Uxin (UXIN) AI Stock Analysis

• Market Cap: $703.04M
• Dividend Yield: N/A
• Average Volume (3M): 127.01K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.73
• Revenue Growth: N/A
• EPS Growth: N/A
• Country: US
• Employees: 1,045
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Auto - Dealerships
• EPS (TTM): 0.00
• Shares Outstanding: 206,033,200
• 10 Day Avg. Volume: 227,676
• 30 Day Avg. Volume: 127,008
• PEG Ratio: 0.01
• Price to Book (P/B): -0.67
• Price to Sales (P/S): 0.12
• P/FCF Ratio: -0.93
• Enterprise Value/Market Cap: 9.86
• Enterprise Value/Revenue: 3.07
• Enterprise Value/Gross Profit: 47.38
• Enterprise Value/Ebitda: -38.98
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 48 Neutral
• Price Target: $3.50 ▲(23.67% Upside)

Uxin's overall stock score is primarily impacted by its poor financial performance, characterized by negative profitability and cash flow issues. Technical analysis provides some short-term positive signals, but the long-term trend remains bearish. The valuation is unattractive due to ongoing losses and lack of dividends. The absence of earnings call insights and corporate events limits further analysis.

Positive Factors

Revenue Growth

Significant revenue growth indicates strong market demand and effective business strategies, enhancing Uxin's competitive position in the used-car market.

Superstore Expansion

The rapid expansion of superstores demonstrates Uxin's scalable business model and potential for increased market penetration, supporting long-term growth.

Asset Growth

Growth in total assets reflects Uxin's expansion and operational improvements, potentially enhancing its competitive positioning and financial stability.

Negative Factors

Negative Profitability

Ongoing negative profitability indicates operational inefficiencies and challenges in achieving sustainable earnings, posing risks to long-term financial health.

Cash Flow Issues

Negative operating cash flow suggests difficulties in generating cash from operations, which could limit Uxin's ability to invest in growth and manage liabilities.

Financial Instability

Negative equity highlights a concerning capital structure, with liabilities exceeding assets, raising potential solvency issues and financial risk.

Uxin Business Overview & Revenue Model

Company Description

Uxin (UXIN) is a leading online used car trading platform in China, focused on providing a comprehensive marketplace for buyers and sellers of used vehicles. The company operates primarily in the automotive sector, offering services such as vehicle inspections, financing, and after-sales support to enhance the user experience. Uxin's core products include an online platform that facilitates transactions between private sellers and potential buyers, as well as a network of physical locations for car inspections and logistics support.

How the Company Makes Money

Uxin makes money primarily through transaction fees charged on each vehicle sale facilitated through its platform. The company earns a percentage of the sale price when a transaction is completed, which serves as its main revenue stream. Additionally, Uxin offers value-added services such as vehicle financing and insurance, which contribute to its revenue. The company has also established partnerships with financial institutions to provide financing solutions to customers, generating further income through interest and service fees. These diversified revenue streams, along with its growing user base and market presence, are key factors contributing to Uxin's earnings.

Uxin Financial Statement Overview

Summary

Uxin's financial performance is severely challenged, with negative profitability and cash flow issues. The income statement shows a negative net profit margin of -13.66%, and the balance sheet reveals negative equity, indicating financial distress. Despite a 45.05% revenue growth, the company's operational inefficiencies and reliance on financing activities highlight significant risks.

Income Statement

Uxin's income statement reveals significant challenges. The gross profit margin for the latest annual period is approximately 6.85%, indicating low profitability on sales. The net profit margin is negative, at -13.66%, reflecting substantial net losses. Revenue growth from the previous period shows a positive trajectory, with a 45.05% increase, but profitability remains elusive. EBIT and EBITDA margins are also negative, underscoring ongoing operational inefficiencies.

Balance Sheet

The balance sheet of Uxin indicates financial instability. The debt-to-equity ratio is not computable due to negative equity, highlighting a concerning capital structure with liabilities exceeding assets. Return on Equity (ROE) is negative due to ongoing losses. The equity ratio is negative, which signals financial distress and potential solvency issues.

