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Uxin Limited (UXIN)
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Uxin (UXIN) AI Stock Analysis

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UXIN

Uxin

(NASDAQ:UXIN)

Rating:45Neutral
Price Target:
$3.50
▼(-23.58%Downside)
Uxin's overall score is hindered primarily by its weak financial performance, marked by negative profitability and high leverage. While technical indicators show some positive momentum, the valuation remains unattractive due to negative earnings. The lack of earnings call and corporate events data limits further insights.

Uxin (UXIN) vs. SPDR S&P 500 ETF (SPY)

Uxin Business Overview & Revenue Model

Company DescriptionUxin Limited (UXIN) is a leading national online used car dealer in China. The company facilitates the sale of used vehicles through its innovative e-commerce platform, providing customers with a wide selection of cars, as well as value-added services such as vehicle inspection, financing, insurance, and after-sales support. Uxin leverages its data-driven technology and extensive network to offer a seamless car buying experience, catering to the growing demand for used vehicles in the Chinese market.
How the Company Makes MoneyUxin makes money primarily through the sale of used cars on its e-commerce platform. The company generates revenue by purchasing used vehicles and reselling them to consumers at a profit. Additionally, Uxin offers value-added services such as vehicle financing, insurance, and extended warranties, which provide additional revenue streams. Strategic partnerships with financial institutions and insurance companies enhance Uxin's service offerings, contributing to its earnings. The company's data-driven approach and efficient supply chain management also play a crucial role in optimizing its operations and increasing profitability.

Uxin Earnings Call Summary

Earnings Call Date:Jun 12, 2025
(Q2-2025)
|
% Change Since: 5.05%|
Next Earnings Date:Dec 19, 2025
Earnings Call Sentiment Positive
The earnings call indicates strong growth in retail transactions and improvements in operational efficiency, despite challenges in the wholesale segment and a broader market slowdown. The company is expanding its superstore model and achieving profitability at the superstore level, which is promising. However, some concerns remain with the decrease in wholesale performance and a lower average selling price.
Q2-2025 Updates
Positive Updates
Significant Increase in Retail Transaction Volume
Quarterly retail transaction volume reached 6,005 units, a 47% sequential increase and 163% year-over-year growth.
Improved Inventory Turnover and Gross Profit Margin
Inventory turnover days maintained below 30 days, significantly lower than the industry average, and gross profit margin expanded to 7%.
High Customer Satisfaction
Net Promoter Score rose to 66%, maintaining the highest level in the industry for 11 consecutive quarters.
Recognition as Corporate Standard Leader
Named a corporate standard leader in China's used car industry by 8 government inter ministries.
Expansion of Superstore Model
Entered corporate agreements with Zhengzhou and Wuhan, with superstores expected to commence operations next year.
Adjusted EBITDA Profitability at Superstore Level
Achieved adjusted EBITDA profitability at the superstore level with plans for company-wide profitability in the next quarter.
Negative Updates
Decrease in Wholesale Segment Performance
Wholesale transaction volume decreased by 31% sequentially and 35% year-over-year, with revenue of RMB 37.8 million.
Reduced Average Selling Price
Average selling price of retail vehicles decreased from RMB 109,000 to RMB 74,000, though offset by higher transaction volume.
Overall Market Slowdown Observed
China's used car market growth slowed to around 5%, attributed to economic fluctuations and price reductions in new cars.
Company Guidance
During Uxin's Q2 2025 earnings call, the company reported a significant increase in quarterly retail transaction volume, reaching 6,005 units, marking a 47% sequential increase and a 163% year-over-year growth. The inventory turnover remained under 30 days, significantly lower than the industry average of 55 to 60 days. The gross profit margin rose to 7%, the highest since transitioning to a self-operated business model. Looking ahead, Uxin projected retail transaction volumes of 7,800 to 8,100 units for the next quarter, with a year-over-year growth of over 150%, and anticipated total revenues between RMB 560 million and RMB 580 million. The company also plans to achieve positive adjusted EBITDA in the upcoming quarter. Uxin's Net Promoter Score increased to 66%, and the company was recognized as a corporate standard leader in China's used car industry. The expansion into new superstores in Zhengzhou and Wuhan is expected to enhance Uxin's market presence significantly.

