Cost Savings PlanProgress in CRMT's cost savings plan, B/S maneuvers, sequential improvement in margins, and lower DQs were all positive indications in the recent quarter.
Financial PositioningCRMT has focused on balance sheet & structural positioning that enhances the company's positioning for both the current environment and as the industry moves towards a recovery cycle.
Operational FlexibilityNew funding arrangements remove restrictive covenants and give Car-Mart more operational flexibility.