Fidea Holdings Co.Ltd. (JP:8713)
:8713
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Fidea Holdings Co.Ltd.
(8713)
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Rating:63Neutral
Price Target:
¥2,070.00
▲(30.60% Upside)
Action:Downgraded
Date:05/16/26
The score is driven primarily by improving profitability and revenue growth, offset by cash-flow volatility and only moderate balance-sheet/ROE strength. Valuation is a key positive (low P/E and healthy yield), while technicals are neutral-to-mildly positive without a strong trend signal.
Positive Factors
Revenue & profit rebound
Sustained revenue acceleration and a material net income rebound indicate stronger core banking performance and improved loan/fee dynamics. This enhances internal capital generation and supports dividend capacity, provisioning and selective reinvestment over the next several quarters.
Negative Factors
Erratic cash flows
High cash-flow volatility undermines predictability of capital allocation, provisioning and dividends. Irregular operating cash undermines planning, may force opportunistic funding or asset sales in stress periods, and raises medium-term execution risk.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue & profit rebound
Sustained revenue acceleration and a material net income rebound indicate stronger core banking performance and improved loan/fee dynamics. This enhances internal capital generation and supports dividend capacity, provisioning and selective reinvestment over the next several quarters.
Read all positive factors
Fidea Holdings Co.Ltd. (8713) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥35.26B
Dividend Yield4%
Average Volume (3M)60.10K
Price to Earnings (P/E)8.5
Beta (1Y)0.89
Revenue Growth8.60%
EPS Growth46.50%
CountryJP
Employees1,421
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)157.48
Shares Outstanding18,142,122
10 Day Avg. Volume55,630
30 Day Avg. Volume60,096
Financial Highlights & Ratios
PEG Ratio0.17
Price to Book (P/B)0.39
Price to Sales (P/S)0.65
P/FCF Ratio1.22
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Fidea Holdings Co.Ltd. Business Overview & Revenue Model
Company Description
Fidea Holdings Co., Ltd. (8713) is a diversified investment holding company based in Japan, primarily engaged in the sectors of real estate, finance, and technology. The company focuses on acquiring, developing, and managing a portfolio of assets ...
How the Company Makes Money
Fidea Holdings makes money primarily through earnings generated by its consolidated financial subsidiaries (principally its banking operations), which are then reflected in the holding company’s consolidated results. Key revenue streams typically ...
Fidea Holdings Co.Ltd. Financial Statement Overview
Summary
Income Statement
68
Positive
Balance Sheet
61
Positive
Cash Flow
45
Neutral
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 45.46B | 51.85B | 48.95B | 46.72B | 47.97B | 47.53B |
| Gross Profit | 45.46B | 45.52B | 46.12B | 45.65B | 47.52B | 47.36B |
| EBITDA | 2.51B | 6.60B | 5.65B | 4.99B | 6.48B | 7.58B |
| Net Income | 2.84B | 4.13B | 2.82B | 1.18B | 3.27B | 3.51B |
Balance Sheet | ||||||
| Total Assets | 2.98T | 2.92T | 2.92T | 3.06T | 3.02T | 3.27T |
| Cash, Cash Equivalents and Short-Term Investments | 0.00 | 477.76B | 316.70B | 306.34B | 316.92B | 725.95B |
| Total Debt | 98.40B | 103.80B | 103.30B | 265.24B | 116.00B | 776.27B |
| Total Liabilities | 2.89T | 2.83T | 2.84T | 2.97T | 2.93T | 3.16T |
| Stockholders Equity | 81.54B | 85.72B | 77.23B | 85.67B | 90.51B | 108.92B |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | 27.42B | 42.82B | 0.00 | -405.49B | 83.99B |
| Operating Cash Flow | 0.00 | 28.33B | 43.31B | 0.00 | -404.54B | 85.90B |
| Investing Cash Flow | 0.00 | 115.23B | 159.67B | -75.51B | 913.00M | 34.70B |
| Financing Cash Flow | 0.00 | -21.41B | -73.05B | 34.07B | -7.24B | -7.02B |
Fidea Holdings Co.Ltd. Technical Analysis
Negative
1585.00
Price Trends
1942.20
Positive
1975.19
Negative
1789.42
Positive
Market Momentum
4.61
Positive
46.77
Neutral
33.72
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8713, the sentiment is Negative. The current price of 1585 is below the 20-day moving average (MA) of 1972.90, below the 50-day MA of 1942.20, and below the 200-day MA of 1789.42, indicating a neutral trend. The MACD of 4.61 indicates Positive momentum. The RSI at 46.77 is Neutral, neither overbought nor oversold. The STOCH value of 33.72 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:8713.