Uxin Financial Statement Overview

Summary
Uxin's financial performance is severely lacking, with negative net profit margins, high leverage, and negative cash flows. The company shows signs of financial distress with negative equity and a heavy reliance on financing activities. Despite a positive revenue growth rate, significant operational inefficiencies and profitability challenges persist.
Income Statement
35
Negative
Uxin's income statement reveals significant challenges. The gross profit margin for the latest annual period is approximately 6.85%, indicating low profitability on sales. The net profit margin is negative, at -13.66%, reflecting substantial net losses. Revenue growth from the previous period shows a positive trajectory, with a 45.05% increase, but profitability remains elusive. EBIT and EBITDA margins are also negative, underscoring ongoing operational inefficiencies.
Balance Sheet
25
Negative
The balance sheet of Uxin indicates financial instability. The debt-to-equity ratio is not computable due to negative equity, highlighting a concerning capital structure with liabilities exceeding assets. Return on Equity (ROE) is negative due to ongoing losses. The equity ratio is negative, which signals financial distress and potential solvency issues.
Cash Flow
40
Negative
Cash flow analysis shows Uxin's struggle to generate cash. While operating cash flow is negative, indicating challenges in core business operations, the free cash flow growth rate shows some improvement over the year. The operating cash flow to net income ratio suggests inefficiencies in translating earnings into cash, and the free cash flow to net income ratio remains negative. Despite these issues, financing activities provide a temporary cushion.
BreakdownDec 2024Mar 2024Mar 2023Mar 2022Mar 2021
Income Statement
Total Revenue1.99B1.37B2.06B1.64B657.41M
Gross Profit136.52M80.57M25.44M47.72M-16.30M
EBITDA-221.68M-271.83M-363.39M-278.98M-563.31M
Net Income-272.42M-372.39M-137.16M-143.22M-716.97M
Balance Sheet
Total Assets1.95B2.09B718.65M1.25B1.23B
Cash, Cash Equivalents and Short-Term Investments25.11M23.34M92.71M128.02M192.60M
Total Debt1.75B1.78B812.71M1.16B1.97B
Total Liabilities2.17B2.23B2.54B2.76B3.23B
Stockholders Equity-368.00M-292.85M-1.82B-1.51B-2.00B
Cash Flow
Free Cash Flow-265.52M-275.14M-284.34M-863.62M-1.12B
Operating Cash Flow-258.64M-262.45M-251.14M-844.96M-1.12B
Investing Cash Flow-3.20M-11.34M-32.03M-16.77M443.02M
Financing Cash Flow264.41M205.30M239.99M764.42M130.32M

Uxin Technical Analysis

Technical Analysis Sentiment
Positive
Last Price4.58
Price Trends
50DMA
4.17
Positive
100DMA
4.20
Positive
200DMA
4.44
Positive
Market Momentum
MACD
0.19
Negative
RSI
55.74
Neutral
STOCH
60.05
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For UXIN, the sentiment is Positive. The current price of 4.58 is above the 20-day moving average (MA) of 4.17, above the 50-day MA of 4.17, and above the 200-day MA of 4.44, indicating a bullish trend. The MACD of 0.19 indicates Negative momentum. The RSI at 55.74 is Neutral, neither overbought nor oversold. The STOCH value of 60.05 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for UXIN.

Uxin Risk Analysis

Uxin disclosed 80 risk factors in its most recent earnings report. Uxin reported the most risks in the "Legal & Regulatory" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

Uxin Peers Comparison

Overall Rating
UnderperformOutperform
Sector (63)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
77
Outperform
$847.71M20.059.35%2.24%-57.33%
64
Neutral
$536.56M6.630.12%40.31%-204.86%
63
Neutral
$17.32B10.90-7.25%3.10%1.66%-25.40%
50
Neutral
$96.16M-130.43%-14.45%78.09%
45
Neutral
$944.26M260.24%
44
Neutral
$142.20M-49.90%-96.51%77.24%
38
Underperform
$9.39M-86.66%-447.71%
* Consumer Cyclical Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
UXIN
Uxin
4.45
2.67
150.00%
CARS
Cars
13.48
-6.36
-32.06%
RMBL
RumbleON
2.42
-1.87
-43.59%
KXIN
Kaixin Auto Holdings
0.81
-5.79
-87.73%
CANG
Cango
5.17
3.26
170.68%
VRM
Vroom, Inc.
27.26
2.62
10.63%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 16, 2025