Mizuho Financial Group (8411) AI Stock Analysis

• Market Cap: $11.83T
• Dividend Yield: 3.01%
• Average Volume (3M): 7.76M
• Price to Earnings (P/E): 13.5
• Beta (1Y): 1.33
• Revenue Growth: -1.99%
• EPS Growth: 23.19%
• Country: JP
• Employees: 51,212
• Sector: Financial
• Sector Strength: 70
• Industry: Banks - Regional
• EPS (TTM): 115.90
• Shares Outstanding: 2,489,848,600
• 10 Day Avg. Volume: 7,105,220
• 30 Day Avg. Volume: 7,762,213
• PEG Ratio: 0.49
• Price to Book (P/B): 0.73
• Price to Sales (P/S): 0.95
• P/FCF Ratio: 22.82
• Enterprise Value/Market Cap: 0.35
• Enterprise Value/Revenue: 0.50
• Enterprise Value/Gross Profit: 1.17
• Enterprise Value/Ebitda: 3.56
• 1Y Price Target: $5,895.47
• Price Target Upside: 29.03% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 2

• Rating: 70 Outperform
• Price Target: ¥5,236.00 ▲(14.60% Upside)

Mizuho Financial Group's overall stock score is driven by its strong financial performance, characterized by robust revenue growth and efficient cost management. The technical analysis indicates a neutral trend with some bullish momentum, while the valuation suggests the stock is fairly valued with an attractive dividend yield. The absence of earnings call and corporate events data did not impact the score.

Positive Factors

Negative Factors

Mizuho Financial Group Business Overview & Revenue Model

Company Description

Mizuho Financial Group, Inc., together with its subsidiaries, engages in banking, trust, securities, and other businesses related to financial services in Japan, the Americas, Europe, Asia/Oceania, and internationally. It operates through five segments: Retail & Business Banking Company, Corporate & Institutional Company, Global Corporate Company, Global Markets Company, and Asset Management Company. The company provides deposit products; syndicated, housing, and card loans; business matching services; and advisory services related to overseas expansions, and mergers and acquisitions-related services. It also offers consulting services, including asset management and asset succession; payroll services; and sells lottery tickets issued by prefectures and ordinance-designated cities. In addition, it offers financial solutions, such as bonds, mergers and acquisitions advisory, risk hedging products, etc. for corporate customers to meet their needs in fund-raising, investment management, and financial strategies; solutions based on their capital management, business strategy, and financial strategy; real estate agency services; advisory services and solutions, such as advice on proposals on various investment products to financial institutions; and financial services that include funding support and public bonds underwriting. Further, the company offers sales and trading services to meet needs for customers; investment products for individual customers; and consulting services for institutional investors. Additionally, the company provides products and services related to trust, securitization and structured finance, pension, and stock transfers; securities services; and research, private banking, and information technology-related services. Mizuho Financial Group, Inc. was incorporated in 2003 and is headquartered in Tokyo, Japan.

How the Company Makes Money

Mizuho Financial Group generates revenue primarily through interest income from its banking operations, which include lending to individuals and businesses. This constitutes a significant portion of their earnings. Additionally, the company earns fees from investment banking services, such as underwriting and advisory services for mergers and acquisitions. Revenue is also derived from trading activities in capital markets, asset management fees, and brokerage commissions. Significant partnerships with other financial institutions and corporations enhance its service offerings and contribute to revenue growth. The group's extensive global network further allows it to tap into various markets, increasing its earning potential.

Mizuho Financial Group Financial Statement Overview

Summary

Mizuho Financial Group demonstrates strong revenue growth and efficient cost management, reflected in its healthy margins. The balance sheet is stable with a strong equity base despite high leverage, typical for banks. Challenges in converting earnings to operating cash flow and negative free cash flow growth warrant attention to liquidity management. Overall, the company is financially solid with a need for improved cash flow efficiency.

Income Statement

Mizuho Financial Group has shown consistent revenue growth with a strong increase seen in the latest fiscal year. The gross profit margin is healthy, indicating efficient cost management. While the net profit margin has improved, it remains moderate, suggesting room for enhanced profitability. The EBIT and EBITDA margins reflect stable operational performance, although there is potential for further margin expansion.

Balance Sheet

The debt-to-equity ratio remains high, typical for the banking sector, but manageable given the strong equity base. Return on Equity is robust, showcasing efficient use of equity to generate profits. The equity ratio is moderate, indicating a balanced approach between equity and debt in financing assets, which contributes to financial stability.

