Uxin (UXIN) AI Stock Analysis

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Uxin

(NASDAQ:UXIN)

Rating:45Neutral

Price Target:

$3.50

▼(-23.58%Downside)

Uxin's overall score is hindered primarily by its weak financial performance, marked by negative profitability and high leverage. While technical indicators show some positive momentum, the valuation remains unattractive due to negative earnings. The lack of earnings call and corporate events data limits further insights.

Uxin (UXIN) vs. SPDR S&P 500 ETF (SPY)

Market Cap

$944.26M

Dividend YieldN/A

Average Volume (3M)88.00K

Price to Earnings (P/E)―

Beta (1Y)0.72

Revenue GrowthN/A

EPS GrowthN/A

CountryUS

Employees1,045

SectorConsumer Cyclical

Sector Strength71

IndustryAuto - Dealerships

Share Statistics

EPS (TTM)N/A

Shares Outstanding206,033,200

10 Day Avg. Volume153,180

30 Day Avg. Volume88,002

Financial Highlights & Ratios

PEG Ratio-0.28

Price to Book (P/B)-22.84

Price to Sales (P/S)0.00

P/FCF Ratio0.00

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

Uxin Business Overview & Revenue Model

Company DescriptionUxin Limited (UXIN) is a leading national online used car dealer in China. The company facilitates the sale of used vehicles through its innovative e-commerce platform, providing customers with a wide selection of cars, as well as value-added services such as vehicle inspection, financing, insurance, and after-sales support. Uxin leverages its data-driven technology and extensive network to offer a seamless car buying experience, catering to the growing demand for used vehicles in the Chinese market.

How the Company Makes MoneyUxin makes money primarily through the sale of used cars on its e-commerce platform. The company generates revenue by purchasing used vehicles and reselling them to consumers at a profit. Additionally, Uxin offers value-added services such as vehicle financing, insurance, and extended warranties, which provide additional revenue streams. Strategic partnerships with financial institutions and insurance companies enhance Uxin's service offerings, contributing to its earnings. The company's data-driven approach and efficient supply chain management also play a crucial role in optimizing its operations and increasing profitability.

Uxin Earnings Call Summary

Earnings Call Date:Jun 12, 2025

(Q2-2025)

% Change Since: 5.05%|

Next Earnings Date:Dec 19, 2025

Earnings Call Sentiment Positive

The earnings call indicates strong growth in retail transactions and improvements in operational efficiency, despite challenges in the wholesale segment and a broader market slowdown. The company is expanding its superstore model and achieving profitability at the superstore level, which is promising. However, some concerns remain with the decrease in wholesale performance and a lower average selling price.

Q2-2025 Updates

Positive Updates

Significant Increase in Retail Transaction Volume

Quarterly retail transaction volume reached 6,005 units, a 47% sequential increase and 163% year-over-year growth.

Improved Inventory Turnover and Gross Profit Margin

Inventory turnover days maintained below 30 days, significantly lower than the industry average, and gross profit margin expanded to 7%.

High Customer Satisfaction

Net Promoter Score rose to 66%, maintaining the highest level in the industry for 11 consecutive quarters.

Recognition as Corporate Standard Leader

Named a corporate standard leader in China's used car industry by 8 government inter ministries.

Expansion of Superstore Model

Entered corporate agreements with Zhengzhou and Wuhan, with superstores expected to commence operations next year.

Adjusted EBITDA Profitability at Superstore Level

Achieved adjusted EBITDA profitability at the superstore level with plans for company-wide profitability in the next quarter.

Negative Updates

Decrease in Wholesale Segment Performance

Wholesale transaction volume decreased by 31% sequentially and 35% year-over-year, with revenue of RMB 37.8 million.

Reduced Average Selling Price

Average selling price of retail vehicles decreased from RMB 109,000 to RMB 74,000, though offset by higher transaction volume.

Overall Market Slowdown Observed

China's used car market growth slowed to around 5%, attributed to economic fluctuations and price reductions in new cars.

Company Guidance

During Uxin's Q2 2025 earnings call, the company reported a significant increase in quarterly retail transaction volume, reaching 6,005 units, marking a 47% sequential increase and a 163% year-over-year growth. The inventory turnover remained under 30 days, significantly lower than the industry average of 55 to 60 days. The gross profit margin rose to 7%, the highest since transitioning to a self-operated business model. Looking ahead, Uxin projected retail transaction volumes of 7,800 to 8,100 units for the next quarter, with a year-over-year growth of over 150%, and anticipated total revenues between RMB 560 million and RMB 580 million. The company also plans to achieve positive adjusted EBITDA in the upcoming quarter. Uxin's Net Promoter Score increased to 66%, and the company was recognized as a corporate standard leader in China's used car industry. The expansion into new superstores in Zhengzhou and Wuhan is expected to enhance Uxin's market presence significantly.

