0.00 | 79.20M | 60.59M | 59.18M | Net Income Common Stockholders |
-9.98M | 26.59M | 26.67M | 22.17M | 15.72M |
Balance Sheet | Cash, Cash Equivalents and Short-Term Investments | |||
103.30M | 114.51M | 111.56M | 161.74M | 223.35M | Total Assets |
2.23B | 2.04B | 1.93B | 1.65B | 1.64B | Total Debt |
73.04M | 72.64M | 172.25M | 29.29M | 14.83M | Net Debt |
25.49M | 19.06M | 123.31M | -32.53M | -61.10M | Total Liabilities |
2.02B | 1.81B | 1.73B | 29.29M | 14.83M | Stockholders Equity |
207.99M | 221.52M | 198.28M | 188.79M | 167.66M |
Cash Flow | Free Cash Flow | |||
8.95M | 25.63M | 25.76M | 56.09M | 15.73M | Operating Cash Flow |
14.74M | 31.63M | 33.54M | 60.39M | 17.02M | Investing Cash Flow |
-122.28M | -130.75M | -228.74M | -60.52M | -313.79M | Financing Cash Flow |
200.73M | 83.03M | 232.59M | -14.20M | 339.45M |
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
---|---|---|---|---|---|---|---|
71 Outperform | $126.78M | 11.33 | 9.08% | 2.94% | 6.80% | -2.85% | |
64 Neutral | $115.20M | 22.01 | 4.34% | ― | 10.68% | -14.77% | |
64 Neutral | $12.65B | 9.74 | 8.04% | 17044.64% | 12.65% | -5.11% | |
61 Neutral | $151.06M | 14.43 | -5.01% | 2.12% | 5.38% | -165.79% | |
60 Neutral | $133.83M | 27.41 | 3.11% | 1.25% | 9.61% | 29.84% | |
60 Neutral | $149.67M | 16.19 | 6.82% | 4.10% | 13.55% | 3.11% |
On April 21, 2025, MainStreet Bancshares reported a first quarter net income of $2.5 million, with a net interest margin increase to 3.30%. The company maintained strong asset quality and capital, with total deposits at $1.9 billion and a loan-to-deposit ratio of 96%. Nonperforming loans remained stable, and a successful resolution is expected to pay off $11.2 million in the second quarter. The company decided to halt its Avenu technology initiative to focus on core banking operations.
Spark’s Take on MNSB Stock
According to Spark, TipRanks’ AI Analyst, MNSB is a Neutral.
MainStreet Bancshares’ overall performance reflects mixed signals. Strengths include a robust balance sheet, core deposit growth, and strategic initiatives in the cannabis sector. However, significant challenges like negative net income, high deposit costs, and a negative P/E ratio weigh on the score. The technical indicators are neutral to slightly bearish, and the valuation is affected by recent financial losses.
To see Spark’s full report on MNSB stock, click here.
MainStreet Bancshares, Inc. announced it will hold a virtual webcast and quarterly earnings conference call on April 21, 2025, to discuss first quarter results and recent activities. This event provides an opportunity for stakeholders to gain insights into the company’s performance and strategic direction.
Spark’s Take on MNSB Stock
According to Spark, TipRanks’ AI Analyst, MNSB is a Neutral.
MainStreet Bancshares faces significant challenges with a recent net loss and high deposit costs. Despite a strong balance sheet and strategic initiatives like the cannabis payment solution, profitability concerns weigh heavily on the stock’s outlook.
To see Spark’s full report on MNSB stock, click here.