Cash Flow

The operating cash flow to net income ratio indicates challenges in converting profits into cash flow, primarily due to fluctuations in operating cash flow. There is a negative trend in free cash flow growth, suggesting potential pressures in liquidity management. However, the free cash flow to net income ratio highlights a reasonable level of cash flow generation relative to earnings.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	8.30T	8.60T	7.86T	4.89T	2.84T	2.31T
Gross Profit	3.57T	3.59T	2.86T	2.58T	2.28T	2.31T
EBITDA	1.17T	1.40T	1.13T	945.90B	769.51B	775.45B
Net Income	886.65B	885.43B	678.99B	555.53B	530.48B	448.57B
Balance Sheet
Total Assets	10.00T>	10.00T>	10.00T>	10.00T>	10.00T>	10.00T>
Cash, Cash Equivalents and Short-Term Investments	64.77T	10.00T>	10.00T>	86.46T	70.60T	83.10T
Total Debt	57.46T	60.89T	58.95T	45.34T	40.96T	35.21T
Total Liabilities	10.00T>	10.00T>	10.00T>	10.00T>	10.00T>	10.00T>
Stockholders Equity	10.54T	10.44T	10.23T	9.13T	9.08T	8.55T
Cash Flow
Free Cash Flow	0.00	-4.17T	326.33B	8.68T	4.78T	1.67T
Operating Cash Flow	0.00	-3.82T	389.46B	8.87T	4.92T	1.90T
Investing Cash Flow	0.00	3.79T	-9.10T	6.61T	-1.86T	-5.81T
Financing Cash Flow	0.00	-299.03B	12.42T	-611.14B	-522.06B	-281.85B

Mizuho Financial Group Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 4569.00
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8411, the sentiment is Neutral. The current price of 4569 is below the 20-day moving average (MA) of 4810.13, below the 50-day MA of 4747.16, and above the 200-day MA of 4102.21, indicating a neutral trend. The MACD of -15.89 indicates Positive momentum. The RSI at 40.84 is Neutral, neither overbought nor oversold. The STOCH value of 30.48 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JP:8411.

Mizuho Financial Group Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
8309	72 Outperform	$2.92T	10.51	9.20%	3.80%	19.13%	160.69%
7186	72 Outperform	$1.26T	14.50	6.86%	3.07%	13.73%	28.01%
8411	70 Outperform	$11.83T	13.55	8.69%	3.01%	-1.99%	23.19%
8308	68 Neutral	$3.36T	14.71	8.46%	2.00%	14.71%	29.60%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
6178	64 Neutral	$4.23T	11.88	3.83%	3.57%	-2.48%	12.18%
7182	61 Neutral	$6.10T	14.55	4.73%	3.49%	-14.57%	16.03%

Mizuho Financial Group Corporate Events

Mizuho Financial Group Advances Stock Repurchase Plan

Mizuho Financial Group announced the progress of its common stock repurchase, having acquired 7,560,800 shares for approximately ¥31.39 billion between July 1 and July 31, 2025. This move is part of a broader plan approved by the Board of Directors to repurchase up to 40 million shares, aiming to enhance shareholder value and optimize capital structure.

The most recent analyst rating on (JP:8411) stock is a Hold with a Yen3410.00 price target. To see the full list of analyst forecasts on Mizuho Financial Group stock, see the JP:8411 Stock Forecast page.

Mizuho Financial Group Reports Q1 Fiscal 2025 Results and Revises Earnings Forecast

Mizuho Financial Group reported its financial results for the first quarter of fiscal 2025, showing a decrease in ordinary income by 10.5% compared to the previous year, but an increase in ordinary profits by 4.0% and profit attributable to owners by 0.4%. The company revised its consolidated earnings estimates for fiscal 2025, projecting a profit attributable to owners of ¥1,020,000 million, an increase from the previous estimate of ¥940,000 million, reflecting a positive outlook for the fiscal year ending March 31, 2026.

The most recent analyst rating on (JP:8411) stock is a Buy with a Yen4570.00 price target. To see the full list of analyst forecasts on Mizuho Financial Group stock, see the JP:8411 Stock Forecast page.

Mizuho Financial Group Reports Progress on Stock Repurchase Program

Mizuho Financial Group has announced the progress of its common stock repurchase program, which is being conducted under the provisions of the Companies Act of Japan. As of June 30, 2025, the company has repurchased 10,453,700 shares at an aggregate price of ¥40,957,075,100. This move is part of a larger plan to repurchase up to 40 million shares, with a maximum budget of ¥100 billion, aimed at enhancing shareholder value and optimizing capital structure.

The most recent analyst rating on (JP:8411) stock is a Buy with a Yen4570.00 price target. To see the full list of analyst forecasts on Mizuho Financial Group stock, see the JP:8411 Stock Forecast page.

Mizuho Financial Group Enhances Stock Compensation Program with Additional Trust Contribution

Mizuho Financial Group has announced an additional cash contribution to its Board Benefit Trust to acquire company shares for its directors and executive officers. This move is part of its ongoing stock compensation program, aimed at aligning the interests of its leadership with the company’s performance, potentially impacting its operational strategies and stakeholder relations.

