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Uxin
(NASDAQ:UXIN)
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Rating:45Neutral
Price Target:
$1.00
▼(-37.89% Downside)
Action:Reiterated
Date:08/11/26
UXIN scores low primarily due to weak financial quality—negative equity, heavy leverage, and worsening cash burn outweigh improving revenue growth. Technicals also remain bearish with the stock trading below major moving averages and negative MACD. The earnings call adds some support via strong YoY growth and forward volume/revenue guidance, but rising losses and near-term gross margin pressure keep the overall risk profile elevated.
Positive Factors
Strong revenue and retail volume growth
Sustained double‑digit YoY volume and revenue growth demonstrates durable demand traction and expanding retail penetration. Reaffirmed targets (>100% YoY annual retail growth and Q2 guidance) give multi‑quarter visibility, enabling operating leverage as scale increases and supporting a path toward margin recovery.
Negative Factors
Highly stressed balance sheet
Material negative equity and heavy debt create a thin capital cushion and elevate refinancing and solvency risk. This structural leverage constraint limits financial flexibility, increases funding costs, and raises the probability that growth initiatives must be curtailed or financed via dilutive or costly sources if operating performance slips.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong revenue and retail volume growth
Sustained double‑digit YoY volume and revenue growth demonstrates durable demand traction and expanding retail penetration. Reaffirmed targets (>100% YoY annual retail growth and Q2 guidance) give multi‑quarter visibility, enabling operating leverage as scale increases and supporting a path toward margin recovery.
Read all positive factors
Uxin Key Performance Indicators (KPIs)
Any
Revenue by Segment
Analyzes revenue from different business segments, highlighting which areas are driving growth and which may need strategic adjustments to improve profitability.
Analyzes revenue from different business segments, highlighting which areas are driving growth and which may need strategic adjustments to improve profitability.
Data provided by:
The Fly
The FlyUxin (UXIN) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$259.58M
Dividend YieldN/A
Average Volume (3M)127.01K
Price to Earnings (P/E)―
Beta (1Y)0.68
Revenue Growth94.12%
EPS Growth-12.61%
CountryUS
Employees2,437
SectorConsumer Cyclical
Sector Strength84
IndustryAuto - Dealerships
Share Statistics
EPS (TTM)-28.62
Shares Outstanding219,844,220
10 Day Avg. Volume227,676
30 Day Avg. Volume127,008
Financial Highlights & Ratios
PEG Ratio0.19
Price to Book (P/B)-23.49
Price to Sales (P/S)1.52
P/FCF Ratio-9.37
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda>-0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)>-0.01
Revenue Forecast (FY)$10.98B
Uxin Business Overview & Revenue Model
Company Description
Uxin Limited, an investment holding company, operates as a used car retailer in the People’s Republic of China. The company offers used-car acquisition, inspection, reconditioning, warehousing, and pre-sales and after-sales services; and warranty ...
How the Company Makes Money
Uxin primarily makes money by selling used vehicles to retail customers, earning revenue recognized from the vehicle sales transaction. In addition to the vehicle sale itself, the company can generate revenue from service fees and value-added serv...
Uxin Earnings Call Summary
Earnings Call Date:Jun 16, 2026
(Q1-2026)
| % Change Since: |
Next Earnings Date:Dec 01, 2026
Earnings Call Sentiment Positive
The call presented a strong growth narrative: exceptional year-over-year volume and revenue increases, rapid superstore rollouts with faster ramp rates, healthy inventory turnover, and high NPS. However, meaningful near-term challenges include sequential revenue declines, increased adjusted EBITDA loss, gross margin pressure driven by sharp ICE price declines and a slowing new vehicle market, and potential execution risk if volatility persists. Management remains confident in long-term opportunity, reiterates aggressive volume targets (>100% YoY) and expansion plans while signaling readiness to be disciplined if market conditions worsen.Positive Updates
Retail Transaction Volume Surge
Retail transaction volume reached 16,530 units in Q1 2026, a 119% year-over-year increase and the eighth consecutive quarter with >110% YoY growth; company expects Q2 retail volume of 18,000–19,000 units (up 73%–83% YoY) and reaffirms a full-year target of >100% YoY growth in retail transaction volume.
Negative Updates
Profitability Pressure — Rising Adjusted EBITDA Loss
Adjusted EBITDA loss was RMB 34.3 million in Q1, worsening from RMB 27.2 million in the prior quarter and increasing by roughly RMB 25 million year-over-year; management attributes the increase to seasonal Chinese New Year impact, early-stage ramp costs at new superstores, and upfront staffing investments.
Read all updates
Q1-2026 Updates
Positive
Negative
Retail Transaction Volume Surge
Retail transaction volume reached 16,530 units in Q1 2026, a 119% year-over-year increase and the eighth consecutive quarter with >110% YoY growth; company expects Q2 retail volume of 18,000–19,000 units (up 73%–83% YoY) and reaffirms a full-year target of >100% YoY growth in retail transaction volume.
