Fidea Holdings Co.Ltd. (8713) AI Stock Analysis

• Market Cap: ¥35.50B
• Dividend Yield: 4%
• Average Volume (3M): 60.10K
• Price to Earnings (P/E): 7.0
• Beta (1Y): 0.88
• Revenue Growth: 10.72%
• EPS Growth: 293.23%
• Country: JP
• Employees: 1,421
• Sector: Financial
• Sector Strength: 70
• Industry: Banks - Regional
• EPS (TTM): 67.95
• Shares Outstanding: 18,142,122
• 10 Day Avg. Volume: 55,630
• 30 Day Avg. Volume: 60,096
• PEG Ratio: 0.07
• Price to Book (P/B): 0.35
• Price to Sales (P/S): 0.56
• P/FCF Ratio: 0.64
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 71 Outperform
• Price Target: ¥2,137.00 ▲(34.83% Upside)
• Action: Reiterated Date: 02/06/26
• Date: Action: Reiterated 02/06/26

The score is driven primarily by mixed financial performance—cash flow improvement and strong margins offset by weak/volatile revenue trends and high leverage—while technicals are positively trending and valuation is supportive due to a low P/E and solid dividend yield.

Positive Factors

Gross margin strength

A consistently 100% gross profit margin indicates durable cost control at the operating level. For a regional banking holding this suggests core service delivery has minimal direct cost volatility, supporting long-term margin resilience, cash generation and capacity to fund operations or dividends.

Negative Factors

High leverage

Significant leverage raises solvency and funding risk for a regional banking group. High debt-to-equity reduces capital cushions, increases sensitivity to interest-rate or credit stress, and constrains strategic options like acquisitions or large loan-loss absorption over the medium term.

Fidea Holdings Co.Ltd. Business Overview & Revenue Model

Company Description

Fidea Holdings Co., Ltd. (8713) is a diversified investment holding company based in Japan, primarily engaged in the sectors of real estate, finance, and technology. The company focuses on acquiring, developing, and managing a portfolio of assets ...

Read more

Fidea Holdings Co., Ltd. (8713) is a diversified investment holding company based in Japan, primarily engaged in the sectors of real estate, finance, and technology. The company focuses on acquiring, developing, and managing a portfolio of assets ...

How the Company Makes Money

Fidea Holdings makes money primarily through earnings generated by its consolidated financial subsidiaries (principally its banking operations), which are then reflected in the holding company’s consolidated results. Key revenue streams typically ...

Read more

Fidea Holdings makes money primarily through earnings generated by its consolidated financial subsidiaries (principally its banking operations), which are then reflected in the holding company’s consolidated results. Key revenue streams typically ...

Fidea Holdings Co.Ltd. Financial Statement Overview

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	45.46B	48.95B	46.72B	47.97B	47.53B	49.52B
Gross Profit	45.46B	46.12B	45.65B	47.52B	47.36B	49.02B
EBITDA	2.51B	5.65B	4.99B	6.48B	7.58B	7.30B
Net Income	2.84B	2.82B	1.18B	3.27B	3.51B	3.31B
Balance Sheet
Total Assets	2.98T	2.92T	3.06T	3.02T	3.27T	3.22T
Cash, Cash Equivalents and Short-Term Investments	0.00	316.70B	306.34B	316.92B	725.95B	612.33B
Total Debt	98.40B	103.30B	265.24B	116.00B	776.27B	712.54B
Total Liabilities	2.89T	2.84T	2.97T	2.93T	3.16T	3.10T
Stockholders Equity	81.54B	77.23B	85.67B	90.51B	108.92B	119.78B
Cash Flow
Free Cash Flow	0.00	42.82B	0.00	-405.49B	83.99B	468.07B
Operating Cash Flow	0.00	43.31B	0.00	-404.54B	85.90B	469.63B
Investing Cash Flow	0.00	159.67B	-75.51B	913.00M	34.70B	-3.14B
Financing Cash Flow	0.00	-73.05B	34.07B	-7.24B	-7.02B	-1.26B

Fidea Holdings Co.Ltd. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 1585.00
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8713, the sentiment is Positive. The current price of 1585 is below the 20-day moving average (MA) of 1950.80, below the 50-day MA of 2045.86, and below the 200-day MA of 1727.67, indicating a neutral trend. The MACD of -37.32 indicates Negative momentum. The RSI at 47.90 is Neutral, neither overbought nor oversold. The STOCH value of 78.98 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:8713.

Fidea Holdings Co.Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
8558	78 Outperform	¥37.92B	24.09	―	2.87%	16.42%	119.62%
8713	71 Outperform	¥35.50B	7.00	4.94%	4.00%	10.72%	293.23%
8541	69 Neutral	¥64.08B	6.31	―	2.34%	-0.97%	27.62%
8551	68 Neutral	¥38.47B	10.62	―	3.28%	22.26%	-12.68%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
8338	65 Neutral	¥50.26B	4.49	―	1.20%	8.45%	168.74%
8364	64 Neutral	¥30.05B	7.87	―	2.59%	4.90%	―

Fidea Holdings Co.Ltd. Corporate Events