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Kaspi.kz JSC Sponsored ADR RegS (KSPI)
NASDAQ:KSPI
KSPI Stock Chart & Stats
$74.71
$0.42(0.44%)
At close: 4:00 PM EST
$74.71
$0.42(0.44%)
Day’s Range― - ―
52-Week Range$70.05 - $99.96
Previous CloseN/A
Volume38.23K
Average Volume (3M)521.81K
Market Cap
$13.11B
Enterprise Value$6.93T
Total Cash (Recent Filing)$501.52B
Total Debt (Recent Filing)$438.05B
Price to Earnings (P/E)7.7
Beta1.08
Next Earnings
Apr 27, 2026EPS Estimate
2.5Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.44
Shares Outstanding190,015,730
10 Day Avg. Volume679,486
30 Day Avg. Volume521,812
Financial Highlights & Ratios
PEG Ratio0.39
Price to Book (P/B)6.22
Price to Sales (P/S)3.74
P/FCF Ratio19.41
Enterprise Value/Market Cap528.80
Enterprise Value/Revenue1.91
Enterprise Value/Gross Profit2.98
Enterprise Value/Ebitda4.34
Forecast
1Y Price Target
$94.00Price Target Upside25.82% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)6,042.78
Revenue Forecast (FY)$4.27T
Bulls Say, Bears Say
Bulls Say
Discounted ValuationKaspi trades at an attractive risk/reward with a significant discount to the 3-year historical P/E, leading to an upgrade to Buy.
Growth PotentialThe medium-term growth trajectory is underappreciated, with several potential positive catalysts in 2026-27.
Target Price UpgradeThe analyst recommends upgrading to Buy with a new target price of US$107, implying approximately 38% upside.
Bears Say
Monetary Policy ChallengesKaspi has faced a higher-for-longer monetary policy backdrop, posing challenges to its financial performance.
Regulatory CostsKaspi has faced multiple headwinds, including additional regulatory costs around the Marketplace and banking business.
Share Price DeclineKaspi’s share price is down 25% over the past 12 months, leaving the stock trading at a significant discount to the 3-year average.
Kaspi.kz JSC Sponsored ADR RegS News
KSPI FAQ
What was Kaspi.kz JSC Sponsored ADR RegS’s price range in the past 12 months?
Kaspi.kz JSC Sponsored ADR RegS lowest stock price was $70.05 and its highest was $99.96 in the past 12 months.
What is Kaspi.kz JSC Sponsored ADR RegS’s market cap?
Kaspi.kz JSC Sponsored ADR RegS’s market cap is $13.11B.
When is Kaspi.kz JSC Sponsored ADR RegS’s upcoming earnings report date?
Kaspi.kz JSC Sponsored ADR RegS’s upcoming earnings report date is Apr 27, 2026 which is in 49 days.
How were Kaspi.kz JSC Sponsored ADR RegS’s earnings last quarter?
Kaspi.kz JSC Sponsored ADR RegS released its earnings results on Mar 02, 2026. The company reported $2.442 earnings per share for the quarter, missing the consensus estimate of $3.074 by -$0.632.
Is Kaspi.kz JSC Sponsored ADR RegS overvalued?
According to Wall Street analysts Kaspi.kz JSC Sponsored ADR RegS’s price is currently Undervalued.
Does Kaspi.kz JSC Sponsored ADR RegS pay dividends?
Kaspi.kz JSC Sponsored ADR RegS pays a Quarterly dividend of $1.714 which represents an annual dividend yield of N/A. See more information on Kaspi.kz JSC Sponsored ADR RegS dividends here
What is Kaspi.kz JSC Sponsored ADR RegS’s EPS estimate?
Kaspi.kz JSC Sponsored ADR RegS’s EPS estimate is 2.5.
How many shares outstanding does Kaspi.kz JSC Sponsored ADR RegS have?
Kaspi.kz JSC Sponsored ADR RegS has 190,015,730 shares outstanding.
What happened to Kaspi.kz JSC Sponsored ADR RegS’s price movement after its last earnings report?
Kaspi.kz JSC Sponsored ADR RegS reported an EPS of $2.442 in its last earnings report, missing expectations of $3.074. Following the earnings report the stock price went up 10.497%.
Which hedge fund is a major shareholder of Kaspi.kz JSC Sponsored ADR RegS?
Currently, no hedge funds are holding shares in KSPI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Kaspi.kz JSC Sponsored ADR RegS Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$94.00 (25.82% Upside)
$94.00 (25.82% Upside)
Blogger Sentiment
Bullish
KSPI Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 1.3M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▲ 0.9%
Last 30 Days ▼ 7.2%
Last 30 Days ▼ 7.2%
News Sentiment
Very Bullish
Bullish news 99%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-26.40%
12-Months-Change
Fundamentals
Return on Equity
52.41%
Trailing 12-Months
Asset Growth
36.83%
Trailing 12-Months
Company Description
Kaspi.kz JSC Sponsored ADR RegS
Joint Stock Company Kaspi.kz, together with its subsidiaries, provides payments, marketplace, and fintech solutions for consumers and merchants in the Republic of Kazakhstan. It operates through three segments: Payments Platform, Marketplace Platform, and Fintech Platform. The Payments Platform segment facilities transactions between customers and merchants. This segment offers shopping transactions, regular household bills, and peer to peer payments for consumers; accepts payment online and in store, issue and settle invoices, pay suppliers and monitor merchant turnover. It also provides proprietary data facilities informed decision making across multiple areas of business. Its Marketplace Platform segment connects online, and offline merchants and consumers enabling merchants to enhance its sales through an omni channel strategy and enable consumers to buy products and services from various merchants. This segment also operates marketplace through m-commerce, a mobile solution for shopping in person which consumers can use e-commerce to shop anywhere, anytime with free delivery; Kaspi Travel allows consumers to book domestic and international flights and package holidays, domestic rail tickets. It also enhances merchants sales by connecting payments and fintech products, Kapsi advertising, and other delivery services. The Fintech Platform segment provides consumers with BNPL, finance, and savings products and merchants with merchant finance services through super apps and Kapsi.kz Super app. It also involved in the banking; distressed asset management; real estate business; payment processing; online travel; and storage and processing of information services. The company was incorporated in 2008 and is headquartered in Almaty, the Republic of Kazakhstan.
KSPI Company Deck
KSPI Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a cautiously optimistic tone: underlying operating performance and consumer engagement metrics were strong across payments, marketplace and fintech, with notable product innovation (e.g., pay-by-palm) and rapid e‑commerce/grocery growth. Management resumed dividends and provided consolidated guidance that includes Turkiye while setting a conservative assumption on interest rates. Offsetting this optimism were significant external headwinds in 2025 — notably smartphone category disruptions, higher interest rates, increased taxes and reserve requirements, delivery-cost pressure and near-term reinvestment into Hepsiburada that weighed on consolidated net income. Overall, management emphasized resilient underlying trends and long-term opportunity while acknowledging transitory regulatory and macro challenges.View all KSPI earnings summariesKSPI Stock 12 Month Forecast
Average Price Target
$94.00
▲(25.82% Upside)
Technical Analysis
Ownership Overview
Currently, No data available
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