Read all positive updates
Company Guidance
Management guided Q2 retail transaction volume of 18,000–19,000 units (up ~73%–83% YoY) and total revenue of RMB 1.05–1.10 billion, and reaffirmed a full‑year 2026 target of >100% YoY growth in retail transaction volume. For context, Q1 retail transactions were 16,530 units (+119% YoY) with retail vehicle sales revenue of RMB 1.01 billion (+118% YoY), total revenue RMB 1.074 billion (+113% YoY), ASP RMB 61,000, wholesale volume 1,681 units (+134% YoY), gross margin ~7% (vs. 6.8% prior quarter), inventory turnover ~30 days, NPS 68, and adjusted EBITDA loss of RMB 34.3 million; management warned gross margin will face greater pressure in Q2 due to recent price adjustments but expects meaningful improvement in Q3 if prices stabilize.Uxin Financial Statement Overview
Summary
Income Statement
28
Negative
Balance Sheet
12
Very Negative
Cash Flow
10
Very Negative
| Breakdown | TTM | Mar 2026 | Jun 2024 | Mar 2024 | Jun 2022 | Jun 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 2.25B | 3.24B | 2.02B | 2.06B | 2.07B | 1.62B |
| Gross Profit | 146.23M | 216.40M | 138.46M | 25.51M | 25.52M | 47.23M |
| EBITDA | -144.82M | -105.75M | -119.84M | -95.30M | -95.43M | -70.93M |
| Net Income | -279.77M | -277.54M | -276.28M | -137.52M | -147.99M | -141.76M |
Balance Sheet | ||||||
| Total Assets | 2.04B | 2.44B | 1.95B | 2.09B | 718.65M | 1.31B |
| Cash, Cash Equivalents and Short-Term Investments | 68.27M | 83.13M | 25.11M | 23.34M | 92.71M | 148.89M |
| Total Debt | 1.66B | 1.96B | 1.75B | 1.78B | 820.38M | 1.19B |
| Total Liabilities | 2.02B | 2.32B | 2.17B | 2.23B | 2.54B | 3.20B |
| Stockholders Equity | -284.82M | -209.86M | -368.00M | -292.85M | -1.82B | -1.90B |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | -525.83M | -201.96M | -275.14M | -284.34M | -863.62M |
| Operating Cash Flow | 0.00 | -504.35M | -196.73M | -262.45M | -251.14M | -844.96M |
| Investing Cash Flow | 0.00 | -21.15M | -2.43M | -11.34M | -32.03M | -16.77M |
| Financing Cash Flow | 0.00 | 581.54M | 201.12M | 205.30M | 239.99M | 764.42M |
Uxin Technical Analysis
Negative
1.61
Price Trends
1.62
Negative
2.21
Negative
2.73
Negative
Market Momentum
-0.15
Negative
38.50
Neutral
52.64
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For UXIN, the sentiment is Negative. The current price of 1.61 is above the 20-day moving average (MA) of 1.34, below the 50-day MA of 1.62, and below the 200-day MA of 2.73, indicating a bearish trend. The MACD of -0.15 indicates Negative momentum. The RSI at 38.50 is Neutral, neither overbought nor oversold. The STOCH value of 52.64 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for UXIN.
Uxin Risk Analysis
Uxin disclosed 80 risk factors in its most recent earnings report. Uxin reported the most risks in the "Legal & Regulatory" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Uxin Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
69 Neutral | $662.74M | 21.18 | 7.40% | ― | 1.08% | -6.71% | |
61 Neutral | $18.38B | 12.79 | -2.54% | 3.03% | 1.52% | -15.83% | |
45 Neutral | $259.58M | -5.30 | 56.97% | ― | 94.12% | -12.61% | |
45 Neutral | $56.79M | -0.98 | -51.30% | ― | 100.60% | 69.18% | |
44 Neutral | $84.10M | -0.13 | -168.43% | ― | 160.50% | -13252.86% | |
43 Neutral | $8.43M | -0.02 | -282.34% | ― | ― | 91.89% | |
43 Neutral | $77.65M | -26.80 | -9.56% | ― | 12.85% | ― |
* Consumer Cyclical Sector Average
UXIN
Uxin
1.18
-2.45
-67.49%
CARS
Cars
12.38
-0.55
-4.25%
KXIN
Kaixin Auto Holdings
5.10
-316.56
-98.41%
CANG
Cango
2.05
-47.25
-95.84%
SDA
SunCar Technology Group
0.76
-1.56
-67.20%
VRM
Vroom, Inc.
10.85
-17.65
-61.93%
Uxin Corporate Events
Uxin CEO-Controlled Entity Sets US$5 Million Rule 10b5-1 ADS Purchase Plan
Jul 1, 2026
On July 1, 2026, Uxin Limited reported that Xin Gao Group Limited, an entity controlled by chairman and CEO Kun Dai, entered into a pre-arranged Rule 10b5-1 trading plan on June 30, 2026 to purchase up to US$5 million of the company’s Americ...
Uxin Closes US$15 Million Tranche of NIO Capital Investment
Jun 29, 2026
On June 29, 2026, Uxin Limited reported that it had closed a US$15 million equity investment from parties designated by NIO Capital, under previously announced share subscription agreements. The funds were raised through the issuance of Class A or...
Uxin CEO to Buy Up to US$5 Million in ADSs Amid China Used Car Slowdown
Jun 18, 2026
Uxin Limited, a major player in China’s used car retail sector, reported on June 18, 2026 that its chairman and chief executive officer, Kun Dai, plans to use personal funds to purchase up to US$5 million of the company’s American Depo...
Uxin Q1 2026 Results Show Strong Year-on-Year Growth Amid Superstore Expansion
Jun 16, 2026
Uxin reported unaudited results for the quarter ended March 31, 2026, showing total transaction volume of 18,211 vehicles, down 15.8% from the previous quarter but more than doubling from a year earlier, with retail transactions up 119.1% year on ...
Uxin Forms State-Backed Joint Venture to Launch Shijiazhuang Used Car Superstore
Jun 2, 2026
On June 2, 2026, Uxin Limited announced a strategic joint venture with Hebei Chengying Investment Promotion Operation, a state-owned enterprise in Shijiazhuang, to back a planned used car superstore in the city. Uxin’s subsidiary Uxin Anhui ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.