Fintech Global Incorporated (JP:8789)
:8789
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Fintech Global Incorporated
(8789)
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Rating:70Neutral
Price Target:
¥136.00
▼(-2.16% Downside)
Action:ReiteratedDate:12/20/25
The stock score is primarily driven by a solid financial performance with potential growth opportunities, despite liquidity challenges. Technical analysis supports a positive trend, and the valuation is attractive with a reasonable P/E ratio and a decent dividend yield. The absence of earnings call and corporate events data did not impact the score.
Positive Factors
Improving profitability margins
Improved EBIT and EBITDA margins indicate stronger operational efficiency and better cost management across the business. Sustained margin expansion supports durable profitability and improves the company's ability to generate operating cash over time, enhancing resilience and reinvestment capacity.
Negative Factors
Volatile operating cash flow
Volatile and recently negative operating cash flows weaken the company's capacity to internally fund capital expenditure, reduce debt, or return capital to shareholders. Poor cash conversion of earnings raises refinancing and liquidity risk and constrains strategic flexibility over the coming months.
Read all positive and negative factors
Positive Factors
Negative Factors
Improving profitability margins
Improved EBIT and EBITDA margins indicate stronger operational efficiency and better cost management across the business. Sustained margin expansion supports durable profitability and improves the company's ability to generate operating cash over time, enhancing resilience and reinvestment capacity.
Read all positive factors
Fintech Global Incorporated (8789) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥25.97B
Dividend Yield2.17%
Average Volume (3M)2.96M
Price to Earnings (P/E)6.6
Beta (1Y)1.14
Revenue Growth4.53%
EPS Growth29.87%
CountryJP
Employees168
SectorFinancial
Sector Strength70
IndustryFinancial - Conglomerates
Share Statistics
EPS (TTM)5.25
Shares Outstanding201,321,700
10 Day Avg. Volume6,447,440
30 Day Avg. Volume2,956,416
Financial Highlights & Ratios
PEG Ratio0.36
Price to Book (P/B)2.08
Price to Sales (P/S)1.58
P/FCF Ratio-13.97
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Fintech Global Incorporated Business Overview & Revenue Model
Company Description
Fintech Global Incorporated (8789) is a leading financial technology firm specializing in innovative solutions that enhance payment processing, digital banking, and financial data analytics. The company operates primarily in the fintech sector, of...
Fintech Global Incorporated Financial Statement Overview
Summary
Income Statement
72
Positive
Balance Sheet
65
Positive
Cash Flow
58
Neutral
| Breakdown | Sep 2025 | Sep 2024 | Sep 2023 | Sep 2022 | Sep 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 14.43B | 13.81B | 9.30B | 9.30B | 8.11B |
| Gross Profit | 7.85B | 7.35B | 5.11B | 3.99B | 3.37B |
| EBITDA | 3.45B | 3.04B | 1.81B | 1.24B | 817.45M |
| Net Income | 2.12B | 1.68B | 1.60B | 176.13M | 130.81M |
Balance Sheet | |||||
| Total Assets | 26.99B | 20.67B | 19.12B | 17.93B | 16.46B |
| Cash, Cash Equivalents and Short-Term Investments | 6.63B | 5.79B | 5.77B | 4.86B | 3.42B |
| Total Debt | 11.70B | 7.47B | 7.65B | 8.13B | 7.20B |
| Total Liabilities | 14.95B | 9.92B | 9.73B | 10.09B | 9.02B |
| Stockholders Equity | 10.97B | 9.63B | 8.37B | 6.64B | 6.41B |
Cash Flow | |||||
| Free Cash Flow | -1.63B | 3.16B | 553.26M | -822.85M | 558.78M |
| Operating Cash Flow | -1.34B | 4.06B | 615.26M | -701.85M | 747.78M |
| Investing Cash Flow | -1.59B | -547.69M | 766.65M | -141.09M | -173.48M |
| Financing Cash Flow | 3.13B | -790.51M | -538.92M | 802.98M | -360.36M |
Fintech Global Incorporated Technical Analysis
Negative
139.00
Price Trends
140.34
Negative
140.48
Negative
125.07
Negative
Market Momentum
-5.64
Negative
39.85
Neutral
48.15
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8789, the sentiment is Negative. The current price of 139 is above the 20-day moving average (MA) of 127.35, below the 50-day MA of 140.34, and above the 200-day MA of 125.07, indicating a bearish trend. The MACD of -5.64 indicates Negative momentum. The RSI at 39.85 is Neutral, neither overbought nor oversold. The STOCH value of 48.15 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:8789.
Fintech Global Incorporated Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
84 Outperform | ¥78.93B | 21.69 | ― | 2.02% | 13.52% | 7.75% | |
82 Outperform | ¥84.29B | 23.14 | ― | 4.32% | 11.99% | -4.74% | |
70 Neutral | ¥25.97B | 6.58 | ― | 2.17% | 4.53% | 29.87% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
59 Neutral | ¥41.98B | 20.82 | ― | ― | 13.25% | 1251.39% | |
51 Neutral | ¥39.37B | 11.37 | ― | 4.51% | 4.86% | -10.59% | |
43 Neutral | ¥175.84B | 13.27 | 7.26% | 4.16% | 14.69% | -114.36% |
* Financial Sector Average
JP:8789
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Fintech Global Incorporated Corporate Events
FinTech Global Offloads Control of Moominvalley Park Unit to Sharpen Balance Sheet
Mar 30, 2026
FinTech Global has sharply reduced its stake in theme-park operator Moomin Monogatari, transferring most of its shares in the Moominvalley Park business back to the company and to its licensing partners at no cost, cutting its combined voting righ...
FinTech Global to Dissolve Metsä Series 2 Partnership After Exit from Moomin Monogatari
Mar 30, 2026
FinTech Global Incorporated has dissolved its consolidated subsidiary Metsä Series 2 Investment Limited Liability Partnership after completing the transfer of all Moomin Monogatari, Ltd. shares held by the partnership back to Moomin Monogatar...
FinTech Global Delivers Strong Q1 FY2026 Results and Lifts Dividend Outlook
Feb 12, 2026
FinTech Global Incorporated reported solid first-quarter fiscal 2026 results, with revenues rising 9.3% year on year to ¥4,237 million and profit attributable to owners of the parent climbing 18.2% to ¥1,007 million, reflecting improved ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.