mF International Limited (MFI) AI Stock Analysis

• Market Cap: $715.01M
• Dividend Yield: N/A
• Average Volume (3M): 51.30K
• Price to Earnings (P/E): ―
• Beta (1Y): 3.18
• Revenue Growth: -4.91%
• EPS Growth: -2400.34%
• Country: US
• Employees: 34
• Sector: Technology
• Sector Strength: 88
• Industry: Software - Application
• EPS (TTM): N/A
• Shares Outstanding: 49,045,597
• 10 Day Avg. Volume: 25,068
• 30 Day Avg. Volume: 51,300
• PEG Ratio: <0.01
• Price to Book (P/B): 1.85
• Price to Sales (P/S): 2.54
• P/FCF Ratio: -2.19
• Enterprise Value/Market Cap: 0.25
• Enterprise Value/Revenue: 6.17
• Enterprise Value/Gross Profit: 14.30
• Enterprise Value/Ebitda: -6.57
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 47 Neutral
• Price Target: $37.00 ▲(95.87% Upside)
• Action: Reiterated Date: 10/15/25
• Date: Action: Reiterated 10/15/25

The overall stock score of 47 for MFI reflects significant concerns in financial performance, with a sharp revenue decline, substantial net loss, and negative cash flows overshadowing a stable balance sheet. Valuation challenges due to a negative P/E ratio further weigh on the score, while technical indicators provide a modest positive offset with an upward price trend.

Positive Factors

Business Model Innovation

MFI's diverse fintech offerings enhance financial accessibility and efficiency, positioning it well in the growing digital payments sector.

Negative Factors

Declining Revenue and Profitability

Decreasing revenue and profitability indicate operational challenges, potentially undermining long-term financial stability and growth.

mF International Limited Business Overview & Revenue Model

Company Description

mF International Limited, a holding company, engages in the research and development, and sale of financial trading solutions through the Internet or as a platform as a service in Hong Kong, mainland China, and Southeast Asia. It offers real-time ...

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mF International Limited, a holding company, engages in the research and development, and sale of financial trading solutions through the Internet or as a platform as a service in Hong Kong, mainland China, and Southeast Asia. It offers real-time ...

How the Company Makes Money

MFI generates revenue primarily through transaction fees charged on digital payments processed through its platform. The company leverages its digital wallets and mobile payment solutions to facilitate transactions for both individual consumers an...

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MFI generates revenue primarily through transaction fees charged on digital payments processed through its platform. The company leverages its digital wallets and mobile payment solutions to facilitate transactions for both individual consumers an...

mF International Limited Financial Statement Overview

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	28.68M	26.09M	31.96M	34.93M	32.21M	35.19M
Gross Profit	12.37M	12.30M	17.97M	18.42M	15.95M	15.02M
EBITDA	-26.91M	-13.26M	6.82M	7.76M	10.79M	9.41M
Net Income	-28.36M	-20.21M	6.63M	6.82M	10.35M	11.68M
Balance Sheet
Total Assets	43.74M	58.31M	33.85M	34.54M	33.34M	38.85M
Cash, Cash Equivalents and Short-Term Investments	13.22M	20.00M	7.15M	14.04M	17.13M	22.98M
Total Debt	4.92M	7.62M	12.89M	15.38M	16.47M	15.42M
Total Liabilities	21.51M	22.39M	22.11M	24.11M	25.86M	28.70M
Stockholders Equity	22.23M	35.91M	11.74M	10.43M	7.48M	10.15M
Cash Flow
Free Cash Flow	-7.29M	-30.31M	4.01M	13.45M	5.47M	23.66M
Operating Cash Flow	-6.80M	-21.88M	11.32M	13.50M	12.73M	23.66M
Investing Cash Flow	-6.58M	-8.43M	-5.69M	-2.13M	-11.35M	-4.80M
Financing Cash Flow	-4.26M	45.49M	-10.89M	-9.40M	-10.64M	-4.01M

mF International Limited Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 18.89
• 50DMA: Positive
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For MFI, the sentiment is Positive. The current price of 18.89 is above the 20-day moving average (MA) of 11.27, above the 50-day MA of 12.47, and below the 200-day MA of 24.38, indicating a neutral trend. The MACD of 0.03 indicates Negative momentum. The RSI at 62.60 is Neutral, neither overbought nor oversold. The STOCH value of 66.87 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for MFI.

mF International Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	61 Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%
NTWK	59 Neutral	$39.82M	36.21	5.21%	―	7.70%	-36.01%
INLX	51 Neutral	$30.87M	-41.26	-15.63%	―	-7.76%	-291.41%
YXT	49 Neutral	$23.79M	-2.19	-89.60%	―	―	―
MFI	47 Neutral	$715.01M	-11.51	-97.55%	―	-4.91%	-2400.34%
SURG	44 Neutral	$15.70M	-1.86	-994.64%	―	-39.75%	-89.61%

mF International Limited Corporate Events