Cash Flow

Cash flow analysis shows Uxin's struggle to generate cash. While operating cash flow is negative, indicating challenges in core business operations, the free cash flow growth rate shows some improvement over the year. The operating cash flow to net income ratio suggests inefficiencies in translating earnings into cash, and the free cash flow to net income ratio remains negative. Despite these issues, financing activities provide a temporary cushion.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	2.26B	1.99B	1.37B	2.06B	1.64B	657.41M
Gross Profit	146.35M	136.52M	80.57M	25.44M	47.72M	-16.30M
EBITDA	-177.88M	-221.68M	-271.83M	-363.39M	-278.98M	-563.31M
Net Income	-279.71M	-272.42M	-372.39M	-137.16M	-143.22M	-716.97M
Balance Sheet
Total Assets	2.04B	1.95B	2.09B	718.65M	1.31B	1.23B
Cash, Cash Equivalents and Short-Term Investments	68.27M	25.11M	23.34M	92.71M	148.89M	192.60M
Total Debt	1.66B	1.75B	1.78B	820.38M	1.19B	1.97B
Total Liabilities	2.02B	2.17B	2.23B	2.54B	3.20B	3.23B
Stockholders Equity	-284.82M	-368.00M	-292.85M	-1.82B	-1.90B	-2.00B
Cash Flow
Free Cash Flow	0.00	-265.52M	-275.14M	-284.34M	-863.62M	-1.12B
Operating Cash Flow	0.00	-258.64M	-262.45M	-251.14M	-844.96M	-1.12B
Investing Cash Flow	0.00	-3.20M	-11.34M	-32.03M	-16.77M	443.02M
Financing Cash Flow	0.00	264.41M	205.30M	239.99M	764.42M	130.32M

Uxin Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 2.83
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For UXIN, the sentiment is Positive. The current price of 2.83 is below the 20-day moving average (MA) of 2.90, below the 50-day MA of 2.86, and below the 200-day MA of 3.71, indicating a bullish trend. The MACD of 0.13 indicates Negative momentum. The RSI at 74.71 is Negative, neither overbought nor oversold. The STOCH value of 87.79 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for UXIN.

Uxin Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
CARS	68 Neutral	$771.59M	27.95	6.11%	―	0.20%	-20.57%
Sector *	61 Neutral	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%
CANG	56 Neutral	$551.80M	-0.51	-25.80%	―	1434.51%	-1207.73%
UXIN	48 Neutral	$703.04M	-20.38	―	―	―	―
SDA	46 Neutral	$209.12M	-18.30	-48.66%	―	―	―
KXIN	38 Underperform	$21.64M	-0.02	-94.86%	―	-99.25%	90.38%
VRM	38 Underperform	$129.05M	-1.29	-52.02%	―	-81.31%	87.13%

Uxin Corporate Events

Uxin Posts Strong Q3 2025 Growth as New Superstores Drive Used-Car Sales Surge

On December 18, 2025, Uxin reported unaudited financial results for the quarter ended September 30, 2025, highlighting surging sales volumes and revenue alongside improving profitability metrics. Total transaction volume rose 37% quarter-on-quarter and 125.7% year-on-year to 15,904 units, with retail transactions climbing 35% sequentially and 133.5% year-on-year to 14,020 units, driving total revenue up 33.6% from the prior quarter and 76.8% from a year earlier to RMB879.3 million. Gross margin improved to 7.5%, its highest level in nearly three years, as easing price competition in China’s new-car market and strong performance from the Wuhan superstore boosted used-car margins, while loss from operations narrowed and non-GAAP adjusted EBITDA loss shrank to RMB5.3 million. Management emphasized that Wuhan, opened in February 2025, and the Zhengzhou superstore, opened in September, are ramping faster than expected, and that the opening of a Jinan superstore in December completes the three new outlets planned for 2025, reinforcing the scalability and regional replicability of its superstore model. The company also disclosed that it has entered into a definitive financing agreement and signaled continued momentum into the fourth quarter of 2025 and beyond, positioning Uxin for further volume growth and gradual margin recovery in China’s used-car retail sector.

Uxin Limited Reports Financial Growth in Interim Results

On October 14, 2025, Uxin Limited released its unaudited interim condensed consolidated financial statements for the six months ending June 30, 2025. The report highlights a significant increase in total assets from RMB 1,951,930 thousand as of December 31, 2024, to RMB 2,043,699 thousand by June 30, 2025. This growth reflects Uxin’s continued expansion and operational improvements in the used car trading market, potentially enhancing its competitive positioning and offering positive implications for stakeholders.

Uxin Reports Strong Q2 2025 Growth and Raises Full-Year Guidance

On September 29, 2025, Uxin Limited reported its unaudited financial results for the quarter ended June 30, 2025, showcasing significant growth in transaction volumes and revenues. The company achieved a 40.4% increase in transaction volume from the previous quarter and a 107.1% increase from the same period last year. Retail transaction volume rose by 153.9% year-over-year, while total revenues increased by 64.1% to RMB658.3 million. Despite a decrease in gross margin due to aggressive promotions in the new car sector, Uxin anticipates a rebound in the third quarter. The Wuhan superstore, which opened in February, exceeded expectations with monthly sales of about 1,400 units, contributing to the company’s strong growth trajectory. Uxin expects continued growth driven by the expansion of new superstores and improved sales momentum.