Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
---|---|---|---|---|---|---|
Income Statement | ||||||
Total Revenue | 1.14B | 1.39B | 1.39B | 1.41B | 1.21B | 918.61M |
Gross Profit | 360.12M | 664.88M | 628.48M | 599.63M | 548.73M | 439.46M |
EBITDA | 93.85M | 101.06M | 32.08M | 69.71M | 137.59M | 144.98M |
Net Income | 12.17M | 17.89M | -31.39M | 20.43M | 95.01M | 104.82M |
Balance Sheet | ||||||
Total Assets | 1.61B | 1.61B | 1.48B | 1.42B | 1.15B | 822.16M |
Cash, Cash Equivalents and Short-Term Investments | 9.67M | 9.81M | 5.52M | 9.80M | 6.92M | 2.89M |
Total Debt | 0.00 | 845.07M | 818.70M | 638.60M | 502.14M | 290.61M |
Total Liabilities | 1.04B | 1.04B | 1.01B | 1.12B | 675.95M | 415.66M |
Stockholders Equity | 564.93M | 569.82M | 471.05M | 297.42M | 469.37M | 406.50M |
Cash Flow | ||||||
Free Cash Flow | -43.03M | -52.61M | -80.04M | -160.21M | -135.19M | -62.76M |
Operating Cash Flow | -39.71M | -48.76M | -73.90M | -137.97M | -114.28M | -53.81M |
Investing Cash Flow | -3.30M | -11.38M | -10.64M | -25.33M | -22.24M | -8.26M |
Financing Cash Flow | 65.82M | 90.23M | 110.96M | 188.75M | 176.22M | 5.40M |
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
---|---|---|---|---|---|---|---|
64 Neutral | 781.59M | 20.71 | 8.49% | ― | 0.68% | 67.41% | |
59 Neutral | 1.68B | -83.55 | -2.40% | 3.04% | 5.15% | 48.98% | |
58 Neutral | 811.87M | -1.25 | 7.34% | ― | 348.38% | -1821.85% | |
56 Neutral | 166.29M | -1.46 | 2329.79% | ― | -14.27% | 67.06% | |
50 Neutral | $271.28M | 21.08 | 2.54% | ― | 0.79% | ― | |
42 Neutral | 713.35M | -18.48 | 74.03% | ― | 0.00% | 0.00% | |
61 Neutral | $18.38B | 12.79 | -2.54% | 3.03% | 1.52% | -15.83% |
On August 28, 2025, America’s Car-Mart, Inc. completed a securitization transaction involving the issuance of $133.34 million in Class A Notes and $38.62 million in Class B Notes, collateralized by $291.5 million of accounts receivable. The transaction, which resulted in net proceeds of approximately $170.7 million, is aimed at paying outstanding debt and enhancing financial efficiency. The Class A and B Notes were rated A(sf) and BBB(sf) respectively by S&P Global Rating Agency, reflecting strong market interest, with the Class A Notes almost 8 times oversubscribed and Class B Notes nearly 16 times oversubscribed. This marks the company’s eighth asset-backed securitization, demonstrating continued strength and improvement in their financing platform.
On August 13, 2025, America’s Car-Mart, Inc. announced it regained compliance with Nasdaq’s periodic filing requirements after filing its Annual Report for the fiscal year ended April 30, 2025. This compliance confirmation from Nasdaq closes the matter, ensuring the company’s continued listing on the exchange.
On July 31, 2025, America’s Car-Mart, Inc. received a notice from Nasdaq indicating non-compliance with the Nasdaq Listing Rule 5250(c)(1) due to the delayed filing of its Annual Report for the fiscal year ended April 30, 2025. The delay was attributed to the need for additional disclosures related to loan modifications and addressing material weaknesses. The notice does not immediately affect the company’s stock listing, and the company has until September 29, 2025, to submit a compliance plan, potentially extending the deadline to January 26, 2026.
On July 30, 2025, America’s Car-Mart announced a delay in filing its Annual Report due to the need for additional disclosures related to loan modifications for borrowers experiencing financial difficulties. The company identified deficiencies in its internal control over financial reporting and expects to report material weaknesses in its upcoming Form 10-K. Despite the delay, the company does not anticipate an immediate impact on its Nasdaq listing or trading of its stock. The additional disclosures are not expected to affect the company’s previously reported financial results, but management has determined that certain past financial statements should no longer be relied upon.