tiprankstipranks
Kingsway Financial Services (KFS)
NYSE:KFS
US Market

Kingsway Financial Services (KFS) Price & Analysis

180 Followers

KFS Stock Chart & Stats

$13.17
-$0.04(-0.50%)
At close: 4:00 PM EST
$13.17
-$0.04(-0.50%)

Bulls Say, Bears Say

Bulls Say
Revenue Growth And KSX Segment MomentumSustained double-digit consolidated revenue growth and outsized KSX expansion indicate durable underlying demand and a shifting revenue mix toward a higher-growth segment. KSX becoming a majority contributor to revenue and EBITDA provides a stronger, more recurring earnings base over the medium term.
Acquisition-driven Platform ExpansionAn active, repeatable M&A program and operator-led tuck-ins expand scale, diversify cash flows, and create cross-sell opportunities. If integrated well, disciplined acquisitions can raise portfolio LTM adjusted EBITDA and build durable asset-light recurring revenue streams.
Board Leadership And Capital-allocation FocusA chairman with long-term, research-driven investing experience underscores a governance emphasis on disciplined capital deployment. Continuity of the prior chair reduces transition risk and supports consistent M&A and portfolio allocation strategies over the next several quarters.
Bears Say
Consecutive Net Losses And Negative Free Cash FlowSustained GAAP losses and negative free cash flow undermine internal funding capacity and heighten reliance on external financing for growth. Over a multi-quarter horizon, continued weak cash generation pressures investment flexibility, margin recovery, and the ability to self-fund tuck-ins.
Increased Leverage To Fund AcquisitionsRising debt to support M&A elevates leverage and servicing risk, particularly while consolidated EBITDA and cash flows remain modest. Higher leverage narrows operational flexibility and increases sensitivity to execution setbacks or seasonality over the coming 2–6 months.
Thin Equity Base And Pressured ProfitabilityA small equity cushion relative to asset size leaves limited absorption capacity for adverse shocks or integration costs. Combined with negative operating margins and temporary J-curve effects from new investments, this structural thinness increases solvency and execution risk over the medium term.

Kingsway Financial Services News

KFS FAQ

What was Kingsway Financial Services’s price range in the past 12 months?
Kingsway Financial Services lowest stock price was $7.77 and its highest was $16.80 in the past 12 months.
    What is Kingsway Financial Services’s market cap?
    Kingsway Financial Services’s market cap is $328.83M.
      When is Kingsway Financial Services’s upcoming earnings report date?
      Kingsway Financial Services’s upcoming earnings report date is May 13, 2026 which is in 29 days.
        How were Kingsway Financial Services’s earnings last quarter?
        Kingsway Financial Services released its earnings results on Mar 12, 2026. The company reported -$0.072 earnings per share for the quarter, missing the consensus estimate of N/A by -$0.072.
          Is Kingsway Financial Services overvalued?
          According to Wall Street analysts Kingsway Financial Services’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Kingsway Financial Services pay dividends?
            Kingsway Financial Services pays a Quarterly dividend of $0.072 which represents an annual dividend yield of N/A. See more information on Kingsway Financial Services dividends here
              What is Kingsway Financial Services’s EPS estimate?
              Kingsway Financial Services’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Kingsway Financial Services have?
              Kingsway Financial Services has 28,946,665 shares outstanding.
                What happened to Kingsway Financial Services’s price movement after its last earnings report?
                Kingsway Financial Services reported an EPS of -$0.072 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -5.292%.
                  Which hedge fund is a major shareholder of Kingsway Financial Services?
                  Currently, no hedge funds are holding shares in KFS
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Kingsway Financial Services Stock Smart Score

                    1
                    Underperform
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Positive
                    20 days / 200 days
                    Momentum
                    54.12%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    -36.46%
                    Trailing 12-Months
                    Asset Growth
                    24.92%
                    Trailing 12-Months

                    Company Description

                    Kingsway Financial Services

                    Kingsway Financial Services Inc., through its subsidiaries, engages in the extended warranty business services, asset management, and real estate businesses. The company operates through three segments: Extended Warranty, Leased Real Estate, and Kingsway Search Xcelerator. The Extended Warranty segment markets, sells, and administers vehicle service agreements and related products for new and used automobiles, motorcycles, and ATVs. This segment also sells new home warranty products, as well as offers uninsured warrant administration services to homebuilders and homeowners; markets and distributes warranty products to manufacturers, distributors, and installers of heating, ventilation and air conditioning, standby generator, commercial LED lighting, and commercial refrigeration equipment; and provides equipment breakdown and maintenance support services to companies. The Leased Real Estate segment owns a parcel of real property consisting of approximately 192 acres located in the State of Texas. The Kingsway Search Xcelerator offers outsourced finance and human resources consulting services, including operational accounting, such as bookkeeping, accounting, financial reporting, and analysis and strategic finance services; technical accounting comprising initial public offerings, SEC reporting, and international consolidation services; human resources, workforce management, and compliance support services; and advisory services. The company offers its products and services through credit unions, dealers, homebuilders, and consumers. Kingsway Financial Services Inc. was incorporated in 1989 and is based in Itasca, Illinois.

                    Kingsway Financial Services (KFS) Earnings & Revenues

                    KFS Earnings Call

                    Q4 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The call presented strong top-line growth, outsized KSX segment performance, meaningful acquisition activity (6 deals in 2025), and a portfolio LTM EBITDA of $22M–$23M—supporting management's optimism and a double-digit organic growth budget for 2026. Offsetting these positives are a full-year net loss ($10.3M), increased leverage (total debt $70.7M; net debt up ~20% YoY), seasonality and investment-related margin pressure in select businesses, and slower-than-expected growth in some initiatives (e.g., Digital Diagnostics). On balance, the company demonstrated clear growth momentum and constructive strategic progress, but faces execution and leverage risks in the near term.View all KFS earnings summaries
                    Similar Stocks
                    Company
                    Price & Change
                    Follow
                    America's Car-Mart
                    Cars
                    RideNow Group
                    Uxin
                    Vroom, Inc.

                    Ownership Overview

                    54.03%4.97%27.88%7.47%
                    54.03% Insiders
                    27.88% Other Institutional Investors
                    7.47% Public Companies and
                    Individual Investors

                    Options Prices

                    Currently, No data available
                    ---
                    Popular Stocks