Uxin Financial Statement Overview

Summary

Uxin's financial performance is severely lacking, with negative net profit margins, high leverage, and negative cash flows. The company shows signs of financial distress with negative equity and a heavy reliance on financing activities. Despite a positive revenue growth rate, significant operational inefficiencies and profitability challenges persist.

Income Statement

Negative

Uxin's income statement reveals significant challenges. The gross profit margin for the latest annual period is approximately 6.85%, indicating low profitability on sales. The net profit margin is negative, at -13.66%, reflecting substantial net losses. Revenue growth from the previous period shows a positive trajectory, with a 45.05% increase, but profitability remains elusive. EBIT and EBITDA margins are also negative, underscoring ongoing operational inefficiencies.

Balance Sheet

Negative

The balance sheet of Uxin indicates financial instability. The debt-to-equity ratio is not computable due to negative equity, highlighting a concerning capital structure with liabilities exceeding assets. Return on Equity (ROE) is negative due to ongoing losses. The equity ratio is negative, which signals financial distress and potential solvency issues.

Cash Flow

Negative

Cash flow analysis shows Uxin's struggle to generate cash. While operating cash flow is negative, indicating challenges in core business operations, the free cash flow growth rate shows some improvement over the year. The operating cash flow to net income ratio suggests inefficiencies in translating earnings into cash, and the free cash flow to net income ratio remains negative. Despite these issues, financing activities provide a temporary cushion.

Breakdown	Dec 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	1.99B	1.37B	2.06B	1.64B	657.41M
Gross Profit	136.52M	80.57M	25.44M	47.72M	-16.30M
EBITDA	-221.68M	-271.83M	-363.39M	-278.98M	-563.31M
Net Income	-272.42M	-372.39M	-137.16M	-143.22M	-716.97M
Balance Sheet
Total Assets	1.95B	2.09B	718.65M	1.25B	1.23B
Cash, Cash Equivalents and Short-Term Investments	25.11M	23.34M	92.71M	128.02M	192.60M
Total Debt	1.75B	1.78B	812.71M	1.16B	1.97B
Total Liabilities	2.17B	2.23B	2.54B	2.76B	3.23B
Stockholders Equity	-368.00M	-292.85M	-1.82B	-1.51B	-2.00B
Cash Flow
Free Cash Flow	-265.52M	-275.14M	-284.34M	-863.62M	-1.12B
Operating Cash Flow	-258.64M	-262.45M	-251.14M	-844.96M	-1.12B
Investing Cash Flow	-3.20M	-11.34M	-32.03M	-16.77M	443.02M
Financing Cash Flow	264.41M	205.30M	239.99M	764.42M	130.32M

Uxin Technical Analysis

Technical Analysis Sentiment

Positive

Last Price4.58

Price Trends

50DMA

4.17

Positive

100DMA

4.20

Positive

200DMA

4.44

Positive

Market Momentum

MACD

0.19

Negative

RSI

55.74

Neutral

STOCH

60.05

Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For UXIN, the sentiment is Positive. The current price of 4.58 is above the 20-day moving average (MA) of 4.17, above the 50-day MA of 4.17, and above the 200-day MA of 4.44, indicating a bullish trend. The MACD of 0.19 indicates Negative momentum. The RSI at 55.74 is Neutral, neither overbought nor oversold. The STOCH value of 60.05 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for UXIN.

Uxin Risk Analysis

Uxin disclosed 80 risk factors in its most recent earnings report. Uxin reported the most risks in the "Legal & Regulatory" category.

Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy

Latest Risks Added 0 New Risks

Uxin Peers Comparison

Overall Rating

UnderperformOutperform

Sector (63)

Financial Indicators

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
CARS	77 Outperform	$847.71M	20.05	9.35%	―	2.24%	-57.33%
CANG	64 Neutral	$536.56M	6.63	0.12%	―	40.31%	-204.86%
Sector *	63 Neutral	$17.32B	10.90	-7.25%	3.10%	1.66%	-25.40%
RMBL	50 Neutral	$96.16M	―	-130.43%	―	-14.45%	78.09%
UXIN	45 Neutral	$944.26M	―	260.24%	―	―	―
VRM	44 Neutral	$142.20M	―	-49.90%	―	-96.51%	77.24%
KXIN	38 Underperform	$9.39M	―	-86.66%	―	―	-447.71%

* Consumer Cyclical Sector Average

Performance Comparison

UXIN

Uxin

4.45

2.67

150.00%

CARS

Cars

13.48

-6.36

-32.06%

RMBL

RumbleON

2.42

-1.87

-43.59%

KXIN

Kaixin Auto Holdings

0.81

-5.79

-87.73%

CANG

Cango

5.17

3.26

170.68%

VRM

Vroom, Inc.

27.26

2.62

10.63%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 16, 2025