Uxin (UXIN) AI Stock Analysis

• Market Cap: $612.32M
• Dividend Yield: N/A
• Average Volume (3M): 248.39K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.80
• Revenue Growth: N/A
• EPS Growth: N/A
• Country: US
• Employees: 1,045
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Auto - Dealerships
• EPS (TTM): 0.00
• Shares Outstanding: 206,033,200
• 10 Day Avg. Volume: 243,118
• 30 Day Avg. Volume: 248,393
• PEG Ratio: 0.01
• Price to Book (P/B): -0.67
• Price to Sales (P/S): 0.12
• P/FCF Ratio: -0.93
• Enterprise Value/Market Cap: 1.65
• Enterprise Value/Revenue: 0.56
• Enterprise Value/Gross Profit: 8.19
• Enterprise Value/Ebitda: -4.08
• 1Y Price Target: $3.50
• Price Target Upside: 17.85% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 42 Neutral
• Price Target: $3.50 ▲(17.85% Upside)

Uxin's overall stock score reflects significant financial challenges, with negative profitability and cash flow issues being the most critical factors. Technical analysis provides some neutral signals, but the valuation remains unattractive due to ongoing losses. The absence of earnings call insights and corporate events limits additional context.

Uxin Business Overview & Revenue Model

Company Description

Uxin (UXIN) is a leading online used car trading platform in China, specializing in facilitating the buying and selling of pre-owned vehicles through its digital marketplace. The company operates primarily in the automotive sector, providing services that include vehicle inspection, valuation, financing, and after-sales support. Uxin's platform connects buyers and sellers, allowing for a streamlined transaction process enhanced by technology-driven solutions.

How the Company Makes Money

Uxin generates revenue through several key streams: transaction fees from sales facilitated on its platform, commissions from dealerships for listing and selling vehicles, and value-added services such as financing and insurance products offered to customers. Additionally, Uxin may benefit from partnerships with financial institutions to provide credit services to buyers, enhancing vehicle affordability and thus driving sales volume. The company's focus on enhancing user experience and expanding its service offerings plays a crucial role in its revenue generation strategy.

Uxin Financial Statement Overview

Summary

Uxin's financial performance is severely challenged, with negative net profit margins, negative equity, and negative cash flows. Despite revenue growth, the company's financial instability and reliance on financing activities are significant concerns.

Income Statement

Uxin's income statement reveals significant challenges. The gross profit margin for the latest annual period is approximately 6.85%, indicating low profitability on sales. The net profit margin is negative, at -13.66%, reflecting substantial net losses. Revenue growth from the previous period shows a positive trajectory, with a 45.05% increase, but profitability remains elusive. EBIT and EBITDA margins are also negative, underscoring ongoing operational inefficiencies.

Balance Sheet

The balance sheet of Uxin indicates financial instability. The debt-to-equity ratio is not computable due to negative equity, highlighting a concerning capital structure with liabilities exceeding assets. Return on Equity (ROE) is negative due to ongoing losses. The equity ratio is negative, which signals financial distress and potential solvency issues.

Cash Flow

Cash flow analysis shows Uxin's struggle to generate cash. While operating cash flow is negative, indicating challenges in core business operations, the free cash flow growth rate shows some improvement over the year. The operating cash flow to net income ratio suggests inefficiencies in translating earnings into cash, and the free cash flow to net income ratio remains negative. Despite these issues, financing activities provide a temporary cushion.

Breakdown	Dec 2024	Dec 2023	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	1.99B	1.37B	2.06B	1.64B	657.41M
Gross Profit	136.52M	80.57M	25.44M	47.72M	-16.30M
EBITDA	-221.68M	-271.83M	-363.39M	-278.98M	-563.31M
Net Income	-272.42M	-372.39M	-137.16M	-143.22M	-716.97M
Balance Sheet
Total Assets	1.95B	2.09B	718.65M	1.25B	1.23B
Cash, Cash Equivalents and Short-Term Investments	25.11M	23.34M	92.71M	128.02M	192.60M
Total Debt	1.75B	1.78B	812.71M	1.16B	1.97B
Total Liabilities	2.17B	2.23B	2.54B	2.76B	3.23B
Stockholders Equity	-368.00M	-292.85M	-1.82B	-1.51B	-2.00B
Cash Flow
Free Cash Flow	-265.52M	-275.14M	-284.34M	-863.62M	-1.12B
Operating Cash Flow	-258.64M	-262.45M	-251.14M	-844.96M	-1.12B
Investing Cash Flow	-3.20M	-11.34M	-32.03M	-16.77M	443.02M
Financing Cash Flow	264.41M	205.30M	239.99M	764.42M	130.32M

Uxin Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 2.97
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For UXIN, the sentiment is Negative. The current price of 2.97 is below the 20-day moving average (MA) of 3.33, below the 50-day MA of 3.51, and below the 200-day MA of 4.07, indicating a bearish trend. The MACD of -0.15 indicates Positive momentum. The RSI at 38.46 is Neutral, neither overbought nor oversold. The STOCH value of 29.35 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for UXIN.

Uxin Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
CARS	64 Neutral	$635.96M	16.85	8.37%	―	0.68%	67.41%
Sector *	61 Neutral	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%
CANG	58 Neutral	$733.88M	6.63	-31.61%	―	348.38%	-1821.85%
SDA	46 Neutral	$211.44M	―	-167.38%	―	―	―
UXIN	42 Neutral	$612.32M	―	260.24%	―	―	―
KXIN	38 Underperform	$7.12M	―	-94.86%	―	-99.25%	90.38%
VRM	38 Underperform	$135.76M	―	-45.88%	―	-90.19%	79.52%

Uxin Corporate Events

Uxin Limited Reports Financial Growth in Interim Results

On October 14, 2025, Uxin Limited released its unaudited interim condensed consolidated financial statements for the six months ending June 30, 2025. The report highlights a significant increase in total assets from RMB 1,951,930 thousand as of December 31, 2024, to RMB 2,043,699 thousand by June 30, 2025. This growth reflects Uxin’s continued expansion and operational improvements in the used car trading market, potentially enhancing its competitive positioning and offering positive implications for stakeholders.

Uxin Reports Strong Q2 2025 Growth and Raises Full-Year Guidance

On September 29, 2025, Uxin Limited reported its unaudited financial results for the quarter ended June 30, 2025, showcasing significant growth in transaction volumes and revenues. The company achieved a 40.4% increase in transaction volume from the previous quarter and a 107.1% increase from the same period last year. Retail transaction volume rose by 153.9% year-over-year, while total revenues increased by 64.1% to RMB658.3 million. Despite a decrease in gross margin due to aggressive promotions in the new car sector, Uxin anticipates a rebound in the third quarter. The Wuhan superstore, which opened in February, exceeded expectations with monthly sales of about 1,400 units, contributing to the company’s strong growth trajectory. Uxin expects continued growth driven by the expansion of new superstores and improved sales momentum.