Uxin (UXIN) AI Stock Analysis

• Market Cap: $756.64M
• Dividend Yield: N/A
• Average Volume (3M): 127.01K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.89
• Revenue Growth: N/A
• EPS Growth: N/A
• Country: US
• Employees: 1,045
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Auto - Dealerships
• EPS (TTM): 0.00
• Shares Outstanding: 206,033,200
• 10 Day Avg. Volume: 227,676
• 30 Day Avg. Volume: 127,008
• PEG Ratio: 0.01
• Price to Book (P/B): -0.67
• Price to Sales (P/S): 0.12
• P/FCF Ratio: -0.93
• Enterprise Value/Market Cap: 9.16
• Enterprise Value/Revenue: 3.07
• Enterprise Value/Gross Profit: 47.38
• Enterprise Value/Ebitda: -38.98
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 50 Neutral
• Price Target: $4.00 ▲(41.34% Upside)

The score is held back primarily by weak financial performance (loss-making operations, negative equity, and negative operating cash flow). Technicals are a meaningful positive with price above key moving averages and positive momentum indicators, but valuation remains unattractive due to ongoing losses (negative P/E) and no dividend support.

Positive Factors

Strong Revenue and Volume Growth

Rapid, sustained growth in transaction volumes and revenue indicates durable marketplace traction and improved product-market fit. Higher volumes strengthen network effects, raise fee income potential, and create a larger base to scale financing and after-sales services over the next several quarters.

Strategic Capital Injection & Partner Support

A $50M committed equity infusion from strategic investors materially improves liquidity and funds expansion without near-term operating cash dependency. This reduces short-term solvency pressure, validates the strategy to scale superstores, and provides a longer runway for structural execution.

Superstore Model Scalability and Margin Improvement

Improving margins alongside faster-than-expected superstore ramps suggest the offline-plus-online retail model is structurally improving unit economics. Replicable regional superstores can sustainably shift mix toward higher-margin retail sales and improve long-term profitability as scale is achieved.

Negative Factors

Persistent Unprofitability

Sustained negative net margins mean the core business is not yet self-financing. Continued losses erode retained capital, limit reinvestment ability, and force dependence on external financing, which can dilute shareholders and constrain strategic flexibility over months to years.

Negative Equity and Solvency Concerns

Negative equity signals a stressed capital structure and heightens creditor scrutiny. This structural solvency risk can restrict access to non-dilutive funding, increase borrowing costs, and raise the likelihood of recapitalization or restructuring, impairing long-term financial flexibility.

Weak Operating Cash Generation

Negative operating cash flow and poor cash conversion indicate the business struggles to turn revenue into sustainable liquidity. Reliance on financing to bridge operations increases dilution and vulnerability to capital market conditions, limiting ability to self-fund expansion plans.

Uxin Business Overview & Revenue Model

Company Description

Uxin Limited, an investment holding company, engages in the retail sale of vehicles in China. The company operates an e-commerce platform for buying and selling used cars. It also offers used-car acquisition, inspection, reconditioning, warehousing, pre-sales and after-sales, and various car-related value-added products and services, as well as warranty and repair, delivery, and title transfers and vehicle registration services. The company was incorporated in 2011 and is headquartered in Beijing, China.

How the Company Makes Money

Uxin makes money primarily through transaction fees charged on each vehicle sale facilitated through its platform. The company earns a percentage of the sale price when a transaction is completed, which serves as its main revenue stream. Additionally, Uxin offers value-added services such as vehicle financing and insurance, which contribute to its revenue. The company has also established partnerships with financial institutions to provide financing solutions to customers, generating further income through interest and service fees. These diversified revenue streams, along with its growing user base and market presence, are key factors contributing to Uxin's earnings.

Uxin Financial Statement Overview

Summary

Uxin's financial performance is severely challenged, with negative profitability and cash flow issues. The income statement shows a negative net profit margin of -13.66%, and the balance sheet reveals negative equity, indicating financial distress. Despite a 45.05% revenue growth, the company's operational inefficiencies and reliance on financing activities highlight significant risks.

Income Statement

Uxin's income statement reveals significant challenges. The gross profit margin for the latest annual period is approximately 6.85%, indicating low profitability on sales. The net profit margin is negative, at -13.66%, reflecting substantial net losses. Revenue growth from the previous period shows a positive trajectory, with a 45.05% increase, but profitability remains elusive. EBIT and EBITDA margins are also negative, underscoring ongoing operational inefficiencies.

Balance Sheet

The balance sheet of Uxin indicates financial instability. The debt-to-equity ratio is not computable due to negative equity, highlighting a concerning capital structure with liabilities exceeding assets. Return on Equity (ROE) is negative due to ongoing losses. The equity ratio is negative, which signals financial distress and potential solvency issues.

