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Fidea Holdings Co.Ltd.
(8713)
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Rating:63Neutral
Price Target:
¥2,311.00
▲(45.80% Upside)
Action:Downgraded
Date:05/16/26
The score is driven primarily by improving profitability and revenue growth, offset by cash-flow volatility and only moderate balance-sheet/ROE strength. Valuation is a key positive (low P/E and healthy yield), while technicals are neutral-to-mildly positive without a strong trend signal.
Positive Factors
Revenue growth re-acceleration
Sustained re-acceleration in revenue and a meaningful rebound in net income indicate the core banking franchise is regaining momentum. Over a multi-month horizon this supports a stronger earnings base, improved internal capital generation, and provides a durable cushion versus cyclical credit swings.
Negative Factors
Meaningful remaining leverage
Despite improvement, material leverage leaves the bank exposed to interest-rate mismatches and credit losses. In stressed scenarios this constrains capital flexibility, increases funding vulnerability, and limits the capacity to expand risk-weighted assets without raising additional capital.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue growth re-acceleration
Sustained re-acceleration in revenue and a meaningful rebound in net income indicate the core banking franchise is regaining momentum. Over a multi-month horizon this supports a stronger earnings base, improved internal capital generation, and provides a durable cushion versus cyclical credit swings.
Read all positive factors
Fidea Holdings Co.Ltd. (8713) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥39.18B
Dividend Yield3.47%
Average Volume (3M)60.10K
Price to Earnings (P/E)9.4
Beta (1Y)0.85
Revenue Growth8.60%
EPS Growth46.50%
CountryJP
Employees1,376
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)228.73
Shares Outstanding18,142,122
10 Day Avg. Volume55,630
30 Day Avg. Volume60,096
Financial Highlights & Ratios
PEG Ratio0.17
Price to Book (P/B)0.39
Price to Sales (P/S)0.65
P/FCF Ratio1.22
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Fidea Holdings Co.Ltd. Business Overview & Revenue Model
Company Description
FIDEA Holdings Co. Ltd., operating through its subsidiaries, delivers a diverse array of banking products and financial services across Japan. Its comprehensive offerings encompass negotiable certificates of deposit and credit facilities extended ...
How the Company Makes Money
Fidea Holdings primarily makes money through earnings generated by its consolidated financial subsidiaries, with the largest contribution typically coming from its banking operations. Key revenue streams generally include (1) net interest income: ...
Fidea Holdings Co.Ltd. Financial Statement Overview
Summary
Income Statement
68
Positive
Balance Sheet
61
Positive
Cash Flow
45
Neutral
| Breakdown | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 51.85B | 48.95B | 46.72B | 47.97B | 47.53B |
| Gross Profit | 45.52B | 46.12B | 45.65B | 47.52B | 47.36B |
| EBITDA | 6.60B | 5.65B | 4.99B | 6.48B | 7.58B |
| Net Income | 4.13B | 2.82B | 1.18B | 3.27B | 3.51B |
Balance Sheet | |||||
| Total Assets | 2.92T | 2.92T | 3.06T | 3.02T | 3.27T |
| Cash, Cash Equivalents and Short-Term Investments | 477.76B | 316.70B | 306.34B | 316.92B | 725.95B |
| Total Debt | 103.80B | 103.30B | 265.24B | 116.00B | 776.27B |
| Total Liabilities | 2.83T | 2.84T | 2.97T | 2.93T | 3.16T |
| Stockholders Equity | 85.72B | 77.23B | 85.67B | 90.51B | 108.92B |
Cash Flow | |||||
| Free Cash Flow | 27.42B | 42.82B | 0.00 | -405.49B | 83.99B |
| Operating Cash Flow | 28.33B | 43.31B | 0.00 | -404.54B | 85.90B |
| Investing Cash Flow | 115.23B | 159.67B | -75.51B | 913.00M | 34.70B |
| Financing Cash Flow | -21.41B | -73.05B | 34.07B | -7.24B | -7.02B |
Fidea Holdings Co.Ltd. Technical Analysis
Positive
1585.00
Price Trends
2028.12
Positive
1983.58
Positive
1906.53
Positive
Market Momentum
41.84
Negative
61.75
Neutral
66.97
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8713, the sentiment is Positive. The current price of 1585 is below the 20-day moving average (MA) of 2114.65, below the 50-day MA of 2028.12, and below the 200-day MA of 1906.53, indicating a bullish trend. The MACD of 41.84 indicates Negative momentum. The RSI at 61.75 is Neutral, neither overbought nor oversold. The STOCH value of 66.97 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:8713.