The most recent analyst rating on (JP:8411) stock is a Buy with a Yen4570.00 price target. To see the full list of analyst forecasts on Mizuho Financial Group stock, see the JP:8411 Stock Forecast page.

Mizuho Financial Group Reports Fiscal 2024 Financial Results

Mizuho Financial Group reported its consolidated financial results for fiscal 2024, showing a decrease in net income attributable to shareholders compared to the previous year. The company’s total assets increased slightly, indicating a stable financial condition, but the decline in net income may impact its market positioning and stakeholder confidence.

The most recent analyst rating on (JP:8411) stock is a Buy with a Yen4570.00 price target. To see the full list of analyst forecasts on Mizuho Financial Group stock, see the JP:8411 Stock Forecast page.

Mizuho Financial Group Advances Stock Repurchase Program

Mizuho Financial Group has announced the progress of its common stock repurchase program, which is being conducted in accordance with the Companies Act of Japan. As of May 31, 2025, the company has repurchased 4,351,500 shares at an aggregate price of ¥16,823,687,600, utilizing the market purchase trust method. This repurchase is part of a broader plan approved by the Board of Directors, allowing for the repurchase of up to 40,000,000 shares, with a maximum budget of ¥100,000,000,000, running from May 16 to August 31, 2025. This move is likely to impact the company’s stock value and shareholder returns, reflecting Mizuho’s strategic focus on enhancing shareholder value.

The most recent analyst rating on (JP:8411) stock is a Buy with a Yen4570.00 price target. To see the full list of analyst forecasts on Mizuho Financial Group stock, see the JP:8411 Stock Forecast page.

Mizuho Financial Group Enhances Board Benefit Trust with Additional Contribution

Mizuho Financial Group has announced an additional cash contribution to its Board Benefit Trust for operating officers, aimed at acquiring company shares. This move is part of their ongoing stock compensation program, reflecting a commitment to align the interests of their executives with company performance, potentially impacting stakeholder confidence and market perception.

The most recent analyst rating on (JP:8411) stock is a Buy with a Yen4570.00 price target. To see the full list of analyst forecasts on Mizuho Financial Group stock, see the JP:8411 Stock Forecast page.

Mizuho Financial Group Opposes Shareholder Proposals on Risk Audit Disclosure

Mizuho Financial Group’s Board of Directors has decided to oppose shareholder proposals at the upcoming Ordinary General Meeting of Shareholders. The proposals include amendments to the Articles of Incorporation related to financial risk audits. The Board argues that their existing comprehensive risk management framework and governance systems are sufficient to manage risks, including climate change impacts, without the need for additional disclosures in the Articles of Incorporation.

The most recent analyst rating on (JP:8411) stock is a Buy with a Yen4570.00 price target. To see the full list of analyst forecasts on Mizuho Financial Group stock, see the JP:8411 Stock Forecast page.

Mizuho Financial Group Announces Strategic Share Repurchase and Cancellation

Mizuho Financial Group announced a strategic move to repurchase and subsequently cancel up to 40 million shares of its common stock, representing 1.6% of its total outstanding shares, as part of its capital policy to balance capital adequacy, growth investment, and shareholder returns. This decision, which aligns with the company’s policy of increasing dividends and executing flexible share buybacks, is expected to enhance shareholder value and optimize the company’s capital structure.

The most recent analyst rating on (JP:8411) stock is a Buy with a Yen4570.00 price target. To see the full list of analyst forecasts on Mizuho Financial Group stock, see the JP:8411 Stock Forecast page.

Mizuho Financial Group Announces Increased Dividends for Fiscal 2024

Mizuho Financial Group has announced an increase in its year-end dividends for Fiscal 2024 to ¥75 per share, reflecting a ¥10 increase from previous estimates, and a total annual dividend increase to ¥140 per share. This decision aligns with their strategy to progressively increase dividends and execute flexible share buybacks, aiming to enhance shareholder returns and expand their stable earnings base. For Fiscal 2025, the company plans to continue this approach, estimating an annual dividend of ¥145 per share.

The most recent analyst rating on (JP:8411) stock is a Buy with a Yen4570.00 price target. To see the full list of analyst forecasts on Mizuho Financial Group stock, see the JP:8411 Stock Forecast page.

Mizuho Financial Group Reports Strong Financial Growth for Fiscal 2024

Mizuho Financial Group reported a significant increase in its financial performance for fiscal 2024, with ordinary income rising by 3.2% and profit attributable to owners of the parent increasing by 30.4%. This growth reflects the company’s strong operational capabilities and strategic positioning in the financial sector, indicating positive implications for its stakeholders.

The most recent analyst rating on (JP:8411) stock is a Hold with a Yen3250.00 price target. To see the full list of analyst forecasts on Mizuho Financial Group stock, see the JP:8411 Stock Forecast page.