Cash Flow

Cash flow analysis shows Uxin's struggle to generate cash. While operating cash flow is negative, indicating challenges in core business operations, the free cash flow growth rate shows some improvement over the year. The operating cash flow to net income ratio suggests inefficiencies in translating earnings into cash, and the free cash flow to net income ratio remains negative. Despite these issues, financing activities provide a temporary cushion.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	2.26B	1.99B	1.37B	2.06B	1.64B	657.41M
Gross Profit	146.35M	136.52M	80.57M	25.44M	47.72M	-16.30M
EBITDA	-177.88M	-221.68M	-271.83M	-363.39M	-278.98M	-563.31M
Net Income	-279.71M	-272.42M	-372.39M	-137.16M	-143.22M	-716.97M
Balance Sheet
Total Assets	2.04B	1.95B	2.09B	718.65M	1.31B	1.23B
Cash, Cash Equivalents and Short-Term Investments	68.27M	25.11M	23.34M	92.71M	148.89M	192.60M
Total Debt	1.66B	1.75B	1.78B	820.38M	1.19B	1.97B
Total Liabilities	2.02B	2.17B	2.23B	2.54B	3.20B	3.23B
Stockholders Equity	-284.82M	-368.00M	-292.85M	-1.82B	-1.90B	-2.00B
Cash Flow
Free Cash Flow	0.00	-265.52M	-275.14M	-284.34M	-863.62M	-1.12B
Operating Cash Flow	0.00	-258.64M	-262.45M	-251.14M	-844.96M	-1.12B
Investing Cash Flow	0.00	-3.20M	-11.34M	-32.03M	-16.77M	443.02M
Financing Cash Flow	0.00	264.41M	205.30M	239.99M	764.42M	130.32M

Uxin Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 2.83
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For UXIN, the sentiment is Positive. The current price of 2.83 is below the 20-day moving average (MA) of 3.58, below the 50-day MA of 3.12, and below the 200-day MA of 3.67, indicating a bullish trend. The MACD of 0.18 indicates Positive momentum. The RSI at 54.46 is Neutral, neither overbought nor oversold. The STOCH value of 41.64 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for UXIN.

Uxin Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
CARS	68 Neutral	$719.55M	26.08	6.11%	―	0.20%	-20.57%
Sector *	61 Neutral	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%
CANG	57 Neutral	$516.20M	-0.49	-25.80%	―	1434.51%	-1207.73%
UXIN	50 Neutral	$756.64M	-18.37	―	―	―	―
SDA	46 Neutral	$213.20M	-18.66	-48.66%	―	―	―
KXIN	40 Underperform	$61.45M	-0.05	-94.86%	―	-99.25%	90.38%
VRM	38 Underperform	$97.62M	-0.90	-52.02%	―	-81.31%	87.13%

Uxin Corporate Events

Uxin Secures US$50 Million Investment from NIO Capital and Prestige Shine to Fuel 2026 Superstore Expansion

On December 26, 2025, Uxin Limited announced it had entered into definitive share subscription agreements with affiliates of NIO Capital and Prestige Shine Group Limited to raise US$50 million through the issuance of approximately 5.25 billion Class A ordinary shares at US$0.00953 per share (US$2.859 per ADS). Affiliates of NIO Capital will invest US$20 million and Prestige Shine Group Limited will invest US$30 million, with completion subject to customary closing conditions; Uxin plans to use the proceeds to fund the launch of four to six new superstores in 2026, bolster its balance sheet, and enhance financial resilience, moves that support its strategy of expanding its nationwide footprint and reinforcing its competitive position in China’s used car retail market while signaling continued confidence from long-term investors.

The most recent analyst rating on (UXIN) stock is a Hold with a $3.50 price target. To see the full list of analyst forecasts on Uxin stock, see the UXIN Stock Forecast page.

Uxin Posts Strong Q3 2025 Growth as New Superstores Drive Used-Car Sales Surge

On December 18, 2025, Uxin reported unaudited financial results for the quarter ended September 30, 2025, highlighting surging sales volumes and revenue alongside improving profitability metrics. Total transaction volume rose 37% quarter-on-quarter and 125.7% year-on-year to 15,904 units, with retail transactions climbing 35% sequentially and 133.5% year-on-year to 14,020 units, driving total revenue up 33.6% from the prior quarter and 76.8% from a year earlier to RMB879.3 million. Gross margin improved to 7.5%, its highest level in nearly three years, as easing price competition in China’s new-car market and strong performance from the Wuhan superstore boosted used-car margins, while loss from operations narrowed and non-GAAP adjusted EBITDA loss shrank to RMB5.3 million. Management emphasized that Wuhan, opened in February 2025, and the Zhengzhou superstore, opened in September, are ramping faster than expected, and that the opening of a Jinan superstore in December completes the three new outlets planned for 2025, reinforcing the scalability and regional replicability of its superstore model. The company also disclosed that it has entered into a definitive financing agreement and signaled continued momentum into the fourth quarter of 2025 and beyond, positioning Uxin for further volume growth and gradual margin recovery in China’s used-car retail sector.

The most recent analyst rating on (UXIN) stock is a Hold with a $2.50 price target. To see the full list of analyst forecasts on Uxin stock, see the UXIN Stock Forecast page.

Uxin Limited Reports Financial Growth in Interim Results

On October 14, 2025, Uxin Limited released its unaudited interim condensed consolidated financial statements for the six months ending June 30, 2025. The report highlights a significant increase in total assets from RMB 1,951,930 thousand as of December 31, 2024, to RMB 2,043,699 thousand by June 30, 2025. This growth reflects Uxin’s continued expansion and operational improvements in the used car trading market, potentially enhancing its competitive positioning and offering positive implications for stakeholders.

The most recent analyst rating on (UXIN) stock is a Hold with a $3.50 price target. To see the full list of analyst forecasts on Uxin stock, see the UXIN Stock Forecast page.