Kaspi.kz JSC Sponsored ADR RegS (KSPI)
NASDAQ:KSPI
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KSPI Stock Chart & Stats
$74.71
$0.42(0.44%)
At close: 4:00 PM EST
$74.71
$0.42(0.44%)
Day’s Range― - ―
52-Week Range$68.59 - $99.20
Previous CloseN/A
Volume38.23K
Average Volume (3M)518.04K
Market Cap
$13.84B
Enterprise Value$7.59T
Total Cash (Recent Filing)$304.94B
Total Debt (Recent Filing)$348.12B
Price to Earnings (P/E)7.0
Beta1.10
Next Earnings
Jul 27, 2026EPS Estimate
2.51Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)5551.47
Shares Outstanding190,015,730
10 Day Avg. Volume390,646
30 Day Avg. Volume518,036
Financial Highlights & Ratios
PEG Ratio-38.55
Price to Book (P/B)3.02
Price to Sales (P/S)1.91
P/FCF Ratio5.22
Enterprise Value/Market Cap548.32
Enterprise Value/Revenue1.89
Enterprise Value/Gross Profit2.82
Enterprise Value/Ebitda4.85
Forecast
1Y Price Target
$95.00Price Target Upside27.16% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)5,652.63
Revenue Forecast (FY)$4.50T
Bulls Say, Bears Say
Bulls Say
Discounted ValuationKaspi trades at an attractive risk/reward with a significant discount to the 3-year historical P/E, leading to an upgrade to Buy.
Growth PotentialThe medium-term growth trajectory is underappreciated, with several potential positive catalysts in 2026-27.
Target Price UpgradeThe analyst recommends upgrading to Buy with a new target price of US$107, implying approximately 38% upside.
Bears Say
Monetary Policy ChallengesKaspi has faced a higher-for-longer monetary policy backdrop, posing challenges to its financial performance.
Regulatory CostsKaspi has faced multiple headwinds, including additional regulatory costs around the Marketplace and banking business.
Share Price DeclineKaspi’s share price is down 25% over the past 12 months, leaving the stock trading at a significant discount to the 3-year average.
Kaspi.kz JSC Sponsored ADR RegS News
KSPI FAQ
What was Kaspi.kz JSC Sponsored ADR RegS’s price range in the past 12 months?
Kaspi.kz JSC Sponsored ADR RegS lowest stock price was $68.59 and its highest was $99.20 in the past 12 months.
What is Kaspi.kz JSC Sponsored ADR RegS’s market cap?
Kaspi.kz JSC Sponsored ADR RegS’s market cap is $13.84B.
When is Kaspi.kz JSC Sponsored ADR RegS’s upcoming earnings report date?
Kaspi.kz JSC Sponsored ADR RegS’s upcoming earnings report date is Jul 27, 2026 which is in 74 days.
How were Kaspi.kz JSC Sponsored ADR RegS’s earnings last quarter?
Kaspi.kz JSC Sponsored ADR RegS released its earnings results on May 14, 2026. The company reported $2.425 earnings per share for the quarter, beating the consensus estimate of $2.3 by $0.125.
Is Kaspi.kz JSC Sponsored ADR RegS overvalued?
According to Wall Street analysts Kaspi.kz JSC Sponsored ADR RegS’s price is currently Undervalued.
Does Kaspi.kz JSC Sponsored ADR RegS pay dividends?
Kaspi.kz JSC Sponsored ADR RegS pays a Quarterly dividend of $1.714 which represents an annual dividend yield of N/A. See more information on Kaspi.kz JSC Sponsored ADR RegS dividends here
What is Kaspi.kz JSC Sponsored ADR RegS’s EPS estimate?
Kaspi.kz JSC Sponsored ADR RegS’s EPS estimate is 2.51.
How many shares outstanding does Kaspi.kz JSC Sponsored ADR RegS have?
Kaspi.kz JSC Sponsored ADR RegS has 190,015,730 shares outstanding.
What happened to Kaspi.kz JSC Sponsored ADR RegS’s price movement after its last earnings report?
Kaspi.kz JSC Sponsored ADR RegS reported an EPS of $2.425 in its last earnings report, beating expectations of $2.3. Following the earnings report the stock price went up 10.498%.
Which hedge fund is a major shareholder of Kaspi.kz JSC Sponsored ADR RegS?
Currently, no hedge funds are holding shares in KSPI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Kaspi.kz JSC Sponsored ADR RegS Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$95.00 (27.16% Upside)
$95.00 (27.16% Upside)
Blogger Sentiment
Bullish
KSPI Sentiment 83%
Sector Average 72%
Sector Average 72%
Hedge Fund Trend
Increased
By 1.3M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Negative
Last 7 Days ▲ 0.1%
Last 30 Days ▼ 1.5%
Last 30 Days ▼ 1.5%
Technicals
SMA
Negative
20 days / 200 days
Momentum
1.32%
12-Months-Change
Fundamentals
Return on Equity
50.10%
Trailing 12-Months
Asset Growth
26.23%
Trailing 12-Months
Company Description
Kaspi.kz JSC Sponsored ADR RegS
Joint Stock Company Kaspi.kz, together with its subsidiaries, provides payments, marketplace, and fintech solutions for consumers and merchants in the Republic of Kazakhstan. It operates through three segments: Payments Platform, Marketplace Platform, and Fintech Platform. The Payments Platform segment facilities transactions between customers and merchants. This segment offers shopping transactions, regular household bills, and peer to peer payments for consumers; accepts payment online and in store, issue and settle invoices, pay suppliers and monitor merchant turnover. It also provides proprietary data facilities informed decision making across multiple areas of business. Its Marketplace Platform segment connects online, and offline merchants and consumers enabling merchants to enhance its sales through an omni channel strategy and enable consumers to buy products and services from various merchants. This segment also operates marketplace through m-commerce, a mobile solution for shopping in person which consumers can use e-commerce to shop anywhere, anytime with free delivery; Kaspi Travel allows consumers to book domestic and international flights and package holidays, domestic rail tickets. It also enhances merchants sales by connecting payments and fintech products, Kapsi advertising, and other delivery services. The Fintech Platform segment provides consumers with BNPL, finance, and savings products and merchants with merchant finance services through super apps and Kapsi.kz Super app. It also involved in the banking; distressed asset management; real estate business; payment processing; online travel; and storage and processing of information services. The company was incorporated in 2008 and is headquartered in Almaty, the Republic of Kazakhstan.
KSPI Company Deck
KSPI Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlighted strong top‑line growth led by e‑commerce, expanding monetization from value‑added services, healthy fintech portfolio expansion, low early default metrics, a sizeable capital raise, and a meaningful dividend — signaling confidence in long‑term strategy. Offsetting these positives were margin and net income pressures from funding‑cost increases, take‑rate compression in payments, heavier investments and cash usage in Turkey (Hepsiburada integration), and a temporary decline in the TFE origination metric due to intentional product mix shifts. On balance the company communicated healthy growth momentum and strategic investments to drive future engagement and monetization, while acknowledging near‑term profit headwinds tied to funding costs and integration timing.View all KSPI earnings summariesKSPI Stock 12 Month Forecast
Average Price Target
$95.00
▲(27.16% Upside)
Technical Analysis
Ownership Overview
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Insiders
3.47% Mutual Funds
8.90% Other Institutional Investors
87.15% Public Companies and Individual Investors