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Fuyo General Lease Co., Ltd. (JP:8424)
:8424
Japanese Market

Fuyo General Lease Co., Ltd. (8424) AI Stock Analysis

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JP:8424

Fuyo General Lease Co., Ltd.

(8424)

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Neutral 64 (OpenAI - 5.2)
Rating:64Neutral
Price Target:
¥4,961.00
▲(15.56% Upside)
Action:DowngradedDate:10/25/25
Fuyo General Lease Co., Ltd. scores well due to its strong valuation metrics, including a low P/E ratio and solid dividend yield. However, financial performance is hindered by high leverage and negative cash flow, and technical indicators suggest bearish momentum.
Positive Factors
Consistent Revenue Growth
Sustained high revenue growth (17.5% reported) indicates persistent demand for leasing services and effective origination. For a leasing franchise, steady originations translate into recurring finance income and scale benefits that support earnings stability and long-term cash generation.
Negative Factors
High Leverage
Material leverage is structural for leasing but raises interest-rate and refinancing risk. Elevated debt-to-equity makes earnings and equity returns sensitive to funding cost moves and credit stress, constraining maneuverability during market dislocations and increasing long-term funding costs.
Read all positive and negative factors
Positive Factors
Negative Factors
Consistent Revenue Growth
Sustained high revenue growth (17.5% reported) indicates persistent demand for leasing services and effective origination. For a leasing franchise, steady originations translate into recurring finance income and scale benefits that support earnings stability and long-term cash generation.
Read all positive factors

Fuyo General Lease Co., Ltd. (8424) vs. iShares MSCI Japan ETF (EWJ)

Fuyo General Lease Co., Ltd. Business Overview & Revenue Model

Company Description
Fuyo General Lease Co., Ltd. engages in leasing and installment sales business in Japan and internationally. It is involved in the lease and installment sale of IT and office equipment, industrial machinery/machine tools, commercial/service equipm...
How the Company Makes Money
Fuyo General Lease generates revenue primarily through its leasing operations, which involve providing capital for the acquisition of equipment and property. The company earns money through leasing fees paid by clients over the duration of the lea...

Fuyo General Lease Co., Ltd. Financial Statement Overview

Summary
Fuyo General Lease Co., Ltd. shows strong revenue growth and profitability with a solid equity position. However, high leverage and negative free cash flow present risks that need addressing.
Income Statement
75
Positive
Balance Sheet
70
Positive
Cash Flow
60
Neutral
BreakdownTTMMar 2025Mar 2024Mar 2023Mar 2022Mar 2021
Income Statement
Total Revenue689.50B678.39B708.54B688.65B657.85B740.26B
Gross Profit121.03B119.63B109.57B97.32B88.86B82.74B
EBITDA103.66B126.39B122.52B105.54B105.03B95.43B
Net Income48.62B45.28B47.22B38.94B33.89B29.57B
Balance Sheet
Total Assets3.60T3.57T3.39T3.15T2.95T2.98T
Cash, Cash Equivalents and Short-Term Investments658.79B614.71B632.27B576.19B395.18B382.13B
Total Debt2.85T2.81T2.69T2.52T2.38T2.45T
Total Liabilities3.07T3.04T2.91T2.74T2.58T2.63T
Stockholders Equity473.38B475.56B431.96B367.19B333.49B305.27B
Cash Flow
Free Cash Flow-85.20B-85.20B-79.34B104.88B126.61B9.12B
Operating Cash Flow-81.77B-81.77B-76.07B107.56B128.79B13.29B
Investing Cash Flow-35.66B-35.66B-3.06B-12.39B-15.67B-5.97B
Financing Cash Flow97.99B97.99B131.80B84.04B-101.53B63.41B

Fuyo General Lease Co., Ltd. Technical Analysis

Technical Analysis Sentiment
Positive
Last Price4293.00
Price Trends
50DMA
4369.48
Positive
100DMA
4265.75
Positive
200DMA
4161.90
Positive
Market Momentum
MACD
5.86
Negative
RSI
54.04
Neutral
STOCH
80.97
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8424, the sentiment is Positive. The current price of 4293 is below the 20-day moving average (MA) of 4325.94, below the 50-day MA of 4369.48, and above the 200-day MA of 4161.90, indicating a bullish trend. The MACD of 5.86 indicates Negative momentum. The RSI at 54.04 is Neutral, neither overbought nor oversold. The STOCH value of 80.97 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:8424.

Fuyo General Lease Co., Ltd. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (63)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
79
Outperform
¥122.95B9.202.85%8.02%4.39%
76
Outperform
¥14.47B7.113.03%5.72%60.38%
72
Outperform
¥1.03T10.733.37%5.24%69.92%
68
Neutral
¥32.11B8.574.66%-13.01%9.74%
64
Neutral
¥392.93B11.143.62%-0.03%-42.34%
63
Neutral
$10.79B15.437.44%2.01%2.89%-14.66%
58
Neutral
¥43.28B6.793.90%0.17%58.30%
* Industrials Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
JP:8424
Fuyo General Lease Co., Ltd.
4,338.00
691.37
18.96%
JP:5834
SBI Leasing Services Co.,Ltd.
2,727.00
1,343.05
97.04%
JP:7081
Koyou Rentia Co., Ltd.
1,301.00
285.88
28.16%
JP:8439
Tokyo Century Corporation
2,090.50
736.93
54.44%
JP:8596
Kyushu Leasing Service Co., Ltd.
1,413.00
474.66
50.58%
JP:9699
NISHIO HOLDINGS CO. LTD.
4,430.00
651.39
17.24%

Fuyo General Lease Co., Ltd. Corporate Events

Fuyo General Lease Reshapes Organization and Leadership Ahead of FY2026
Feb 27, 2026
Fuyo General Lease Co., Ltd. has announced a broad reorganization of its internal structure effective April 1, 2026, including the creation of an Energy Business Management Division and a standalone Risk Management Division, alongside renaming and...
Fuyo General Lease Releases Nine-Month FY2025 Results and Forecasts
Feb 6, 2026
Fuyo General Lease Co., Ltd. released a summary of its consolidated financial results for the first nine months of fiscal 2025, outlining profit definitions and key performance indicators such as profit before interest expenses and ROA based on or...
Fuyo General Lease Grows Revenue but Sees Profit Halved in First Nine Months of FY2025
Feb 6, 2026
Fuyo General Lease reported consolidated net sales of ¥590.4 billion for the nine months ended December 31, 2025, up 22.6% year on year, but operating profit dropped 52.9% to ¥21.1 billion and profit attributable to owners of parent fell...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Oct 25, 2025