Kingsway Financial Services (KFS)
NYSE:KFS
KFS Stock Chart & Stats
$13.17
-$0.04(-0.50%)
At close: 4:00 PM EST
$13.17
-$0.04(-0.50%)
Day’s Range― - ―
52-Week Range$7.28 - $16.80
Previous CloseN/A
Volume7.11K
Average Volume (3M)75.96K
Market Cap
$300.76M
Enterprise Value$359.03M
Total Cash (Recent Filing)$16.45M
Total Debt (Recent Filing)$78.02M
Price to Earnings (P/E)―
Beta0.79
Next Earnings
May 13, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.07
Shares Outstanding28,946,665
10 Day Avg. Volume75,042
30 Day Avg. Volume75,957
Financial Highlights & Ratios
PEG Ratio-1.32
Price to Book (P/B)11.93
Price to Sales (P/S)2.74
P/FCF Ratio-231.18
Enterprise Value/Market Cap1.19
Enterprise Value/Revenue2.62
Enterprise Value/Gross Profit3.26
Enterprise Value/Ebitda75.51
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Sustained Revenue GrowthConsistent, double-digit top-line growth across 2025 demonstrates expanding market penetration and stronger demand across subsidiaries. Sustained revenue expansion improves the company's ability to absorb corporate costs, fund organic initiatives and tuck-in acquisitions, and supports longer-term operating leverage if margins stabilize.
KSX Segment OutperformanceA high-growth, higher-margin KSX platform now contributes a majority of recent revenue and EBITDA, giving Kingsway a durable growth engine. Strong KSX economics support repeatable platform expansion and provide internal cash generation potential to fund tuck-ins and scale other businesses over multiple quarters.
Platform M&A And Operator-Led Tuck-InsAn active, repeatable acquisition program and new platform launches create structural scale and recurring-fee revenue. Operator-led tuck-ins and a stated 2026 target of 3–5 deals institutionalize roll-up economics, enabling margin expansion and diversification if integration remains disciplined and acquisition returns persist.
Bears Say
Consecutive Net LossesTwo consecutive years of GAAP losses erode retained earnings and constrain internal capitalization. Persistent losses reduce the equity buffer against operational shocks, can limit reinvestment capacity, and increase reliance on external financing or higher-margin recoveries to return the business to sustainable profitability over the medium term.
Weak And Inconsistent Cash GenerationVolatile and recently negative free cash flow limits the company's ability to self-fund acquisitions, absorb integration costs, or shore up working capital. Over multiple quarters this increases dependency on external capital, raises execution risk for the platform strategy, and reduces margin of safety during demand slowdowns.
Elevated Leverage From Acquisition FundingRising debt to finance acquisitions increases fixed obligations and refinancing exposure, particularly given modest cash balances. Higher leverage constrains capital allocation, raises interest costs, and amplifies execution risk if acquired assets underperform or cash flow generation remains inconsistent over the coming quarters.
Kingsway Financial Services News
KFS FAQ
What was Kingsway Financial Services’s price range in the past 12 months?
Kingsway Financial Services lowest stock price was $7.28 and its highest was $16.80 in the past 12 months.
What is Kingsway Financial Services’s market cap?
Kingsway Financial Services’s market cap is $300.76M.
When is Kingsway Financial Services’s upcoming earnings report date?
Kingsway Financial Services’s upcoming earnings report date is May 13, 2026 which is in 49 days.
How were Kingsway Financial Services’s earnings last quarter?
Kingsway Financial Services released its earnings results on Mar 12, 2026. The company reported -$0.072 earnings per share for the quarter, missing the consensus estimate of N/A by -$0.072.
Is Kingsway Financial Services overvalued?
According to Wall Street analysts Kingsway Financial Services’s price is currently Overvalued.
Does Kingsway Financial Services pay dividends?
Kingsway Financial Services pays a Quarterly dividend of $0.072 which represents an annual dividend yield of N/A. See more information on Kingsway Financial Services dividends here
What is Kingsway Financial Services’s EPS estimate?
Kingsway Financial Services’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Kingsway Financial Services have?
Kingsway Financial Services has 28,946,665 shares outstanding.
What happened to Kingsway Financial Services’s price movement after its last earnings report?
Kingsway Financial Services reported an EPS of -$0.072 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -5.292%.
Which hedge fund is a major shareholder of Kingsway Financial Services?
Currently, no hedge funds are holding shares in KFS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Kingsway Financial Services Stock Smart Score
Underperform
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Hedge Fund Trend
Decreased
By 1.4M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $869.9K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
54.12%
12-Months-Change
Fundamentals
Return on Equity
-40.50%
Trailing 12-Months
Asset Growth
24.92%
Trailing 12-Months
Company Description
Kingsway Financial Services
Kingsway Financial Services Inc., through its subsidiaries, engages in the extended warranty business services, asset management, and real estate businesses. The company operates through three segments: Extended Warranty, Leased Real Estate, and Kingsway Search Xcelerator. The Extended Warranty segment markets, sells, and administers vehicle service agreements and related products for new and used automobiles, motorcycles, and ATVs. This segment also sells new home warranty products, as well as offers uninsured warrant administration services to homebuilders and homeowners; markets and distributes warranty products to manufacturers, distributors, and installers of heating, ventilation and air conditioning, standby generator, commercial LED lighting, and commercial refrigeration equipment; and provides equipment breakdown and maintenance support services to companies. The Leased Real Estate segment owns a parcel of real property consisting of approximately 192 acres located in the State of Texas. The Kingsway Search Xcelerator offers outsourced finance and human resources consulting services, including operational accounting, such as bookkeeping, accounting, financial reporting, and analysis and strategic finance services; technical accounting comprising initial public offerings, SEC reporting, and international consolidation services; human resources, workforce management, and compliance support services; and advisory services. The company offers its products and services through credit unions, dealers, homebuilders, and consumers. Kingsway Financial Services Inc. was incorporated in 1989 and is based in Itasca, Illinois.
KFS Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented strong top-line growth, outsized KSX segment performance, meaningful acquisition activity (6 deals in 2025), and a portfolio LTM EBITDA of $22M–$23M—supporting management's optimism and a double-digit organic growth budget for 2026. Offsetting these positives are a full-year net loss ($10.3M), increased leverage (total debt $70.7M; net debt up ~20% YoY), seasonality and investment-related margin pressure in select businesses, and slower-than-expected growth in some initiatives (e.g., Digital Diagnostics). On balance, the company demonstrated clear growth momentum and constructive strategic progress, but faces execution and leverage risks in the near term.View all KFS earnings summariesTechnical Analysis
Ownership Overview
54.01% Insiders
4.80% Mutual Funds
27.87% Other Institutional Investors
7.71% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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