SBI Leasing Services Co.,Ltd. (5834) AI Stock Analysis

• Market Cap: ¥30.81B
• Dividend Yield: 2.56%
• Average Volume (3M): 32.14K
• Price to Earnings (P/E): 6.8
• Beta (1Y): 1.26
• Revenue Growth: -22.59%
• EPS Growth: 26.95%
• Country: JP
• Employees: 53
• Sector: Industrials
• Sector Strength: 87
• Industry: Rental & Leasing Services
• EPS (TTM): 562.72
• Shares Outstanding: 7,878,800
• 10 Day Avg. Volume: 28,110
• 30 Day Avg. Volume: 32,143
• PEG Ratio: -0.10
• Price to Book (P/B): 1.06
• Price to Sales (P/S): 0.00
• P/FCF Ratio: -4.15
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 70 Outperform
• Price Target: ¥4,345.00 ▲(11.13%Upside)

SBI Leasing Services Co., Ltd. demonstrates strong technical momentum and attractive valuation, which are the key strengths. However, financial performance issues, particularly around cash flow and leverage, pose a significant risk. Investors should weigh the technical and valuation strengths against these financial challenges.

SBI Leasing Services Co.,Ltd. Business Overview & Revenue Model

Company Description

SBI Leasing Services Co.,Ltd. (5834) is a prominent player in the financial sector, specializing in leasing services. The company offers a wide range of leasing solutions, including equipment leasing, real estate leasing, and vehicle leasing, catering to both corporate clients and individual consumers. With a focus on providing customized financial solutions, SBI Leasing Services is dedicated to meeting the diverse needs of its clients across various industries.

How the Company Makes Money

SBI Leasing Services Co.,Ltd. generates revenue primarily through its leasing activities, which form the core of its business operations. The company earns money by entering into lease agreements with clients, who pay periodic lease payments for the use of various assets, such as equipment, vehicles, or real estate. Additionally, the company may earn revenue from the sale of leased assets at the end of lease terms or from ancillary services related to leasing, such as maintenance and insurance. Key partnerships with manufacturers and financial institutions may also enhance its product offerings and expand its client base, contributing to its revenue streams.

SBI Leasing Services Co.,Ltd. Financial Statement Overview

Summary

SBI Leasing Services Co., Ltd. exhibits a mixed financial performance with operational efficiency reflected in improved EBIT and EBITDA margins. However, the company faces challenges in maintaining consistent net profitability, has a heavily leveraged balance sheet, and significant cash flow issues, indicating potential liquidity constraints.

Income Statement

SBI Leasing Services Co., Ltd. has shown fluctuating revenue with a significant drop in the latest fiscal year. Despite the volatility, the company has maintained a positive gross profit margin and improved EBIT and EBITDA margins, indicating operational efficiency. However, the net profit margin has seen irregular patterns, reflecting occasional profitability challenges.

Balance Sheet

The balance sheet reflects a high debt-to-equity ratio, increasing over the years, which indicates a heavy reliance on debt financing. The equity ratio remains relatively low, posing potential financial risk. However, a gradual increase in stockholders' equity over the years is a positive sign, suggesting strengthening equity base.

Cash Flow

The cash flow statement shows persistent negative free cash flow, raising concerns about liquidity and cash management. Operating cash flow has been negative in most years, indicating cash flow difficulties from core business operations. The ratio of operating cash flow to net income suggests inefficiencies in converting income into cash.

Breakdown
TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement		Total Revenue
51.46B	41.92B	54.15B	39.57B	29.56B	12.00B
	Gross Profit
9.78B	10.40B	8.31B	7.17B	5.54B	3.35B
	EBIT
6.22B	6.73B	5.31B	4.03B	3.28B	396.00M
	EBITDA
6.71B	7.70B	6.12B	4.54B	11.47B	-4.64B
	Net Income Common Stockholders
3.95B	4.39B	3.45B	2.44B	10.36B	-7.65B
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
11.82B	60.71B	63.64B	35.58B	20.30B	9.25B
	Total Assets
104.80B	105.78B	75.70B	48.35B	29.80B	40.85B
	Total Debt
73.83B	72.40B	48.90B	23.21B	15.12B	37.33B
	Net Debt
62.01B	63.47B	36.25B	9.39B	6.50B	31.95B
	Total Liabilities
82.34B	80.60B	54.59B	30.58B	16.64B	38.47B
	Stockholders Equity
22.47B	25.17B	21.11B	17.78B	13.16B	2.38B
Cash Flow		Free Cash Flow
0.00	-26.51B	-26.69B	-4.54B	-814.00M	2.74B
	Operating Cash Flow
0.00	-26.51B	-26.65B	3.71B	-772.00M	2.75B
	Investing Cash Flow
0.00	-123.00M	-189.00M	-8.43B	26.08B	7.79B
	Financing Cash Flow
0.00	22.93B	25.62B	9.94B	-22.20B	-11.41B

SBI Leasing Services Co.,Ltd. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 3910.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:5834, the sentiment is Positive. The current price of 3910 is above the 20-day moving average (MA) of 3701.75, above the 50-day MA of 3401.78, and above the 200-day MA of 2979.10, indicating a bullish trend. The MACD of 114.45 indicates Negative momentum. The RSI at 58.37 is Neutral, neither overbought nor oversold. The STOCH value of 73.24 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:5834.

SBI Leasing Services Co.,Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
8596	78 Outperform	¥27.27B	7.39		5.67%	17.40%	17.97%
8439	76 Outperform	¥777.95B	9.07		4.17%	1.67%	18.48%
9763	76 Outperform	¥10.28B	7.97		4.21%	6.95%	4.92%
5834	70 Outperform	¥30.81B	6.77		2.56%	-22.59%	26.95%
9699	69 Neutral	¥109.07B	8.73		2.88%	8.56%	16.30%
8424	67 Neutral	¥355.07B	7.81		3.91%	-4.25%	-4.22%
Sector *	66 Neutral	$4.51B	12.22	5.40%	3.63%	4.14%	-12.01%