Fidea Holdings Co.Ltd. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
75 Outperform | ¥75.56B | 10.48 | ― | 2.34% | 3.68% | 26.06% | |
70 Outperform | ¥44.24B | 10.24 | ― | 3.28% | 17.02% | 10.99% | |
68 Neutral | ¥50.34B | 7.54 | ― | 1.20% | 30.84% | 60.48% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
65 Neutral | ¥28.96B | 14.07 | ― | 2.59% | 17.44% | 9.26% | |
63 Neutral | ¥35.26B | 8.51 | 4.94% | 4.00% | 8.60% | 46.50% | |
58 Neutral | ¥45.44B | -1.87 | ― | 2.87% | 26.62% | -660.86% |
* Financial Sector Average
JP:8713
Fidea Holdings Co.Ltd.
1,944.00
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Fidea Holdings Co.Ltd. Corporate Events
FIDEA Holdings Maintains Governance Continuity With Director and Committee Reappointments
May 15, 2026
FIDEA Holdings Co. Ltd. has set its slate of director candidates, all of whom are reappointments, to be formally approved at the June 25, 2026 shareholders and board meetings, signaling continuity in the company’s governance structure. The b...
FIDEA Holdings to Buy Back Shares for Restricted Stock Compensation Plan
May 15, 2026
FIDEA Holdings has approved the acquisition of up to 100,000 of its own common shares, representing about 0.55% of its issued shares excluding treasury stock, with a maximum outlay of ¥220 million. The buyback will be conducted via market pur...
FIDEA Holdings Adopts Progressive Dividend Policy With 40% Payout Target
May 15, 2026
FIDEA Holdings has overhauled its shareholder return policy, shifting from a stance of paying stable dividends to adopting a progressive dividend policy that targets a payout ratio of roughly 40% of profit attributable to owners of the parent. The...
FIDEA Unveils Three-year Plan Tied to Shonai–Hokuto Merger and Regional Growth
May 15, 2026
FIDEA Holdings has unveiled its Sixth Medium-term Management Plan covering April 2026 to March 2029, built around the slogan of serving its region by connecting local stakeholders and pursuing sustainable growth. Leveraging the planned January 202...
Fidea Holdings Delivers Strong Profit Growth but Signals Cautious Outlook
May 15, 2026
Fidea Holdings reported consolidated ordinary income of ¥56.1 billion for the fiscal year ended 31 March 2026, up 5.4% year on year, with ordinary profit jumping 29.7% to ¥5.46 billion and profit attributable to owners of parent surging ...
FIDEA Holdings Lifts FY2025 Profit Forecast on Stronger Interest Income
May 1, 2026
FIDEA Holdings has raised its consolidated earnings forecast for the fiscal year ending March 31, 2026, reflecting stronger-than-expected performance in its core banking operations. The company now projects ordinary profit of ¥5.4 billion and...
FIDEA Holdings Adopts Internal Ratings-Based Method for Capital Adequacy
Mar 26, 2026
FIDEA Holdings and its core regional bank subsidiaries, THE SHONAI BANK and The Hokuto Bank, will shift their capital adequacy ratio credit risk measurement from the Standardized Approach to the more sophisticated Foundation Internal Ratings-Based...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.