Fidea Holdings Co.Ltd. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
69 Neutral | ¥108.66B | 15.06 | ― | 2.34% | 3.68% | 26.05% | |
69 Neutral | ¥54.08B | 10.89 | ― | 3.28% | 17.34% | 27.36% | |
68 Neutral | ¥51.33B | 7.68 | ― | 1.20% | 19.44% | 62.45% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
63 Neutral | ¥39.18B | 9.44 | 4.89% | 4.00% | 8.60% | 46.50% | |
57 Neutral | ¥31.07B | 15.12 | ― | 2.59% | 17.44% | 9.43% | |
52 Neutral | ¥47.11B | -1.93 | ― | 2.87% | 26.62% | -664.91% |
* Financial Sector Average
JP:8713
Fidea Holdings Co.Ltd.
2,240.00
752.07
50.54%
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Fidea Holdings Co.Ltd. Corporate Events
FIDEA Holdings to Grant Restricted Treasury Shares as Executive Compensation
Jul 16, 2026
FIDEA Holdings has approved the disposal of 35,800 treasury shares as restricted stock-based compensation to directors and executive officers of the company and its subsidiary banks, valued at approximately ¥76.47 million at ¥2,136 per s...
FIDEA Holdings Completes ¥196.9 Million Share Buyback on Tokyo Stock Exchange
Jun 15, 2026
FIDEA Holdings has completed a share buyback program authorized by its board to acquire its own common stock on the market, aiming to enhance capital efficiency and shareholder value. Between June 1 and June 12, 2026, the company purchased 50,000 ...
FIDEA Holdings Reports Progress on Tokyo-Listed Share Buyback
Jun 1, 2026
FIDEA Holdings Co. Ltd. has disclosed progress on its ongoing share buyback program authorized by its board on May 15, 2026, under provisions of the Companies Act. The company is repurchasing common shares via market purchases on the Tokyo Stock E...
FIDEA Holdings Maintains Governance Continuity With Director and Committee Reappointments
May 15, 2026
FIDEA Holdings Co. Ltd. has set its slate of director candidates, all of whom are reappointments, to be formally approved at the June 25, 2026 shareholders and board meetings, signaling continuity in the company’s governance structure. The b...
FIDEA Holdings to Buy Back Shares for Restricted Stock Compensation Plan
May 15, 2026
FIDEA Holdings has approved the acquisition of up to 100,000 of its own common shares, representing about 0.55% of its issued shares excluding treasury stock, with a maximum outlay of ¥220 million. The buyback will be conducted via market pur...
FIDEA Holdings Adopts Progressive Dividend Policy With 40% Payout Target
May 15, 2026
FIDEA Holdings has overhauled its shareholder return policy, shifting from a stance of paying stable dividends to adopting a progressive dividend policy that targets a payout ratio of roughly 40% of profit attributable to owners of the parent. The...
FIDEA Unveils Three-year Plan Tied to Shonai–Hokuto Merger and Regional Growth
May 15, 2026
FIDEA Holdings has unveiled its Sixth Medium-term Management Plan covering April 2026 to March 2029, built around the slogan of serving its region by connecting local stakeholders and pursuing sustainable growth. Leveraging the planned January 202...
Fidea Holdings Delivers Strong Profit Growth but Signals Cautious Outlook
May 15, 2026
Fidea Holdings reported consolidated ordinary income of ¥56.1 billion for the fiscal year ended 31 March 2026, up 5.4% year on year, with ordinary profit jumping 29.7% to ¥5.46 billion and profit attributable to owners of parent surging ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.