Kestrel Group (KG) AI Stock Analysis

• Market Cap: $142.68M
• Dividend Yield: N/A
• Average Volume (3M): 14.90K
• Price to Earnings (P/E): ―
• Beta (1Y): 1.49
• Revenue Growth: -66.75%
• EPS Growth: -50.53%
• Country: US
• Employees: 42
• Sector: Financial
• Sector Strength: 70
• Industry: Insurance - Reinsurance
• EPS (TTM): -0.65
• Shares Outstanding: 7,741,943
• 10 Day Avg. Volume: 15,892
• 30 Day Avg. Volume: 14,896
• PEG Ratio: 0.06
• Price to Book (P/B): 3.04
• Price to Sales (P/S): 26.16
• P/FCF Ratio: -108.39
• Enterprise Value/Market Cap: 2.72
• Enterprise Value/Revenue: 15.75
• Enterprise Value/Gross Profit: 30.45
• Enterprise Value/Ebitda: -4.81
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 53 Neutral
• Price Target: $28.00 ▲(10.02% Upside)

The overall stock score is primarily influenced by significant financial challenges, including negative cash flow and declining revenue. Although technical indicators show some positive momentum, the negative valuation metrics due to the company's unprofitability weigh heavily on the score. The lack of earnings call data and corporate events further focuses the evaluation on these key financial and technical factors, resulting in a moderate overall score.

Kestrel Group Business Overview & Revenue Model

Company Description

Maiden Holdings, Ltd. (MHLD) is a Bermuda-based holding company primarily engaged in the insurance sector. It provides reinsurance products and services to regional and specialty insurers in Europe, the United States, and select other global markets. The company's core offerings include property and casualty reinsurance, focusing on providing customized reinsurance solutions to its clients.

How the Company Makes Money

Maiden Holdings generates revenue primarily through its reinsurance agreements with insurance companies. The company earns premiums by assuming a portion of the risk from its clients, which allows those clients to manage their risk exposure more effectively. Maiden Holdings' earnings are influenced by the volume of premiums written, the profitability of the underwriting process, and the management of investment portfolios that include fixed-income securities. Additionally, strategic partnerships and agreements with other insurers and reinsurers can enhance its revenue streams by expanding its market reach and diversifying its risk portfolio.

Kestrel Group Financial Statement Overview

Summary

The company's financial health is under significant stress. The income statement shows declining revenue and profitability issues. The balance sheet indicates minimal leverage but diminishing equity and assets. Cash flow problems are acute with continuous negative free cash flow, suggesting liquidity constraints and operational challenges. Overall, the company faces substantial financial risks.

Income Statement

The income statement shows a concerning trend with declining revenue and negative net income for the latest period. Gross profit margin remains theoretically high due to total revenue equaling gross profit, but the net profit margin is significantly negative. Revenue has decreased substantially over the years, indicating potential operational challenges.

Balance Sheet

The balance sheet presents a mixed picture with a very low debt-to-equity ratio due to zero total debt, which is positive. However, stockholders' equity has been eroding, showing a substantial decline. The equity ratio indicates a lack of financial stability, and the company has seen a reduction in total assets over time.

Cash Flow

Cash flow analysis reveals significant challenges with consistently negative free cash flow and operating cash flow. The company has not managed to generate positive free cash flow, indicating potential liquidity issues. This trend raises concerns about the company's ability to maintain operations without external financing.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	24.61M	5.25M	1.33M	58.13M	98.72M	186.59M
Gross Profit	12.73M	1.85M	-2.20M	58.13M	98.72M	186.59M
EBITDA	-80.55M	141.76K	-4.45M	-41.06M	38.24M	55.88M
Net Income	-101.76M	324.27K	-4.22M	-60.35M	25.62M	41.76M
Balance Sheet
Total Assets	637.65M	4.70M	954.60M	1.85B	2.32B	2.95B
Cash, Cash Equivalents and Short-Term Investments	0.00	4.29M	5.55M	46.62M	66.09M	135.83M
Total Debt	176.19M	255.28M	314.00K	255.57M	255.35M	255.13M
Total Liabilities	493.88M	699.48M	705.44M	1.56B	1.94B	2.42B
Stockholders Equity	143.77M	45.19M	249.16M	284.58M	384.26M	527.82M
Cash Flow
Free Cash Flow	-72.35M	-1.27M	-2.49M	-195.93M	-394.43M	-541.77M
Operating Cash Flow	-72.35M	-1.27M	-2.49M	-195.93M	-394.43M	-541.77M
Investing Cash Flow	75.08M	77.74M	0.00	188.79M	464.06M	596.04M
Financing Cash Flow	-40.60M	-3.73M	0.00	-10.98M	-138.90M	-30.13M

Kestrel Group Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 25.45
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Positive
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For KG, the sentiment is Negative. The current price of 25.45 is above the 20-day moving average (MA) of 23.17, above the 50-day MA of 25.30, and above the 200-day MA of 23.00, indicating a bearish trend. The MACD of -2.02 indicates Positive momentum. The RSI at 26.01 is Positive, neither overbought nor oversold. The STOCH value of 4.91 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for KG.

Kestrel Group Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
HG	81 Outperform	$2.57B	5.99	17.62%	―	22.79%	-5.17%
SPNT	69 Neutral	$2.32B	12.75	8.09%	―	7.87%	-4.68%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
GLRE	61 Neutral	$435.79M	―	-0.28%	―	5.83%	-101.38%
KG	53 Neutral	$142.68M	―	-57.00%	―	-66.75%	-50.53%
JRVR	51 Neutral	$246.84M	―	-6.97%	0.72%	-19.08%	56.21%
OXBR	43 Neutral	$11.22M	-3.38	-50.32%	―	―	55.30%